CA 19-8:
Interagency Examination Procedures for Regulation X
OF THE FEDERAL RESERVE SYSTEM
WASHINGTON, D.C. 20551
DIVISION OF CONSUMER
AND COMMUNITY AFFAIRS
April 9, 2019
TO THE OFFICERS AND MANAGERS IN CHARGE OF CONSUMER AFFAIRS SECTIONS:
Interagency Examination Procedures for Regulation X
Applicability to Community Banking Organizations: This guidance applies to institutions supervised by the Federal Reserve with total consolidated assets of $10 billion or less.
This CA Letter republishes interagency examination procedures for Regulation X – Real Estate Settlement Procedures Act (RESPA) for procedural reasons, without any change. Specifically:
- Contemporaneously with this CA Letter, the Board is publishing interagency examination procedures for Regulation E – Electronic Fund Transfers and Regulation Z – Truth in Lending (TILA) to reflect amendments to those regulations published by the Consumer Financial Protection Bureau regarding prepaid card accounts.
- CA Letter 19-7, which transmits the Regulation Z examination procedures, supersedes CA Letter 18-3. CA Letter 18-3 also transmitted interagency examination procedures for Regulation X.
- Because CA Letter 18-3 has been superseded, this CA Letter separately republishes the interagency examination procedures for Regulation X to confirm that they remain valid. The Regulation X examination procedures remain unchanged.
If you have any questions concerning this letter, please contact Dana Miller, Senior Counsel, Supervisory Policy and Outreach at (202) 452-2751. In addition, questions may be sent via the Board’s public website.1
signed by
Carol Evans
Associate Director
Division of Consumer
and Community Affairs
- CA 19-7 “Revised Interagency Examination Procedures for Regulation Z” (Apr. 09, 2019)
- CA 18-3, “Revised Interagency Examination Procedures for Regulation Z” (Apr. 09, 2019)