DDP
PrintAssets and Liabilities of Commercial Banks in the United States - H.8
Current Release (54 KB PDF)
Release Date: January 15, 2010
H.8; Page 1
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,372.5 | 9,319.6 | 9,249.6 | 9,210.4 | 9,127.2 | 9,047.6 | 9,105.3 | 9,081.8 | 9,096.8 | 9,048.9 | 9,067.3 | 9,042.8 |
| 2 | Securities in bank credit 2 | 2,109.4 | 2,252.5 | 2,268.1 | 2,304.0 | 2,314.5 | 2,307.1 | 2,312.0 | 2,344.1 | 2,350.6 | 2,341.1 | 2,352.7 | 2,346.1 |
| 3 | Treasury and agency securities 3 | 1,240.3 | 1,293.5 | 1,325.5 | 1,363.1 | 1,379.4 | 1,372.0 | 1,382.8 | 1,424.7 | 1,429.9 | 1,424.9 | 1,441.5 | 1,432.0 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 974.2 | 977.8 | 988.2 | 985.5 | 990.2 | 1,001.8 | 1,005.7 | 1,008.9 | 1,012.5 | 1,006.2 |
| 5 | Non-MBS 5 | -- | -- | 351.3 | 385.3 | 391.2 | 386.5 | 392.6 | 422.9 | 424.2 | 416.0 | 429.0 | 425.8 |
| 6 | Other securities | 869.1 | 959.0 | 942.6 | 940.8 | 935.1 | 935.1 | 929.2 | 919.4 | 920.8 | 916.1 | 911.2 | 914.1 |
| 7 | Mortgage-backed securities 6 | -- | -- | 207.8 | 208.9 | 209.7 | 209.4 | 208.9 | 204.7 | 204.2 | 203.7 | 202.9 | 200.5 |
| 8 | Non-MBS 7 | -- | -- | 734.8 | 731.9 | 725.4 | 725.7 | 720.3 | 714.6 | 716.6 | 712.4 | 708.3 | 713.6 |
| 9 | Loans and leases in bank credit 8 | 7,263.1 | 7,067.1 | 6,981.5 | 6,906.5 | 6,812.6 | 6,740.5 | 6,793.3 | 6,737.6 | 6,746.2 | 6,707.9 | 6,714.6 | 6,696.7 |
| 10 | Commercial and industrial loans | 1,617.7 | 1,499.0 | 1,482.8 | 1,450.7 | 1,414.8 | 1,383.6 | 1,366.3 | 1,343.3 | 1,345.1 | 1,338.5 | 1,337.4 | 1,333.2 |
| 11 | Real estate loans | 3,823.2 | 3,862.5 | 3,846.8 | 3,825.5 | 3,781.7 | 3,756.3 | 3,822.2 | 3,806.8 | 3,815.7 | 3,785.2 | 3,794.3 | 3,785.9 |
| 12 | Revolving home equity loans | 588.0 | 610.9 | 608.3 | 606.9 | 604.0 | 601.8 | 604.7 | 601.7 | 601.6 | 600.9 | 600.2 | 604.5 |
| 13 | Closed-end residential loans 9 | 1,508.5 | 1,546.9 | 1,540.7 | 1,528.1 | 1,498.1 | 1,488.4 | 1,557.7 | 1,557.6 | 1,563.6 | 1,537.8 | 1,559.1 | 1,548.6 |
| 14 | Commercial real estate loans 10 | 1,726.8 | 1,704.6 | 1,697.8 | 1,690.5 | 1,679.6 | 1,666.2 | 1,659.8 | 1,647.4 | 1,650.6 | 1,646.5 | 1,635.1 | 1,632.7 |
| 15 | Consumer loans | 861.4 | 856.2 | 852.6 | 850.5 | 848.0 | 846.6 | 842.2 | 832.6 | 835.1 | 827.1 | 827.5 | 821.9 |
| 16 | Credit cards and other revolving plans | 370.0 | 360.6 | 359.9 | 357.0 | 352.6 | 349.6 | 344.3 | 332.2 | 334.0 | 326.9 | 326.9 | 320.4 |
| 17 | Other consumer loans 11 | 491.4 | 495.6 | 492.7 | 493.4 | 495.4 | 497.0 | 497.8 | 500.4 | 501.0 | 500.2 | 500.6 | 501.5 |
| 18 | Other loans and leases | 960.8 | 849.4 | 799.3 | 779.8 | 768.2 | 753.9 | 762.6 | 755.0 | 750.3 | 757.1 | 755.3 | 755.8 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 319.5 | 262.0 | 222.7 | 213.9 | 205.4 | 200.0 | 209.5 | 206.9 | 203.9 | 210.0 | 211.8 | 201.8 |
| 20 | All other loans and leases 13 | 641.3 | 587.4 | 576.6 | 565.9 | 562.8 | 554.0 | 553.1 | 548.1 | 546.4 | 547.0 | 543.5 | 554.0 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 187.1 | 192.4 | 195.2 | 199.2 | 205.3 | 205.7 | 207.6 | 206.7 | 201.1 | 208.8 |
| 22 | Interbank loans 12 | 315.6 | 386.5 | 339.0 | 318.2 | 312.9 | 288.1 | 220.3 | 210.3 | 217.7 | 211.0 | 204.5 | 212.8 |
| 23 | Fed funds and reverse RPs with banks 12 | 249.0 | 309.8 | 254.6 | 228.0 | 221.8 | 200.1 | 155.4 | 148.2 | 157.2 | 149.5 | 137.8 | 146.3 |
| 24 | Loans to commercial banks 14 | 66.6 | 76.7 | 84.4 | 90.3 | 91.1 | 88.0 | 64.9 | 62.1 | 60.5 | 61.5 | 66.7 | 66.5 |
| 25 | Cash assets 15 | 974.5 | 931.3 | 957.8 | 1,013.9 | 1,048.6 | 1,214.9 | 1,225.0 | 1,159.0 | 1,159.3 | 1,183.7 | 1,056.8 | 1,109.6 |
| 26 | Trading assets 16 | -- | -- | 380.4 | 364.5 | 357.4 | 336.0 | 309.6 | 276.7 | 270.0 | 271.3 | 276.5 | 263.0 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 362.7 | 346.4 | 337.8 | 316.1 | 289.9 | 261.4 | 255.0 | 257.4 | 262.3 | 244.4 |
| 28 | Other trading assets | -- | -- | 17.7 | 18.0 | 19.6 | 19.9 | 19.7 | 15.3 | 15.0 | 13.9 | 14.2 | 18.7 |
| 29 | Other assets 18 | 1,164.9 | 1,155.6 | 1,132.0 | 1,111.1 | 1,107.6 | 1,120.7 | 1,115.1 | 1,152.1 | 1,145.6 | 1,159.7 | 1,178.4 | 1,184.5 |
| 30 | Total assets 19 | 12,282.0 | 12,001.3 | 11,871.6 | 11,825.8 | 11,758.6 | 11,808.2 | 11,770.0 | 11,674.2 | 11,681.9 | 11,668.0 | 11,582.3 | 11,603.8 |
H.8; Page 2
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,242.0 | 7,520.3 | 7,507.1 | 7,552.4 | 7,596.3 | 7,639.2 | 7,681.3 | 7,682.6 | 7,690.2 | 7,708.0 | 7,624.6 | 7,639.2 |
| 32 | Large time deposits | 1,909.3 | 1,881.6 | 1,900.9 | 1,900.9 | 1,890.0 | 1,893.4 | 1,879.3 | 1,890.3 | 1,880.8 | 1,888.5 | 1,908.5 | 1,888.8 |
| 33 | Other deposits | 5,332.7 | 5,638.7 | 5,606.3 | 5,651.5 | 5,706.3 | 5,745.9 | 5,802.0 | 5,792.3 | 5,809.3 | 5,819.5 | 5,716.2 | 5,750.4 |
| 34 | Borrowings | 2,475.3 | 2,320.5 | 2,216.6 | 2,137.7 | 2,038.5 | 1,995.8 | 1,957.9 | 1,917.0 | 1,918.3 | 1,885.7 | 1,903.0 | 1,942.9 |
| 35 | Borrowings from banks in the U.S. | 379.4 | 409.1 | 383.1 | 344.7 | 341.6 | 320.1 | 282.1 | 259.1 | 271.6 | 256.1 | 244.6 | 256.3 |
| 36 | Borrowings from others | 2,096.0 | 1,911.4 | 1,833.4 | 1,793.0 | 1,697.0 | 1,675.7 | 1,675.8 | 1,657.8 | 1,646.7 | 1,629.7 | 1,658.4 | 1,686.6 |
| 37 | Trading liabilities 20 | -- | -- | 312.7 | 311.2 | 306.2 | 295.4 | 273.5 | 252.7 | 249.9 | 249.5 | 250.2 | 245.4 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 262.7 | 261.9 | 255.0 | 237.2 | 219.3 | 201.6 | 195.1 | 200.5 | 204.3 | 199.0 |
| 39 | Other trading liabilities | -- | -- | 50.1 | 49.3 | 51.2 | 58.2 | 54.2 | 51.2 | 54.8 | 49.0 | 45.9 | 46.4 |
| 40 | Net due to related foreign offices | 467.9 | 58.5 | 85.8 | 92.5 | 138.8 | 207.2 | 209.1 | 149.2 | 129.6 | 153.8 | 164.2 | 108.0 |
| 41 | Other liabilities 21 | 452.9 | 460.7 | 451.1 | 415.8 | 415.4 | 396.7 | 406.9 | 416.0 | 409.5 | 417.6 | 415.5 | 418.6 |
| 42 | Total liabilities 19 | 11,191.9 | 10,689.5 | 10,573.4 | 10,509.4 | 10,495.3 | 10,534.4 | 10,528.7 | 10,417.4 | 10,397.5 | 10,414.7 | 10,357.6 | 10,354.2 |
| 43 | Residual (assets less liabilities) 22 | 1,090.1 | 1,311.8 | 1,298.2 | 1,316.3 | 1,263.3 | 1,273.8 | 1,241.2 | 1,256.7 | 1,284.4 | 1,253.3 | 1,224.7 | 1,249.6 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -55.1 | -46.7 | -35.8 | -22.4 | -16.2 | -13.5 | -13.0 | -14.7 | -14.7 | -22.9 |
| 45 | Securitized consumer loans 24 | 413.9 | 403.5 | 404.4 | 398.7 | 396.0 | 393.4 | 388.5 | 392.8 | 391.8 | 396.9 | 394.3 | 396.8 |
| 46 | Securitized credit cards and other revolving plans | 374.6 | 366.3 | 368.3 | 363.1 | 361.4 | 359.5 | 355.7 | 361.2 | 360.4 | 365.5 | 363.0 | 366.5 |
| 47 | Other securitized consumer loans | 39.3 | 37.2 | 36.1 | 35.6 | 34.6 | 33.9 | 32.8 | 31.5 | 31.4 | 31.5 | 31.3 | 30.3 |
| 48 | Securitized real estate loans 24 | 1,438.3 | 1,425.6 | 1,438.1 | 1,449.6 | 1,446.8 | 1,441.9 | 1,436.5 | 1,400.3 | 1,406.2 | 1,392.3 | 1,386.4 | 1,374.9 |
H.8; Page 3
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,404.4 | 9,315.4 | 9,210.1 | 9,187.7 | 9,134.0 | 9,049.1 | 9,136.2 | 9,101.1 | 9,111.5 | 9,088.7 | 9,081.3 | 9,034.8 |
| 2 | Securities in bank credit 2 | 2,096.5 | 2,262.3 | 2,260.6 | 2,304.6 | 2,318.1 | 2,309.5 | 2,326.8 | 2,330.7 | 2,332.2 | 2,327.8 | 2,337.8 | 2,324.6 |
| 3 | Treasury and agency securities 3 | 1,238.7 | 1,294.0 | 1,317.1 | 1,362.2 | 1,375.5 | 1,367.1 | 1,394.3 | 1,423.8 | 1,420.2 | 1,425.9 | 1,441.1 | 1,426.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 970.1 | 975.6 | 981.7 | 978.6 | 994.3 | 1,002.5 | 998.8 | 1,009.5 | 1,012.5 | 1,004.6 |
| 5 | Non-MBS 5 | -- | -- | 347.0 | 386.6 | 393.8 | 388.5 | 400.0 | 421.3 | 421.3 | 416.4 | 428.5 | 421.6 |
| 6 | Other securities | 857.9 | 968.3 | 943.5 | 942.4 | 942.6 | 942.4 | 932.6 | 907.0 | 912.1 | 901.9 | 896.7 | 898.5 |
| 7 | Mortgage-backed securities 6 | -- | -- | 205.4 | 206.7 | 209.3 | 206.8 | 207.7 | 204.0 | 205.3 | 204.0 | 202.5 | 198.7 |
| 8 | Non-MBS 7 | -- | -- | 738.1 | 735.6 | 733.3 | 735.6 | 724.9 | 702.9 | 706.8 | 697.9 | 694.2 | 699.8 |
| 9 | Loans and leases in bank credit 8 | 7,307.9 | 7,053.2 | 6,949.6 | 6,883.2 | 6,815.9 | 6,739.6 | 6,809.4 | 6,770.3 | 6,779.3 | 6,761.0 | 6,743.5 | 6,710.2 |
| 10 | Commercial and industrial loans | 1,619.9 | 1,494.4 | 1,473.4 | 1,440.7 | 1,416.8 | 1,384.4 | 1,367.7 | 1,344.8 | 1,346.1 | 1,345.8 | 1,340.4 | 1,331.4 |
| 11 | Real estate loans | 3,823.7 | 3,860.5 | 3,851.5 | 3,831.0 | 3,783.5 | 3,760.9 | 3,832.1 | 3,807.1 | 3,818.4 | 3,787.8 | 3,781.8 | 3,781.0 |
| 12 | Revolving home equity loans | 590.4 | 609.4 | 607.0 | 606.0 | 604.0 | 603.4 | 606.5 | 604.4 | 604.9 | 604.4 | 603.2 | 606.7 |
| 13 | Closed-end residential loans 9 | 1,504.7 | 1,546.7 | 1,546.2 | 1,535.5 | 1,499.6 | 1,489.7 | 1,563.2 | 1,553.7 | 1,559.7 | 1,533.6 | 1,544.1 | 1,542.2 |
| 14 | Commercial real estate loans 10 | 1,728.5 | 1,704.4 | 1,698.2 | 1,689.6 | 1,679.9 | 1,667.8 | 1,662.4 | 1,649.0 | 1,653.8 | 1,649.9 | 1,634.5 | 1,632.1 |
| 15 | Consumer loans | 869.6 | 851.7 | 843.0 | 846.1 | 847.6 | 839.6 | 838.5 | 838.7 | 839.3 | 838.3 | 841.6 | 835.6 |
| 16 | Credit cards and other revolving plans | 385.4 | 355.3 | 354.3 | 354.8 | 351.3 | 344.5 | 344.2 | 345.4 | 346.6 | 346.1 | 346.7 | 336.3 |
| 17 | Other consumer loans 11 | 484.3 | 496.3 | 488.7 | 491.2 | 496.2 | 495.1 | 494.3 | 493.3 | 492.7 | 492.3 | 494.9 | 499.3 |
| 18 | Other loans and leases | 994.7 | 846.6 | 781.6 | 765.3 | 768.0 | 754.6 | 771.1 | 779.7 | 775.5 | 789.0 | 779.7 | 762.2 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 336.5 | 260.5 | 209.8 | 206.5 | 204.0 | 199.4 | 213.9 | 217.6 | 215.4 | 221.8 | 216.4 | 201.3 |
| 20 | All other loans and leases 13 | 658.2 | 586.1 | 571.8 | 558.8 | 564.0 | 555.2 | 557.2 | 562.1 | 560.1 | 567.2 | 563.3 | 560.9 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 188.2 | 192.3 | 193.8 | 197.9 | 203.6 | 206.3 | 208.1 | 205.9 | 199.9 | 210.0 |
| 22 | Interbank loans 12 | 327.1 | 379.0 | 326.9 | 310.0 | 308.6 | 285.5 | 224.9 | 216.6 | 224.3 | 217.5 | 210.8 | 216.1 |
| 23 | Fed funds and reverse RPs with banks 12 | 258.4 | 303.8 | 245.0 | 220.6 | 218.9 | 197.9 | 159.3 | 153.0 | 161.8 | 153.9 | 145.7 | 149.8 |
| 24 | Loans to commercial banks 14 | 68.7 | 75.2 | 81.9 | 89.4 | 89.7 | 87.5 | 65.6 | 63.6 | 62.5 | 63.6 | 65.1 | 66.3 |
| 25 | Cash assets 15 | 1,033.1 | 912.5 | 934.6 | 972.7 | 1,047.3 | 1,208.5 | 1,260.8 | 1,230.3 | 1,226.7 | 1,240.7 | 1,199.6 | 1,193.1 |
| 26 | Trading assets 16 | -- | -- | 354.0 | 339.0 | 343.4 | 335.7 | 330.2 | 298.0 | 296.4 | 284.8 | 285.8 | 275.5 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 336.9 | 321.0 | 323.3 | 312.9 | 309.3 | 278.9 | 277.2 | 266.4 | 268.9 | 254.9 |
| 28 | Other trading assets | -- | -- | 17.1 | 18.0 | 20.1 | 22.7 | 20.8 | 19.1 | 19.2 | 18.4 | 16.8 | 20.6 |
| 29 | Other assets 18 | 1,168.3 | 1,150.8 | 1,129.9 | 1,100.9 | 1,113.1 | 1,124.1 | 1,118.2 | 1,157.7 | 1,150.0 | 1,155.6 | 1,191.5 | 1,187.3 |
| 30 | Total assets 19 | 12,428.1 | 11,945.3 | 11,767.4 | 11,717.9 | 11,752.6 | 11,805.0 | 11,866.6 | 11,797.5 | 11,800.7 | 11,781.4 | 11,769.0 | 11,696.8 |
H.8; Page 4
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,296.7 | 7,522.3 | 7,462.5 | 7,503.7 | 7,545.6 | 7,609.5 | 7,686.7 | 7,743.2 | 7,764.7 | 7,744.9 | 7,723.5 | 7,703.4 |
| 32 | Large time deposits | 1,913.1 | 1,886.6 | 1,894.1 | 1,905.2 | 1,889.1 | 1,902.2 | 1,884.9 | 1,891.6 | 1,891.9 | 1,890.2 | 1,894.7 | 1,884.9 |
| 33 | Other deposits | 5,383.6 | 5,635.8 | 5,568.4 | 5,598.5 | 5,656.5 | 5,707.3 | 5,801.8 | 5,851.6 | 5,872.9 | 5,854.7 | 5,828.8 | 5,818.5 |
| 34 | Borrowings | 2,451.9 | 2,342.2 | 2,199.9 | 2,126.9 | 2,049.4 | 1,977.9 | 1,938.3 | 1,897.1 | 1,896.6 | 1,895.4 | 1,882.8 | 1,899.7 |
| 35 | Borrowings from banks in the U.S. | 379.7 | 410.6 | 379.6 | 340.7 | 337.3 | 316.7 | 277.9 | 258.3 | 266.4 | 259.6 | 250.9 | 253.8 |
| 36 | Borrowings from others | 2,072.2 | 1,931.6 | 1,820.2 | 1,786.2 | 1,712.1 | 1,661.2 | 1,660.4 | 1,638.8 | 1,630.2 | 1,635.8 | 1,631.9 | 1,645.9 |
| 37 | Trading liabilities 20 | -- | -- | 292.0 | 293.7 | 300.6 | 295.6 | 289.6 | 260.8 | 260.4 | 249.8 | 250.1 | 251.6 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 242.6 | 242.4 | 246.4 | 236.2 | 232.5 | 210.0 | 206.5 | 200.9 | 205.8 | 204.8 |
| 39 | Other trading liabilities | -- | -- | 49.4 | 51.4 | 54.2 | 59.4 | 57.1 | 50.8 | 53.9 | 48.9 | 44.4 | 46.8 |
| 40 | Net due to related foreign offices | 467.9 | 58.5 | 85.8 | 92.5 | 138.8 | 207.2 | 209.1 | 149.2 | 129.6 | 153.8 | 164.2 | 108.0 |
| 41 | Other liabilities 21 | 460.0 | 454.7 | 442.6 | 413.0 | 414.1 | 400.0 | 414.2 | 422.0 | 421.4 | 420.6 | 418.8 | 416.9 |
| 42 | Total liabilities 19 | 11,247.1 | 10,699.5 | 10,482.8 | 10,429.8 | 10,448.5 | 10,490.2 | 10,538.0 | 10,472.3 | 10,472.8 | 10,464.5 | 10,439.5 | 10,379.6 |
| 43 | Residual (assets less liabilities) 22 | 1,181.0 | 1,245.7 | 1,284.6 | 1,288.1 | 1,304.1 | 1,314.7 | 1,328.6 | 1,325.2 | 1,328.0 | 1,316.9 | 1,329.5 | 1,317.2 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -55.1 | -46.7 | -35.8 | -22.4 | -16.2 | -13.5 | -13.0 | -14.7 | -14.7 | -22.9 |
| 45 | Securitized consumer loans 24 | 414.0 | 403.9 | 405.2 | 399.5 | 395.9 | 393.9 | 385.8 | 392.3 | 389.7 | 396.7 | 396.4 | 397.4 |
| 46 | Securitized credit cards and other revolving plans | 373.4 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 352.8 | 359.8 | 357.1 | 364.2 | 364.0 | 366.6 |
| 47 | Other securitized consumer loans | 40.6 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 33.0 | 32.5 | 32.6 | 32.4 | 32.4 | 30.8 |
| 48 | Securitized real estate loans 24 | 1,448.4 | 1,424.6 | 1,416.2 | 1,410.7 | 1,404.7 | 1,406.6 | 1,411.3 | 1,407.5 | 1,411.0 | 1,404.1 | 1,405.3 | 1,398.6 |
H.8; Page 5
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,388.8 | 8,394.9 | 8,348.5 | 8,318.5 | 8,264.6 | 8,212.9 | 8,296.8 | 8,293.8 | 8,309.5 | 8,270.9 | 8,281.2 | 8,256.7 |
| 2 | Securities in bank credit 2 | 1,798.0 | 1,969.5 | 1,991.9 | 2,025.7 | 2,047.1 | 2,043.5 | 2,062.8 | 2,103.4 | 2,111.9 | 2,105.9 | 2,109.4 | 2,104.1 |
| 3 | Treasury and agency securities 3 | 1,147.4 | 1,209.5 | 1,235.1 | 1,263.2 | 1,284.5 | 1,274.2 | 1,286.8 | 1,328.0 | 1,333.6 | 1,330.8 | 1,343.4 | 1,337.4 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 940.0 | 945.2 | 956.4 | 951.5 | 962.7 | 976.2 | 980.1 | 983.4 | 985.8 | 980.1 |
| 5 | Non-MBS 5 | -- | -- | 295.1 | 317.9 | 328.1 | 322.8 | 324.1 | 351.8 | 353.5 | 347.5 | 357.7 | 357.3 |
| 6 | Other securities | 650.6 | 759.9 | 756.8 | 762.5 | 762.6 | 769.3 | 775.9 | 775.3 | 778.2 | 775.0 | 765.9 | 766.7 |
| 7 | Mortgage-backed securities 6 | -- | -- | 198.7 | 201.1 | 201.9 | 201.7 | 201.2 | 194.4 | 193.8 | 192.9 | 192.0 | 190.4 |
| 8 | Non-MBS 7 | -- | -- | 558.1 | 561.4 | 560.7 | 567.7 | 574.8 | 581.0 | 584.4 | 582.1 | 573.9 | 576.3 |
| 9 | Loans and leases in bank credit 8 | 6,590.8 | 6,425.4 | 6,356.6 | 6,292.8 | 6,217.4 | 6,169.4 | 6,234.0 | 6,190.5 | 6,197.7 | 6,165.0 | 6,171.9 | 6,152.7 |
| 10 | Commercial and industrial loans | 1,253.9 | 1,162.6 | 1,151.3 | 1,130.3 | 1,107.4 | 1,089.4 | 1,079.8 | 1,066.9 | 1,068.3 | 1,064.2 | 1,063.1 | 1,063.7 |
| 11 | Real estate loans | 3,777.7 | 3,816.1 | 3,802.6 | 3,781.3 | 3,739.6 | 3,714.2 | 3,780.2 | 3,766.8 | 3,776.2 | 3,745.5 | 3,755.4 | 3,746.9 |
| 12 | Revolving home equity loans | 586.3 | 609.6 | 607.9 | 606.6 | 603.8 | 601.7 | 604.4 | 601.4 | 601.3 | 600.6 | 599.9 | 604.2 |
| 13 | Closed-end residential loans 9 | 1,504.7 | 1,542.9 | 1,536.2 | 1,523.9 | 1,495.2 | 1,485.1 | 1,554.4 | 1,554.2 | 1,560.0 | 1,534.4 | 1,555.7 | 1,545.3 |
| 14 | Commercial real estate loans 10 | 1,686.7 | 1,663.6 | 1,658.5 | 1,650.8 | 1,640.5 | 1,627.5 | 1,621.4 | 1,611.2 | 1,614.9 | 1,610.5 | 1,599.8 | 1,597.4 |
| 15 | Consumer loans | 861.4 | 855.9 | 851.7 | 849.5 | 846.9 | 845.4 | 840.9 | 831.3 | 833.7 | 825.8 | 826.2 | 820.5 |
| 16 | Credit cards and other revolving plans | 370.0 | 360.6 | 359.9 | 357.0 | 352.6 | 349.6 | 344.3 | 332.2 | 334.0 | 326.9 | 326.9 | 320.4 |
| 17 | Other consumer loans 11 | 491.4 | 495.3 | 491.8 | 492.4 | 494.3 | 495.8 | 496.5 | 499.0 | 499.7 | 498.9 | 499.3 | 500.1 |
| 18 | Other loans and leases | 697.7 | 590.8 | 550.9 | 531.8 | 523.5 | 520.4 | 533.2 | 525.4 | 519.4 | 529.5 | 527.2 | 521.5 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 260.0 | 188.7 | 156.8 | 147.3 | 137.8 | 138.7 | 146.7 | 142.2 | 138.9 | 147.0 | 145.9 | 130.6 |
| 20 | All other loans and leases 13 | 437.7 | 402.0 | 394.2 | 384.5 | 385.7 | 381.6 | 386.4 | 383.3 | 380.4 | 382.4 | 381.2 | 390.9 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 184.7 | 190.0 | 192.7 | 197.2 | 203.4 | 203.8 | 205.6 | 204.7 | 199.4 | 207.2 |
| 22 | Interbank loans 12 | 281.6 | 347.4 | 300.0 | 277.1 | 277.7 | 257.0 | 189.8 | 184.3 | 190.0 | 185.4 | 182.1 | 188.4 |
| 23 | Fed funds and reverse RPs with banks 12 | 223.6 | 274.7 | 220.4 | 191.8 | 190.9 | 172.5 | 128.4 | 125.3 | 132.7 | 127.0 | 118.0 | 125.3 |
| 24 | Loans to commercial banks 14 | 57.9 | 72.7 | 79.7 | 85.3 | 86.8 | 84.5 | 61.4 | 59.1 | 57.3 | 58.3 | 64.1 | 63.0 |
| 25 | Cash assets 15 | 662.3 | 726.9 | 707.7 | 730.7 | 757.2 | 842.9 | 868.3 | 810.0 | 855.0 | 814.5 | 692.9 | 727.0 |
| 26 | Trading assets 16 | -- | -- | 244.4 | 235.8 | 229.5 | 213.6 | 202.1 | 179.3 | 174.3 | 171.8 | 176.2 | 165.7 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 231.7 | 222.3 | 214.9 | 199.6 | 190.2 | 166.9 | 161.9 | 159.5 | 165.9 | 152.6 |
| 28 | Other trading assets | -- | -- | 12.8 | 13.5 | 14.6 | 14.0 | 11.9 | 12.4 | 12.5 | 12.4 | 10.3 | 13.0 |
| 29 | Other assets 18 | 1,123.3 | 1,122.8 | 1,098.9 | 1,078.8 | 1,074.7 | 1,086.7 | 1,081.2 | 1,120.3 | 1,116.6 | 1,128.9 | 1,141.7 | 1,150.6 |
| 30 | Total assets 19 | 10,753.1 | 10,653.8 | 10,514.8 | 10,450.8 | 10,410.9 | 10,415.9 | 10,434.9 | 10,384.1 | 10,439.9 | 10,366.7 | 10,274.7 | 10,281.1 |
H.8; Page 6
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,346.7 | 6,585.1 | 6,560.3 | 6,592.0 | 6,625.3 | 6,634.0 | 6,675.2 | 6,639.7 | 6,657.3 | 6,661.4 | 6,562.6 | 6,590.0 |
| 32 | Large time deposits | 1,053.6 | 987.9 | 987.1 | 974.0 | 952.7 | 922.1 | 907.1 | 881.3 | 881.4 | 876.4 | 880.3 | 875.4 |
| 33 | Other deposits | 5,293.1 | 5,597.2 | 5,573.2 | 5,617.9 | 5,672.6 | 5,711.8 | 5,768.1 | 5,758.4 | 5,775.9 | 5,785.0 | 5,682.4 | 5,714.6 |
| 34 | Borrowings | 1,858.0 | 1,689.6 | 1,573.6 | 1,500.0 | 1,415.2 | 1,415.1 | 1,404.5 | 1,396.1 | 1,400.2 | 1,363.1 | 1,396.6 | 1,415.5 |
| 35 | Borrowings from banks in the U.S. | 340.4 | 370.5 | 346.5 | 310.7 | 308.9 | 286.2 | 249.9 | 231.3 | 239.7 | 227.8 | 222.8 | 233.9 |
| 36 | Borrowings from others | 1,517.6 | 1,319.2 | 1,227.1 | 1,189.3 | 1,106.3 | 1,128.9 | 1,154.6 | 1,164.8 | 1,160.5 | 1,135.3 | 1,173.8 | 1,181.6 |
| 37 | Trading liabilities 20 | -- | -- | 186.2 | 188.1 | 183.9 | 175.9 | 161.5 | 148.9 | 147.4 | 145.8 | 146.2 | 136.6 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 144.8 | 147.5 | 141.9 | 126.6 | 116.3 | 106.1 | 101.7 | 103.1 | 108.5 | 98.5 |
| 39 | Other trading liabilities | -- | -- | 41.4 | 40.6 | 42.0 | 49.3 | 45.2 | 42.8 | 45.7 | 42.8 | 37.7 | 38.1 |
| 40 | Net due to related foreign offices | 604.5 | 498.2 | 494.9 | 488.1 | 526.3 | 534.5 | 529.4 | 501.6 | 529.0 | 491.7 | 503.4 | 453.2 |
| 41 | Other liabilities 21 | 412.5 | 422.5 | 419.6 | 388.7 | 386.1 | 365.0 | 376.2 | 389.9 | 384.5 | 392.1 | 389.9 | 399.5 |
| 42 | Total liabilities 19 | 9,609.5 | 9,392.2 | 9,234.5 | 9,156.9 | 9,136.7 | 9,124.5 | 9,146.8 | 9,076.3 | 9,118.4 | 9,054.2 | 8,998.8 | 8,994.8 |
| 43 | Residual (assets less liabilities) 22 | 1,143.6 | 1,261.7 | 1,280.2 | 1,294.0 | 1,274.2 | 1,291.4 | 1,288.1 | 1,307.8 | 1,321.5 | 1,312.5 | 1,275.9 | 1,286.3 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -37.3 | -29.4 | -19.1 | -7.2 | -3.1 | -2.0 | -1.7 | -3.1 | -3.0 | -11.7 |
| 45 | Securitized consumer loans 24 | 413.9 | 403.5 | 404.4 | 398.7 | 396.0 | 393.4 | 388.5 | 392.8 | 391.8 | 396.9 | 394.3 | 396.8 |
| 46 | Securitized credit cards and other revolving plans | 374.6 | 366.3 | 368.3 | 363.1 | 361.4 | 359.5 | 355.7 | 361.2 | 360.4 | 365.5 | 363.0 | 366.5 |
| 47 | Other securitized consumer loans | 39.3 | 37.2 | 36.1 | 35.6 | 34.6 | 33.9 | 32.8 | 31.5 | 31.4 | 31.5 | 31.3 | 30.3 |
| 48 | Securitized real estate loans 24 | 1,438.3 | 1,425.6 | 1,438.1 | 1,449.6 | 1,446.8 | 1,441.9 | 1,436.5 | 1,400.3 | 1,406.2 | 1,392.3 | 1,386.4 | 1,374.9 |
H.8; Page 7
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,406.9 | 8,398.0 | 8,319.4 | 8,302.5 | 8,268.0 | 8,208.0 | 8,311.7 | 8,298.7 | 8,305.2 | 8,291.6 | 8,291.2 | 8,243.9 |
| 2 | Securities in bank credit 2 | 1,781.9 | 1,983.4 | 1,988.0 | 2,025.4 | 2,045.4 | 2,039.4 | 2,066.2 | 2,085.5 | 2,086.9 | 2,086.0 | 2,094.2 | 2,082.9 |
| 3 | Treasury and agency securities 3 | 1,146.3 | 1,210.3 | 1,227.9 | 1,262.7 | 1,279.0 | 1,271.1 | 1,298.0 | 1,328.5 | 1,325.6 | 1,332.9 | 1,345.9 | 1,332.1 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 936.5 | 943.3 | 949.3 | 945.0 | 965.4 | 977.0 | 973.6 | 984.5 | 987.3 | 979.1 |
| 5 | Non-MBS 5 | -- | -- | 291.5 | 319.4 | 329.7 | 326.1 | 332.6 | 351.5 | 352.0 | 348.3 | 358.6 | 352.9 |
| 6 | Other securities | 635.6 | 773.1 | 760.0 | 762.8 | 766.4 | 768.4 | 768.2 | 757.0 | 761.3 | 753.2 | 748.3 | 750.8 |
| 7 | Mortgage-backed securities 6 | -- | -- | 196.4 | 197.9 | 200.6 | 197.6 | 198.2 | 194.9 | 196.1 | 195.0 | 193.5 | 190.7 |
| 8 | Non-MBS 7 | -- | -- | 563.6 | 564.9 | 565.9 | 570.7 | 570.0 | 562.1 | 565.2 | 558.2 | 554.8 | 560.1 |
| 9 | Loans and leases in bank credit 8 | 6,625.0 | 6,414.6 | 6,331.5 | 6,277.0 | 6,222.6 | 6,168.5 | 6,245.5 | 6,213.2 | 6,218.3 | 6,205.6 | 6,197.0 | 6,161.0 |
| 10 | Commercial and industrial loans | 1,251.7 | 1,163.3 | 1,147.3 | 1,124.2 | 1,108.5 | 1,089.7 | 1,079.5 | 1,064.7 | 1,064.8 | 1,066.5 | 1,062.8 | 1,057.8 |
| 11 | Real estate loans | 3,778.1 | 3,814.4 | 3,807.3 | 3,787.3 | 3,741.2 | 3,718.7 | 3,790.3 | 3,767.1 | 3,779.0 | 3,748.3 | 3,742.3 | 3,741.6 |
| 12 | Revolving home equity loans | 588.8 | 608.0 | 606.8 | 605.7 | 603.8 | 603.1 | 606.2 | 604.1 | 604.5 | 604.1 | 602.9 | 606.4 |
| 13 | Closed-end residential loans 9 | 1,501.0 | 1,542.9 | 1,541.5 | 1,531.0 | 1,496.5 | 1,486.3 | 1,559.7 | 1,550.3 | 1,556.2 | 1,530.3 | 1,540.8 | 1,538.9 |
| 14 | Commercial real estate loans 10 | 1,688.3 | 1,663.5 | 1,659.1 | 1,650.7 | 1,640.9 | 1,629.3 | 1,624.4 | 1,612.8 | 1,618.2 | 1,613.9 | 1,598.6 | 1,596.3 |
| 15 | Consumer loans | 869.6 | 851.4 | 842.0 | 844.9 | 846.3 | 838.4 | 837.2 | 837.4 | 838.0 | 837.0 | 840.3 | 834.2 |
| 16 | Credit cards and other revolving plans | 385.4 | 355.3 | 354.3 | 354.8 | 351.3 | 344.5 | 344.2 | 345.4 | 346.6 | 346.1 | 346.7 | 336.3 |
| 17 | Other consumer loans 11 | 484.3 | 496.1 | 487.6 | 490.0 | 495.0 | 493.9 | 493.0 | 492.0 | 491.3 | 490.9 | 493.5 | 498.0 |
| 18 | Other loans and leases | 725.6 | 585.4 | 534.9 | 520.6 | 526.6 | 521.7 | 538.5 | 544.0 | 536.6 | 553.8 | 551.7 | 527.4 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 277.5 | 183.0 | 142.8 | 139.7 | 140.8 | 139.4 | 148.1 | 151.8 | 148.2 | 158.4 | 156.4 | 134.5 |
| 20 | All other loans and leases 13 | 448.1 | 402.4 | 392.1 | 380.9 | 385.7 | 382.3 | 390.3 | 392.2 | 388.5 | 395.4 | 395.3 | 392.9 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 185.6 | 189.8 | 191.4 | 195.9 | 201.7 | 204.5 | 206.2 | 204.1 | 198.3 | 208.4 |
| 22 | Interbank loans 12 | 291.4 | 342.0 | 289.4 | 269.7 | 273.1 | 252.7 | 192.5 | 189.0 | 194.8 | 189.4 | 189.5 | 191.5 |
| 23 | Fed funds and reverse RPs with banks 12 | 232.3 | 270.0 | 211.3 | 184.4 | 187.4 | 169.0 | 130.9 | 129.2 | 136.3 | 129.6 | 127.8 | 128.8 |
| 24 | Loans to commercial banks 14 | 59.1 | 71.9 | 78.1 | 85.3 | 85.8 | 83.7 | 61.6 | 59.8 | 58.6 | 59.8 | 61.7 | 62.6 |
| 25 | Cash assets 15 | 709.9 | 712.3 | 689.1 | 691.2 | 754.2 | 834.1 | 894.9 | 866.2 | 922.4 | 845.4 | 814.4 | 791.2 |
| 26 | Trading assets 16 | -- | -- | 230.6 | 221.1 | 222.6 | 214.2 | 208.5 | 187.7 | 185.6 | 177.0 | 178.7 | 171.8 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 217.3 | 207.1 | 207.9 | 199.2 | 196.2 | 175.5 | 173.5 | 164.3 | 169.2 | 159.2 |
| 28 | Other trading assets | -- | -- | 13.3 | 14.0 | 14.7 | 15.0 | 12.3 | 12.2 | 12.2 | 12.7 | 9.5 | 12.6 |
| 29 | Other assets 18 | 1,127.6 | 1,116.5 | 1,098.2 | 1,070.3 | 1,081.0 | 1,091.9 | 1,084.0 | 1,125.0 | 1,118.4 | 1,123.5 | 1,156.8 | 1,157.8 |
| 30 | Total assets 19 | 10,851.4 | 10,620.1 | 10,441.0 | 10,365.0 | 10,407.5 | 10,405.0 | 10,490.0 | 10,462.2 | 10,520.3 | 10,422.7 | 10,432.4 | 10,347.9 |
H.8; Page 8
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,409.2 | 6,567.8 | 6,523.4 | 6,543.9 | 6,580.8 | 6,603.4 | 6,683.1 | 6,705.7 | 6,729.1 | 6,699.7 | 6,678.8 | 6,664.7 |
| 32 | Large time deposits | 1,065.2 | 974.6 | 988.2 | 978.5 | 956.3 | 928.5 | 913.6 | 887.9 | 890.2 | 879.7 | 883.7 | 882.2 |
| 33 | Other deposits | 5,344.0 | 5,593.1 | 5,535.2 | 5,565.4 | 5,624.5 | 5,674.9 | 5,769.5 | 5,817.8 | 5,838.8 | 5,820.0 | 5,795.1 | 5,782.5 |
| 34 | Borrowings | 1,840.9 | 1,703.2 | 1,554.8 | 1,486.3 | 1,431.8 | 1,412.0 | 1,396.8 | 1,383.8 | 1,387.4 | 1,377.0 | 1,385.5 | 1,383.8 |
| 35 | Borrowings from banks in the U.S. | 339.7 | 373.2 | 343.3 | 305.8 | 303.8 | 283.0 | 244.9 | 229.5 | 233.1 | 230.1 | 229.1 | 233.8 |
| 36 | Borrowings from others | 1,501.2 | 1,330.0 | 1,211.5 | 1,180.5 | 1,128.0 | 1,129.1 | 1,151.9 | 1,154.2 | 1,154.3 | 1,146.9 | 1,156.4 | 1,149.9 |
| 37 | Trading liabilities 20 | -- | -- | 175.4 | 178.1 | 182.7 | 175.4 | 171.9 | 154.2 | 154.4 | 146.9 | 146.3 | 139.7 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 133.6 | 135.1 | 136.4 | 126.1 | 123.3 | 111.2 | 108.7 | 104.3 | 109.9 | 102.3 |
| 39 | Other trading liabilities | -- | -- | 41.9 | 43.0 | 46.3 | 49.3 | 48.6 | 43.0 | 45.7 | 42.6 | 36.4 | 37.4 |
| 40 | Net due to related foreign offices | 604.5 | 498.2 | 494.9 | 488.1 | 526.3 | 534.5 | 529.4 | 501.6 | 529.0 | 491.7 | 503.4 | 453.2 |
| 41 | Other liabilities 21 | 418.0 | 417.2 | 410.9 | 383.6 | 384.9 | 367.9 | 383.2 | 394.7 | 395.3 | 393.5 | 391.9 | 392.4 |
| 42 | Total liabilities 19 | 9,673.0 | 9,377.3 | 9,159.4 | 9,079.9 | 9,106.4 | 9,093.3 | 9,164.3 | 9,140.0 | 9,195.3 | 9,108.8 | 9,105.8 | 9,033.7 |
| 43 | Residual (assets less liabilities) 22 | 1,178.3 | 1,242.8 | 1,281.7 | 1,285.1 | 1,301.1 | 1,311.8 | 1,325.6 | 1,322.2 | 1,325.0 | 1,313.9 | 1,326.5 | 1,314.2 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -37.3 | -29.4 | -19.1 | -7.2 | -3.1 | -2.0 | -1.7 | -3.1 | -3.0 | -11.7 |
| 45 | Securitized consumer loans 24 | 414.0 | 403.9 | 405.2 | 399.5 | 395.9 | 393.9 | 385.8 | 392.3 | 389.7 | 396.7 | 396.4 | 397.4 |
| 46 | Securitized credit cards and other revolving plans | 373.4 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 352.8 | 359.8 | 357.1 | 364.2 | 364.0 | 366.6 |
| 47 | Other securitized consumer loans | 40.6 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 33.0 | 32.5 | 32.6 | 32.4 | 32.4 | 30.8 |
| 48 | Securitized real estate loans 24 | 1,448.4 | 1,424.6 | 1,416.2 | 1,410.7 | 1,404.7 | 1,406.6 | 1,411.3 | 1,407.5 | 1,411.0 | 1,404.1 | 1,405.3 | 1,398.6 |
H.8; Page 9
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,342.2 | 5,310.4 | 5,263.5 | 5,232.6 | 5,189.9 | 5,148.2 | 5,225.7 | 5,230.5 | 5,231.2 | 5,226.2 | 5,229.6 | 5,233.4 |
| 2 | Securities in bank credit 2 | 1,181.1 | 1,301.5 | 1,315.0 | 1,336.8 | 1,352.3 | 1,346.8 | 1,355.9 | 1,389.7 | 1,388.0 | 1,401.0 | 1,404.1 | 1,409.5 |
| 3 | Treasury and agency securities 3 | 745.8 | 793.9 | 811.1 | 828.7 | 844.1 | 833.2 | 837.9 | 868.2 | 873.2 | 871.0 | 880.3 | 880.5 |
| 4 | Mortgage-backed securities (MBS) 4 | 666.7 | 672.4 | 674.3 | 674.3 | 680.8 | 672.3 | 679.7 | 690.7 | 694.1 | 698.3 | 700.7 | 698.8 |
| 5 | Non-MBS 5 | 79.0 | 121.5 | 136.8 | 154.4 | 163.3 | 160.9 | 158.2 | 177.5 | 179.1 | 172.8 | 179.6 | 181.7 |
| 6 | Other securities | 435.3 | 507.6 | 503.9 | 508.1 | 508.2 | 513.6 | 518.0 | 521.4 | 514.8 | 529.9 | 523.9 | 529.0 |
| 7 | Mortgage-backed securities 6 | 154.7 | 167.2 | 169.5 | 171.3 | 172.8 | 170.8 | 171.4 | 166.2 | 165.7 | 165.6 | 163.5 | 162.0 |
| 8 | Non-MBS 7 | 280.5 | 340.5 | 334.4 | 336.8 | 335.3 | 342.8 | 346.6 | 355.2 | 349.1 | 364.3 | 360.4 | 366.9 |
| 9 | Loans and leases in bank credit 8 | 4,161.1 | 4,008.9 | 3,948.5 | 3,895.9 | 3,837.5 | 3,801.4 | 3,869.8 | 3,840.8 | 3,843.2 | 3,825.3 | 3,825.5 | 3,823.9 |
| 10 | Commercial and industrial loans | 807.4 | 745.3 | 738.2 | 720.5 | 700.7 | 684.5 | 675.6 | 664.0 | 664.7 | 662.9 | 660.6 | 662.5 |
| 11 | Real estate loans | 2,158.9 | 2,183.3 | 2,172.0 | 2,157.9 | 2,127.1 | 2,112.3 | 2,179.9 | 2,176.3 | 2,183.0 | 2,160.0 | 2,165.5 | 2,174.5 |
| 12 | Revolving home equity loans | 474.7 | 494.0 | 492.1 | 490.9 | 488.0 | 485.7 | 489.4 | 487.3 | 487.3 | 487.0 | 485.5 | 489.6 |
| 13 | Closed-end residential loans 9 | 1,005.4 | 1,024.8 | 1,017.1 | 1,009.4 | 987.3 | 981.3 | 1,045.1 | 1,048.2 | 1,052.2 | 1,030.8 | 1,047.3 | 1,053.0 |
| 14 | Commercial real estate loans 10 | 678.8 | 664.5 | 662.8 | 657.6 | 651.9 | 645.3 | 645.3 | 640.8 | 643.5 | 642.2 | 632.7 | 632.0 |
| 15 | Consumer loans | 630.1 | 620.3 | 617.1 | 613.0 | 612.8 | 609.6 | 605.1 | 596.7 | 597.2 | 592.7 | 594.0 | 590.8 |
| 16 | Credit cards and other revolving plans | 280.1 | 267.9 | 268.9 | 265.3 | 264.2 | 260.9 | 256.9 | 247.5 | 247.3 | 243.4 | 244.6 | 240.0 |
| 17 | Other consumer loans 11 | 350.0 | 352.3 | 348.2 | 347.7 | 348.6 | 348.7 | 348.2 | 349.3 | 349.8 | 349.3 | 349.4 | 350.8 |
| 18 | Other loans and leases | 564.7 | 460.0 | 421.2 | 404.5 | 396.9 | 395.1 | 409.2 | 403.8 | 398.3 | 409.7 | 405.3 | 396.0 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 253.3 | 180.0 | 150.3 | 142.7 | 134.1 | 135.4 | 142.9 | 138.8 | 135.5 | 143.9 | 142.7 | 126.3 |
| 20 | All other loans and leases 13 | 311.5 | 280.0 | 270.9 | 261.8 | 262.9 | 259.6 | 266.3 | 265.0 | 262.8 | 265.8 | 262.5 | 269.8 |
| 21 | LESS: Allowance for loan and lease losses | 95.1 | 123.5 | 128.8 | 133.6 | 138.6 | 142.6 | 148.2 | 147.0 | 148.3 | 147.8 | 144.1 | 149.3 |
| 22 | Interbank loans 12 | 228.3 | 286.6 | 234.1 | 211.7 | 217.5 | 191.5 | 121.2 | 114.9 | 109.1 | 120.8 | 123.9 | 117.2 |
| 23 | Fed funds and reverse RPs with banks 12 | 177.4 | 224.4 | 166.0 | 134.9 | 137.5 | 115.9 | 66.6 | 60.1 | 56.6 | 66.1 | 64.1 | 58.2 |
| 24 | Loans to commercial banks 14 | 50.9 | 62.2 | 68.1 | 76.8 | 80.1 | 75.6 | 54.7 | 54.8 | 52.4 | 54.7 | 59.8 | 58.9 |
| 25 | Cash assets 15 | 451.1 | 503.2 | 482.6 | 497.3 | 510.2 | 587.4 | 600.0 | 540.1 | 580.0 | 537.0 | 445.6 | 458.7 |
| 26 | Trading assets 16 | -- | -- | 236.2 | 227.4 | 220.8 | 205.4 | 193.4 | 171.9 | 167.3 | 165.8 | 169.4 | 159.1 |
| 27 | Derivatives with a positive fair value 17 | 403.2 | 225.9 | 225.4 | 216.1 | 209.2 | 194.0 | 184.9 | 161.9 | 157.0 | 154.3 | 160.6 | 147.5 |
| 28 | Other trading assets | -- | -- | 10.9 | 11.4 | 11.7 | 11.4 | 8.5 | 10.1 | 10.4 | 11.5 | 8.8 | 11.6 |
| 29 | Other assets 18 | 870.7 | 871.8 | 847.2 | 825.8 | 822.8 | 838.9 | 833.7 | 863.9 | 864.5 | 874.8 | 876.8 | 878.9 |
| 30 | Total assets 19 | 7,222.4 | 7,079.3 | 6,934.7 | 6,861.3 | 6,822.6 | 6,828.6 | 6,825.9 | 6,774.3 | 6,803.8 | 6,776.9 | 6,701.2 | 6,697.9 |
H.8; Page 10
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,875.7 | 3,969.3 | 3,939.8 | 3,955.2 | 3,964.2 | 3,969.9 | 3,993.4 | 3,981.6 | 3,979.7 | 4,018.2 | 3,938.0 | 3,959.7 |
| 32 | Large time deposits | 628.9 | 536.6 | 523.6 | 509.8 | 489.2 | 462.4 | 449.2 | 428.8 | 428.2 | 424.2 | 429.8 | 425.5 |
| 33 | Other deposits | 3,246.8 | 3,432.8 | 3,416.1 | 3,445.3 | 3,475.0 | 3,507.5 | 3,544.2 | 3,552.8 | 3,551.4 | 3,594.0 | 3,508.2 | 3,534.2 |
| 34 | Borrowings | 1,306.2 | 1,238.3 | 1,124.6 | 1,026.7 | 954.1 | 952.0 | 953.2 | 968.3 | 968.3 | 942.9 | 977.0 | 993.5 |
| 35 | Borrowings from banks in the U.S. | 199.6 | 247.7 | 213.6 | 169.9 | 168.9 | 155.9 | 143.8 | 131.6 | 138.6 | 127.8 | 127.7 | 136.3 |
| 36 | Borrowings from others | 1,106.6 | 990.6 | 911.0 | 856.8 | 785.1 | 796.1 | 809.4 | 836.7 | 829.7 | 815.1 | 849.3 | 857.2 |
| 37 | Trading liabilities 20 | 378.9 | 191.7 | 182.7 | 184.2 | 179.7 | 172.1 | 157.8 | 144.9 | 143.3 | 141.7 | 142.3 | 132.8 |
| 38 | Derivatives with a negative fair value 17 | 320.4 | 152.8 | 142.0 | 144.2 | 138.4 | 123.6 | 113.3 | 103.3 | 99.0 | 100.2 | 105.6 | 95.6 |
| 39 | Other trading liabilities | 58.6 | 38.9 | 40.7 | 40.0 | 41.3 | 48.5 | 44.5 | 41.6 | 44.3 | 41.5 | 36.7 | 37.2 |
| 40 | Net due to related foreign offices | 539.2 | 452.0 | 452.2 | 449.4 | 485.6 | 497.4 | 489.7 | 457.2 | 485.0 | 448.9 | 454.9 | 407.4 |
| 41 | Other liabilities 21 | 340.0 | 348.2 | 343.4 | 313.5 | 313.2 | 294.5 | 304.6 | 316.2 | 310.1 | 319.7 | 317.2 | 330.8 |
| 42 | Total liabilities 19 | 6,440.1 | 6,199.5 | 6,042.6 | 5,929.0 | 5,896.8 | 5,885.9 | 5,898.7 | 5,868.2 | 5,886.3 | 5,871.4 | 5,829.4 | 5,824.2 |
| 43 | Residual (assets less liabilities) 22 | 782.3 | 879.9 | 892.1 | 932.3 | 925.9 | 942.7 | 927.1 | 906.1 | 917.5 | 905.5 | 871.8 | 873.7 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -69.7 | -41.8 | -35.2 | -28.3 | -19.4 | -9.4 | -5.4 | -5.0 | -4.8 | -6.0 | -5.4 | -12.8 |
| 45 | Securitized consumer loans 24 | 322.4 | 316.3 | 314.6 | 311.9 | 308.9 | 306.8 | 302.2 | 304.5 | 305.5 | 307.2 | 304.0 | 306.4 |
| 46 | Securitized credit cards and other revolving plans | 283.8 | 280.1 | 279.6 | 277.6 | 275.3 | 273.9 | 270.4 | 273.9 | 275.1 | 276.7 | 273.6 | 277.0 |
| 47 | Other securitized consumer loans | 38.6 | 36.2 | 35.0 | 34.3 | 33.5 | 32.9 | 31.8 | 30.6 | 30.4 | 30.5 | 30.4 | 29.4 |
| 48 | Securitized real estate loans 24 | 1,400.4 | 1,412.4 | 1,412.3 | 1,407.3 | 1,399.9 | 1,391.5 | 1,383.2 | 1,362.4 | 1,367.0 | 1,357.1 | 1,354.5 | 1,346.5 |
H.8; Page 11
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,372.8 | 5,305.9 | 5,234.0 | 5,220.3 | 5,185.2 | 5,141.9 | 5,244.0 | 5,252.6 | 5,245.5 | 5,259.5 | 5,259.0 | 5,240.8 |
| 2 | Securities in bank credit 2 | 1,183.2 | 1,308.2 | 1,306.6 | 1,336.3 | 1,348.6 | 1,341.3 | 1,365.6 | 1,393.7 | 1,385.8 | 1,406.3 | 1,412.7 | 1,405.8 |
| 3 | Treasury and agency securities 3 | 750.6 | 794.3 | 804.3 | 829.7 | 841.2 | 830.6 | 852.7 | 875.4 | 872.1 | 881.4 | 890.4 | 879.3 |
| 4 | Mortgage-backed securities (MBS) 4 | 671.2 | 673.6 | 673.7 | 675.4 | 677.1 | 669.1 | 687.0 | 697.1 | 694.5 | 704.9 | 706.8 | 700.7 |
| 5 | Non-MBS 5 | 79.4 | 120.7 | 130.5 | 154.4 | 164.1 | 161.5 | 165.7 | 178.3 | 177.6 | 176.5 | 183.6 | 178.6 |
| 6 | Other securities | 432.5 | 513.9 | 502.3 | 506.6 | 507.4 | 510.6 | 512.9 | 518.2 | 513.7 | 524.9 | 522.3 | 526.4 |
| 7 | Mortgage-backed securities 6 | 154.6 | 169.2 | 167.5 | 168.6 | 170.7 | 167.8 | 168.5 | 165.9 | 166.9 | 166.0 | 164.6 | 163.1 |
| 8 | Non-MBS 7 | 277.9 | 344.7 | 334.8 | 338.0 | 336.8 | 342.8 | 344.4 | 352.3 | 346.8 | 358.9 | 357.6 | 363.3 |
| 9 | Loans and leases in bank credit 8 | 4,189.6 | 3,997.7 | 3,927.4 | 3,883.9 | 3,836.6 | 3,800.7 | 3,878.4 | 3,858.9 | 3,859.7 | 3,853.2 | 3,846.3 | 3,835.0 |
| 10 | Commercial and industrial loans | 806.7 | 744.8 | 734.7 | 715.5 | 700.3 | 685.3 | 676.7 | 663.3 | 663.2 | 664.7 | 661.0 | 659.7 |
| 11 | Real estate loans | 2,156.8 | 2,182.9 | 2,176.6 | 2,164.4 | 2,125.6 | 2,114.1 | 2,185.1 | 2,173.8 | 2,181.6 | 2,157.7 | 2,154.5 | 2,171.4 |
| 12 | Revolving home equity loans | 475.6 | 493.7 | 492.6 | 491.0 | 488.4 | 487.4 | 490.5 | 488.1 | 488.5 | 488.1 | 486.9 | 490.8 |
| 13 | Closed-end residential loans 9 | 1,000.9 | 1,025.0 | 1,021.9 | 1,016.2 | 986.8 | 980.8 | 1,047.5 | 1,043.4 | 1,047.2 | 1,024.9 | 1,035.3 | 1,048.9 |
| 14 | Commercial real estate loans 10 | 680.3 | 664.2 | 662.1 | 657.2 | 650.4 | 646.0 | 647.1 | 642.3 | 645.9 | 644.7 | 632.4 | 631.8 |
| 15 | Consumer loans | 635.9 | 615.8 | 610.4 | 610.5 | 612.0 | 605.7 | 603.2 | 601.5 | 600.9 | 601.1 | 604.0 | 600.2 |
| 16 | Credit cards and other revolving plans | 291.7 | 263.1 | 265.7 | 263.8 | 262.6 | 258.3 | 257.7 | 257.7 | 257.5 | 258.3 | 259.2 | 251.4 |
| 17 | Other consumer loans 11 | 344.1 | 352.8 | 344.7 | 346.7 | 349.4 | 347.4 | 345.5 | 343.8 | 343.4 | 342.8 | 344.8 | 348.8 |
| 18 | Other loans and leases | 590.3 | 454.1 | 405.6 | 393.4 | 398.6 | 395.5 | 413.3 | 420.4 | 413.9 | 429.8 | 426.8 | 403.7 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 271.0 | 174.9 | 136.6 | 135.3 | 137.2 | 136.2 | 144.2 | 148.6 | 145.0 | 155.1 | 153.6 | 131.2 |
| 20 | All other loans and leases 13 | 319.4 | 279.2 | 269.0 | 258.2 | 261.4 | 259.3 | 269.1 | 271.7 | 269.0 | 274.7 | 273.2 | 272.5 |
| 21 | LESS: Allowance for loan and lease losses | 94.6 | 124.7 | 129.7 | 133.3 | 135.7 | 141.2 | 146.2 | 145.9 | 147.0 | 145.6 | 141.7 | 149.9 |
| 22 | Interbank loans 12 | 239.5 | 277.9 | 223.3 | 207.8 | 214.0 | 189.5 | 123.6 | 118.7 | 113.2 | 125.1 | 129.5 | 119.2 |
| 23 | Fed funds and reverse RPs with banks 12 | 187.7 | 216.0 | 156.6 | 130.4 | 134.8 | 114.3 | 68.6 | 63.4 | 59.3 | 69.2 | 72.0 | 60.8 |
| 24 | Loans to commercial banks 14 | 51.8 | 61.9 | 66.7 | 77.4 | 79.2 | 75.3 | 55.0 | 55.3 | 53.9 | 55.9 | 57.5 | 58.4 |
| 25 | Cash assets 15 | 483.2 | 497.5 | 469.3 | 464.6 | 502.5 | 572.8 | 609.8 | 574.9 | 625.2 | 552.5 | 532.5 | 501.2 |
| 26 | Trading assets 16 | -- | -- | 222.4 | 213.2 | 214.5 | 205.6 | 199.5 | 179.5 | 177.7 | 169.9 | 171.7 | 165.0 |
| 27 | Derivatives with a positive fair value 17 | 421.8 | 214.7 | 211.4 | 201.5 | 202.2 | 193.5 | 190.7 | 170.1 | 168.1 | 158.8 | 164.0 | 154.1 |
| 28 | Other trading assets | -- | -- | 11.0 | 11.6 | 12.3 | 12.1 | 8.8 | 9.5 | 9.6 | 11.0 | 7.7 | 10.9 |
| 29 | Other assets 18 | 873.3 | 866.9 | 849.1 | 820.4 | 828.4 | 841.7 | 833.7 | 866.7 | 863.6 | 869.2 | 888.5 | 885.3 |
| 30 | Total assets 19 | 7,316.7 | 7,043.5 | 6,868.3 | 6,793.0 | 6,809.0 | 6,810.4 | 6,864.4 | 6,846.6 | 6,878.2 | 6,830.5 | 6,839.5 | 6,761.6 |
H.8; Page 12
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,915.8 | 3,955.7 | 3,917.0 | 3,924.4 | 3,938.3 | 3,957.3 | 4,002.0 | 4,024.8 | 4,024.0 | 4,038.0 | 4,022.5 | 4,011.1 |
| 32 | Large time deposits | 635.8 | 530.0 | 523.7 | 513.6 | 493.0 | 466.1 | 452.9 | 432.6 | 433.6 | 425.6 | 431.0 | 429.1 |
| 33 | Other deposits | 3,280.1 | 3,425.7 | 3,393.3 | 3,410.8 | 3,445.3 | 3,491.2 | 3,549.1 | 3,592.2 | 3,590.4 | 3,612.4 | 3,591.5 | 3,582.0 |
| 34 | Borrowings | 1,301.0 | 1,231.6 | 1,092.5 | 1,032.7 | 983.0 | 973.2 | 969.3 | 965.6 | 968.3 | 957.6 | 967.8 | 967.4 |
| 35 | Borrowings from banks in the U.S. | 200.4 | 245.4 | 209.2 | 169.6 | 169.0 | 155.1 | 144.2 | 131.7 | 135.9 | 130.5 | 132.5 | 136.5 |
| 36 | Borrowings from others | 1,100.6 | 986.1 | 883.3 | 863.1 | 814.0 | 818.0 | 825.0 | 833.8 | 832.4 | 827.1 | 835.2 | 830.9 |
| 37 | Trading liabilities 20 | 391.1 | 186.1 | 171.7 | 174.4 | 178.8 | 171.4 | 167.8 | 150.2 | 150.2 | 142.7 | 142.5 | 136.0 |
| 38 | Derivatives with a negative fair value 17 | 332.0 | 148.4 | 130.6 | 132.3 | 133.3 | 122.9 | 120.1 | 108.1 | 105.6 | 101.1 | 106.9 | 99.4 |
| 39 | Other trading liabilities | 59.1 | 37.7 | 41.1 | 42.2 | 45.5 | 48.5 | 47.6 | 42.1 | 44.6 | 41.6 | 35.6 | 36.7 |
| 40 | Net due to related foreign offices | 539.2 | 452.0 | 452.2 | 449.4 | 485.6 | 497.4 | 489.7 | 457.2 | 485.0 | 448.9 | 454.9 | 407.4 |
| 41 | Other liabilities 21 | 345.0 | 344.5 | 338.2 | 311.8 | 312.6 | 296.3 | 309.4 | 320.4 | 319.7 | 320.9 | 319.2 | 325.2 |
| 42 | Total liabilities 19 | 6,492.1 | 6,169.9 | 5,971.6 | 5,892.7 | 5,898.2 | 5,895.6 | 5,938.2 | 5,918.2 | 5,947.3 | 5,908.2 | 5,906.9 | 5,847.1 |
| 43 | Residual (assets less liabilities) 22 | 824.5 | 873.6 | 896.7 | 900.3 | 910.8 | 914.7 | 926.1 | 928.4 | 930.9 | 922.3 | 932.6 | 914.5 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -69.7 | -41.8 | -35.2 | -28.3 | -19.4 | -9.4 | -5.4 | -5.0 | -4.8 | -6.0 | -5.4 | -12.8 |
| 45 | Securitized consumer loans 24 | 321.3 | 317.5 | 316.3 | 313.4 | 309.4 | 306.4 | 299.1 | 302.9 | 301.9 | 305.4 | 305.3 | 306.8 |
| 46 | Securitized credit cards and other revolving plans | 281.4 | 282.1 | 281.6 | 279.2 | 275.7 | 273.5 | 267.0 | 271.3 | 270.2 | 273.9 | 273.8 | 276.9 |
| 47 | Other securitized consumer loans | 39.9 | 35.5 | 34.7 | 34.1 | 33.7 | 33.0 | 32.1 | 31.6 | 31.7 | 31.5 | 31.5 | 30.0 |
| 48 | Securitized real estate loans 24 | 1,421.2 | 1,400.9 | 1,392.4 | 1,387.2 | 1,381.4 | 1,383.9 | 1,389.1 | 1,385.4 | 1,388.9 | 1,382.0 | 1,383.1 | 1,377.0 |
H.8; Page 13
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,046.6 | 3,084.5 | 3,085.0 | 3,085.9 | 3,074.7 | 3,064.8 | 3,071.1 | 3,063.3 | 3,078.3 | 3,044.6 | 3,051.6 | 3,023.4 |
| 2 | Securities in bank credit 2 | 617.0 | 667.9 | 676.9 | 688.9 | 694.8 | 696.8 | 706.9 | 713.7 | 723.9 | 704.9 | 705.3 | 694.6 |
| 3 | Treasury and agency securities 3 | 401.6 | 415.6 | 424.0 | 434.5 | 440.4 | 441.0 | 448.9 | 459.8 | 460.4 | 459.8 | 463.2 | 456.9 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 265.7 | 270.9 | 275.6 | 279.2 | 283.0 | 285.4 | 286.0 | 285.1 | 285.1 | 281.3 |
| 5 | Non-MBS 5 | -- | -- | 158.3 | 163.6 | 164.8 | 161.9 | 165.9 | 174.3 | 174.4 | 174.7 | 178.1 | 175.6 |
| 6 | Other securities | 215.3 | 252.3 | 252.9 | 254.4 | 254.5 | 255.7 | 257.9 | 253.9 | 263.4 | 245.1 | 242.1 | 237.7 |
| 7 | Mortgage-backed securities 6 | -- | -- | 29.2 | 29.9 | 29.1 | 30.9 | 29.7 | 28.2 | 28.1 | 27.3 | 28.6 | 28.4 |
| 8 | Non-MBS 7 | -- | -- | 223.7 | 224.5 | 225.4 | 224.8 | 228.2 | 225.7 | 235.3 | 217.8 | 213.5 | 209.3 |
| 9 | Loans and leases in bank credit 8 | 2,429.6 | 2,416.5 | 2,408.0 | 2,396.9 | 2,379.9 | 2,368.0 | 2,364.2 | 2,349.7 | 2,354.4 | 2,339.7 | 2,346.4 | 2,328.8 |
| 10 | Commercial and industrial loans | 446.5 | 417.3 | 413.2 | 409.8 | 406.8 | 405.0 | 404.2 | 402.9 | 403.6 | 401.3 | 402.5 | 401.2 |
| 11 | Real estate loans | 1,618.8 | 1,632.9 | 1,630.6 | 1,623.4 | 1,612.4 | 1,601.9 | 1,600.3 | 1,590.6 | 1,593.2 | 1,585.5 | 1,589.9 | 1,572.4 |
| 12 | Revolving home equity loans | 111.6 | 115.6 | 115.8 | 115.6 | 115.8 | 115.9 | 115.0 | 114.1 | 114.0 | 113.6 | 114.4 | 114.6 |
| 13 | Closed-end residential loans 9 | 499.3 | 518.1 | 519.1 | 514.5 | 508.0 | 503.8 | 509.3 | 506.0 | 507.8 | 503.6 | 508.4 | 492.3 |
| 14 | Commercial real estate loans 10 | 1,007.9 | 999.1 | 995.7 | 993.2 | 988.6 | 982.2 | 976.1 | 970.5 | 971.4 | 968.3 | 967.1 | 965.4 |
| 15 | Consumer loans | 231.3 | 235.6 | 234.6 | 236.4 | 234.1 | 235.8 | 235.7 | 234.5 | 236.6 | 233.1 | 232.1 | 229.7 |
| 16 | Credit cards and other revolving plans | 89.9 | 92.7 | 90.9 | 91.8 | 88.4 | 88.7 | 87.4 | 84.8 | 86.7 | 83.5 | 82.3 | 80.4 |
| 17 | Other consumer loans 11 | 141.4 | 143.0 | 143.7 | 144.7 | 145.7 | 147.2 | 148.3 | 149.8 | 149.9 | 149.6 | 149.9 | 149.3 |
| 18 | Other loans and leases | 133.0 | 130.8 | 129.7 | 127.3 | 126.6 | 125.3 | 124.0 | 121.7 | 121.1 | 119.8 | 121.9 | 125.5 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 6.7 | 8.8 | 6.4 | 4.6 | 3.7 | 3.3 | 3.8 | 3.4 | 3.5 | 3.2 | 3.2 | 4.3 |
| 20 | All other loans and leases 13 | 126.2 | 122.0 | 123.3 | 122.8 | 122.9 | 122.0 | 120.2 | 118.3 | 117.6 | 116.6 | 118.7 | 121.1 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 55.9 | 56.4 | 54.1 | 54.6 | 55.1 | 56.8 | 57.2 | 56.9 | 55.3 | 57.9 |
| 22 | Interbank loans 12 | 53.3 | 60.7 | 66.0 | 65.4 | 60.2 | 65.5 | 68.6 | 69.4 | 81.0 | 64.6 | 58.1 | 71.2 |
| 23 | Fed funds and reverse RPs with banks 12 | 46.3 | 50.3 | 54.4 | 56.9 | 53.4 | 56.6 | 61.8 | 65.1 | 76.1 | 61.0 | 53.9 | 67.1 |
| 24 | Loans to commercial banks 14 | 7.0 | 10.4 | 11.6 | 8.5 | 6.8 | 8.9 | 6.8 | 4.3 | 4.8 | 3.6 | 4.3 | 4.1 |
| 25 | Cash assets 15 | 211.2 | 223.6 | 225.1 | 233.4 | 247.0 | 255.6 | 268.3 | 270.0 | 275.0 | 277.4 | 247.3 | 268.3 |
| 26 | Trading assets 16 | -- | -- | 8.2 | 8.4 | 8.6 | 8.2 | 8.7 | 7.4 | 7.0 | 6.0 | 6.8 | 6.6 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 6.3 | 6.2 | 5.7 | 5.7 | 5.3 | 5.1 | 4.9 | 5.1 | 5.3 | 5.1 |
| 28 | Other trading assets | -- | -- | 1.9 | 2.2 | 2.9 | 2.5 | 3.4 | 2.3 | 2.1 | 0.9 | 1.6 | 1.5 |
| 29 | Other assets 18 | 252.6 | 251.0 | 251.8 | 252.9 | 251.9 | 247.8 | 247.5 | 256.5 | 252.0 | 254.1 | 264.9 | 271.6 |
| 30 | Total assets 19 | 3,530.7 | 3,574.5 | 3,580.0 | 3,589.5 | 3,588.2 | 3,587.3 | 3,609.0 | 3,609.8 | 3,636.1 | 3,589.8 | 3,573.6 | 3,583.2 |
H.8; Page 14
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,471.0 | 2,615.8 | 2,620.5 | 2,636.8 | 2,661.1 | 2,664.1 | 2,681.9 | 2,658.2 | 2,677.7 | 2,643.2 | 2,624.6 | 2,630.3 |
| 32 | Large time deposits | 424.7 | 451.4 | 463.4 | 464.2 | 463.5 | 459.8 | 457.9 | 452.5 | 453.2 | 452.3 | 450.5 | 449.9 |
| 33 | Other deposits | 2,046.3 | 2,164.4 | 2,157.1 | 2,172.6 | 2,197.6 | 2,204.3 | 2,224.0 | 2,205.7 | 2,224.5 | 2,191.0 | 2,174.1 | 2,180.4 |
| 34 | Borrowings | 551.8 | 451.3 | 449.0 | 473.3 | 461.1 | 463.1 | 451.3 | 427.8 | 431.9 | 420.2 | 419.6 | 422.0 |
| 35 | Borrowings from banks in the U.S. | 140.8 | 122.8 | 132.8 | 140.8 | 140.0 | 130.3 | 106.1 | 99.7 | 101.1 | 100.0 | 95.1 | 97.6 |
| 36 | Borrowings from others | 411.0 | 328.5 | 316.1 | 332.5 | 321.1 | 332.8 | 345.2 | 328.1 | 330.8 | 320.2 | 324.5 | 324.4 |
| 37 | Trading liabilities 20 | -- | -- | 3.5 | 3.9 | 4.2 | 3.8 | 3.7 | 4.0 | 4.1 | 4.2 | 3.9 | 3.8 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 2.8 | 3.3 | 3.5 | 3.0 | 3.0 | 2.8 | 2.7 | 2.8 | 2.9 | 2.9 |
| 39 | Other trading liabilities | -- | -- | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 1.2 | 1.4 | 1.3 | 1.0 | 0.9 |
| 40 | Net due to related foreign offices | 65.3 | 46.2 | 42.7 | 38.7 | 40.7 | 37.1 | 39.6 | 44.4 | 44.0 | 42.8 | 48.6 | 45.8 |
| 41 | Other liabilities 21 | 72.5 | 74.4 | 76.2 | 75.2 | 72.8 | 70.5 | 71.6 | 73.7 | 74.4 | 72.4 | 72.7 | 68.7 |
| 42 | Total liabilities 19 | 3,169.4 | 3,192.7 | 3,191.9 | 3,227.9 | 3,239.9 | 3,238.5 | 3,248.0 | 3,208.1 | 3,232.1 | 3,182.8 | 3,169.4 | 3,170.5 |
| 43 | Residual (assets less liabilities) 22 | 361.4 | 381.8 | 388.1 | 361.7 | 348.3 | 348.7 | 361.0 | 401.6 | 404.0 | 407.0 | 404.1 | 412.6 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -2.1 | -1.1 | 0.3 | 2.2 | 2.3 | 2.9 | 3.2 | 3.0 | 2.4 | 1.1 |
| 45 | Securitized consumer loans 24 | 91.5 | 87.2 | 89.8 | 86.8 | 87.1 | 86.6 | 86.3 | 88.2 | 86.2 | 89.7 | 90.2 | 90.3 |
| 46 | Securitized credit cards and other revolving plans | 90.8 | 86.2 | 88.7 | 85.5 | 86.0 | 85.6 | 85.3 | 87.3 | 85.3 | 88.8 | 89.3 | 89.4 |
| 47 | Other securitized consumer loans | 0.7 | 1.0 | 1.1 | 1.3 | 1.1 | 1.0 | 1.0 | 0.9 | 0.9 | 0.9 | 0.9 | 0.9 |
| 48 | Securitized real estate loans 24 | 37.8 | 13.1 | 25.8 | 42.4 | 47.0 | 50.4 | 53.3 | 37.9 | 39.1 | 35.2 | 31.9 | 28.3 |
H.8; Page 15
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,034.1 | 3,092.1 | 3,085.4 | 3,082.2 | 3,082.8 | 3,066.0 | 3,067.7 | 3,046.1 | 3,059.8 | 3,032.1 | 3,032.2 | 3,003.1 |
| 2 | Securities in bank credit 2 | 598.7 | 675.2 | 681.4 | 689.1 | 696.8 | 698.2 | 700.6 | 691.9 | 701.2 | 679.7 | 681.5 | 677.1 |
| 3 | Treasury and agency securities 3 | 395.7 | 416.0 | 423.7 | 433.0 | 437.8 | 440.4 | 445.3 | 453.0 | 453.5 | 451.4 | 455.4 | 452.8 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 262.8 | 267.9 | 272.2 | 275.9 | 278.4 | 279.9 | 279.1 | 279.7 | 280.5 | 278.4 |
| 5 | Non-MBS 5 | -- | -- | 160.9 | 165.0 | 165.6 | 164.5 | 167.0 | 173.1 | 174.4 | 171.8 | 175.0 | 174.3 |
| 6 | Other securities | 203.0 | 259.2 | 257.7 | 256.2 | 259.0 | 257.7 | 255.3 | 238.8 | 247.6 | 228.3 | 226.0 | 224.3 |
| 7 | Mortgage-backed securities 6 | -- | -- | 28.9 | 29.3 | 29.9 | 29.8 | 29.7 | 29.0 | 29.3 | 29.0 | 28.8 | 27.5 |
| 8 | Non-MBS 7 | -- | -- | 228.8 | 226.9 | 229.1 | 227.9 | 225.6 | 209.8 | 218.4 | 199.3 | 197.2 | 196.8 |
| 9 | Loans and leases in bank credit 8 | 2,435.4 | 2,416.9 | 2,404.1 | 2,393.1 | 2,386.0 | 2,367.9 | 2,367.1 | 2,354.3 | 2,358.6 | 2,352.4 | 2,350.7 | 2,326.0 |
| 10 | Commercial and industrial loans | 445.0 | 418.4 | 412.6 | 408.6 | 408.2 | 404.4 | 402.8 | 401.4 | 401.5 | 401.9 | 401.8 | 398.1 |
| 11 | Real estate loans | 1,621.3 | 1,631.5 | 1,630.7 | 1,622.9 | 1,615.6 | 1,604.6 | 1,605.2 | 1,593.3 | 1,597.4 | 1,590.6 | 1,587.7 | 1,570.1 |
| 12 | Revolving home equity loans | 113.2 | 114.3 | 114.2 | 114.7 | 115.4 | 115.7 | 115.8 | 116.0 | 116.1 | 116.0 | 116.0 | 115.7 |
| 13 | Closed-end residential loans 9 | 500.0 | 517.9 | 519.5 | 514.7 | 509.7 | 505.5 | 512.2 | 506.9 | 509.0 | 505.3 | 505.5 | 490.1 |
| 14 | Commercial real estate loans 10 | 1,008.0 | 999.3 | 997.0 | 993.5 | 990.5 | 983.4 | 977.3 | 970.5 | 972.3 | 969.3 | 966.2 | 964.4 |
| 15 | Consumer loans | 233.8 | 235.6 | 231.5 | 234.3 | 234.3 | 232.6 | 234.0 | 235.9 | 237.0 | 235.9 | 236.3 | 234.0 |
| 16 | Credit cards and other revolving plans | 93.7 | 92.3 | 88.6 | 91.0 | 88.8 | 86.2 | 86.4 | 87.7 | 89.1 | 87.8 | 87.5 | 84.9 |
| 17 | Other consumer loans 11 | 140.1 | 143.4 | 142.9 | 143.3 | 145.6 | 146.4 | 147.5 | 148.2 | 148.0 | 148.1 | 148.8 | 149.1 |
| 18 | Other loans and leases | 135.3 | 131.3 | 129.2 | 127.2 | 127.9 | 126.2 | 125.1 | 123.7 | 122.7 | 124.0 | 124.9 | 123.8 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 6.6 | 8.2 | 6.2 | 4.4 | 3.7 | 3.2 | 3.9 | 3.2 | 3.2 | 3.3 | 2.9 | 3.3 |
| 20 | All other loans and leases 13 | 128.8 | 123.2 | 123.1 | 122.8 | 124.3 | 123.0 | 121.2 | 120.5 | 119.5 | 120.7 | 122.1 | 120.5 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 55.9 | 56.5 | 55.7 | 54.6 | 55.5 | 58.5 | 59.3 | 58.4 | 56.6 | 58.5 |
| 22 | Interbank loans 12 | 51.9 | 64.0 | 66.1 | 61.8 | 59.1 | 63.1 | 68.9 | 70.3 | 81.6 | 64.3 | 60.0 | 72.2 |
| 23 | Fed funds and reverse RPs with banks 12 | 44.6 | 54.0 | 54.8 | 54.0 | 52.5 | 54.8 | 62.3 | 65.8 | 76.9 | 60.4 | 55.8 | 68.0 |
| 24 | Loans to commercial banks 14 | 7.3 | 10.0 | 11.3 | 7.9 | 6.6 | 8.4 | 6.6 | 4.5 | 4.7 | 3.9 | 4.2 | 4.3 |
| 25 | Cash assets 15 | 226.7 | 214.9 | 219.8 | 226.7 | 251.7 | 261.3 | 285.1 | 291.3 | 297.2 | 293.0 | 281.9 | 290.0 |
| 26 | Trading assets 16 | -- | -- | 8.1 | 7.9 | 8.1 | 8.6 | 9.0 | 8.2 | 7.9 | 7.1 | 7.0 | 6.9 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 5.9 | 5.5 | 5.7 | 5.7 | 5.5 | 5.4 | 5.4 | 5.4 | 5.3 | 5.1 |
| 28 | Other trading assets | -- | -- | 2.3 | 2.4 | 2.4 | 2.9 | 3.5 | 2.7 | 2.6 | 1.7 | 1.7 | 1.7 |
| 29 | Other assets 18 | 254.3 | 249.6 | 249.1 | 249.9 | 252.6 | 250.3 | 250.3 | 258.3 | 254.8 | 254.2 | 268.3 | 272.5 |
| 30 | Total assets 19 | 3,534.7 | 3,576.6 | 3,572.7 | 3,572.1 | 3,598.5 | 3,594.7 | 3,625.6 | 3,615.6 | 3,642.1 | 3,592.3 | 3,592.9 | 3,586.3 |
H.8; Page 16
For use at 4:15 p.m. Eastern Time; January 15, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 16 | Dec 23 | Dec 30 | Jan 6 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,493.4 | 2,612.0 | 2,606.4 | 2,619.5 | 2,642.5 | 2,646.1 | 2,681.1 | 2,680.9 | 2,705.0 | 2,661.7 | 2,656.3 | 2,653.6 |
| 32 | Large time deposits | 429.4 | 444.6 | 464.4 | 464.9 | 463.4 | 462.4 | 460.7 | 455.3 | 456.6 | 454.1 | 452.7 | 453.1 |
| 33 | Other deposits | 2,064.0 | 2,167.4 | 2,141.9 | 2,154.6 | 2,179.1 | 2,183.8 | 2,220.4 | 2,225.6 | 2,248.4 | 2,207.6 | 2,203.6 | 2,200.5 |
| 34 | Borrowings | 539.9 | 471.6 | 462.3 | 453.6 | 448.8 | 438.9 | 427.5 | 418.2 | 419.1 | 419.4 | 417.7 | 416.3 |
| 35 | Borrowings from banks in the U.S. | 139.3 | 127.7 | 134.0 | 136.2 | 134.8 | 127.8 | 100.6 | 97.8 | 97.3 | 99.6 | 96.6 | 97.3 |
| 36 | Borrowings from others | 400.6 | 343.9 | 328.2 | 317.4 | 314.0 | 311.0 | 326.8 | 320.4 | 321.9 | 319.7 | 321.1 | 319.1 |
| 37 | Trading liabilities 20 | -- | -- | 3.8 | 3.6 | 3.8 | 4.0 | 4.1 | 4.1 | 4.2 | 4.2 | 3.8 | 3.6 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 3.0 | 2.8 | 3.0 | 3.1 | 3.1 | 3.1 | 3.1 | 3.2 | 3.0 | 2.9 |
| 39 | Other trading liabilities | -- | -- | 0.8 | 0.8 | 0.8 | 0.9 | 0.9 | 0.9 | 1.1 | 1.0 | 0.8 | 0.7 |
| 40 | Net due to related foreign offices | 65.3 | 46.2 | 42.7 | 38.7 | 40.7 | 37.1 | 39.6 | 44.4 | 44.0 | 42.8 | 48.6 | 45.8 |
| 41 | Other liabilities 21 | 73.0 | 72.7 | 72.7 | 71.9 | 72.3 | 71.5 | 73.8 | 74.3 | 75.6 | 72.7 | 72.6 | 67.2 |
| 42 | Total liabilities 19 | ||||||||||||