Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending June 21, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

FNB FINANCIAL SERVICES, INC.

CIC

Notice by Donald L. Howell, Houston, Texas, individually and as trustee of the FNB Financial Services, Inc. Employee Stock Ownership Plan and as trustee of the Anne Turner Howell Trust, and by Donald L. Howell, Hilton H. Howell, Jr., Atlanta, Georgia, Brian E. Howell, Waco, Texas, Donna Howell, Waco, Texas, and Alison Howell Malone, Dallas, Texas, acting as a group in concert, to acquire control of FNB Financial Services, Inc., parent of First Texoma National Bank, both in Durant, Oklahoma, through the acquisition of voting shares.

Newspaper:	Not available
Federal Register:	06/10/2008

RIVERDALE BANCSHARES, INC.

CIC

Notice by Philip Eugene Jossi and Keith Weldon Carlson, both of Lincoln, Nebraska; and Marian Joanne Hardin, Kearney, Nebraska; to acquire control of Riverdale Bancshares, Inc., parent of State Bank of Riverdale, both in Riverdale, Nebraska, through the acquisition of voting shares.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
WAHOO ST BK, WAHOO, NEBRASKA	662350	02/25/2008	05/16/2008	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending June 21, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City