Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending April 19, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMUNITY BANKS OF COLORADO

* Branch

Community Banks of Colorado, Greenwood Village, Colorado, to establish a branch at 320 Main Street, Suite 100, Carbondale, Colorado.

Newspaper:	05/13/2008
Federal Register:	Not applicable

DUROC INVESTMENT COMPANY

4c8

Duroc Investment Company, proposes to acquire Community Insurance Group, Inc., both of Table Rock, Nebraska, and thereby engage in insurance activities.

Newspaper:	Not applicable
Federal Register:	Not applicable

FIRST FINANCIAL BANCSHARES, INC.

* 3A3

First Financial Bancshares, Inc., Lawrence, Kansas, to acquire 100 percent of the voting shares of Great American Bank, De Soto, Kansas.

Newspaper:	05/03/2008
Federal Register:	05/12/2008

FIRST MIAMI BANCSHARES, INC.

CIC

Notice by Charles C. Neal, Miami, Oklahoma, individually and as trustee of the Charles A. Neal Revocable Trust, and by Charles C. Neal, Ann L. Neal and Jane E. Neal, all of Miami, Oklahoma; Elizabeth Edwards, Argyle, Texas; and Mary K. Neal, University City, Missouri, as members of the Neal family group, to retain control of First Miami Bancshares, Inc., parent of The First National Bank and Trust Company of Miami, Miami, Oklahoma, and Bank of Billings, Billings, Missouri, through the rentention of voting shares.

Newspaper:	Not available
Federal Register:	05/07/2008

KAW VALLEY STATE BANK AND TRUST COMPANY

* 18C
* Branch

Kaw Valley State Bank and Trust Company, Wamego, Kansas, to merge with The First National Bank of Clifton, Clifton, Kansas, and incident thereto to establish two branches, and to operate under the title of Kaw Valley Bank and Trust Company, Wamego, Kansas.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending April 19, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City