Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending June 30, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

B BANK, INC.

CIC

Notice by Brandon J. Berkley, Denver, Colorado; Cara D. Berkley, Overland Park, Kansas; and Claudia D. Berkley, Downs, Kansas; to retain ownership of B Bank, Inc., parent of State Bank of Downs, both in Downs, Kansas, as members of the Berkley family group.

Newspaper:	06/11/2007
Federal Register:	07/12/2007

BSB BANCSHARES, INC.

* 3A1

BSB Bancshares, Inc., Lincoln, Nebraska, to become a bank holding company through the acquisition of 100 percent of the voting shares of Brunswick Bancshares, Inc., Brunswick, Nebraska, parent of Brunswick State Bank, Brunswick, Nebraska.

Newspaper:	Not available
Federal Register:	Not available

FIRST STATE BANK

* 18C
* Branch

First State Bank, Lincoln, Nebraska, to merge with Saline State Bank, Wilber, Nebraska, and incident thereto, to establish a branch.

Newspaper:	Not available
Federal Register:	Not applicable

SOLERA NATIONAL BANCORP, INC.

* 3A1

Solera National Bancorp, Inc. to become a bank holding company through the acquisition of 100 percent of the voting shares of Solera National Bank (in organization), both in Lakewood, Colorado.

Newspaper:	07/22/2007
Federal Register:	07/24/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CITIZENS BK, VELMA, OKLAHOMA	468655	03/26/2007	06/27/2007	S	Small Bank
FIRST ST BK, ANADARKO, OKLAHOMA	41553	03/19/2007	06/15/2007	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending June 30, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City