FRB: H.2--Actions under delegated authority--Week ending June 30, 2007

Citizens Community Bank, South Hill, Virginia -- to establish a branch at 778 Old Farm Road South, Roanoke Rapids, North Carolina.
-Approved, June 25, 2007

CoBiz Bank, Denver, Colorado -- to establish a branch at 212 Chambers Avenue, Eagle.
-Approved, June 26, 2007

The First Bank and Trust Company, Lebanon, Virginia -- to establish a branch at 851 Lew Dewitt Boulevard, Waynesboro.
-Approved, June 25, 2007

First Georgia Community Bank, Jackson, Georgia -- to establish a branch at 361 Wilson Road, Griffin.
-Approved, June 28, 2007

Hanmi Bank, Los Angeles, California -- to establish a branch at 9300 Wilshire Boulevard, Beverly Hills.
-Approved, June 29, 2007

HCSB, a state banking association, Plainview, Texas -- to establish a branch at 710 South Adams, Fredericksburg.
-Approved, June 26, 2007

Heritage Bank of Commerce, San Jose, California -- to establish a branch at 101 Ygnacio Valley Road, Walnut Creek.
-Approved, June 26, 2007

RBC Centura Bank, Raleigh, North Carolina -- to establish a branch at 200 Providence Road, Charlotte.
-Approved, June 26, 2007

SunTrust Bank, Atlanta, Georgia -- to establish branches at 601 Courtland Boulevard, Deltona, Florida; 11721 Bonita Beach Road, Southeast, Bonita Springs; and 404 Johnnie Dodds Boulevard, Mt. Pleasant, South Carolina.
-Approved, June 26, 2007

Bank Holding Companies

CapitalSouth Bancorp, Birmingham, Alabama -- to acquire Monticello Bancshares, Inc., Jacksonville, Florida, and Monticello Bank; and for CapitalSouth Bank, Birmingham, Alabama, to merge with Monticello Bank, Jacksonville, Florida, and thereby establish branches.
-Approved, June 29, 2007

Capitol Bancorp Ltd., Lansing, Michigan, and Capitol Development Bancorp Limited VI -- to acquire shares of High Desert Bank, Bend, Oregon, a de novo savings association.
-Approved, June 25, 2007

Capitol Bancorp, Ltd., Lansing, Michigan, and Capitol Development Bancorp Limited VI -- to acquire shares of Issaquah Community Bank, Issaquah, Washington, a de novo bank.
-Approved, June 27, 2007

First Community Holdings, Santa Rosa, California -- to become a bank holding company and to acquire First Community Bank.
-Approved, June 28, 2007

First National Bank of Sauk Centre Retirement Savings & Employee Stock Ownership Plan and Trust, Sauk Centre, Minnesota, and Sauk Centre Financial Services, Inc. -- to acquire Lake Country State Bank, Long Prairie.
-Approved, June 29, 2007

Franklin Resources, Inc., San Mateo, California -- to retain shares of The BANKshares, Inc., Melbourne, Florida, and thereby retain its subsidiaries, The Bank Brevard, and BankFIRST, Winter Park.
-Approved, June 25, 2007

FSB Bancshares, Inc., Oklahoma City, Oklahoma -- to become a bank holding company and to acquire First Security Bank and Trust Company.
-Approved, June 28, 2007

Machias Bancorp, MHC, Machias, Maine, and Machias Bancorp, Inc. -- to acquire an additional interest in M&M Consulting Limited Liability Company, Bangor.
-Returned, June 25, 2007

MRV Financial Corp, St. Genevieve, Missouri -- to become a bank holding company and to acquire MRV Banks, a de novo bank.
-Approved, June 25, 2007

New Horizons Bankshares, Inc., East Ellijay, Georgia -- relief from a commitment.
-Granted, June 28, 2007

Pinnacle Financial Corporation, Elberton, Georgia -- to merge with Georgia Central Bancshares, Inc., Social Circle, and thereby acquire Georgia Central Bank.
-Approved, June 25, 2007

United Bankshares, Inc., Charleston, West Virginia, and George Mason Bankshares, Inc., Fairfax, Virginia -- to acquire Premier Community Bankshares, Inc., Winchester, Virginia, and thereby acquire The Marathon Bank; Rockingham Heritage Bank, Harrisonburg; and Premier Bank, Inc., Martinsburg, West Virginia.
-Approved, June 28, 2007

Bank Mergers

M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin -- to merge with Excel Bank Minnesota, Minneapolis, Minnesota, and thereby establish branches.
-Approved, June 26, 2007

Bank Premises

Farmers Bank, Windsor, Virginia -- to increase its investment in bank premises.
-Approved, June 26, 2007

Change In Bank Control

Clearwater Development Co., Inc., Clearwater, Nebraska -- to retain control of Clearwater Development Co., Inc.
-Permitted, June 25, 2007

Commerce Bancorp, Inc., Greenwood, Mississippi -- to retain control of Commerce Bancorp, Inc.
-Permitted, June 28, 2007

Northumberland Bancorp, Northumberland, Pennsylvania -- change in bank control.
-Permitted, June 26, 2007

Extensions Of Time

American Heritage Bank, Sapulpa, Oklahoma -- extension to September 28, 2007, to establish a branch at the intersection of 71st Street South and South Union Avenue, Tulsa.
-Granted, June 28, 2007

Assabet Valley Bancorp, Hudson, Massachusetts -- extension to September 27, 2007, to acquire Westborough Bancorp, M.H.C., Westborough, Westborough Financial Services, Inc., and The Westborough Bank.
-Granted, June 27, 2007

Bank of America Corporation, Charlotte, North Carolina -- extension to September 27, 2007, to acquire U.S. Trust Corporation, New York, New York, and thereby acquire United States Trust Company, National Association.
-Granted, June 27, 2007

Financial Holding Companies

TD US P & C Holding ULC, Calgary, Canada -- election to become a financial holding company.
-Effective, June 29, 2007

Membership

Citizens Bank of Jessamine County, Nicholasville, Kentucky -- to retain membership in the Federal Reserve System on conversion from a national to a state charter.
-Approved, June 27, 2007

Reliant Bank, Brentwood, Tennessee -- to become a member of the Federal Reserve System.
-Approved, June 28, 2007

Southwest Bank, Fort Worth, Texas -- to become a member of the Federal Reserve System.
-Approved, June 26, 2007

Actions under delegated authority

Actions taken during the week ending June 30, 2007

Bank Branches, Domestic