Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending May 5, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMERCE BANCORP, INC

CIC

Notice by the Wilson-Gardner Family Control Group, Jackson, Mississippi, to retain control of Commerce Bancorp, Inc., Greenwood, Mississippi. The Control Group consists of Alice King Harrison, Forrest City, Arkansas; Fred Gillaspy Wilson (individually and as sole trustee of the Gardner Trust), Jackson, Mississippi; John Frederick Wilson, Jackson, Mississippi; Margaret Gardner Wilson, Ridgeland, Mississippi; Margaret Wilson Ethridge, Madison, Mississippi; Ermis King Wilson, Sterlington, Louisiana; Edna Earl Douglas, Memphis, Tennessee; Alison Wilson Page, Sterlington, Louisiana; and Ermis M. Wilson, Sterlington, Louisiana.

Newspaper:	05/15/2007
Federal Register:	05/18/2007

COMMUNITY FIRST BANCSHARES, INC.

* 3A3

Community First Bancshares, Inc., Harrison, Arkansas ("Community"), to acquire additional shares of White River Bancshares Company, Fayetteville, Arkansas ("Bancshares"), and thereby indirectly acquire Signature Bank, Fayetteville, Arkansas. The acquisition will result in Community retaining ownership of up to 23.13 percent of Bancshares stock.

Newspaper:	05/27/2007
Federal Register:	05/29/2007

HOME BANCSHARES, INC.

* 3A3

Home Bancshares, Inc., Conway, Arkansas ("Home"), to acquire additional shares of White River Bancshares Company, Fayetteville, Arkansas ("Bancshares"), and thereby indirectly acquire Signature Bank, Fayetteville, Arkansas. The acquisition will result in Home retaining ownership of at least 20.0 percent of Bancshares stock.

Newspaper:	05/27/2007
Federal Register:	05/29/2007

JACKSON FINANCIAL CORPORATION

CIC

Notice by Peter Mahurin, Bowling Green, Kentucky, and Ben Lovell Cundiff, Cadiz, Kentucky, individually and as members of a group acting in concert, to gain control of Jackson Financial Corporation, Mayfield, Kentucky. The group consists of Messrs. Mahurin and Cundiff, Damon Salvatore Vitale, Bowling Green, Kentucky, and Charles Lester Key, Franklin, Kentucky.

Newspaper:	05/03/2007
Federal Register:	05/21/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending May 5, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis