Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending June 21, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST SECURITY BANCORP

* 3A3

First Security Bancorp, Searcy, Arkansas, to acquire 100 percent of Union Bancshares of Benton, Inc., Benton, Arkansas, and thereby indirectly acquire The Union Bank of Benton, Benton, Arkansas.

Newspaper:	07/17/2008
Federal Register:	07/14/2008

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CITIZENS B&TC, VAN BUREN, ARKANSAS	192147	01/07/2008	04/23/2008	S	Int Sm Bank
CITIZENS BK, HARTFORD, KENTUCKY	535641	03/10/2008	06/14/2008	S	Small Bank
CITIZENS BK, BATESVILLE, ARKANSAS	856748	01/14/2008	04/25/2008	S	Int Sm Bank
FIRST SECURITY BK OF CONWAY, CONWAY, ARKANSAS	1890374	02/11/2008	05/26/2008	S	Int Sm Bank
PATRIOT BK, MILLINGTON, TENNESSEE	3120646	02/25/2008	06/04/2008	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending June 21, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis