Supervisory Policy and Guidance Topics
Surveillance
The Federal Reserve uses automated screening systems to conduct routine monitoring of the financial condition and performance of state member banks and BHCs. These surveillance systems rely on Call Reports and other financial regulatory reports, as well as examination data, to identify institutions exhibiting financial deterioration or increased risk profiles. This surveillance process ensures that these institutions receive timely supervisory attention and that examination resources can be directed to weak and potentially troubled institutions to supplement on-site examinations and inspections.
Policy Letters
SurveillanceBank Exams Tailored to Risk (BETR)
Enhancements to the Federal Reserve System's Surveillance Program
Inspection Frequency and Scope Expectations for Bank Holding Companies and Savings and Loan Holding Companies that are Community Banking Organizations
Submission of Documents to the Central Document and Text Repository in Support of the Banking Organization National Desktop
Recommendations to Increase the Portion of Examinations and Inspections Conducted in Reserve Bank Offices
Additional Resources
Manual References
- Bank Holding Company Supervision Manual
- Section 4080.0, "Federal Reserve System BHC Surveillance Program"
- Section 4080.1, "Surveillance Program for Small Bank Holding Companies"
- Commercial Bank Examination Manual
- Section 1020.1, "Federal Reserve System Bank Watch List and Surveillance Programs"