Payment Research

The Board conducts research on payments issues to inform policymakers, the industry, and the public, and to contribute to the academic literature.

Federal Reserve Board of Governors

• Payment System Studies
  
• Recent Payment Trends in the United States (October 2008)
  
• Check Sample Study (March 2008) (416 KB PDF)
  
• Depository Institutions Payments Study (March 2008) (1.37 MB PDF)
  
• Electronic Payments Study (March 2008) (349 KB PDF)
  
• 2007 Federal Reserve Payments Study (December 2007) (78 KB PDF)
  
• Report of the National Diversity Assurance Initiative (February 2006)
  
• Trends in the Use of Payment Instruments in the United States (Spring 2005) (157 KB PDF)
  
• 2004 Federal Reserve Payments Study (December 2004) (238 KB PDF)
  
• Federal Reserve Studies Confirm Electronic Payments Exceed Check Payments for the First Time (December 2004)
  
• The Use of Checks and Other Noncash Payment Instruments in the United States (August 2002) (94 KB PDF)
  

Federal Reserve Banks

• Boston
  
• New York
  
• Philadelphia
  
• Chicago
  
• Kansas City