Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending November 21, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK

* Branch

Arvest Bank, Fayetteville, Arkansas, to establish a branch facility to be located at 811 W. Ruth Street, Sallisaw, Oklahoma.

Newspaper:	11/27/2009
Federal Register:	Not applicable

FIRST WATERLOO BANCSHARES, INC.

* 3A3

First Waterloo Bancshares, Inc., Waterloo, Illinois, to acquire 100 percent of Red Bud Bancorp, Inc., Red Bud, Illinois, and thereby indirectly acquire First State Bank of Red Bud, Red Bud, Illinois.

Newspaper:	12/13/2009
Federal Register:	12/18/2009

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
LINDELL B&TC, SAINT LOUIS, MISSOURI	185859	06/29/2009	10/22/2009	S	Int Sm Bank
TRUMAN BK, SAINT LOUIS, MISSOURI	1213777	08/03/2009	11/12/2009	S	Int Sm Bank

CRA Examinations scheduled for First Quarter of 2010 (January 1, 2010 - March 31, 2010)

Institution	Location
BANK OF LA	LOUISIANA, MISSOURI
CALLAWAY BK	FULTON, MISSOURI
CITIZENS B&TC	VAN BUREN, ARKANSAS
CITIZENS BK	BATESVILLE, ARKANSAS
FARMERS BK & CAPITAL TC	FRANKFORT, KENTUCKY
FIRST FINANCIAL BK	EL DORADO, ARKANSAS
FIRST ST BK	SAINT PETER, ILLINOIS
FIRST ST BK OF DEQUEEN	DEQUEEN, ARKANSAS
HEBER SPRINGS ST BK	HEBER SPRINGS, ARKANSAS
OLD MISSOURI BK	SPRINGFIELD, MISSOURI
PEOPLES B&TC	TROY, MISSOURI
SECURITY BK	NEWBERN, TENNESSEE
TEUTOPOLIS ST BK	TEUTOPOLIS, ILLINOIS
TOWN & COUNTRY BK	SALEM, MISSOURI

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending November 21, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2010 (January 1, 2010 - March 31, 2010)

District: 8
Federal Reserve Bank of: St. Louis