Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending April 19, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

FARMERS CITIZENS BANK, THE

* Branch

Farmers Citizens Bank, Bucyrus, OH to establish a branch in the Planktown Country Market, 1921 Free Road, Shiloh, OH.

Newspaper:	04/26/2008
Federal Register:	Not applicable

FIFTH THIRD BANK

* Branch

Fifth Third Bank, Grand Rapids, MI to establish a branch at 4747 Haggerty Road, West Bloomfield, MI.

Newspaper:	04/18/2008
Federal Register:	Not applicable

NEW RICHMOND BANCORPORATION

CIC

Interagency Notices of Change in Bank Control filed by: (1.) Jay L. Dunlap, Lincoln, NB to retain voting authority granted by proxy from Mark Dunlap over 58.25 shares or 55.48% of the outstanding voting shares of New Richmond Bancorporation, New Richmond, OH; (2.) Samad Yaltaghian, Rusden, Northants, England, to acquire 46.75 shares or 45.52 percent of the outstanding voting shares of New Richmond Bancorporation, New Richmond, OH; (3.) Jay L. Dunlap, Lincoln, NB and Samad Yaltaghian, Rusden, Northants, England, in concert resulting from a proxy to vote 46.75 shares or 45.52 percent of the outstanding voting shares of New Richmond Bancorporation, New Richmond, OH granted to Jay L. Dunlap by Samad Yaltaghian.

Newspaper:	Not available
Federal Register:	Not available

WHITAKER BANK CORPORATION OF KENTUCKY

* 18C
* 3A3

Whitaker Bank Corporation of Kentucky, Lexington, KY to acquire State Financial Services, Inc.,Harrodsburg, KY AND State Bank & Trust, Harrodsburg, KY to merge with and into Whitaker Bank, Inc., Lexington, KY pursuant to Section 18(c) of the FDIC Act.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending April 19, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland