Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending November 21, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

AUBURNBANK

* Branch

AuburnBank, Auburn, Alabama, to establish a branch located at 132 Fob James Drive, Valley, Alabama, to be known as the Valley Branch of AuburnBank.

Newspaper:	12/02/2009
Federal Register:	Not applicable

COMPASS BANK

* Branch

Compass Bank, Birmingham, Alabama, to establish the following branches: near the intersection of South Gilbert Road and East Riggs Road, Phoenix, Arizona, to be known as the Gilbert and Riggs Branch; and near the intersection of East Baseline Road and South Signal Butte Road, Phoenix, Arizona, to be known as the Baseline and Signal Butte Branch.

Newspaper:	11/25/2009
Federal Register:	Not applicable

UCB FINANCIAL GROUP, INC.

CIC

Prior change in control notice filed by Serguei Kouzmine, Atlanta, Georgia, to acquire 24.3 percent of the outstanding shares of UCB Financial Group, Inc., and its subsidiary, Atlanta Business Bank, both of Atlanta, Georgia. Pro forma total ownership will equal 31.2 percent.

Newspaper:	12/03/2009
Federal Register:	12/04/2009

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2010 (January 1, 2010 - March 31, 2010)

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending November 21, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2010 (January 1, 2010 - March 31, 2010)

District: 6
Federal Reserve Bank of: Atlanta