PrintAssets and Liabilities of Commercial Banks in the United States - H.8
Current Release (54 KB PDF)
Release Date: November 13, 2009
Notes on the Data (billions of dollars)
Domestically chartered commercial banks acquired $84.5 billion in assets and liabilities of nonbank institutions in the week ending November 4, 2009. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.6; commercial and industrial loans, $1.8; real estate loans, revolving home equity loans, $6.4; real estate loans, closed-end residential loans, $76.3; real estate loans, commercial real estate loans, $6.3; all other loans and leases, $4.2; allowance for loan and lease losses, $1.4; interbank loans, fed funds and reverse RPs with banks, $9.5; cash assets, -$29.6; and other assets, $8.1. The major liability items affected were: deposits, large time deposits, $9.6; deposits, other deposits, $27.3; borrowings, borrowings from others, $37.0; and other liabilities, $0.6. The residual (assets less liabilities) increased $10.0.
H.8; Page 1
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,535.3 | 9,265.2 | 9,332.9 | 9,309.8 | 9,238.6 | 9,205.0 | 9,117.4 | 9,029.4 | 9,040.9 | 9,014.0 | 8,997.0 | 9,100.0 |
| 2 | Securities in bank credit 2 | 2,236.0 | 2,181.1 | 2,206.2 | 2,248.0 | 2,263.8 | 2,307.3 | 2,320.5 | 2,312.2 | 2,323.9 | 2,328.6 | 2,300.0 | 2,319.8 |
| 3 | Treasury and agency securities 3 | 1,222.3 | 1,258.5 | 1,255.8 | 1,288.6 | 1,319.6 | 1,364.8 | 1,382.3 | 1,377.9 | 1,388.8 | 1,389.9 | 1,365.0 | 1,390.4 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | -- | -- | 971.2 | 975.9 | 986.2 | 984.8 | 986.4 | 999.8 | 979.6 | 999.5 |
| 5 | Non-MBS 5 | -- | -- | -- | -- | 348.4 | 388.9 | 396.0 | 393.1 | 402.4 | 390.1 | 385.4 | 390.9 |
| 6 | Other securities | 1,013.7 | 922.7 | 950.4 | 959.3 | 944.2 | 942.5 | 938.2 | 934.3 | 935.1 | 938.7 | 934.9 | 929.4 |
| 7 | Mortgage-backed securities 6 | -- | -- | -- | -- | 210.6 | 211.5 | 211.9 | 207.6 | 208.4 | 207.3 | 206.5 | 206.3 |
| 8 | Non-MBS 7 | -- | -- | -- | -- | 733.5 | 731.0 | 726.3 | 726.7 | 726.6 | 731.5 | 728.4 | 723.2 |
| 9 | Loans and leases in bank credit 8 | 7,299.3 | 7,084.0 | 7,126.7 | 7,061.8 | 6,974.8 | 6,897.7 | 6,796.9 | 6,717.2 | 6,717.0 | 6,685.4 | 6,697.0 | 6,780.2 |
| 10 | Commercial and industrial loans | 1,643.4 | 1,544.1 | 1,524.1 | 1,497.7 | 1,480.6 | 1,449.0 | 1,411.8 | 1,378.1 | 1,382.2 | 1,372.1 | 1,374.3 | 1,369.2 |
| 11 | Real estate loans | 3,817.4 | 3,831.9 | 3,874.3 | 3,859.7 | 3,844.4 | 3,824.0 | 3,776.7 | 3,748.3 | 3,745.8 | 3,727.4 | 3,731.1 | 3,817.5 |
| 12 | Revolving home equity loans | 578.1 | 606.0 | 613.8 | 611.2 | 608.0 | 606.3 | 603.5 | 601.6 | 601.9 | 600.4 | 599.9 | 604.8 |
| 13 | Closed-end residential loans 9 | 1,522.1 | 1,512.9 | 1,550.7 | 1,545.7 | 1,540.6 | 1,529.2 | 1,495.3 | 1,484.6 | 1,478.4 | 1,465.5 | 1,474.2 | 1,558.8 |
| 14 | Commercial real estate loans 10 | 1,717.2 | 1,713.0 | 1,709.8 | 1,702.7 | 1,695.8 | 1,688.5 | 1,677.9 | 1,662.1 | 1,665.5 | 1,661.4 | 1,657.1 | 1,653.9 |
| 15 | Consumer loans | 852.4 | 859.4 | 858.1 | 856.3 | 852.8 | 850.9 | 848.7 | 846.7 | 845.0 | 847.1 | 847.2 | 842.0 |
| 16 | Credit cards and other revolving plans | 365.7 | 367.1 | 361.5 | 359.9 | 359.4 | 356.8 | 352.5 | 349.0 | 348.0 | 350.1 | 349.4 | 344.2 |
| 17 | Other consumer loans 11 | 486.7 | 492.3 | 496.6 | 496.4 | 493.4 | 494.0 | 496.2 | 497.7 | 497.1 | 497.1 | 497.7 | 497.7 |
| 18 | Other loans and leases | 986.1 | 848.6 | 870.2 | 848.2 | 797.0 | 773.8 | 759.7 | 744.1 | 744.0 | 738.8 | 744.4 | 751.5 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 301.7 | 254.7 | 272.7 | 261.2 | 221.7 | 213.7 | 205.4 | 197.7 | 199.9 | 192.8 | 203.9 | 201.9 |
| 20 | All other loans and leases 13 | 684.4 | 593.9 | 597.5 | 587.0 | 575.3 | 560.2 | 554.3 | 546.5 | 544.1 | 546.0 | 540.5 | 549.7 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | -- | -- | 186.9 | 192.2 | 194.6 | 198.3 | 198.1 | 198.3 | 196.7 | 204.0 |
| 22 | Interbank loans 12 | 446.2 | 386.2 | 396.1 | 386.0 | 339.5 | 319.7 | 315.3 | 292.2 | 300.9 | 300.9 | 280.4 | 237.4 |
| 23 | Fed funds and reverse RPs with banks 12 | 367.4 | 313.1 | 318.1 | 309.5 | 255.4 | 229.6 | 224.5 | 206.8 | 209.2 | 216.9 | 197.0 | 172.6 |
| 24 | Loans to commercial banks | 78.8 | 73.1 | 78.0 | 76.6 | 84.1 | 90.1 | 90.8 | 85.4 | 91.7 | 84.0 | 83.4 | 64.9 |
| 25 | Cash assets 14 | 602.3 | 1,013.3 | 1,034.5 | 932.3 | 959.5 | 1,021.8 | 1,061.2 | 1,223.2 | 1,183.5 | 1,327.9 | 1,256.1 | 1,209.9 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 386.3 | 372.6 | 367.1 | 338.6 | 354.1 | 329.0 | 320.9 | 307.9 |
| 27 | Derivatives with a positive fair value 16 | -- | -- | -- | -- | 369.1 | 355.2 | 347.1 | 315.9 | 331.5 | 306.2 | 297.9 | 285.7 |
| 28 | Other trading assets | -- | -- | -- | -- | 17.2 | 17.4 | 20.0 | 22.7 | 22.6 | 22.8 | 23.0 | 22.2 |
| 29 | Other assets 17 | 1,080.4 | 1,112.1 | 1,127.1 | 1,154.6 | 1,134.5 | 1,115.7 | 1,107.2 | 1,113.3 | 1,091.6 | 1,135.5 | 1,120.8 | 1,135.6 |
| 30 | Total assets 18 | 11,965.4 | 12,041.4 | 12,128.0 | 11,995.8 | 11,871.3 | 11,842.7 | 11,773.5 | 11,798.3 | 11,772.9 | 11,908.9 | 11,778.5 | 11,787.0 |
H.8; Page 2
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,180.4 | 7,315.3 | 7,449.3 | 7,520.3 | 7,507.7 | 7,552.5 | 7,594.3 | 7,639.2 | 7,671.2 | 7,638.3 | 7,624.8 | 7,670.4 |
| 32 | Large time deposits | 2,034.9 | 1,843.3 | 1,870.2 | 1,883.2 | 1,901.8 | 1,898.7 | 1,882.7 | 1,885.9 | 1,896.2 | 1,892.1 | 1,868.2 | 1,858.8 |
| 33 | Other deposits | 5,145.5 | 5,471.9 | 5,579.1 | 5,637.0 | 5,606.0 | 5,653.9 | 5,711.6 | 5,753.4 | 5,775.0 | 5,746.1 | 5,756.6 | 5,811.6 |
| 34 | Borrowings | 2,605.1 | 2,386.5 | 2,387.7 | 2,326.2 | 2,226.8 | 2,150.6 | 2,047.4 | 2,002.3 | 2,016.7 | 2,001.4 | 1,973.7 | 1,983.1 |
| 35 | Borrowings from banks in the U.S. | 453.3 | 414.5 | 408.0 | 407.7 | 383.1 | 343.6 | 342.9 | 320.1 | 325.5 | 322.0 | 314.5 | 299.8 |
| 36 | Borrowings from others | 2,151.9 | 1,972.0 | 1,979.8 | 1,918.5 | 1,843.7 | 1,807.0 | 1,704.5 | 1,682.2 | 1,691.2 | 1,679.4 | 1,659.2 | 1,683.3 |
| 37 | Trading liabilities 19 | -- | -- | -- | -- | 315.5 | 315.0 | 310.2 | 294.6 | 297.2 | 299.6 | 286.2 | 272.0 |
| 38 | Derivatives with a negative fair value 16 | -- | -- | -- | -- | 265.9 | 266.6 | 260.3 | 236.8 | 246.7 | 229.5 | 225.8 | 213.1 |
| 39 | Other trading liabilities | -- | -- | -- | -- | 49.7 | 48.4 | 49.9 | 57.8 | 50.5 | 70.2 | 60.4 | 58.9 |
| 40 | Net due to related foreign offices | 178.8 | 220.4 | 165.5 | 58.4 | 87.7 | 95.6 | 143.8 | 213.1 | 173.2 | 239.0 | 281.0 | 182.9 |
| 41 | Other liabilities 20 | 454.6 | 425.8 | 435.4 | 462.7 | 453.0 | 416.4 | 415.1 | 394.9 | 395.6 | 402.9 | 387.7 | 404.7 |
| 42 | Total liabilities 18 | 10,838.9 | 10,731.5 | 10,798.3 | 10,699.3 | 10,590.8 | 10,530.2 | 10,510.9 | 10,544.1 | 10,553.9 | 10,581.2 | 10,553.4 | 10,513.0 |
| 43 | Residual (assets less liabilities) 21 | 1,126.6 | 1,309.9 | 1,329.6 | 1,296.5 | 1,280.5 | 1,312.5 | 1,262.7 | 1,254.2 | 1,219.0 | 1,327.7 | 1,225.1 | 1,274.0 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 22 | -- | -- | -- | -- | -56.3 | -48.1 | -38.1 | -23.1 | -24.4 | -23.5 | -20.5 | -19.7 |
| 45 | Securitized consumer loans 23 | 423.6 | 409.4 | 406.1 | 403.9 | 405.2 | 399.5 | 395.9 | 393.8 | 397.5 | 391.6 | 390.9 | 389.2 |
| 46 | Securitized credit cards and other revolving plans | 381.8 | 371.6 | 369.0 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 363.2 | 357.6 | 357.6 | 355.8 |
| 47 | Other securitized consumer loans | 41.8 | 37.8 | 37.2 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 34.3 | 34.0 | 33.3 | 33.3 |
| 48 | Securitized real estate loans 23 | 1,466.3 | 1,392.3 | 1,399.2 | 1,424.7 | 1,443.2 | 1,455.8 | 1,453.9 | 1,444.7 | 1,452.5 | 1,440.4 | 1,433.6 | 1,435.1 |
H.8; Page 3
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,535.3 | 9,259.0 | 9,332.4 | 9,309.8 | 9,201.5 | 9,176.0 | 9,119.5 | 9,028.0 | 9,018.2 | 9,008.6 | 9,013.7 | 9,131.8 |
| 2 | Securities in bank credit 2 | 2,230.2 | 2,186.8 | 2,217.8 | 2,261.0 | 2,258.8 | 2,303.8 | 2,317.2 | 2,306.4 | 2,294.2 | 2,322.0 | 2,310.0 | 2,337.5 |
| 3 | Treasury and agency securities 3 | 1,209.4 | 1,260.6 | 1,257.8 | 1,292.9 | 1,315.3 | 1,362.3 | 1,375.7 | 1,366.1 | 1,352.5 | 1,383.3 | 1,372.8 | 1,402.5 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | -- | -- | 967.8 | 973.8 | 979.8 | 975.5 | 964.8 | 991.2 | 979.3 | 1,003.8 |
| 5 | Non-MBS 5 | -- | -- | -- | -- | 347.5 | 388.5 | 395.9 | 390.6 | 387.7 | 392.1 | 393.5 | 398.6 |
| 6 | Other securities | 1,020.8 | 926.1 | 960.0 | 968.1 | 943.5 | 941.5 | 941.6 | 940.4 | 941.6 | 938.7 | 937.1 | 935.1 |
| 7 | Mortgage-backed securities 6 | -- | -- | -- | -- | 208.2 | 209.0 | 210.9 | 206.6 | 206.5 | 206.1 | 206.4 | 207.0 |
| 8 | Non-MBS 7 | -- | -- | -- | -- | 735.4 | 732.5 | 730.7 | 733.8 | 735.2 | 732.6 | 730.7 | 728.1 |
| 9 | Loans and leases in bank credit 8 | 7,305.0 | 7,072.2 | 7,114.6 | 7,048.8 | 6,942.7 | 6,872.2 | 6,802.2 | 6,721.6 | 6,724.1 | 6,686.6 | 6,703.7 | 6,794.3 |
| 10 | Commercial and industrial loans | 1,645.6 | 1,549.4 | 1,527.7 | 1,493.8 | 1,472.0 | 1,437.8 | 1,413.4 | 1,379.9 | 1,386.2 | 1,374.0 | 1,373.6 | 1,370.7 |
| 11 | Real estate loans | 3,824.9 | 3,825.8 | 3,871.3 | 3,857.6 | 3,847.6 | 3,826.8 | 3,779.0 | 3,754.9 | 3,752.7 | 3,727.9 | 3,736.2 | 3,830.1 |
| 12 | Revolving home equity loans | 579.7 | 602.6 | 611.3 | 609.3 | 606.9 | 605.8 | 603.9 | 603.2 | 603.1 | 602.8 | 602.4 | 606.9 |
| 13 | Closed-end residential loans 9 | 1,525.7 | 1,512.0 | 1,550.7 | 1,545.6 | 1,544.9 | 1,534.1 | 1,498.1 | 1,487.9 | 1,484.2 | 1,461.5 | 1,472.0 | 1,565.3 |
| 14 | Commercial real estate loans 10 | 1,719.5 | 1,711.3 | 1,709.3 | 1,702.6 | 1,695.8 | 1,686.9 | 1,677.1 | 1,663.8 | 1,665.4 | 1,663.6 | 1,661.8 | 1,657.9 |
| 15 | Consumer loans | 845.1 | 855.1 | 855.6 | 851.4 | 843.0 | 845.9 | 847.6 | 839.6 | 837.0 | 840.8 | 842.7 | 835.6 |
| 16 | Credit cards and other revolving plans | 360.0 | 360.5 | 356.5 | 354.4 | 353.6 | 354.1 | 350.6 | 343.6 | 342.2 | 345.5 | 346.8 | 340.1 |
| 17 | Other consumer loans 11 | 485.1 | 494.6 | 499.0 | 497.0 | 489.4 | 491.8 | 497.0 | 496.0 | 494.8 | 495.3 | 496.0 | 495.5 |
| 18 | Other loans and leases | 989.4 | 841.9 | 860.0 | 846.1 | 780.1 | 761.8 | 762.1 | 747.2 | 748.3 | 744.0 | 751.2 | 758.0 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 304.0 | 254.1 | 269.8 | 260.3 | 209.6 | 206.1 | 203.7 | 198.7 | 198.0 | 199.1 | 206.1 | 203.6 |
| 20 | All other loans and leases 13 | 685.4 | 587.8 | 590.2 | 585.8 | 570.4 | 555.6 | 558.5 | 548.5 | 550.2 | 544.9 | 545.1 | 554.3 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | -- | -- | 187.9 | 191.9 | 192.9 | 197.7 | 197.7 | 197.4 | 194.8 | 203.8 |
| 22 | Interbank loans 12 | 444.6 | 393.1 | 385.7 | 377.7 | 326.5 | 310.1 | 310.1 | 291.7 | 298.1 | 299.1 | 281.6 | 242.7 |
| 23 | Fed funds and reverse RPs with banks 12 | 364.5 | 319.5 | 308.3 | 302.7 | 244.9 | 221.0 | 221.0 | 204.7 | 204.2 | 212.7 | 197.6 | 176.3 |
| 24 | Loans to commercial banks | 80.1 | 73.6 | 77.4 | 75.0 | 81.6 | 89.1 | 89.1 | 86.9 | 93.9 | 86.4 | 84.0 | 66.3 |
| 25 | Cash assets 14 | 603.2 | 1,008.3 | 1,024.2 | 913.8 | 937.9 | 982.2 | 1,062.6 | 1,223.8 | 1,251.4 | 1,222.8 | 1,272.1 | 1,238.0 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 353.8 | 337.7 | 341.1 | 336.1 | 339.4 | 334.9 | 327.0 | 318.8 |
| 27 | Derivatives with a positive fair value 16 | -- | -- | -- | -- | 336.5 | 319.9 | 320.8 | 311.2 | 313.9 | 309.5 | 302.0 | 295.4 |
| 28 | Other trading assets | -- | -- | -- | -- | 17.3 | 17.8 | 20.3 | 24.9 | 25.5 | 25.4 | 25.0 | 23.4 |
| 29 | Other assets 17 | 1,090.0 | 1,111.5 | 1,115.7 | 1,149.1 | 1,128.9 | 1,100.7 | 1,112.7 | 1,123.4 | 1,114.1 | 1,127.0 | 1,115.9 | 1,129.7 |
| 30 | Total assets 18 | 11,971.0 | 12,045.6 | 12,090.8 | 11,938.2 | 11,760.7 | 11,714.8 | 11,753.1 | 11,805.4 | 11,823.6 | 11,795.0 | 11,815.5 | 11,857.2 |
H.8; Page 4
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,154.0 | 7,369.8 | 7,464.1 | 7,516.9 | 7,454.7 | 7,495.2 | 7,538.0 | 7,602.9 | 7,676.8 | 7,557.0 | 7,556.1 | 7,676.4 |
| 32 | Large time deposits | 2,042.7 | 1,832.9 | 1,878.7 | 1,883.7 | 1,889.0 | 1,895.9 | 1,877.0 | 1,889.9 | 1,890.8 | 1,891.1 | 1,883.1 | 1,874.3 |
| 33 | Other deposits | 5,111.3 | 5,536.9 | 5,585.3 | 5,633.2 | 5,565.7 | 5,599.3 | 5,661.0 | 5,712.9 | 5,786.0 | 5,665.8 | 5,673.0 | 5,802.1 |
| 34 | Borrowings | 2,578.9 | 2,413.5 | 2,429.2 | 2,342.6 | 2,201.0 | 2,130.0 | 2,053.4 | 1,981.5 | 1,974.2 | 1,978.3 | 1,975.1 | 1,974.9 |
| 35 | Borrowings from banks in the U.S. | 447.9 | 421.7 | 407.8 | 408.5 | 377.2 | 338.6 | 336.8 | 316.1 | 321.6 | 314.4 | 313.2 | 295.3 |
| 36 | Borrowings from others | 2,131.0 | 1,991.8 | 2,021.4 | 1,934.1 | 1,823.8 | 1,791.5 | 1,716.6 | 1,665.4 | 1,652.6 | 1,663.9 | 1,661.9 | 1,679.6 |
| 37 | Trading liabilities 19 | -- | -- | -- | -- | 291.7 | 293.1 | 298.9 | 294.3 | 288.5 | 305.0 | 286.7 | 278.7 |
| 38 | Derivatives with a negative fair value 16 | -- | -- | -- | -- | 242.4 | 242.0 | 245.2 | 235.5 | 236.0 | 234.6 | 227.5 | 221.1 |
| 39 | Other trading liabilities | -- | -- | -- | -- | 49.3 | 51.1 | 53.7 | 58.7 | 52.5 | 70.4 | 59.3 | 57.7 |
| 40 | Net due to related foreign offices | 178.8 | 220.4 | 165.5 | 58.4 | 87.7 | 95.6 | 143.8 | 213.1 | 173.2 | 239.0 | 281.0 | 182.9 |
| 41 | Other liabilities 20 | 460.0 | 421.5 | 431.0 | 454.6 | 442.5 | 413.3 | 415.1 | 400.5 | 400.7 | 403.7 | 400.6 | 415.6 |
| 42 | Total liabilities 18 | 10,792.4 | 10,813.4 | 10,847.8 | 10,694.2 | 10,477.7 | 10,427.3 | 10,449.2 | 10,492.2 | 10,513.4 | 10,483.0 | 10,499.6 | 10,528.4 |
| 43 | Residual (assets less liabilities) 21 | 1,178.6 | 1,232.2 | 1,243.1 | 1,243.9 | 1,283.0 | 1,287.5 | 1,303.9 | 1,313.1 | 1,310.2 | 1,312.0 | 1,315.9 | 1,328.8 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 22 | -- | -- | -- | -- | -56.3 | -48.1 | -38.1 | -23.1 | -24.4 | -23.5 | -20.5 | -19.7 |
| 45 | Securitized consumer loans 23 | 423.6 | 409.4 | 406.1 | 403.9 | 405.2 | 399.5 | 395.9 | 393.8 | 397.5 | 391.6 | 390.9 | 389.2 |
| 46 | Securitized credit cards and other revolving plans | 381.8 | 371.6 | 369.0 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 363.2 | 357.6 | 357.6 | 355.8 |
| 47 | Other securitized consumer loans | 41.8 | 37.8 | 37.2 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 34.3 | 34.0 | 33.3 | 33.3 |
| 48 | Securitized real estate loans 23 | 1,428.2 | 1,426.6 | 1,424.4 | 1,424.5 | 1,416.2 | 1,410.7 | 1,404.8 | 1,405.5 | 1,407.7 | 1,402.6 | 1,401.7 | 1,408.7 |
H.8; Page 5
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,473.6 | 8,300.7 | 8,377.2 | 8,392.8 | 8,347.1 | 8,311.0 | 8,254.2 | 8,196.0 | 8,198.0 | 8,181.5 | 8,177.9 | 8,278.2 |
| 2 | Securities in bank credit 2 | 1,894.3 | 1,885.3 | 1,914.4 | 1,971.3 | 1,994.0 | 2,021.1 | 2,041.6 | 2,039.5 | 2,047.0 | 2,053.4 | 2,030.8 | 2,057.8 |
| 3 | Treasury and agency securities 3 | 1,140.2 | 1,166.9 | 1,167.8 | 1,207.7 | 1,231.7 | 1,258.5 | 1,280.6 | 1,273.0 | 1,281.6 | 1,283.6 | 1,261.0 | 1,288.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | -- | -- | 937.1 | 942.7 | 953.3 | 951.8 | 953.3 | 966.7 | 945.6 | 968.5 |
| 5 | Non-MBS 5 | -- | -- | -- | -- | 294.6 | 315.7 | 327.3 | 321.2 | 328.3 | 316.9 | 315.3 | 319.7 |
| 6 | Other securities | 754.1 | 718.4 | 746.6 | 763.6 | 762.3 | 762.6 | 761.0 | 766.4 | 765.4 | 769.8 | 769.8 | 769.5 |
| 7 | Mortgage-backed securities 6 | -- | -- | -- | -- | 200.7 | 202.1 | 203.6 | 199.8 | 200.6 | 199.3 | 198.6 | 198.7 |
| 8 | Non-MBS 7 | -- | -- | -- | -- | 561.6 | 560.5 | 557.5 | 566.6 | 564.9 | 570.6 | 571.2 | 570.8 |
| 9 | Loans and leases in bank credit 8 | 6,579.3 | 6,415.4 | 6,462.9 | 6,421.5 | 6,353.1 | 6,289.9 | 6,212.5 | 6,156.6 | 6,151.0 | 6,128.1 | 6,147.1 | 6,220.4 |
| 10 | Commercial and industrial loans | 1,272.2 | 1,189.4 | 1,177.8 | 1,162.0 | 1,150.2 | 1,129.4 | 1,106.5 | 1,084.7 | 1,085.1 | 1,081.4 | 1,085.0 | 1,079.0 |
| 11 | Real estate loans | 3,772.1 | 3,786.2 | 3,828.0 | 3,813.1 | 3,800.0 | 3,779.4 | 3,735.3 | 3,707.9 | 3,705.5 | 3,686.8 | 3,691.0 | 3,776.3 |
| 12 | Revolving home equity loans | 576.5 | 604.3 | 612.1 | 609.8 | 607.5 | 606.0 | 603.3 | 601.4 | 601.8 | 600.2 | 599.6 | 604.5 |
| 13 | Closed-end residential loans 9 | 1,517.4 | 1,509.5 | 1,547.2 | 1,541.8 | 1,536.0 | 1,524.7 | 1,492.9 | 1,482.3 | 1,476.3 | 1,463.4 | 1,471.8 | 1,555.4 |
| 14 | Commercial real estate loans 10 | 1,678.1 | 1,672.4 | 1,668.7 | 1,661.6 | 1,656.6 | 1,648.7 | 1,639.0 | 1,624.2 | 1,627.4 | 1,623.1 | 1,619.5 | 1,616.3 |
| 15 | Consumer loans | 852.4 | 859.3 | 858.0 | 855.9 | 851.9 | 849.8 | 847.5 | 845.5 | 843.8 | 845.9 | 846.0 | 840.7 |
| 16 | Credit cards and other revolving plans | 365.7 | 367.1 | 361.5 | 359.9 | 359.4 | 356.8 | 352.5 | 349.0 | 348.0 | 350.1 | 349.4 | 344.2 |
| 17 | Other consumer loans 11 | 486.7 | 492.2 | 496.4 | 496.1 | 492.5 | 493.0 | 495.0 | 496.5 | 495.9 | 495.9 | 496.6 | 496.5 |
| 18 | Other loans and leases | 682.6 | 580.5 | 599.1 | 590.5 | 550.9 | 531.3 | 523.2 | 518.5 | 516.6 | 513.9 | 525.2 | 524.4 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 210.1 | 178.2 | 194.8 | 187.9 | 156.5 | 146.9 | 137.9 | 138.1 | 138.8 | 134.1 | 147.8 | 139.1 |
| 20 | All other loans and leases 13 | 472.5 | 402.3 | 404.3 | 402.6 | 394.4 | 384.4 | 385.3 | 380.4 | 377.8 | 379.8 | 377.4 | 385.2 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | -- | -- | 184.6 | 189.9 | 191.4 | 195.9 | 195.6 | 196.0 | 194.5 | 201.8 |
| 22 | Interbank loans 12 | 384.2 | 341.4 | 352.9 | 347.6 | 301.5 | 278.4 | 281.5 | 256.8 | 267.2 | 256.3 | 249.0 | 205.5 |
| 23 | Fed funds and reverse RPs with banks 12 | 314.3 | 275.3 | 279.4 | 274.9 | 221.5 | 192.2 | 194.0 | 174.8 | 179.5 | 175.5 | 167.8 | 143.8 |
| 24 | Loans to commercial banks | 69.9 | 66.1 | 73.5 | 72.8 | 80.0 | 86.1 | 87.4 | 82.0 | 87.6 | 80.8 | 81.2 | 61.7 |
| 25 | Cash assets 14 | 469.1 | 727.7 | 757.6 | 727.1 | 706.1 | 729.1 | 760.4 | 834.3 | 847.1 | 881.4 | 812.8 | 877.2 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 248.1 | 240.0 | 233.4 | 214.5 | 223.9 | 209.1 | 203.6 | 193.4 |
| 27 | Derivatives with a positive fair value 16 | -- | -- | -- | -- | 235.0 | 226.2 | 219.0 | 199.7 | 209.0 | 194.0 | 189.4 | 179.6 |
| 28 | Other trading assets | -- | -- | -- | -- | 13.1 | 13.7 | 14.5 | 14.8 | 15.0 | 15.1 | 14.3 | 13.8 |
| 29 | Other assets 17 | 1,044.0 | 1,074.5 | 1,089.6 | 1,122.8 | 1,100.7 | 1,082.4 | 1,079.2 | 1,088.3 | 1,067.4 | 1,112.1 | 1,093.6 | 1,101.7 |
| 30 | Total assets 18 | 10,529.5 | 10,552.6 | 10,663.2 | 10,654.4 | 10,518.9 | 10,450.9 | 10,417.3 | 10,393.9 | 10,408.1 | 10,444.5 | 10,342.3 | 10,454.3 |
H.8; Page 6
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,236.8 | 6,432.0 | 6,520.9 | 6,578.6 | 6,556.7 | 6,589.6 | 6,625.0 | 6,633.1 | 6,659.8 | 6,624.5 | 6,621.8 | 6,684.2 |
| 32 | Large time deposits | 1,129.8 | 997.0 | 987.0 | 983.8 | 984.9 | 968.6 | 948.1 | 914.0 | 919.8 | 912.4 | 898.5 | 906.3 |
| 33 | Other deposits | 5,107.1 | 5,435.0 | 5,533.8 | 5,594.8 | 5,571.8 | 5,621.0 | 5,676.9 | 5,719.2 | 5,740.0 | 5,712.1 | 5,723.3 | 5,777.9 |
| 34 | Borrowings | 1,962.9 | 1,724.3 | 1,730.8 | 1,688.6 | 1,576.1 | 1,502.5 | 1,418.2 | 1,421.3 | 1,429.5 | 1,422.1 | 1,413.0 | 1,420.0 |
| 35 | Borrowings from banks in the U.S. | 388.0 | 372.3 | 362.6 | 369.0 | 346.9 | 310.5 | 309.5 | 286.8 | 293.5 | 287.3 | 281.8 | 263.2 |
| 36 | Borrowings from others | 1,574.9 | 1,352.1 | 1,368.3 | 1,319.5 | 1,229.2 | 1,192.0 | 1,108.7 | 1,134.5 | 1,136.1 | 1,134.8 | 1,131.2 | 1,156.8 |
| 37 | Trading liabilities 19 | -- | -- | -- | -- | 187.5 | 190.8 | 187.8 | 176.3 | 174.4 | 182.8 | 170.2 | 161.1 |
| 38 | Derivatives with a negative fair value 16 | -- | -- | -- | -- | 146.3 | 150.2 | 145.8 | 126.2 | 131.3 | 120.8 | 119.0 | 108.7 |
| 39 | Other trading liabilities | -- | -- | -- | -- | 41.2 | 40.6 | 42.0 | 50.0 | 43.1 | 62.1 | 51.3 | 52.4 |
| 40 | Net due to related foreign offices | 505.8 | 490.0 | 513.1 | 498.2 | 495.7 | 488.1 | 526.3 | 533.8 | 522.5 | 528.6 | 549.4 | 521.8 |
| 41 | Other liabilities 20 | 397.4 | 389.3 | 398.5 | 423.2 | 419.2 | 386.0 | 384.7 | 362.1 | 360.8 | 369.9 | 356.5 | 374.3 |
| 42 | Total liabilities 18 | 9,382.3 | 9,273.7 | 9,384.5 | 9,385.9 | 9,235.1 | 9,157.1 | 9,141.9 | 9,126.5 | 9,147.0 | 9,128.0 | 9,111.0 | 9,161.4 |
| 43 | Residual (assets less liabilities) 21 | 1,147.2 | 1,279.0 | 1,278.7 | 1,268.5 | 1,283.8 | 1,293.8 | 1,275.4 | 1,267.4 | 1,261.1 | 1,316.4 | 1,231.4 | 1,292.9 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 22 | -- | -- | -- | -- | -38.6 | -30.7 | -21.3 | -7.9 | -9.0 | -8.4 | -5.5 | -5.7 |
| 45 | Securitized consumer loans 23 | 423.6 | 409.4 | 406.1 | 403.9 | 405.2 | 399.5 | 395.9 | 393.8 | 397.5 | 391.6 | 390.9 | 389.2 |
| 46 | Securitized credit cards and other revolving plans | 381.8 | 371.6 | 369.0 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 363.2 | 357.6 | 357.6 | 355.8 |
| 47 | Other securitized consumer loans | 41.8 | 37.8 | 37.2 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 34.3 | 34.0 | 33.3 | 33.3 |
| 48 | Securitized real estate loans 23 | 1,466.3 | 1,392.3 | 1,399.2 | 1,424.7 | 1,443.2 | 1,455.8 | 1,453.9 | 1,444.7 | 1,452.5 | 1,440.4 | 1,433.6 | 1,435.1 |
H.8; Page 7
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,474.2 | 8,296.0 | 8,382.5 | 8,392.8 | 8,312.5 | 8,294.9 | 8,259.8 | 8,197.5 | 8,183.5 | 8,179.4 | 8,189.3 | 8,305.5 |
| 2 | Securities in bank credit 2 | 1,888.1 | 1,890.2 | 1,926.0 | 1,982.6 | 1,986.4 | 2,024.1 | 2,043.6 | 2,036.9 | 2,024.6 | 2,052.6 | 2,039.9 | 2,069.8 |
| 3 | Treasury and agency securities 3 | 1,129.0 | 1,166.2 | 1,166.9 | 1,209.2 | 1,225.2 | 1,260.3 | 1,275.1 | 1,265.4 | 1,253.1 | 1,282.8 | 1,269.6 | 1,301.4 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | -- | -- | 934.2 | 941.5 | 947.6 | 942.7 | 932.5 | 958.9 | 945.7 | 972.4 |
| 5 | Non-MBS 5 | -- | -- | -- | -- | 291.0 | 318.7 | 327.5 | 322.6 | 320.5 | 323.9 | 324.0 | 329.0 |
| 6 | Other securities | 759.1 | 724.0 | 759.1 | 773.4 | 761.2 | 763.9 | 768.6 | 771.5 | 771.6 | 769.8 | 770.3 | 768.4 |
| 7 | Mortgage-backed securities 6 | -- | -- | -- | -- | 199.2 | 200.1 | 202.5 | 198.8 | 198.7 | 198.3 | 198.8 | 199.0 |
| 8 | Non-MBS 7 | -- | -- | -- | -- | 562.0 | 563.7 | 566.0 | 572.7 | 572.9 | 571.5 | 571.5 | 569.3 |
| 9 | Loans and leases in bank credit 8 | 6,586.1 | 6,405.8 | 6,456.5 | 6,410.2 | 6,326.2 | 6,270.7 | 6,216.1 | 6,160.6 | 6,158.9 | 6,126.8 | 6,149.4 | 6,235.7 |
| 10 | Commercial and industrial loans | 1,274.2 | 1,195.4 | 1,184.0 | 1,162.5 | 1,145.9 | 1,121.6 | 1,105.7 | 1,086.3 | 1,088.7 | 1,082.7 | 1,084.0 | 1,080.6 |
| 11 | Real estate loans | 3,779.1 | 3,779.9 | 3,824.8 | 3,811.5 | 3,803.5 | 3,783.3 | 3,737.2 | 3,714.1 | 3,712.0 | 3,687.0 | 3,695.6 | 3,788.5 |
| 12 | Revolving home equity loans | 578.0 | 600.8 | 609.6 | 607.9 | 606.6 | 605.5 | 603.6 | 602.9 | 602.8 | 602.5 | 602.1 | 606.6 |
| 13 | Closed-end residential loans 9 | 1,520.8 | 1,508.8 | 1,547.4 | 1,541.9 | 1,540.1 | 1,529.6 | 1,495.2 | 1,485.4 | 1,481.8 | 1,459.1 | 1,469.7 | 1,562.0 |
| 14 | Commercial real estate loans 10 | 1,680.3 | 1,670.3 | 1,667.8 | 1,661.7 | 1,656.7 | 1,648.1 | 1,638.5 | 1,625.8 | 1,627.4 | 1,625.4 | 1,623.9 | 1,619.9 |
| 15 | Consumer loans | 845.1 | 855.1 | 855.6 | 851.2 | 841.9 | 844.7 | 846.4 | 838.4 | 835.8 | 839.6 | 841.5 | 834.3 |
| 16 | Credit cards and other revolving plans | 360.0 | 360.5 | 356.5 | 354.4 | 353.6 | 354.1 | 350.6 | 343.6 | 342.2 | 345.5 | 346.8 | 340.1 |
| 17 | Other consumer loans 11 | 485.1 | 494.6 | 499.0 | 496.8 | 488.3 | 490.7 | 495.8 | 494.7 | 493.6 | 494.1 | 494.8 | 494.2 |
| 18 | Other loans and leases | 687.8 | 575.4 | 592.1 | 585.0 | 534.9 | 521.1 | 526.7 | 521.9 | 522.4 | 517.5 | 528.2 | 532.2 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 213.8 | 174.6 | 190.6 | 182.8 | 142.8 | 139.8 | 141.1 | 139.8 | 141.2 | 138.6 | 145.5 | 140.7 |
| 20 | All other loans and leases 13 | 473.9 | 400.8 | 401.5 | 402.2 | 392.0 | 381.3 | 385.6 | 382.1 | 381.2 | 378.9 | 382.7 | 391.5 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | -- | -- | 185.4 | 189.4 | 190.4 | 195.1 | 195.1 | 194.9 | 192.4 | 201.4 |
| 22 | Interbank loans 12 | 379.9 | 352.2 | 342.4 | 340.7 | 289.5 | 270.8 | 274.6 | 255.2 | 264.6 | 254.2 | 249.3 | 210.2 |
| 23 | Fed funds and reverse RPs with banks 12 | 308.4 | 285.1 | 269.1 | 268.9 | 211.5 | 185.3 | 188.9 | 171.5 | 173.9 | 170.6 | 168.3 | 147.4 |
| 24 | Loans to commercial banks | 71.5 | 67.1 | 73.3 | 71.8 | 78.0 | 85.4 | 85.8 | 83.7 | 90.7 | 83.5 | 81.0 | 62.9 |
| 25 | Cash assets 14 | 469.1 | 728.0 | 750.6 | 713.5 | 688.8 | 691.5 | 756.5 | 834.5 | 895.7 | 808.0 | 827.8 | 886.6 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 230.7 | 220.9 | 222.0 | 215.3 | 217.5 | 214.0 | 208.7 | 199.3 |
| 27 | Derivatives with a positive fair value 16 | -- | -- | -- | -- | 217.2 | 207.0 | 207.2 | 199.1 | 200.7 | 197.4 | 192.9 | 184.2 |
| 28 | Other trading assets | -- | -- | -- | -- | 13.4 | 13.9 | 14.8 | 16.3 | 16.9 | 16.6 | 15.9 | 15.1 |
| 29 | Other assets 17 | 1,050.1 | 1,075.3 | 1,080.4 | 1,114.7 | 1,097.4 | 1,070.7 | 1,081.5 | 1,092.5 | 1,082.5 | 1,096.8 | 1,083.0 | 1,096.4 |
| 30 | Total assets 18 | 10,531.2 | 10,564.6 | 10,633.9 | 10,613.1 | 10,433.4 | 10,359.3 | 10,403.9 | 10,400.0 | 10,448.8 | 10,357.5 | 10,365.7 | 10,496.6 |
H.8; Page 8
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,212.3 | 6,481.3 | 6,514.3 | 6,562.4 | 6,516.3 | 6,537.0 | 6,575.7 | 6,599.7 | 6,677.8 | 6,548.9 | 6,549.5 | 6,684.7 |
| 32 | Large time deposits | 1,137.3 | 988.0 | 975.6 | 971.7 | 983.5 | 970.4 | 946.4 | 918.6 | 924.1 | 914.8 | 907.8 | 914.3 |
| 33 | Other deposits | 5,075.0 | 5,493.3 | 5,538.7 | 5,590.7 | 5,532.8 | 5,566.6 | 5,629.3 | 5,681.1 | 5,753.8 | 5,634.1 | 5,641.8 | 5,770.4 |
| 34 | Borrowings | 1,956.4 | 1,739.4 | 1,758.3 | 1,703.6 | 1,555.6 | 1,488.7 | 1,434.8 | 1,414.6 | 1,407.4 | 1,415.5 | 1,420.4 | 1,417.7 |
| 35 | Borrowings from banks in the U.S. | 384.1 | 379.9 | 364.7 | 371.2 | 341.1 | 304.2 | 303.9 | 283.4 | 290.1 | 283.1 | 281.4 | 260.4 |
| 36 | Borrowings from others | 1,572.3 | 1,359.5 | 1,393.6 | 1,332.4 | 1,214.5 | 1,184.5 | 1,130.9 | 1,131.2 | 1,117.3 | 1,132.5 | 1,139.0 | 1,157.3 |
| 37 | Trading liabilities 19 | -- | -- | -- | -- | 175.4 | 178.0 | 182.1 | 175.2 | 168.5 | 185.8 | 168.5 | 164.0 |
| 38 | Derivatives with a negative fair value 16 | -- | -- | -- | -- | 133.5 | 135.0 | 135.8 | 125.9 | 125.5 | 124.3 | 120.4 | 113.7 |
| 39 | Other trading liabilities | -- | -- | -- | -- | 41.8 | 43.0 | 46.3 | 49.3 | 43.1 | 61.5 | 48.1 | 50.2 |
| 40 | Net due to related foreign offices | 505.8 | 490.0 | 513.1 | 498.2 | 495.7 | 488.1 | 526.3 | 533.8 | 522.5 | 528.6 | 549.4 | 521.8 |
| 41 | Other liabilities 20 | 402.1 | 384.5 | 394.1 | 417.1 | 410.5 | 383.0 | 384.3 | 366.5 | 365.4 | 369.6 | 365.0 | 382.6 |
| 42 | Total liabilities 18 | 9,355.3 | 9,335.4 | 9,393.9 | 9,372.2 | 9,153.4 | 9,074.8 | 9,103.1 | 9,089.8 | 9,141.6 | 9,048.5 | 9,052.8 | 9,170.8 |
| 43 | Residual (assets less liabilities) 21 | 1,175.9 | 1,229.3 | 1,240.1 | 1,241.0 | 1,280.0 | 1,284.5 | 1,300.9 | 1,310.2 | 1,307.2 | 1,309.0 | 1,312.9 | 1,325.8 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 22 | -- | -- | -- | -- | -38.6 | -30.7 | -21.3 | -7.9 | -9.0 | -8.4 | -5.5 | -5.7 |
| 45 | Securitized consumer loans 23 | 423.6 | 409.4 | 406.1 | 403.9 | 405.2 | 399.5 | 395.9 | 393.8 | 397.5 | 391.6 | 390.9 | 389.2 |
| 46 | Securitized credit cards and other revolving plans | 381.8 | 371.6 | 369.0 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 363.2 | 357.6 | 357.6 | 355.8 |
| 47 | Other securitized consumer loans | 41.8 | 37.8 | 37.2 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 34.3 | 34.0 | 33.3 | 33.3 |
| 48 | Securitized real estate loans 23 | 1,428.2 | 1,426.6 | 1,424.4 | 1,424.5 | 1,416.2 | 1,410.7 | 1,404.8 | 1,405.5 | 1,407.7 | 1,402.6 | 1,401.7 | 1,408.7 |
H.8; Page 9
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,359.8 | 5,128.4 | 5,206.5 | 5,221.0 | 5,161.6 | 5,132.5 | 5,086.3 | 5,039.5 | 5,040.7 | 5,028.0 | 5,026.7 | 5,121.4 |
| 2 | Securities in bank credit 2 | 1,306.3 | 1,246.6 | 1,277.1 | 1,320.1 | 1,320.8 | 1,346.8 | 1,360.5 | 1,352.3 | 1,358.0 | 1,366.0 | 1,345.4 | 1,370.9 |
| 3 | Treasury and agency securities 3 | 741.5 | 738.9 | 741.3 | 781.4 | 788.7 | 809.4 | 821.2 | 815.6 | 824.4 | 826.0 | 806.2 | 827.3 |
| 4 | Mortgage-backed securities (MBS) 4 | 650.9 | 632.0 | 628.7 | 663.3 | 663.3 | 662.9 | 667.5 | 659.5 | 660.1 | 673.8 | 653.8 | 673.5 |
| 5 | Non-MBS 5 | 90.7 | 107.0 | 112.6 | 118.1 | 125.4 | 146.4 | 153.6 | 156.1 | 164.3 | 152.2 | 152.3 | 153.7 |
| 6 | Other securities | 564.7 | 507.7 | 535.8 | 538.7 | 532.1 | 537.4 | 539.4 | 536.7 | 533.6 | 540.0 | 539.3 | 543.6 |
| 7 | Mortgage-backed securities 6 | 184.0 | 155.2 | 165.2 | 167.1 | 171.0 | 173.5 | 175.8 | 168.2 | 168.4 | 167.0 | 167.0 | 168.3 |
| 8 | Non-MBS 7 | 380.7 | 352.5 | 370.5 | 371.6 | 361.1 | 363.9 | 363.5 | 368.5 | 365.2 | 372.9 | 372.3 | 375.3 |
| 9 | Loans and leases in bank credit 8 | 4,053.6 | 3,881.7 | 3,929.4 | 3,900.8 | 3,840.8 | 3,785.7 | 3,725.7 | 3,687.2 | 3,682.7 | 3,662.0 | 3,681.3 | 3,750.6 |
| 10 | Commercial and industrial loans | 804.1 | 742.8 | 735.8 | 724.1 | 716.0 | 698.6 | 678.8 | 660.4 | 659.9 | 657.3 | 661.4 | 657.0 |
| 11 | Real estate loans | 2,095.4 | 2,078.2 | 2,121.8 | 2,111.4 | 2,101.6 | 2,088.2 | 2,055.5 | 2,041.0 | 2,039.2 | 2,023.4 | 2,027.6 | 2,106.6 |
| 12 | Revolving home equity loans | 455.2 | 473.3 | 481.2 | 480.4 | 479.1 | 477.7 | 474.6 | 472.9 | 472.9 | 471.9 | 471.5 | 477.1 |
| 13 | Closed-end residential loans 9 | 1,001.1 | 971.3 | 1,010.7 | 1,004.6 | 997.8 | 990.8 | 966.4 | 960.3 | 957.4 | 944.5 | 950.8 | 1,021.8 |
| 14 | Commercial real estate loans 10 | 639.1 | 633.7 | 630.0 | 626.4 | 624.7 | 619.8 | 614.5 | 607.9 | 608.9 | 607.0 | 605.3 | 607.7 |
| 15 | Consumer loans | 616.1 | 615.9 | 610.1 | 609.2 | 607.9 | 602.9 | 601.7 | 597.2 | 598.1 | 596.4 | 593.9 | 591.7 |
| 16 | Credit cards and other revolving plans | 279.9 | 272.0 | 266.8 | 266.6 | 268.8 | 265.0 | 263.4 | 258.9 | 260.0 | 258.8 | 256.3 | 254.2 |
| 17 | Other consumer loans 11 | 336.3 | 343.9 | 343.3 | 342.6 | 339.2 | 337.9 | 338.2 | 338.3 | 338.1 | 337.7 | 337.6 | 337.5 |
| 18 | Other loans and leases | 538.0 | 444.8 | 461.7 | 456.1 | 415.3 | 396.1 | 389.8 | 388.6 | 385.5 | 384.9 | 398.3 | 395.3 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 200.6 | 170.2 | 186.4 | 180.7 | 150.2 | 141.8 | 134.2 | 135.0 | 135.6 | 131.6 | 144.9 | 134.5 |
| 20 | All other loans and leases 13 | 337.4 | 274.5 | 275.3 | 275.4 | 265.0 | 254.2 | 255.6 | 253.6 | 250.0 | 253.3 | 253.4 | 260.7 |
| 21 | LESS: Allowance for loan and lease losses | 87.8 | 111.4 | 118.5 | 123.7 | 128.8 | 133.5 | 137.7 | 139.1 | 139.6 | 138.6 | 137.2 | 143.4 |
| 22 | Interbank loans 12 | 310.2 | 278.8 | 293.8 | 290.2 | 237.6 | 213.0 | 220.2 | 194.3 | 204.5 | 192.9 | 191.6 | 142.6 |
| 23 | Fed funds and reverse RPs with banks 12 | 249.3 | 224.4 | 229.3 | 228.4 | 168.4 | 134.8 | 138.1 | 120.8 | 126.0 | 122.3 | 117.7 | 87.0 |
| 24 | Loans to commercial banks | 61.0 | 54.5 | 64.5 | 61.9 | 69.2 | 78.2 | 82.1 | 73.5 | 78.5 | 70.6 | 73.8 | 55.6 |
| 25 | Cash assets 14 | 330.3 | 501.7 | 531.5 | 510.1 | 486.4 | 499.7 | 509.9 | 590.1 | 609.8 | 633.1 | 563.0 | 623.7 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 238.0 | 229.5 | 224.7 | 205.9 | 214.8 | 200.8 | 195.3 | 185.2 |
| 27 | Derivatives with a positive fair value 16 | 271.4 | 257.9 | 242.5 | 226.0 | 226.9 | 217.8 | 212.3 | 193.1 | 202.0 | 187.5 | 182.8 | 173.4 |
| 28 | Other trading assets | -- | -- | -- | -- | 11.1 | 11.7 | 12.3 | 12.8 | 12.8 | 13.4 | 12.5 | 11.8 |
| 29 | Other assets 17 | 799.4 | 807.8 | 818.5 | 846.4 | 823.4 | 802.8 | 801.3 | 817.0 | 797.6 | 837.2 | 821.7 | 831.0 |
| 30 | Total assets 18 | 6,987.3 | 6,866.0 | 6,978.4 | 6,975.5 | 6,818.3 | 6,744.0 | 6,704.7 | 6,707.8 | 6,727.8 | 6,753.5 | 6,661.1 | 6,760.5 |
H.8; Page 10
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,769.7 | 3,806.8 | 3,869.6 | 3,902.2 | 3,876.9 | 3,893.7 | 3,904.5 | 3,905.8 | 3,937.6 | 3,897.1 | 3,891.4 | 3,939.6 |
| 32 | Large time deposits | 694.5 | 537.1 | 528.6 | 517.1 | 507.1 | 495.1 | 476.9 | 444.6 | 451.3 | 441.6 | 430.0 | 438.6 |
| 33 | Other deposits | 3,075.2 | 3,269.7 | 3,341.0 | 3,385.1 | 3,369.8 | 3,398.6 | 3,427.6 | 3,461.2 | 3,486.3 | 3,455.5 | 3,461.5 | 3,500.9 |
| 34 | Borrowings | 1,367.8 | 1,219.9 | 1,245.5 | 1,223.9 | 1,105.3 | 1,010.4 | 934.8 | 955.7 | 959.5 | 955.5 | 954.4 | 969.7 |
| 35 | Borrowings from banks in the U.S. | 230.7 | 224.2 | 220.3 | 241.3 | 207.9 | 165.1 | 163.6 | 151.8 | 158.4 | 148.3 | 142.0 | 155.4 |
| 36 | Borrowings from others | 1,137.1 | 995.7 | 1,025.2 | 982.6 | 897.4 | 845.3 | 771.3 | 803.8 | 801.1 | 807.2 | 812.4 | 814.3 |
| 37 | Trading liabilities 19 | 273.6 | 229.8 | 213.8 | 191.7 | 181.6 | 185.6 | 182.9 | 171.6 | 169.5 | 178.1 | 165.6 | 156.7 |
| 38 | Derivatives with a negative fair value 16 | 208.4 | 190.7 | 175.4 | 153.2 | 141.1 | 145.6 | 141.6 | 122.3 | 127.0 | 116.9 | 115.2 | 105.0 |
| 39 | Other trading liabilities | 65.3 | 39.1 | 38.4 | 38.5 | 40.5 | 40.0 | 41.3 | 49.3 | 42.5 | 61.2 | 50.4 | 51.7 |
| 40 | Net due to related foreign offices | 445.3 | 433.4 | 457.0 | 442.5 | 440.7 | 438.8 | 476.7 | 492.4 | 480.5 | 486.5 | 506.8 | 480.0 |
| 41 | Other liabilities 20 | 324.8 | 315.9 | 325.9 | 347.3 | 342.2 | 312.3 | 311.9 | 291.6 | 291.9 | 297.9 | 286.3 | 303.4 |
| 42 | Total liabilities 18 | 6,181.2 | 6,005.9 | 6,111.8 | 6,107.6 | 5,946.7 | 5,840.8 | 5,810.8 | 5,817.0 | 5,839.0 | 5,815.0 | 5,804.5 | 5,849.3 |
| 43 | Residual (assets less liabilities) 21 | 806.1 | 860.1 | 866.5 | 867.8 | 871.6 | 903.2 | 893.9 | 890.8 | 888.8 | 938.5 | 856.6 | 911.2 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 22 | -48.3 | -47.7 | -43.5 | -42.5 | -36.2 | -29.5 | -21.7 | -10.8 | -11.8 | -11.3 | -8.5 | -8.9 |
| 45 | Securitized consumer loans 23 | 326.0 | 318.9 | 317.0 | 314.2 | 313.1 | 310.2 | 307.3 | 306.8 | 310.0 | 306.5 | 304.3 | 303.6 |
| 46 | Securitized credit cards and other revolving plans | 285.1 | 282.7 | 281.5 | 279.2 | 278.9 | 276.6 | 274.0 | 274.3 | 277.0 | 273.8 | 272.4 | 271.7 |
| 47 | Other securitized consumer loans | 40.9 | 36.2 | 35.5 | 35.1 | 34.3 | 33.7 | 33.2 | 32.6 | 32.9 | 32.7 | 31.9 | 32.0 |
| 48 | Securitized real estate loans 23 | 1,440.5 | 1,366.4 | 1,374.7 | 1,399.0 | 1,418.1 | 1,430.7 | 1,431.0 | 1,423.8 | 1,432.2 | 1,419.8 | 1,412.0 | 1,413.2 |
H.8; Page 11
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,358.0 | 5,124.9 | 5,206.9 | 5,209.9 | 5,135.0 | 5,121.7 | 5,085.7 | 5,038.8 | 5,024.9 | 5,027.0 | 5,035.6 | 5,140.0 |
| 2 | Securities in bank credit 2 | 1,300.9 | 1,248.6 | 1,280.6 | 1,318.6 | 1,317.9 | 1,347.9 | 1,359.8 | 1,349.9 | 1,337.4 | 1,366.8 | 1,353.7 | 1,378.9 |
| 3 | Treasury and agency securities 3 | 734.1 | 736.3 | 738.6 | 778.3 | 787.4 | 812.6 | 823.0 | 812.0 | 801.2 | 829.6 | 816.1 | 840.6 |
| 4 | Mortgage-backed securities (MBS) 4 | 642.1 | 631.4 | 627.7 | 659.8 | 659.2 | 660.6 | 662.1 | 653.6 | 644.1 | 670.0 | 656.2 | 678.5 |
| 5 | Non-MBS 5 | 92.0 | 104.9 | 110.9 | 118.5 | 128.2 | 152.0 | 160.9 | 158.4 | 157.1 | 159.6 | 159.9 | 162.1 |
| 6 | Other securities | 566.8 | 512.2 | 542.0 | 540.3 | 530.5 | 535.3 | 536.8 | 537.9 | 536.2 | 537.2 | 537.6 | 538.3 |
| 7 | Mortgage-backed securities 6 | 183.5 | 158.1 | 168.4 | 168.5 | 168.1 | 169.1 | 171.3 | 167.7 | 167.4 | 167.1 | 167.9 | 168.2 |
| 8 | Non-MBS 7 | 383.3 | 354.2 | 373.6 | 371.8 | 362.4 | 366.2 | 365.5 | 370.1 | 368.8 | 370.1 | 369.7 | 370.0 |
| 9 | Loans and leases in bank credit 8 | 4,057.0 | 3,876.3 | 3,926.3 | 3,891.3 | 3,817.1 | 3,773.7 | 3,725.9 | 3,688.9 | 3,687.5 | 3,660.2 | 3,681.9 | 3,761.1 |
| 10 | Commercial and industrial loans | 805.5 | 747.6 | 740.0 | 724.7 | 712.9 | 693.3 | 677.3 | 661.4 | 662.5 | 657.6 | 660.1 | 657.7 |
| 11 | Real estate loans | 2,098.5 | 2,076.3 | 2,123.0 | 2,113.2 | 2,105.4 | 2,093.8 | 2,055.3 | 2,043.9 | 2,043.2 | 2,021.6 | 2,028.5 | 2,113.4 |
| 12 | Revolving home equity loans | 456.2 | 471.9 | 480.7 | 480.9 | 479.2 | 477.6 | 475.0 | 473.9 | 473.8 | 473.5 | 473.0 | 478.0 |
| 13 | Closed-end residential loans 9 | 1,001.8 | 973.0 | 1,012.8 | 1,006.1 | 1,002.3 | 996.6 | 967.0 | 960.8 | 959.8 | 939.7 | 947.4 | 1,025.2 |
| 14 | Commercial real estate loans 10 | 640.5 | 631.3 | 629.5 | 626.3 | 623.9 | 619.5 | 613.3 | 609.1 | 609.6 | 608.5 | 608.1 | 610.2 |
| 15 | Consumer loans | 612.0 | 612.3 | 607.1 | 603.7 | 598.0 | 598.1 | 599.5 | 593.2 | 591.5 | 593.6 | 594.7 | 589.4 |
| 16 | Credit cards and other revolving plans | 276.2 | 265.9 | 261.3 | 260.1 | 262.8 | 260.8 | 259.7 | 255.5 | 254.7 | 256.7 | 257.5 | 252.3 |
| 17 | Other consumer loans 11 | 335.8 | 346.4 | 345.8 | 343.6 | 335.2 | 337.2 | 339.8 | 337.7 | 336.8 | 337.0 | 337.2 | 337.1 |
| 18 | Other loans and leases | 541.1 | 440.2 | 456.2 | 449.6 | 400.8 | 388.5 | 393.8 | 390.4 | 390.3 | 387.4 | 398.6 | 400.5 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 203.6 | 166.4 | 181.7 | 174.9 | 136.6 | 135.3 | 137.3 | 136.2 | 137.6 | 135.7 | 142.2 | 136.5 |
| 20 | All other loans and leases 13 | 337.5 | 273.8 | 274.5 | 274.8 | 264.2 | 253.3 | 256.5 | 254.2 | 252.7 | 251.7 | 256.3 | 264.0 |
| 21 | LESS: Allowance for loan and lease losses | 86.9 | 112.3 | 119.9 | 124.7 | 129.7 | 133.3 | 134.7 | 137.7 | 137.7 | 137.1 | 135.1 | 143.1 |
| 22 | Interbank loans 12 | 308.8 | 287.6 | 282.4 | 280.3 | 223.5 | 207.3 | 214.8 | 194.7 | 204.9 | 193.6 | 193.9 | 145.8 |
| 23 | Fed funds and reverse RPs with banks 12 | 246.6 | 230.9 | 218.3 | 219.0 | 157.5 | 130.4 | 136.1 | 119.5 | 123.4 | 119.8 | 119.8 | 89.8 |
| 24 | Loans to commercial banks | 62.3 | 56.7 | 64.1 | 61.3 | 66.1 | 77.0 | 78.8 | 75.2 | 81.5 | 73.7 | 74.1 | 56.0 |
| 25 | Cash assets 14 | 326.8 | 504.8 | 530.1 | 501.2 | 472.4 | 467.3 | 506.2 | 581.3 | 639.8 | 555.7 | 569.5 | 619.9 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 220.2 | 210.9 | 212.0 | 205.9 | 207.6 | 204.8 | 199.8 | 190.5 |
| 27 | Derivatives with a positive fair value 16 | 269.2 | 263.9 | 235.3 | 212.6 | 209.1 | 199.3 | 199.5 | 191.9 | 193.2 | 190.2 | 185.9 | 177.5 |
| 28 | Other trading assets | -- | -- | -- | -- | 11.2 | 11.6 | 12.5 | 14.0 | 14.4 | 14.6 | 13.8 | 13.0 |
| 29 | Other assets 17 | 802.3 | 808.4 | 811.0 | 841.0 | 822.8 | 795.3 | 803.9 | 818.1 | 804.9 | 822.9 | 811.4 | 822.7 |
| 30 | Total assets 18 | 6,982.5 | 6,879.6 | 6,949.1 | 6,925.5 | 6,744.3 | 6,669.2 | 6,687.9 | 6,701.0 | 6,744.3 | 6,666.9 | 6,675.0 | 6,775.8 |
H.8; Page 12
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,758.7 | 3,840.1 | 3,862.6 | 3,891.1 | 3,851.8 | 3,859.7 | 3,872.8 | 3,890.1 | 3,960.5 | 3,850.2 | 3,848.3 | 3,947.0 |
| 32 | Large time deposits | 700.6 | 531.8 | 522.6 | 512.7 | 505.3 | 495.2 | 475.1 | 448.4 | 454.4 | 444.7 | 437.8 | 443.8 |
| 33 | Other deposits | 3,058.1 | 3,308.3 | 3,340.0 | 3,378.4 | 3,346.4 | 3,364.5 | 3,397.8 | 3,441.7 | 3,506.0 | 3,405.5 | 3,410.5 | 3,503.3 |
| 34 | Borrowings | 1,379.9 | 1,223.2 | 1,251.3 | 1,218.8 | 1,078.9 | 1,019.3 | 970.3 | 964.7 | 958.5 | 964.3 | 971.1 | 976.7 |
| 35 | Borrowings from banks in the U.S. | 231.4 | 229.1 | 218.8 | 238.5 | 201.9 | 162.1 | 162.6 | 152.3 | 158.6 | 148.0 | 144.6 | 156.5 |
| 36 | Borrowings from others | 1,148.6 | 994.1 | 1,032.4 | 980.3 | 877.0 | 857.1 | 807.7 | 812.4 | 799.9 | 816.3 | 826.5 | 820.2 |
| 37 | Trading liabilities 19 | 272.2 | 232.4 | 206.5 | 184.2 | 169.6 | 172.4 | 176.4 | 169.9 | 163.1 | 180.3 | 163.2 | 158.9 |
| 38 | Derivatives with a negative fair value 16 | 207.7 | 194.9 | 170.9 | 146.5 | 128.5 | 130.3 | 130.9 | 121.4 | 120.8 | 119.8 | 116.1 | 109.6 |
| 39 | Other trading liabilities | 64.5 | 37.5 | 35.6 | 37.7 | 41.1 | 42.2 | 45.5 | 48.4 | 42.3 | 60.5 | 47.1 | 49.3 |
| 40 | Net due to related foreign offices | 445.3 | 433.4 | 457.0 | 442.5 | 440.7 | 438.8 | 476.7 | 492.4 | 480.5 | 486.5 | 506.8 | 480.0 |
| 41 | Other liabilities 20 | 328.6 | 312.2 | 321.8 | 342.7 | 336.2 | 309.6 | 311.0 | 295.1 | 295.1 | 297.8 | 293.9 | 310.2 |
| 42 | Total liabilities 18 | 6,184.6 | 6,041.3 | 6,099.1 | 6,079.3 | 5,877.0 | 5,799.8 | 5,807.2 | 5,812.2 | 5,857.6 | 5,779.1 | 5,783.2 | 5,872.8 |
| 43 | Residual (assets less liabilities) 21 | 797.9 | 838.3 | 850.0 | 846.2 | 867.3 | 869.4 | 880.7 | 888.8 | 886.7 | 887.8 | 891.8 | 903.0 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 22 | -48.3 | -47.7 | -43.5 | -42.5 | -36.2 | -29.5 | -21.7 | -10.8 | -11.8 | -11.3 | -8.5 | -8.9 |
| 45 | Securitized consumer loans 23 | 325.2 | 320.3 | 319.3 | 317.1 | 315.8 | 312.9 | 308.9 | 306.0 | 308.7 | 304.5 | 303.7 | 302.5 |
| 46 | Securitized credit cards and other revolving plans | 284.2 | 284.2 | 283.7 | 282.1 | 281.6 | 279.2 | 275.7 | 273.5 | 275.8 | 271.8 | 271.8 | 270.5 |
| 47 | Other securitized consumer loans | 40.9 | 36.2 | 35.5 | 35.1 | 34.3 | 33.7 | 33.2 | 32.6 | 32.9 | 32.7 | 31.9 | 32.0 |
| 48 | Securitized real estate loans 23 | 1,399.9 | 1,401.6 | 1,399.8 | 1,400.1 | 1,391.7 | 1,386.6 | 1,380.8 | 1,382.2 | 1,384.3 | 1,379.2 | 1,378.3 | 1,385.8 |
H.8; Page 13
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,113.8 | 3,172.3 | 3,170.7 | 3,171.8 | 3,185.4 | 3,178.4 | 3,167.9 | 3,156.5 | 3,157.3 | 3,153.5 | 3,151.2 | 3,156.8 |
| 2 | Securities in bank credit 2 | 588.0 | 638.6 | 637.3 | 651.2 | 673.2 | 674.3 | 681.1 | 687.1 | 689.0 | 687.5 | 685.4 | 686.9 |
| 3 | Treasury and agency securities 3 | 398.7 | 428.0 | 426.4 | 426.3 | 442.9 | 449.1 | 459.4 | 457.4 | 457.1 | 457.6 | 454.8 | 461.0 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | -- | -- | 273.8 | 279.8 | 285.8 | 292.3 | 293.2 | 292.9 | 291.8 | 295.0 |
| 5 | Non-MBS 5 | -- | -- | -- | -- | 169.2 | 169.3 | 173.6 | 165.1 | 163.9 | 164.7 | 163.0 | 166.0 |
| 6 | Other securities | 189.4 | 210.7 | 210.8 | 224.9 | 230.2 | 225.2 | 221.7 | 229.7 | 231.8 | 229.9 | 230.6 | 225.9 |
| 7 | Mortgage-backed securities 6 | -- | -- | -- | -- | 29.7 | 28.6 | 27.7 | 31.6 | 32.2 | 32.2 | 31.6 | 30.4 |
| 8 | Non-MBS 7 | -- | -- | -- | -- | 200.5 | 196.5 | 193.9 | 198.1 | 199.6 | 197.7 | 198.9 | 195.5 |
| 9 | Loans and leases in bank credit 8 | 2,525.8 | 2,533.7 | 2,533.4 | 2,520.6 | 2,512.3 | 2,504.2 | 2,486.8 | 2,469.4 | 2,468.3 | 2,466.0 | 2,465.8 | 2,469.9 |
| 10 | Commercial and industrial loans | 468.2 | 446.6 | 442.0 | 437.9 | 434.2 | 430.8 | 427.7 | 424.3 | 425.2 | 424.2 | 423.6 | 422.0 |
| 11 | Real estate loans | 1,676.7 | 1,708.0 | 1,706.2 | 1,701.6 | 1,698.5 | 1,691.2 | 1,679.8 | 1,666.9 | 1,666.3 | 1,663.4 | 1,663.3 | 1,669.7 |
| 12 | Revolving home equity loans | 121.3 | 131.0 | 131.0 | 129.3 | 128.4 | 128.3 | 128.8 | 128.5 | 128.8 | 128.3 | 128.1 | 127.4 |
| 13 | Closed-end residential loans 9 | 516.3 | 538.3 | 536.5 | 537.2 | 538.2 | 533.9 | 526.5 | 522.1 | 518.9 | 518.9 | 521.0 | 533.6 |
| 14 | Commercial real estate loans 10 | 1,039.0 | 1,038.8 | 1,038.7 | 1,035.1 | 1,031.9 | 1,029.0 | 1,024.5 | 1,016.3 | 1,018.5 | 1,016.2 | 1,014.2 | 1,008.7 |
| 15 | Consumer loans | 236.3 | 243.4 | 247.8 | 246.8 | 244.0 | 247.0 | 245.9 | 248.3 | 245.7 | 249.5 | 252.1 | 249.0 |
| 16 | Credit cards and other revolving plans | 85.8 | 95.1 | 94.7 | 93.3 | 90.7 | 91.9 | 89.1 | 90.1 | 88.0 | 91.3 | 93.1 | 90.0 |
| 17 | Other consumer loans 11 | 150.5 | 148.3 | 153.1 | 153.5 | 153.3 | 155.1 | 156.8 | 158.2 | 157.8 | 158.2 | 159.0 | 159.0 |
| 18 | Other loans and leases | 144.6 | 135.7 | 137.4 | 134.4 | 135.6 | 135.2 | 133.4 | 129.9 | 131.1 | 129.0 | 126.8 | 129.1 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 9.6 | 8.0 | 8.4 | 7.2 | 6.2 | 5.1 | 3.7 | 3.1 | 3.3 | 2.5 | 2.8 | 4.6 |
| 20 | All other loans and leases 13 | 135.1 | 127.7 | 129.0 | 127.1 | 129.4 | 130.2 | 129.7 | 126.8 | 127.8 | 126.5 | 124.0 | 124.5 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | -- | -- | 55.8 | 56.4 | 53.6 | 56.8 | 56.0 | 57.4 | 57.3 | 58.3 |
| 22 | Interbank loans 12 | 74.0 | 62.6 | 59.1 | 57.4 | 63.9 | 65.4 | 61.2 | 62.5 | 62.6 | 63.5 | 57.4 | 63.0 |
| 23 | Fed funds and reverse RPs with banks 12 | 65.0 | 50.9 | 50.0 | 46.5 | 53.1 | 57.5 | 55.9 | 54.0 | 53.5 | 53.3 | 50.0 | 56.8 |
| 24 | Loans to commercial banks | 9.0 | 11.6 | 9.1 | 10.9 | 10.8 | 7.9 | 5.3 | 8.4 | 9.2 | 10.2 | 7.4 | 6.1 |
| 25 | Cash assets 14 | 138.8 | 226.1 | 226.1 | 217.0 | 219.6 | 229.4 | 250.5 | 244.1 | 237.3 | 248.3 | 249.8 | 253.5 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 10.1 | 10.5 | 8.7 | 8.6 | 9.2 | 8.3 | 8.4 | 8.2 |
| 27 | Derivatives with a positive fair value 16 | -- | -- | -- | -- | 8.1 | 8.4 | 6.6 | 6.6 | 7.0 | 6.6 | 6.6 | 6.2 |
| 28 | Other trading assets | -- | -- | -- | -- | 2.0 | 2.1 | 2.1 | 2.0 | 2.1 | 1.7 | 1.8 | 2.0 |
| 29 | Other assets 17 | 244.6 | 266.7 | 271.1 | 276.3 | 277.3 | 279.6 | 277.9 | 271.2 | 269.8 | 274.9 | 271.8 | 270.7 |
| 30 | Total assets 18 | 3,542.2 | 3,686.6 | 3,684.8 | 3,678.9 | 3,700.7 | 3,706.9 | 3,712.6 | 3,686.1 | 3,680.2 | 3,691.0 | 3,681.2 | 3,693.8 |
H.8; Page 14
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,467.1 | 2,625.2 | 2,651.3 | 2,676.4 | 2,679.8 | 2,695.8 | 2,720.5 | 2,727.3 | 2,722.2 | 2,727.5 | 2,730.4 | 2,744.6 |
| 32 | Large time deposits | 435.3 | 459.9 | 458.5 | 466.7 | 477.8 | 473.5 | 471.2 | 469.4 | 468.5 | 470.8 | 468.5 | 467.7 |
| 33 | Other deposits | 2,031.9 | 2,165.3 | 2,192.8 | 2,209.8 | 2,202.0 | 2,222.4 | 2,249.3 | 2,257.9 | 2,253.7 | 2,256.7 | 2,261.8 | 2,277.0 |
| 34 | Borrowings | 595.2 | 504.5 | 485.3 | 464.6 | 470.8 | 492.2 | 483.4 | 465.6 | 470.0 | 466.6 | 458.6 | 450.3 |
| 35 | Borrowings from banks in the U.S. | 157.3 | 148.1 | 142.2 | 127.7 | 139.0 | 145.5 | 145.9 | 135.0 | 135.1 | 139.0 | 139.9 | 107.8 |
| 36 | Borrowings from others | 437.8 | 356.4 | 343.1 | 336.9 | 331.8 | 346.7 | 337.4 | 330.7 | 334.9 | 327.6 | 318.8 | 342.5 |
| 37 | Trading liabilities 19 | -- | -- | -- | -- | 5.9 | 5.3 | 4.9 | 4.7 | 4.9 | 4.7 | 4.7 | 4.4 |
| 38 | Derivatives with a negative fair value 16 | -- | -- | -- | -- | 5.2 | 4.6 | 4.2 | 3.9 | 4.3 | 3.9 | 3.8 | 3.6 |
| 39 | Other trading liabilities | -- | -- | -- | -- | 0.7 | 0.6 | 0.7 | 0.8 | 0.6 | 0.9 | 0.8 | 0.7 |
| 40 | Net due to related foreign offices | 60.4 | 56.6 | 56.1 | 55.7 | 55.0 | 49.3 | 49.6 | 41.3 | 42.0 | 42.2 | 42.6 | 41.9 |
| 41 | Other liabilities 20 | 72.6 | 73.4 | 72.6 | 75.9 | 77.0 | 73.7 | 72.8 | 70.5 | 68.8 | 72.1 | 70.2 | 70.9 |
| 42 | Total liabilities 18 | 3,201.0 | 3,267.8 | 3,272.6 | 3,278.3 | 3,288.5 | 3,316.2 | 3,331.1 | 3,309.5 | 3,308.0 | 3,313.1 | 3,306.4 | 3,312.1 |
| 43 | Residual (assets less liabilities) 21 | 341.1 | 418.8 | 412.1 | 400.6 | 412.2 | 390.6 | 381.5 | 376.6 | 372.3 | 377.9 | 374.8 | 381.7 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 22 | -- | -- | -- | -- | -2.3 | -1.2 | 0.4 | 2.9 | 2.9 | 3.0 | 3.0 | 3.2 |
| 45 | Securitized consumer loans 23 | 97.6 | 90.6 | 89.1 | 89.7 | 92.1 | 89.3 | 88.7 | 87.0 | 87.5 | 85.1 | 86.5 | 85.5 |
| 46 | Securitized credit cards and other revolving plans | 96.7 | 88.9 | 87.5 | 88.1 | 90.5 | 87.8 | 87.3 | 85.6 | 86.2 | 83.7 | 85.2 | 84.2 |
| 47 | Other securitized consumer loans | 0.9 | 1.7 | 1.6 | 1.6 | 1.5 | 1.5 | 1.4 | 1.4 | 1.4 | 1.4 | 1.3 | 1.3 |
| 48 | Securitized real estate loans 23 | 25.8 | 25.9 | 24.5 | 25.7 | 25.0 | 25.0 | 22.9 | 20.9 | 20.3 | 20.6 | 21.6 | 21.9 |
H.8; Page 15
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,116.2 | 3,171.1 | 3,175.6 | 3,182.9 | 3,177.5 | 3,173.2 | 3,174.1 | 3,158.8 | 3,158.6 | 3,152.4 | 3,153.7 | 3,165.5 |
| 2 | Securities in bank credit 2 | 587.1 | 641.6 | 645.4 | 664.0 | 668.5 | 676.2 | 683.9 | 687.0 | 687.2 | 685.8 | 686.2 | 690.9 |
| 3 | Treasury and agency securities 3 | 394.8 | 429.8 | 428.3 | 430.9 | 437.8 | 447.7 | 452.1 | 453.4 | 451.9 | 453.2 | 453.5 | 460.8 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | -- | -- | 275.0 | 280.9 | 285.5 | 289.1 | 288.4 | 288.9 | 289.5 | 293.9 |
| 5 | Non-MBS 5 | -- | -- | -- | -- | 162.8 | 166.7 | 166.6 | 164.3 | 163.4 | 164.3 | 164.1 | 166.9 |
| 6 | Other securities | 192.3 | 211.8 | 217.2 | 233.1 | 230.7 | 228.5 | 231.8 | 233.7 | 235.4 | 232.6 | 232.7 | 230.1 |
| 7 | Mortgage-backed securities 6 | -- | -- | -- | -- | 31.1 | 31.0 | 31.3 | 31.1 | 31.2 | 31.2 | 30.9 | 30.8 |
| 8 | Non-MBS 7 | -- | -- | -- | -- | 199.6 | 197.5 | 200.5 | 202.6 | 204.1 | 201.4 | 201.8 | 199.3 |
| 9 | Loans and leases in bank credit 8 | 2,529.1 | 2,529.5 | 2,530.2 | 2,518.9 | 2,509.0 | 2,497.0 | 2,490.2 | 2,471.7 | 2,471.3 | 2,466.6 | 2,467.5 | 2,474.5 |
| 10 | Commercial and industrial loans | 468.7 | 447.8 | 444.0 | 437.8 | 433.0 | 428.3 | 428.4 | 424.8 | 426.2 | 425.1 | 423.9 | 422.9 |
| 11 | Real estate loans | 1,680.6 | 1,703.6 | 1,701.8 | 1,698.3 | 1,698.1 | 1,689.5 | 1,681.9 | 1,670.3 | 1,668.8 | 1,665.4 | 1,667.1 | 1,675.1 |
| 12 | Revolving home equity loans | 121.9 | 128.9 | 128.9 | 127.1 | 127.4 | 127.9 | 128.6 | 129.0 | 129.0 | 129.0 | 129.1 | 128.6 |
| 13 | Closed-end residential loans 9 | 519.0 | 535.8 | 534.6 | 535.8 | 537.8 | 533.0 | 528.2 | 524.6 | 522.0 | 519.5 | 522.3 | 536.7 |
| 14 | Commercial real estate loans 10 | 1,039.7 | 1,038.9 | 1,038.3 | 1,035.4 | 1,032.8 | 1,028.6 | 1,025.1 | 1,016.7 | 1,017.8 | 1,016.9 | 1,015.8 | 1,009.7 |
| 15 | Consumer loans | 233.1 | 242.8 | 248.5 | 247.5 | 243.9 | 246.7 | 247.0 | 245.2 | 244.3 | 245.9 | 246.8 | 244.9 |
| 16 | Credit cards and other revolving plans | 83.8 | 94.6 | 95.2 | 94.3 | 90.7 | 93.2 | 90.9 | 88.1 | 87.5 | 88.9 | 89.3 | 87.7 |
| 17 | Other consumer loans 11 | 149.3 | 148.3 | 153.3 | 153.2 | 153.1 | 153.4 | 156.0 | 157.0 | 156.8 | 157.1 | 157.6 | 157.2 |
| 18 | Other loans and leases | 146.6 | 135.2 | 135.9 | 135.4 | 134.1 | 132.5 | 132.9 | 131.5 | 132.1 | 130.1 | 129.7 | 131.7 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 10.2 | 8.2 | 8.9 | 8.0 | 6.2 | 4.5 | 3.8 | 3.6 | 3.6 | 2.9 | 3.3 | 4.1 |
| 20 | All other loans and leases 13 | 136.4 | 127.0 | 127.0 | 127.4 | 127.9 | 128.0 | 129.1 | 127.9 | 128.5 | 127.2 | 126.4 | 127.5 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | -- | -- | 55.7 | 56.1 | 55.8 | 57.4 | 57.3 | 57.8 | 57.3 | 58.3 |
| 22 | Interbank loans 12 | 71.1 | 64.6 | 60.1 | 60.4 | 65.9 | 63.4 | 59.8 | 60.5 | 59.7 | 60.6 | 55.5 | 64.4 |
| 23 | Fed funds and reverse RPs with banks 12 | 61.9 | 54.2 | 50.8 | 49.9 | 54.0 | 55.0 | 52.8 | 52.0 | 50.5 | 50.8 | 48.5 | 57.5 |
| 24 | Loans to commercial banks | 9.2 | 10.4 | 9.3 | 10.5 | 11.9 | 8.5 | 7.0 | 8.5 | 9.2 | 9.8 | 6.9 | 6.9 |
| 25 | Cash assets 14 | 142.3 | 223.2 | 220.5 | 212.3 | 216.4 | 224.2 | 250.3 | 253.2 | 256.0 | 252.3 | 258.3 | 266.7 |
| 26 | Trading assets 15 | -- | -- | -- | -- | 10.4 | 10.0 | 10.0 | 9.4 | 9.9 | 9.2 | 8.9 | 8.8 |
| 27 | Derivatives with a positive fair value 16 | -- | -- | -- | -- | 8.2 | 7.6 | 7.7 | 7.2 | 7.4 | 7.2 | 6.9 | 6.7 |
| 28 | Other trading assets | -- | -- | -- | -- | 2.3 | 2.3 | 2.3 | 2.2 | 2.5 | 2.0 | 2.0 | 2.1 |
| 29 | Other assets 17 | 247.8 | 266.9 | 269.4 | 273.7 | 274.6 | 275.4 | 277.6 | 274.4 | 277.6 | 273.9 | 271.5 | 273.7 |
| 30 | Total assets 18 | 3,548.7 | 3,685.1 | 3,684.8 | 3,687.6 | 3,689.2 | 3,690.1 | 3,716.0 | 3,698.9 | 3,704.5 | 3,690.6 | 3,690.7 | 3,720.8 |
H.8; Page 16
For use at 4:15 p.m. Eastern Time; November 13, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Oct | 2009 Apr | 2009 May | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 14 | Oct 21 | Oct 28 | Nov 4 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,453.7 | 2,641.2 | 2,651.7 | 2,671.3 | 2,664.5 | 2,677.3 | 2,702.8 | 2,709.6 | 2,717.4 | 2,698.7 | 2,701.2 | 2,737.7 |
| 32 | Large time deposits | 436.8 | 456.2 | 453.1 | 459.0 | 478.1 | 475.2 | 471.3 | 470.2 | 469.6 | 470.1 | 470.0 | 470.5 |
| 33 | Other deposits | 2,016.9 | 2,185.0 | 2,198.6 | 2,212.3 | 2,186.4 | 2,202.1 | 2,231.5 | 2,239.3 | 2,247.7 | 2,228.6 | 2,231.2 | 2,267.1 |
| 34 | Borrowings | 576.5 | 516.2 | 507.1 | 484.8 | 476.8 | 469.5 | 464.5 | 449.9 | 448.9 | 451.2 | 449.4 | 441.0 |
| 35 | Borrowings from banks in the U.S. | 152.8 | 150.7 | 145.9 | 132.7 | 139.3 | 142.1 | 141.3 | 131.1 | 131.5 | 135.1 | 136.8 | 103.8 |
| 36 | Borrowings from others | 423.7 | 365.4 | 361.1 | 352.1 | 337.5 | 327.3 | 323.2 | 318.8 | 317.3 | 316.2 | 312.6 | 337.1 |
| 37 | Trading liabilities 19 | -- | -- | -- | -- | 5.8 | 5.6 | 5.7 | 5.4 | 5.4 | 5.5 | 5.2 | 5.1 |
| 38 | Derivatives with a negative fair value 16 | -- | -- | -- | -- | 5.0 | 4.7 | 4.9 | 4.5 | 4.7 | 4.5 | 4.2 | 4.1 |
| 39 | Other trading liabilities | -- | -- | -- | -- | 0.8 | 0.8 | 0.8 | 0.9 | 0.7 | 1.0 | 1.0 | 1.0 |
| 40 | Net due to related foreign offices | 60.4 | 56.6 | 56.1 | 55.7 | 55.0 | 49.3 | 49.6 | 41.3 | 42.0 | 42.2 | 42.6 | 41.9 |
| 41 | Other liabilities 20 | 73.5 | 72.3 | 72.3 | 74.3 | 74.3 | 73.4 | 73.3 | 71.4 | 70.3 | 71.8 | 71.1 | 72.4 |
| 42 | Total liabi | ||||||||||||