FRB: Annual Report 2005, Statistical Table 5: Banking Offices and Banks Affiliated with Bank Holding Companies (BHCs) in the United States, December 31, 2004 and 2005

5) Banking Offices and Banks Affiliated with Bank Holding Companies (BHCs) in the United States, ¹ December 31, 2004 and 2005
Type of office	Total	Commercial banks ²					State- chartered savings banks
		Total	Member			Nonmember
		Total	Total	National	State	Nonmember
	All banking offices
Banks
Number, Dec. 31, 2004	7,965	7,591	2,794	1,880	914	4,797	374

Changes during 2005
New banks	173	165	29	20	9	136	8
Banks converted into branches	-265	-253	-110	-81	-29	-143	-12
Ceased banking operation ³	-29	-20	-5	-3	-2	-15	-9
Other ⁴	0	2	-10	-20	10	12	-2
Net change	-121	-106	-96	-84	-12	-10	-15

Number, Dec. 31, 2005	7,844	7,485	2,698	1,796	902	4,787	359

Branches and Additional Offices
Number, Dec. 31, 2004	75,272	71,931	52,329	38,985	13,344	19,602	3,341

Changes during 2005
New branches	2,256	2,170	1,434	953	481	736	86
Branches converted from banks	265	257	146	101	45	111	8
Discontinued ³	-2,062	-1,632	-1,488	-769	-719	-144	-430
Other ⁴	0	250	218	-462	680	32	-250
Net change	459	1,045	310	-177	487	735	-586

Number, Dec. 31, 2005	75,731	72,976	52,639	38,808	13,831	20,337	2,755
	Banks affiliated with BHCs
Banks
Number, Dec. 31, 2004	6,340	6,225	2,418	1,612	806	3,807	115

Changes during 2005
BHC-affiliated new banks	170	157	35	26	9	122	13
Banks converted into branches	-226	-221	-98	-74	-24	-123	-5
Ceased banking operation ³	-23	-21	-9	-5	-4	-12	-2
Other ⁴	0	1	-9	-18	9	10	-1
Net change	-79	-84	-81	-71	-10	-3	5

Number, Dec. 31, 2005	6,261	6,141	2,337	1,541	796	3,804	120

1. Includes banking offices and BHCs in U.S. territories and possessions.    Return to table
2. For purposes of this table, banks are entities that are defined as banks in the Bank Holding Company Act, as amended, which is implemented by Federal Reserve Regulation Y. Generally, a bank is any institution that accepts demand deposits and is engaged in the business of making commercial loans or any institution that is defined as an insured bank in section 3(h) of the FDIC Act. Covers entities in the United States and its territories and possessions (affiliated insular areas).   Return to table
3. Institutions that no longer meet the Regulation Y definition of bank.   Return to table
4. Interclass changes and sales of branches.   Return to table

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