FRB: H.2--Actions under delegated authority--Week ending May 5, 2007

Bank Independent, Sheffield, Alabama -- to establish a branch at The Crossings of Decatur, 2606 Highway 31, Decatur.
-Approved, May 3, 2007

Bank of Little Rock, Little Rock, Arkansas -- to establish a branch at 1201 Rahling Road; and to make an additional investment in bank premises.
-Approved, May 2, 2007

Community Trust Bank, Inc., Pikeville, Kentucky -- to establish a branch at Pullman Square, Huntington, West Virginia.
-Approved, May 2, 2007

Johnson Bank, Racine, Wisconsin -- to establish branches at 5215 Douglas Avenue and at 1702 South River Road, Janesville.
-Approved, May 4, 2007

New Peoples Bank, Inc., Honaker, Virginia -- to establish a branch at 155 East Lee Highway, Chilhowie.
-Approved, May 3, 2007

Peoples Bank, Lubbock, Texas -- to establish a branch at 8001 CR 1540, the intersection of U.S. Highway 84 and County Road 1540, Shallowater.
-Approved, April 30, 2007

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 2550 Nimmo Parkway, Virginia Beach, Virginia.
-Approved, May 2, 2007

Bank Holding Companies

The Bank of New York Company, Inc., New York, New York -- request for an exemption under the Depository Institutions Management Interlocks Act and Regulation L.
-Granted, May 3, 2007

Boston Private Financial Holdings, Inc., Boston, Massachusetts -- to acquire Charter Financial Corporation, Bellevue, Washington, and its subsidiaries, Charter Bank, and Banc Support, Inc., Kent.
-Approved, May 3, 2007

CNLBancshares, Inc., Orlando, Florida -- to acquire CNLBank, Southwest Florida, Bonita Springs, a de novo bank.
-Approved, April 30, 2007

Community Bank System, Inc., DeWitt, New York -- waiver of application in connection with the merger with TLNB Financial Corp.
-Granted, April 30, 2007

Franklin Bank Corp., Houston, Texas -- waiver of application to acquire The First National Bank of Bryan, Bryan, in connection with the merger of The First National Bank of Bryan with Franklin Bank, S.S.B., Houston.
-Granted, May 3, 2007

Gateway Financial Holdings, Inc., Virginia Beach, Virginia -- to acquire The Bank of Richmond, N.A., Richmond.
-Approved, May 2, 2007

Guardian Bancshares, Inc., Sylacauga, Alabama -- to acquire Adair Asset Management and thereby engage in certain investment advisory and securities brokerage activities.
-Approved, May 2, 2007

Layton Park Financial Group, Inc., Milwaukee, Wisconsin -- to become a bank holding company and to acquire Layton State Bank and engage de novo in extending credit and servicing loans.
-Approved, April 30, 2007

Lea M. McMullan Trust, Shelbyville, Kentucky -- to acquire Fort Knox National Bancorp, Inc., Radcliff, and thereby acquire Fort Knox National Bank; and for Citizens Union Bancorp of Shelbyville, Inc., Shelbyville, to acquire Fort Knox National Bancorp, Inc., Radcliff, and thereby acquire Fort Knox National Bank.
-Approved, April 30, 2007

Maunesha Bancshares, Inc., Waterloo, Wisconsin -- to engage de novo in extending credit and servicing loans.
-Approved, April 30, 2007

Omni Financial Services, Inc., Atlanta, Georgia, and Omni National Bank -- waiver of application in connection with the proposed acquisition of Wilson State Bank, Wilson, Texas.
-Granted, May 4, 2007

Omni National Bank, Atlanta, Georgia -- waiver of application in connection with the proposed acquisition of Wilson State Bank, Wilson, Texas.
-Granted, May 4, 2007

Opportunity Bancshares, Inc., Richardson, Texas -- to become a bank holding company and to acquire Opportunity Bank, National Association.
-Approved, May 2, 2007

Sandy Spring Bancorp, Inc., Olney, Maryland -- to acquire CN Bancorp, Inc., Glen Burnie, and County National Bank; and for Sandy Spring Bank, Olney, to merge with County National Bank, and to operate branches at the existing locations of County National Bank.
-Approved, May 3, 2007

Bank Premises

The Bank at Broadmoor, Colorado Springs, Colorado -- to increase its investment in bank premises.
-Approved, May 2, 2007

Change In Bank Control

Dickinson Financial Corporation II, Kansas City, Missouri -- to retain control of Dickinson Financial Corporation II.
-Permitted, May 3, 2007

RB Bancorporation, Athens, Alabama -- change in bank control.
-Permitted, May 4, 2007

Extensions Of Time

S & T Bancorp, Inc., Indiana, Pennsylvania -- extension to July 31, 2007, to acquire up to 9.9 percent of the shares of CBT Financial Corporation, Clearfield.
-Granted, April 30, 2007

Financial Holding Companies

F & M Bankshares, Inc., Marinette, Wisconsin -- election to become a financial holding company.
-Effective, May 4, 2007

Actions under delegated authority

Actions taken during the week ending May 5, 2007

Bank Branches, Domestic

Bank Holding Companies

Bank Premises

Change In Bank Control

Extensions Of Time

Financial Holding Companies