DDP
PrintAssets and Liabilities of Commercial Banks in the United States - H.8
Current Release (54 KB PDF)
Release Date: January 29, 2010
H.8; Page 1
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,372.5 | 9,319.6 | 9,249.6 | 9,210.4 | 9,127.0 | 9,050.5 | 9,108.5 | 9,086.6 | 9,076.7 | 9,046.4 | 9,020.8 | 9,007.6 |
| 2 | Securities in bank credit 2 | 2,109.4 | 2,252.5 | 2,268.1 | 2,304.0 | 2,315.1 | 2,309.5 | 2,314.7 | 2,347.2 | 2,356.4 | 2,349.6 | 2,338.6 | 2,331.0 |
| 3 | Treasury and agency securities 3 | 1,240.3 | 1,293.5 | 1,325.5 | 1,363.1 | 1,379.5 | 1,372.0 | 1,383.4 | 1,426.0 | 1,443.0 | 1,431.1 | 1,421.3 | 1,420.4 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 974.2 | 977.8 | 988.7 | 985.6 | 992.1 | 1,006.4 | 1,017.2 | 1,009.2 | 995.6 | 990.3 |
| 5 | Non-MBS 5 | -- | -- | 351.3 | 385.3 | 390.8 | 386.5 | 391.3 | 419.7 | 425.7 | 422.0 | 425.7 | 430.2 |
| 6 | Other securities | 869.1 | 959.0 | 942.6 | 940.8 | 935.6 | 937.4 | 931.3 | 921.2 | 913.4 | 918.4 | 917.3 | 910.6 |
| 7 | Mortgage-backed securities 6 | -- | -- | 207.8 | 208.9 | 209.6 | 209.5 | 208.2 | 203.4 | 201.5 | 202.8 | 201.9 | 209.1 |
| 8 | Non-MBS 7 | -- | -- | 734.8 | 731.9 | 725.9 | 728.0 | 723.1 | 717.8 | 711.9 | 715.7 | 715.4 | 701.5 |
| 9 | Loans and leases in bank credit 8 | 7,263.1 | 7,067.1 | 6,981.5 | 6,906.5 | 6,811.8 | 6,741.0 | 6,793.8 | 6,739.4 | 6,720.3 | 6,696.8 | 6,682.2 | 6,676.6 |
| 10 | Commercial and industrial loans | 1,617.7 | 1,499.0 | 1,482.8 | 1,450.7 | 1,414.5 | 1,383.5 | 1,366.0 | 1,342.8 | 1,337.1 | 1,329.2 | 1,319.3 | 1,318.8 |
| 11 | Real estate loans | 3,823.2 | 3,862.5 | 3,846.8 | 3,825.5 | 3,782.1 | 3,757.3 | 3,823.1 | 3,809.1 | 3,800.7 | 3,799.4 | 3,790.4 | 3,788.4 |
| 12 | Revolving home equity loans | 588.0 | 610.9 | 608.3 | 606.9 | 604.0 | 601.7 | 604.5 | 601.6 | 600.5 | 600.0 | 599.5 | 599.0 |
| 13 | Closed-end residential loans 9 | 1,508.5 | 1,546.9 | 1,540.7 | 1,528.1 | 1,498.1 | 1,488.4 | 1,557.5 | 1,558.7 | 1,563.5 | 1,566.5 | 1,560.5 | 1,559.0 |
| 14 | Commercial real estate loans 10 | 1,726.8 | 1,704.6 | 1,697.8 | 1,690.5 | 1,680.1 | 1,667.2 | 1,661.1 | 1,648.8 | 1,636.7 | 1,632.9 | 1,630.4 | 1,630.5 |
| 15 | Consumer loans | 861.4 | 856.2 | 852.6 | 850.5 | 847.9 | 846.4 | 841.9 | 832.3 | 827.4 | 815.0 | 818.3 | 813.7 |
| 16 | Credit cards and other revolving plans | 370.0 | 360.6 | 359.9 | 357.0 | 352.5 | 349.6 | 344.3 | 332.0 | 326.8 | 313.8 | 317.0 | 313.0 |
| 17 | Other consumer loans 11 | 491.4 | 495.6 | 492.7 | 493.4 | 495.4 | 496.8 | 497.5 | 500.3 | 500.6 | 501.1 | 501.3 | 500.7 |
| 18 | Other loans and leases | 960.8 | 849.4 | 799.3 | 779.8 | 767.3 | 753.9 | 762.8 | 755.0 | 755.2 | 753.3 | 754.2 | 755.7 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 319.5 | 262.0 | 222.7 | 213.9 | 205.6 | 200.0 | 209.5 | 206.8 | 211.8 | 199.5 | 197.0 | 210.3 |
| 20 | All other loans and leases 13 | 641.3 | 587.4 | 576.6 | 565.9 | 561.7 | 553.9 | 553.3 | 548.2 | 543.4 | 553.9 | 557.2 | 545.4 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 187.1 | 192.4 | 195.2 | 199.2 | 204.5 | 200.9 | 196.4 | 203.7 | 205.5 | 205.0 |
| 22 | Interbank loans 12 | 315.6 | 386.5 | 339.0 | 318.2 | 312.4 | 286.0 | 220.3 | 210.1 | 202.4 | 219.4 | 219.4 | 213.3 |
| 23 | Fed funds and reverse RPs with banks 12 | 249.0 | 309.8 | 254.6 | 228.0 | 221.7 | 199.7 | 155.4 | 147.7 | 135.7 | 146.0 | 151.4 | 145.8 |
| 24 | Loans to commercial banks 14 | 66.6 | 76.7 | 84.4 | 90.3 | 90.6 | 86.3 | 64.9 | 62.3 | 66.7 | 73.5 | 68.0 | 67.4 |
| 25 | Cash assets 15 | 974.5 | 931.3 | 957.8 | 1,013.9 | 1,049.2 | 1,217.0 | 1,224.3 | 1,158.5 | 1,057.0 | 1,109.9 | 1,247.3 | 1,137.3 |
| 26 | Trading assets 16 | -- | -- | 380.4 | 364.5 | 358.1 | 334.1 | 307.4 | 274.6 | 274.2 | 260.6 | 250.0 | 243.9 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 362.7 | 346.4 | 338.7 | 316.2 | 289.9 | 261.4 | 262.4 | 244.4 | 234.5 | 227.9 |
| 28 | Other trading assets | -- | -- | 17.7 | 18.0 | 19.5 | 18.0 | 17.4 | 13.2 | 11.9 | 16.2 | 15.5 | 16.0 |
| 29 | Other assets 18 | 1,164.9 | 1,155.6 | 1,132.0 | 1,111.1 | 1,106.2 | 1,120.4 | 1,113.3 | 1,152.3 | 1,184.3 | 1,176.7 | 1,185.3 | 1,184.5 |
| 30 | Total assets 19 | 12,282.0 | 12,001.3 | 11,871.6 | 11,825.8 | 11,757.6 | 11,808.8 | 11,769.3 | 11,681.2 | 11,598.3 | 11,609.5 | 11,717.2 | 11,581.6 |
H.8; Page 2
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,242.0 | 7,520.3 | 7,507.1 | 7,552.4 | 7,596.4 | 7,639.2 | 7,680.4 | 7,684.0 | 7,631.8 | 7,657.8 | 7,661.3 | 7,643.4 |
| 32 | Large time deposits | 1,909.3 | 1,881.6 | 1,900.9 | 1,900.9 | 1,890.3 | 1,893.8 | 1,879.9 | 1,891.7 | 1,913.1 | 1,888.2 | 1,872.2 | 1,870.4 |
| 33 | Other deposits | 5,332.7 | 5,638.7 | 5,606.3 | 5,651.5 | 5,706.0 | 5,745.4 | 5,800.5 | 5,792.3 | 5,718.7 | 5,769.6 | 5,789.0 | 5,773.0 |
| 34 | Borrowings | 2,475.3 | 2,320.5 | 2,216.6 | 2,137.7 | 2,038.6 | 1,995.8 | 1,957.8 | 1,917.1 | 1,904.9 | 1,933.0 | 1,950.5 | 1,857.1 |
| 35 | Borrowings from banks in the U.S. | 379.4 | 409.1 | 383.1 | 344.7 | 341.6 | 320.1 | 281.9 | 259.1 | 244.4 | 256.2 | 262.0 | 246.3 |
| 36 | Borrowings from others | 2,096.0 | 1,911.4 | 1,833.4 | 1,793.0 | 1,697.0 | 1,675.7 | 1,675.9 | 1,657.9 | 1,660.5 | 1,676.8 | 1,688.5 | 1,610.8 |
| 37 | Trading liabilities 20 | -- | -- | 312.7 | 311.2 | 306.3 | 295.5 | 273.6 | 252.5 | 250.3 | 236.3 | 237.6 | 225.5 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 262.7 | 261.9 | 255.1 | 237.3 | 219.4 | 201.4 | 204.4 | 189.9 | 181.8 | 174.7 |
| 39 | Other trading liabilities | -- | -- | 50.1 | 49.3 | 51.2 | 58.2 | 54.2 | 51.2 | 45.9 | 46.4 | 55.7 | 50.8 |
| 40 | Net due to related foreign offices | 467.9 | 58.5 | 85.8 | 92.5 | 138.5 | 205.0 | 207.1 | 147.3 | 162.1 | 115.1 | 168.1 | 202.1 |
| 41 | Other liabilities 21 | 452.9 | 460.7 | 451.1 | 415.8 | 413.7 | 396.6 | 405.5 | 416.8 | 421.1 | 419.5 | 400.1 | 400.8 |
| 42 | Total liabilities 19 | 11,191.9 | 10,689.5 | 10,573.4 | 10,509.4 | 10,493.4 | 10,532.1 | 10,524.5 | 10,417.7 | 10,370.3 | 10,361.7 | 10,417.5 | 10,328.9 |
| 43 | Residual (assets less liabilities) 22 | 1,090.1 | 1,311.8 | 1,298.2 | 1,316.3 | 1,264.2 | 1,276.7 | 1,244.8 | 1,263.6 | 1,228.1 | 1,247.8 | 1,299.7 | 1,252.7 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -55.1 | -46.7 | -35.8 | -22.4 | -16.3 | -13.7 | -14.7 | -23.0 | -20.6 | -18.8 |
| 45 | Securitized consumer loans 24 | 413.9 | 403.5 | 404.4 | 398.7 | 396.0 | 393.4 | 388.5 | 392.8 | 394.3 | 397.0 | 396.2 | 399.5 |
| 46 | Securitized credit cards and other revolving plans | 374.6 | 366.3 | 368.3 | 363.1 | 361.4 | 359.5 | 355.7 | 361.2 | 363.0 | 365.2 | 364.7 | 368.1 |
| 47 | Other securitized consumer loans | 39.3 | 37.2 | 36.1 | 35.6 | 34.6 | 33.9 | 32.8 | 31.6 | 31.3 | 31.8 | 31.5 | 31.4 |
| 48 | Securitized real estate loans 24 | 1,438.3 | 1,425.6 | 1,438.1 | 1,449.6 | 1,446.8 | 1,441.9 | 1,436.7 | 1,400.5 | 1,386.4 | 1,379.8 | 1,383.9 | 1,371.4 |
H.8; Page 3
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 9,404.4 | 9,315.4 | 9,210.1 | 9,187.7 | 9,133.8 | 9,052.0 | 9,139.5 | 9,105.9 | 9,090.6 | 9,038.0 | 9,015.3 | 9,013.3 |
| 2 | Securities in bank credit 2 | 2,096.5 | 2,262.3 | 2,260.6 | 2,304.6 | 2,318.7 | 2,311.9 | 2,329.6 | 2,333.8 | 2,341.4 | 2,328.1 | 2,316.1 | 2,318.7 |
| 3 | Treasury and agency securities 3 | 1,238.7 | 1,294.0 | 1,317.1 | 1,362.2 | 1,375.6 | 1,367.2 | 1,394.9 | 1,425.1 | 1,442.6 | 1,425.3 | 1,414.8 | 1,421.0 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 970.1 | 975.6 | 982.2 | 978.6 | 996.2 | 1,007.1 | 1,017.3 | 1,007.6 | 993.9 | 996.7 |
| 5 | Non-MBS 5 | -- | -- | 347.0 | 386.6 | 393.4 | 388.5 | 398.7 | 418.0 | 425.3 | 417.7 | 421.0 | 424.4 |
| 6 | Other securities | 857.9 | 968.3 | 943.5 | 942.4 | 943.1 | 944.7 | 934.7 | 908.7 | 898.8 | 902.8 | 901.3 | 897.7 |
| 7 | Mortgage-backed securities 6 | -- | -- | 205.4 | 206.7 | 209.2 | 206.9 | 207.0 | 202.6 | 201.0 | 201.0 | 201.7 | 209.2 |
| 8 | Non-MBS 7 | -- | -- | 738.1 | 735.6 | 733.9 | 737.9 | 727.6 | 706.1 | 697.8 | 701.8 | 699.6 | 688.5 |
| 9 | Loans and leases in bank credit 8 | 7,307.9 | 7,053.2 | 6,949.6 | 6,883.2 | 6,815.1 | 6,740.1 | 6,809.9 | 6,772.0 | 6,749.2 | 6,709.9 | 6,699.2 | 6,694.6 |
| 10 | Commercial and industrial loans | 1,619.9 | 1,494.4 | 1,473.4 | 1,440.7 | 1,416.5 | 1,384.3 | 1,367.4 | 1,344.4 | 1,340.0 | 1,327.4 | 1,316.5 | 1,320.1 |
| 11 | Real estate loans | 3,823.7 | 3,860.5 | 3,851.5 | 3,831.0 | 3,784.0 | 3,761.9 | 3,833.0 | 3,809.5 | 3,788.1 | 3,794.4 | 3,785.7 | 3,777.5 |
| 12 | Revolving home equity loans | 590.4 | 609.4 | 607.0 | 606.0 | 604.0 | 603.3 | 606.4 | 604.2 | 603.5 | 602.2 | 602.0 | 601.7 |
| 13 | Closed-end residential loans 9 | 1,504.7 | 1,546.7 | 1,546.2 | 1,535.5 | 1,499.6 | 1,489.7 | 1,563.0 | 1,554.8 | 1,548.4 | 1,559.9 | 1,553.8 | 1,545.4 |
| 14 | Commercial real estate loans 10 | 1,728.5 | 1,704.4 | 1,698.2 | 1,689.6 | 1,680.4 | 1,668.9 | 1,663.6 | 1,650.4 | 1,636.1 | 1,632.3 | 1,629.9 | 1,630.4 |
| 15 | Consumer loans | 869.6 | 851.7 | 843.0 | 846.1 | 847.5 | 839.4 | 838.2 | 838.4 | 841.4 | 828.3 | 835.6 | 837.1 |
| 16 | Credit cards and other revolving plans | 385.4 | 355.3 | 354.3 | 354.8 | 351.3 | 344.5 | 344.2 | 345.1 | 346.6 | 329.4 | 333.2 | 331.4 |
| 17 | Other consumer loans 11 | 484.3 | 496.3 | 488.7 | 491.2 | 496.2 | 494.9 | 494.0 | 493.3 | 494.8 | 498.9 | 502.3 | 505.7 |
| 18 | Other loans and leases | 994.7 | 846.6 | 781.6 | 765.3 | 767.1 | 754.6 | 771.3 | 779.7 | 779.7 | 759.7 | 761.4 | 759.9 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 336.5 | 260.5 | 209.8 | 206.5 | 204.2 | 199.4 | 213.9 | 217.5 | 216.4 | 199.0 | 202.8 | 209.9 |
| 20 | All other loans and leases 13 | 658.2 | 586.1 | 571.8 | 558.8 | 562.9 | 555.2 | 557.4 | 562.2 | 563.2 | 560.7 | 558.6 | 550.0 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 188.2 | 192.3 | 193.8 | 197.9 | 202.8 | 201.5 | 195.2 | 204.8 | 205.4 | 205.2 |
| 22 | Interbank loans 12 | 327.1 | 379.0 | 326.9 | 310.0 | 308.1 | 283.4 | 224.9 | 216.4 | 208.7 | 222.7 | 219.6 | 217.0 |
| 23 | Fed funds and reverse RPs with banks 12 | 258.4 | 303.8 | 245.0 | 220.6 | 218.9 | 197.6 | 159.3 | 152.5 | 143.6 | 149.5 | 151.4 | 148.8 |
| 24 | Loans to commercial banks 14 | 68.7 | 75.2 | 81.9 | 89.4 | 89.2 | 85.7 | 65.6 | 63.8 | 65.1 | 73.2 | 68.2 | 68.1 |
| 25 | Cash assets 15 | 1,033.1 | 912.5 | 934.6 | 972.7 | 1,047.8 | 1,210.6 | 1,260.1 | 1,229.8 | 1,199.8 | 1,193.5 | 1,285.2 | 1,220.3 |
| 26 | Trading assets 16 | -- | -- | 354.0 | 339.0 | 344.0 | 333.5 | 327.8 | 295.4 | 283.1 | 272.8 | 266.1 | 271.0 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 336.9 | 321.0 | 324.1 | 313.0 | 309.4 | 279.0 | 269.0 | 254.9 | 250.1 | 255.4 |
| 28 | Other trading assets | -- | -- | 17.1 | 18.0 | 19.9 | 20.5 | 18.4 | 16.4 | 14.1 | 17.9 | 16.0 | 15.6 |
| 29 | Other assets 18 | 1,168.3 | 1,150.8 | 1,129.9 | 1,100.9 | 1,111.6 | 1,123.7 | 1,116.4 | 1,157.9 | 1,197.6 | 1,179.6 | 1,179.0 | 1,182.3 |
| 30 | Total assets 19 | 12,428.1 | 11,945.3 | 11,767.4 | 11,717.9 | 11,751.5 | 11,805.3 | 11,865.8 | 11,803.9 | 11,784.4 | 11,701.8 | 11,759.9 | 11,698.6 |
H.8; Page 4
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 7,296.7 | 7,522.3 | 7,462.5 | 7,503.7 | 7,545.6 | 7,609.5 | 7,685.9 | 7,744.6 | 7,730.7 | 7,722.2 | 7,712.6 | 7,665.0 |
| 32 | Large time deposits | 1,913.1 | 1,886.6 | 1,894.1 | 1,905.2 | 1,889.4 | 1,902.7 | 1,885.5 | 1,893.0 | 1,899.4 | 1,884.3 | 1,887.1 | 1,872.6 |
| 33 | Other deposits | 5,383.6 | 5,635.8 | 5,568.4 | 5,598.5 | 5,656.2 | 5,706.9 | 5,800.4 | 5,851.6 | 5,831.4 | 5,837.9 | 5,825.5 | 5,792.5 |
| 34 | Borrowings | 2,451.9 | 2,342.2 | 2,199.9 | 2,126.9 | 2,049.4 | 1,977.9 | 1,938.2 | 1,897.2 | 1,884.7 | 1,890.0 | 1,899.5 | 1,856.3 |
| 35 | Borrowings from banks in the U.S. | 379.7 | 410.6 | 379.6 | 340.7 | 337.3 | 316.7 | 277.7 | 258.3 | 250.8 | 253.6 | 255.5 | 250.7 |
| 36 | Borrowings from others | 2,072.2 | 1,931.6 | 1,820.2 | 1,786.2 | 1,712.1 | 1,661.2 | 1,660.6 | 1,638.9 | 1,633.9 | 1,636.4 | 1,644.0 | 1,605.5 |
| 37 | Trading liabilities 20 | -- | -- | 292.0 | 293.7 | 300.7 | 295.7 | 289.7 | 260.6 | 250.2 | 242.2 | 247.2 | 244.6 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 242.6 | 242.4 | 246.5 | 236.3 | 232.6 | 209.8 | 205.9 | 195.4 | 192.8 | 195.3 |
| 39 | Other trading liabilities | -- | -- | 49.4 | 51.4 | 54.2 | 59.4 | 57.1 | 50.8 | 44.4 | 46.8 | 54.4 | 49.4 |
| 40 | Net due to related foreign offices | 467.9 | 58.5 | 85.8 | 92.5 | 138.5 | 205.0 | 207.1 | 147.3 | 162.1 | 115.1 | 168.1 | 202.1 |
| 41 | Other liabilities 21 | 460.0 | 454.7 | 442.6 | 413.0 | 412.3 | 399.8 | 412.8 | 422.9 | 424.4 | 417.8 | 402.7 | 397.0 |
| 42 | Total liabilities 19 | 11,247.1 | 10,699.5 | 10,482.8 | 10,429.8 | 10,446.6 | 10,487.9 | 10,533.8 | 10,472.5 | 10,452.2 | 10,387.3 | 10,430.1 | 10,365.0 |
| 43 | Residual (assets less liabilities) 22 | 1,181.0 | 1,245.7 | 1,284.6 | 1,288.1 | 1,305.0 | 1,317.4 | 1,332.1 | 1,331.4 | 1,332.3 | 1,314.5 | 1,329.8 | 1,333.6 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -55.1 | -46.7 | -35.8 | -22.4 | -16.3 | -13.7 | -14.7 | -23.0 | -20.6 | -18.8 |
| 45 | Securitized consumer loans 24 | 414.0 | 403.9 | 405.2 | 399.5 | 395.9 | 393.9 | 385.8 | 392.3 | 396.4 | 397.7 | 396.8 | 396.6 |
| 46 | Securitized credit cards and other revolving plans | 373.4 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 352.8 | 359.8 | 364.0 | 365.4 | 364.5 | 364.4 |
| 47 | Other securitized consumer loans | 40.6 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 33.0 | 32.5 | 32.4 | 32.3 | 32.3 | 32.2 |
| 48 | Securitized real estate loans 24 | 1,448.4 | 1,424.6 | 1,416.2 | 1,410.7 | 1,404.7 | 1,406.6 | 1,411.5 | 1,407.7 | 1,405.3 | 1,403.6 | 1,408.2 | 1,398.1 |
H.8; Page 5
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,388.8 | 8,394.9 | 8,348.5 | 8,318.5 | 8,265.4 | 8,215.9 | 8,299.9 | 8,298.8 | 8,290.5 | 8,262.7 | 8,233.0 | 8,217.9 |
| 2 | Securities in bank credit 2 | 1,798.0 | 1,969.5 | 1,991.9 | 2,025.7 | 2,047.7 | 2,045.9 | 2,065.3 | 2,106.3 | 2,112.6 | 2,107.3 | 2,090.3 | 2,085.6 |
| 3 | Treasury and agency securities 3 | 1,147.4 | 1,209.5 | 1,235.1 | 1,263.2 | 1,284.5 | 1,274.2 | 1,287.0 | 1,328.1 | 1,343.7 | 1,336.0 | 1,322.6 | 1,325.1 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 940.0 | 945.2 | 956.4 | 951.5 | 962.8 | 976.3 | 986.1 | 978.7 | 964.1 | 959.9 |
| 5 | Non-MBS 5 | -- | -- | 295.1 | 317.9 | 328.1 | 322.8 | 324.1 | 351.8 | 357.6 | 357.3 | 358.5 | 365.2 |
| 6 | Other securities | 650.6 | 759.9 | 756.8 | 762.5 | 763.2 | 771.6 | 778.4 | 778.2 | 768.9 | 771.3 | 767.7 | 760.4 |
| 7 | Mortgage-backed securities 6 | -- | -- | 198.7 | 201.1 | 202.0 | 201.8 | 201.1 | 194.5 | 192.1 | 193.3 | 192.2 | 199.4 |
| 8 | Non-MBS 7 | -- | -- | 558.1 | 561.4 | 561.2 | 569.8 | 577.3 | 583.7 | 576.8 | 578.1 | 575.5 | 561.0 |
| 9 | Loans and leases in bank credit 8 | 6,590.8 | 6,425.4 | 6,356.6 | 6,292.8 | 6,217.6 | 6,170.0 | 6,234.6 | 6,192.5 | 6,177.9 | 6,155.4 | 6,142.7 | 6,132.3 |
| 10 | Commercial and industrial loans | 1,253.9 | 1,162.6 | 1,151.3 | 1,130.3 | 1,107.3 | 1,089.3 | 1,079.5 | 1,066.7 | 1,062.9 | 1,059.8 | 1,052.1 | 1,051.7 |
| 11 | Real estate loans | 3,777.7 | 3,816.1 | 3,802.6 | 3,781.3 | 3,740.0 | 3,715.2 | 3,781.1 | 3,769.2 | 3,761.8 | 3,760.4 | 3,751.7 | 3,750.0 |
| 12 | Revolving home equity loans | 586.3 | 609.6 | 607.9 | 606.6 | 603.8 | 601.6 | 604.3 | 601.3 | 600.2 | 599.7 | 599.2 | 598.7 |
| 13 | Closed-end residential loans 9 | 1,504.7 | 1,542.9 | 1,536.2 | 1,523.9 | 1,495.2 | 1,485.2 | 1,554.3 | 1,555.3 | 1,560.2 | 1,563.2 | 1,557.2 | 1,555.7 |
| 14 | Commercial real estate loans 10 | 1,686.7 | 1,663.6 | 1,658.5 | 1,650.8 | 1,641.0 | 1,628.5 | 1,622.5 | 1,612.6 | 1,601.4 | 1,597.6 | 1,595.3 | 1,595.6 |
| 15 | Consumer loans | 861.4 | 855.9 | 851.7 | 849.5 | 846.8 | 845.2 | 840.6 | 831.0 | 826.0 | 813.6 | 817.0 | 812.4 |
| 16 | Credit cards and other revolving plans | 370.0 | 360.6 | 359.9 | 357.0 | 352.5 | 349.6 | 344.3 | 332.0 | 326.8 | 313.8 | 317.0 | 313.0 |
| 17 | Other consumer loans 11 | 491.4 | 495.3 | 491.8 | 492.4 | 494.3 | 495.6 | 496.2 | 499.0 | 499.2 | 499.8 | 499.9 | 499.4 |
| 18 | Other loans and leases | 697.7 | 590.8 | 550.9 | 531.8 | 523.5 | 520.3 | 533.4 | 525.6 | 527.1 | 521.5 | 522.0 | 518.2 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 260.0 | 188.7 | 156.8 | 147.3 | 137.8 | 138.7 | 146.7 | 142.2 | 146.0 | 130.6 | 126.2 | 136.3 |
| 20 | All other loans and leases 13 | 437.7 | 402.0 | 394.2 | 384.5 | 385.7 | 381.6 | 386.7 | 383.4 | 381.2 | 390.8 | 395.7 | 382.0 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 184.7 | 190.0 | 192.8 | 197.2 | 202.6 | 199.0 | 194.7 | 202.0 | 203.8 | 203.3 |
| 22 | Interbank loans 12 | 281.6 | 347.4 | 300.0 | 277.1 | 277.2 | 254.9 | 189.8 | 184.1 | 180.1 | 195.0 | 192.8 | 187.4 |
| 23 | Fed funds and reverse RPs with banks 12 | 223.6 | 274.7 | 220.4 | 191.8 | 190.9 | 172.2 | 128.4 | 124.8 | 116.0 | 125.0 | 127.5 | 122.7 |
| 24 | Loans to commercial banks 14 | 57.9 | 72.7 | 79.7 | 85.3 | 86.3 | 82.7 | 61.4 | 59.3 | 64.1 | 70.0 | 65.3 | 64.8 |
| 25 | Cash assets 15 | 662.3 | 726.9 | 707.7 | 730.7 | 757.7 | 845.1 | 867.7 | 809.5 | 693.2 | 725.0 | 775.7 | 691.0 |
| 26 | Trading assets 16 | -- | -- | 244.4 | 235.8 | 229.1 | 211.6 | 199.8 | 176.7 | 173.3 | 162.9 | 151.3 | 148.7 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 231.7 | 222.3 | 214.9 | 199.7 | 190.3 | 167.0 | 166.0 | 152.6 | 142.8 | 139.4 |
| 28 | Other trading assets | -- | -- | 12.8 | 13.5 | 14.2 | 11.9 | 9.6 | 9.7 | 7.4 | 10.2 | 8.4 | 9.3 |
| 29 | Other assets 18 | 1,123.3 | 1,122.8 | 1,098.9 | 1,078.8 | 1,073.9 | 1,086.3 | 1,079.4 | 1,120.5 | 1,147.6 | 1,142.9 | 1,146.6 | 1,148.4 |
| 30 | Total assets 19 | 10,753.1 | 10,653.8 | 10,514.8 | 10,450.8 | 10,410.4 | 10,416.5 | 10,434.1 | 10,390.7 | 10,290.1 | 10,286.4 | 10,295.6 | 10,190.0 |
H.8; Page 6
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,346.7 | 6,585.1 | 6,560.3 | 6,592.0 | 6,625.1 | 6,633.7 | 6,674.4 | 6,641.4 | 6,570.4 | 6,606.7 | 6,622.3 | 6,602.3 |
| 32 | Large time deposits | 1,053.6 | 987.9 | 987.1 | 974.0 | 952.8 | 922.4 | 907.7 | 882.9 | 885.6 | 872.9 | 869.3 | 864.2 |
| 33 | Other deposits | 5,293.1 | 5,597.2 | 5,573.2 | 5,617.9 | 5,672.3 | 5,711.3 | 5,766.7 | 5,758.4 | 5,684.8 | 5,733.8 | 5,753.0 | 5,738.1 |
| 34 | Borrowings | 1,858.0 | 1,689.6 | 1,573.6 | 1,500.0 | 1,415.2 | 1,415.1 | 1,404.4 | 1,396.3 | 1,398.5 | 1,406.2 | 1,406.7 | 1,347.6 |
| 35 | Borrowings from banks in the U.S. | 340.4 | 370.5 | 346.5 | 310.7 | 308.9 | 286.2 | 249.6 | 231.3 | 222.7 | 233.8 | 236.2 | 214.7 |
| 36 | Borrowings from others | 1,517.6 | 1,319.2 | 1,227.1 | 1,189.3 | 1,106.2 | 1,128.9 | 1,154.7 | 1,165.0 | 1,175.9 | 1,172.4 | 1,170.5 | 1,132.8 |
| 37 | Trading liabilities 20 | -- | -- | 186.2 | 188.1 | 183.9 | 176.0 | 161.6 | 149.0 | 146.3 | 136.6 | 130.5 | 124.2 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 144.8 | 147.5 | 141.9 | 126.7 | 116.4 | 106.2 | 108.6 | 98.5 | 92.5 | 89.2 |
| 39 | Other trading liabilities | -- | -- | 41.4 | 40.6 | 42.0 | 49.3 | 45.2 | 42.8 | 37.7 | 38.1 | 38.1 | 35.0 |
| 40 | Net due to related foreign offices | 604.5 | 498.2 | 494.9 | 488.1 | 525.8 | 532.6 | 527.3 | 499.2 | 500.6 | 451.6 | 453.4 | 468.4 |
| 41 | Other liabilities 21 | 412.5 | 422.5 | 419.6 | 388.7 | 385.4 | 364.9 | 374.8 | 390.7 | 395.5 | 400.6 | 377.8 | 374.4 |
| 42 | Total liabilities 19 | 9,609.5 | 9,392.2 | 9,234.5 | 9,156.9 | 9,135.4 | 9,122.2 | 9,142.5 | 9,076.6 | 9,011.3 | 9,001.8 | 8,990.7 | 8,916.8 |
| 43 | Residual (assets less liabilities) 22 | 1,143.6 | 1,261.7 | 1,280.2 | 1,294.0 | 1,275.1 | 1,294.3 | 1,291.7 | 1,314.1 | 1,278.7 | 1,284.6 | 1,304.9 | 1,273.2 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -37.3 | -29.4 | -19.1 | -7.2 | -3.2 | -2.2 | -3.1 | -11.7 | -9.2 | -7.6 |
| 45 | Securitized consumer loans 24 | 413.9 | 403.5 | 404.4 | 398.7 | 396.0 | 393.4 | 388.5 | 392.8 | 394.3 | 397.0 | 396.2 | 399.5 |
| 46 | Securitized credit cards and other revolving plans | 374.6 | 366.3 | 368.3 | 363.1 | 361.4 | 359.5 | 355.7 | 361.2 | 363.0 | 365.2 | 364.7 | 368.1 |
| 47 | Other securitized consumer loans | 39.3 | 37.2 | 36.1 | 35.6 | 34.6 | 33.9 | 32.8 | 31.6 | 31.3 | 31.8 | 31.5 | 31.4 |
| 48 | Securitized real estate loans 24 | 1,438.3 | 1,425.6 | 1,438.1 | 1,449.6 | 1,446.8 | 1,441.9 | 1,436.7 | 1,400.5 | 1,386.4 | 1,379.8 | 1,383.9 | 1,371.4 |
H.8; Page 7
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 8,406.9 | 8,398.0 | 8,319.4 | 8,302.5 | 8,268.8 | 8,210.9 | 8,314.8 | 8,303.6 | 8,300.3 | 8,249.4 | 8,227.0 | 8,226.6 |
| 2 | Securities in bank credit 2 | 1,781.9 | 1,983.4 | 1,988.0 | 2,025.4 | 2,046.0 | 2,041.8 | 2,068.8 | 2,088.4 | 2,097.3 | 2,086.0 | 2,074.8 | 2,079.7 |
| 3 | Treasury and agency securities 3 | 1,146.3 | 1,210.3 | 1,227.9 | 1,262.7 | 1,279.0 | 1,271.1 | 1,298.1 | 1,328.6 | 1,346.1 | 1,330.6 | 1,321.1 | 1,329.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 936.5 | 943.3 | 949.3 | 945.0 | 965.5 | 977.1 | 987.5 | 977.7 | 964.2 | 968.1 |
| 5 | Non-MBS 5 | -- | -- | 291.5 | 319.4 | 329.7 | 326.1 | 332.6 | 351.5 | 358.6 | 353.0 | 356.8 | 361.1 |
| 6 | Other securities | 635.6 | 773.1 | 760.0 | 762.8 | 767.0 | 770.7 | 770.6 | 759.8 | 751.2 | 755.4 | 753.8 | 750.5 |
| 7 | Mortgage-backed securities 6 | -- | -- | 196.4 | 197.9 | 200.7 | 197.8 | 198.1 | 195.0 | 193.5 | 193.5 | 194.2 | 201.8 |
| 8 | Non-MBS 7 | -- | -- | 563.6 | 564.9 | 566.4 | 572.9 | 572.5 | 564.8 | 557.7 | 561.9 | 559.5 | 548.7 |
| 9 | Loans and leases in bank credit 8 | 6,625.0 | 6,414.6 | 6,331.5 | 6,277.0 | 6,222.8 | 6,169.1 | 6,246.1 | 6,215.2 | 6,202.9 | 6,163.3 | 6,152.2 | 6,146.9 |
| 10 | Commercial and industrial loans | 1,251.7 | 1,163.3 | 1,147.3 | 1,124.2 | 1,108.3 | 1,089.6 | 1,079.2 | 1,064.4 | 1,062.6 | 1,053.9 | 1,044.5 | 1,048.3 |
| 11 | Real estate loans | 3,778.1 | 3,814.4 | 3,807.3 | 3,787.3 | 3,741.6 | 3,719.7 | 3,791.2 | 3,769.5 | 3,748.6 | 3,755.0 | 3,746.6 | 3,738.8 |
| 12 | Revolving home equity loans | 588.8 | 608.0 | 606.8 | 605.7 | 603.7 | 603.0 | 606.1 | 603.9 | 603.2 | 601.9 | 601.6 | 601.4 |
| 13 | Closed-end residential loans 9 | 1,501.0 | 1,542.9 | 1,541.5 | 1,531.0 | 1,496.4 | 1,486.4 | 1,559.5 | 1,551.4 | 1,545.2 | 1,556.7 | 1,550.6 | 1,542.2 |
| 14 | Commercial real estate loans 10 | 1,688.3 | 1,663.5 | 1,659.1 | 1,650.7 | 1,641.4 | 1,630.3 | 1,625.6 | 1,614.1 | 1,600.1 | 1,596.4 | 1,594.3 | 1,595.2 |
| 15 | Consumer loans | 869.6 | 851.4 | 842.0 | 844.9 | 846.3 | 838.1 | 836.9 | 837.1 | 840.1 | 827.0 | 834.3 | 835.8 |
| 16 | Credit cards and other revolving plans | 385.4 | 355.3 | 354.3 | 354.8 | 351.3 | 344.5 | 344.2 | 345.1 | 346.6 | 329.4 | 333.2 | 331.4 |
| 17 | Other consumer loans 11 | 484.3 | 496.1 | 487.6 | 490.0 | 495.0 | 493.7 | 492.8 | 491.9 | 493.5 | 497.6 | 501.0 | 504.4 |
| 18 | Other loans and leases | 725.6 | 585.4 | 534.9 | 520.6 | 526.5 | 521.7 | 538.7 | 544.2 | 551.7 | 527.4 | 526.8 | 524.1 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 277.5 | 183.0 | 142.8 | 139.7 | 140.8 | 139.4 | 148.1 | 151.8 | 156.5 | 134.5 | 134.1 | 139.3 |
| 20 | All other loans and leases 13 | 448.1 | 402.4 | 392.1 | 380.9 | 385.7 | 382.2 | 390.6 | 392.3 | 395.2 | 392.9 | 392.7 | 384.8 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 185.6 | 189.8 | 191.4 | 195.9 | 200.9 | 199.7 | 193.6 | 203.1 | 203.7 | 203.6 |
| 22 | Interbank loans 12 | 291.4 | 342.0 | 289.4 | 269.7 | 272.6 | 250.6 | 192.5 | 188.8 | 187.4 | 198.1 | 192.9 | 189.7 |
| 23 | Fed funds and reverse RPs with banks 12 | 232.3 | 270.0 | 211.3 | 184.4 | 187.3 | 168.7 | 130.9 | 128.7 | 125.6 | 128.5 | 127.8 | 124.7 |
| 24 | Loans to commercial banks 14 | 59.1 | 71.9 | 78.1 | 85.3 | 85.3 | 81.9 | 61.6 | 60.0 | 61.7 | 69.6 | 65.1 | 65.0 |
| 25 | Cash assets 15 | 709.9 | 712.3 | 689.1 | 691.2 | 754.7 | 836.1 | 894.3 | 865.8 | 814.8 | 789.0 | 802.2 | 756.3 |
| 26 | Trading assets 16 | -- | -- | 230.6 | 221.1 | 222.2 | 212.1 | 206.2 | 185.1 | 176.1 | 169.2 | 162.4 | 167.8 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 217.3 | 207.1 | 207.9 | 199.3 | 196.2 | 175.6 | 169.3 | 159.3 | 154.2 | 158.8 |
| 28 | Other trading assets | -- | -- | 13.3 | 14.0 | 14.3 | 12.8 | 9.9 | 9.5 | 6.7 | 9.9 | 8.2 | 9.1 |
| 29 | Other assets 18 | 1,127.6 | 1,116.5 | 1,098.2 | 1,070.3 | 1,080.2 | 1,091.6 | 1,082.3 | 1,125.2 | 1,162.9 | 1,150.1 | 1,145.6 | 1,150.4 |
| 30 | Total assets 19 | 10,851.4 | 10,620.1 | 10,441.0 | 10,365.0 | 10,407.1 | 10,405.4 | 10,489.1 | 10,468.8 | 10,447.7 | 10,352.6 | 10,326.3 | 10,287.3 |
H.8; Page 8
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 6,409.2 | 6,567.8 | 6,523.4 | 6,543.9 | 6,580.6 | 6,603.2 | 6,682.3 | 6,707.4 | 6,686.6 | 6,681.7 | 6,665.6 | 6,623.5 |
| 32 | Large time deposits | 1,065.2 | 974.6 | 988.2 | 978.5 | 956.4 | 928.7 | 914.2 | 889.5 | 889.0 | 879.7 | 876.2 | 865.3 |
| 33 | Other deposits | 5,344.0 | 5,593.1 | 5,535.2 | 5,565.4 | 5,624.1 | 5,674.5 | 5,768.1 | 5,817.8 | 5,797.6 | 5,802.0 | 5,789.3 | 5,758.2 |
| 34 | Borrowings | 1,840.9 | 1,703.2 | 1,554.8 | 1,486.3 | 1,431.8 | 1,412.0 | 1,396.7 | 1,383.9 | 1,387.4 | 1,374.7 | 1,366.3 | 1,356.3 |
| 35 | Borrowings from banks in the U.S. | 339.7 | 373.2 | 343.3 | 305.8 | 303.8 | 282.9 | 244.7 | 229.6 | 229.0 | 233.8 | 229.4 | 220.7 |
| 36 | Borrowings from others | 1,501.2 | 1,330.0 | 1,211.5 | 1,180.5 | 1,128.0 | 1,129.1 | 1,152.0 | 1,154.3 | 1,158.4 | 1,141.0 | 1,136.8 | 1,135.6 |
| 37 | Trading liabilities 20 | -- | -- | 175.4 | 178.1 | 182.7 | 175.5 | 171.9 | 154.3 | 146.4 | 139.7 | 136.3 | 135.7 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 133.6 | 135.1 | 136.4 | 126.1 | 123.4 | 111.3 | 110.0 | 102.3 | 99.8 | 102.2 |
| 39 | Other trading liabilities | -- | -- | 41.9 | 43.0 | 46.3 | 49.3 | 48.6 | 43.0 | 36.4 | 37.4 | 36.6 | 33.5 |
| 40 | Net due to related foreign offices | 604.5 | 498.2 | 494.9 | 488.1 | 525.8 | 532.6 | 527.3 | 499.2 | 500.6 | 451.6 | 453.4 | 468.4 |
| 41 | Other liabilities 21 | 418.0 | 417.2 | 410.9 | 383.6 | 384.2 | 367.8 | 381.8 | 395.5 | 397.5 | 393.4 | 377.9 | 372.8 |
| 42 | Total liabilities 19 | 9,673.0 | 9,377.3 | 9,159.4 | 9,079.9 | 9,105.1 | 9,091.0 | 9,160.0 | 9,140.3 | 9,118.4 | 9,041.1 | 8,999.5 | 8,956.6 |
| 43 | Residual (assets less liabilities) 22 | 1,178.3 | 1,242.8 | 1,281.7 | 1,285.1 | 1,302.0 | 1,314.4 | 1,329.1 | 1,328.4 | 1,329.3 | 1,311.5 | 1,326.8 | 1,330.6 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -37.3 | -29.4 | -19.1 | -7.2 | -3.2 | -2.2 | -3.1 | -11.7 | -9.2 | -7.6 |
| 45 | Securitized consumer loans 24 | 414.0 | 403.9 | 405.2 | 399.5 | 395.9 | 393.9 | 385.8 | 392.3 | 396.4 | 397.7 | 396.8 | 396.6 |
| 46 | Securitized credit cards and other revolving plans | 373.4 | 367.3 | 369.4 | 364.4 | 361.3 | 359.9 | 352.8 | 359.8 | 364.0 | 365.4 | 364.5 | 364.4 |
| 47 | Other securitized consumer loans | 40.6 | 36.7 | 35.8 | 35.1 | 34.6 | 33.9 | 33.0 | 32.5 | 32.4 | 32.3 | 32.3 | 32.2 |
| 48 | Securitized real estate loans 24 | 1,448.4 | 1,424.6 | 1,416.2 | 1,410.7 | 1,404.7 | 1,406.6 | 1,411.5 | 1,407.7 | 1,405.3 | 1,403.6 | 1,408.2 | 1,398.1 |
H.8; Page 9
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,342.3 | 5,310.6 | 5,263.7 | 5,232.8 | 5,190.6 | 5,150.4 | 5,228.5 | 5,233.9 | 5,233.6 | 5,223.6 | 5,207.0 | 5,200.0 |
| 2 | Securities in bank credit 2 | 1,181.2 | 1,301.7 | 1,315.2 | 1,337.0 | 1,352.9 | 1,349.0 | 1,358.5 | 1,393.3 | 1,407.9 | 1,413.7 | 1,404.4 | 1,406.3 |
| 3 | Treasury and agency securities 3 | 745.8 | 793.9 | 811.1 | 828.7 | 844.1 | 833.2 | 837.9 | 868.3 | 880.4 | 880.7 | 868.7 | 874.5 |
| 4 | Mortgage-backed securities (MBS) 4 | 666.7 | 672.4 | 674.3 | 674.3 | 680.8 | 672.3 | 679.7 | 690.8 | 700.8 | 699.0 | 686.0 | 684.7 |
| 5 | Non-MBS 5 | 79.0 | 121.5 | 136.8 | 154.4 | 163.3 | 160.9 | 158.2 | 177.5 | 179.6 | 181.7 | 182.7 | 189.9 |
| 6 | Other securities | 435.4 | 507.8 | 504.1 | 508.3 | 508.8 | 515.8 | 520.6 | 524.9 | 527.5 | 533.0 | 535.6 | 531.8 |
| 7 | Mortgage-backed securities 6 | 154.7 | 167.2 | 169.5 | 171.2 | 172.8 | 170.8 | 171.4 | 166.2 | 163.5 | 163.5 | 162.8 | 170.7 |
| 8 | Non-MBS 7 | 280.7 | 340.6 | 334.6 | 337.0 | 336.0 | 345.1 | 349.2 | 358.7 | 364.0 | 369.5 | 372.8 | 361.1 |
| 9 | Loans and leases in bank credit 8 | 4,161.1 | 4,008.8 | 3,948.5 | 3,895.8 | 3,837.7 | 3,801.4 | 3,870.0 | 3,840.7 | 3,825.7 | 3,809.9 | 3,802.6 | 3,793.6 |
| 10 | Commercial and industrial loans | 807.4 | 745.4 | 738.2 | 720.5 | 700.6 | 684.4 | 675.9 | 664.2 | 661.0 | 659.0 | 652.4 | 651.4 |
| 11 | Real estate loans | 2,158.9 | 2,183.2 | 2,172.0 | 2,157.9 | 2,127.4 | 2,112.5 | 2,179.8 | 2,175.9 | 2,165.4 | 2,171.2 | 2,165.7 | 2,162.3 |
| 12 | Revolving home equity loans | 474.7 | 494.0 | 492.1 | 491.0 | 488.0 | 485.7 | 489.4 | 487.2 | 485.5 | 484.8 | 484.6 | 483.9 |
| 13 | Closed-end residential loans 9 | 1,005.4 | 1,024.8 | 1,017.1 | 1,009.4 | 987.2 | 981.5 | 1,045.2 | 1,048.3 | 1,047.3 | 1,054.6 | 1,050.1 | 1,047.7 |
| 14 | Commercial real estate loans 10 | 678.7 | 664.4 | 662.7 | 657.6 | 652.2 | 645.3 | 645.1 | 640.5 | 632.6 | 631.8 | 631.0 | 630.7 |
| 15 | Consumer loans | 630.1 | 620.3 | 617.1 | 613.0 | 612.7 | 609.4 | 604.9 | 596.5 | 594.0 | 583.7 | 586.3 | 582.7 |
| 16 | Credit cards and other revolving plans | 280.1 | 267.9 | 268.9 | 265.3 | 264.1 | 260.9 | 256.9 | 247.2 | 244.6 | 233.1 | 235.0 | 231.5 |
| 17 | Other consumer loans 11 | 350.0 | 352.3 | 348.2 | 347.7 | 348.6 | 348.5 | 348.0 | 349.3 | 349.4 | 350.6 | 351.2 | 351.2 |
| 18 | Other loans and leases | 564.7 | 460.0 | 421.2 | 404.5 | 396.9 | 395.1 | 409.5 | 404.0 | 405.3 | 396.1 | 398.2 | 397.2 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 253.3 | 180.0 | 150.3 | 142.7 | 134.1 | 135.4 | 142.9 | 138.8 | 142.7 | 126.3 | 122.5 | 133.5 |
| 20 | All other loans and leases 13 | 311.5 | 280.0 | 270.9 | 261.8 | 262.8 | 259.6 | 266.6 | 265.2 | 262.6 | 269.8 | 275.7 | 263.7 |
| 21 | LESS: Allowance for loan and lease losses | 95.1 | 123.5 | 128.8 | 133.6 | 138.6 | 142.6 | 148.2 | 147.0 | 144.1 | 149.3 | 149.6 | 148.5 |
| 22 | Interbank loans 12 | 228.4 | 286.8 | 234.3 | 211.9 | 217.6 | 191.5 | 121.2 | 115.1 | 123.9 | 124.5 | 122.1 | 129.3 |
| 23 | Fed funds and reverse RPs with banks 12 | 177.4 | 224.4 | 166.0 | 134.9 | 137.5 | 115.9 | 66.6 | 60.1 | 64.1 | 58.2 | 60.4 | 68.3 |
| 24 | Loans to commercial banks 14 | 51.0 | 62.4 | 68.2 | 76.9 | 80.1 | 75.5 | 54.7 | 55.0 | 59.8 | 66.3 | 61.7 | 61.1 |
| 25 | Cash assets 15 | 451.1 | 503.2 | 482.5 | 497.2 | 510.2 | 587.4 | 599.4 | 539.8 | 445.8 | 458.4 | 492.9 | 421.7 |
| 26 | Trading assets 16 | -- | -- | 236.2 | 227.4 | 220.4 | 203.3 | 191.1 | 169.1 | 166.3 | 156.2 | 144.9 | 142.4 |
| 27 | Derivatives with a positive fair value 17 | 403.2 | 225.8 | 225.4 | 216.1 | 209.1 | 194.0 | 184.9 | 161.9 | 160.6 | 147.5 | 138.2 | 134.9 |
| 28 | Other trading assets | -- | -- | 10.9 | 11.4 | 11.3 | 9.3 | 6.2 | 7.2 | 5.7 | 8.7 | 6.7 | 7.4 |
| 29 | Other assets 18 | 870.8 | 871.8 | 847.2 | 825.9 | 822.1 | 838.9 | 832.5 | 864.6 | 882.8 | 878.9 | 878.5 | 882.4 |
| 30 | Total assets 19 | 7,222.6 | 7,079.7 | 6,935.1 | 6,861.6 | 6,822.4 | 6,828.8 | 6,824.5 | 6,775.6 | 6,708.3 | 6,692.2 | 6,695.7 | 6,627.2 |
H.8; Page 10
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,875.7 | 3,969.3 | 3,939.8 | 3,955.2 | 3,964.0 | 3,969.9 | 3,993.1 | 3,983.0 | 3,943.7 | 3,961.1 | 3,967.7 | 3,948.6 |
| 32 | Large time deposits | 628.9 | 536.6 | 523.6 | 509.8 | 489.2 | 462.3 | 449.2 | 429.8 | 434.2 | 425.6 | 419.4 | 413.7 |
| 33 | Other deposits | 3,246.8 | 3,432.8 | 3,416.2 | 3,445.4 | 3,474.8 | 3,507.5 | 3,543.9 | 3,553.2 | 3,509.5 | 3,535.5 | 3,548.3 | 3,534.9 |
| 34 | Borrowings | 1,306.2 | 1,238.3 | 1,124.6 | 1,026.7 | 954.1 | 952.0 | 953.2 | 968.0 | 977.0 | 982.7 | 988.5 | 956.0 |
| 35 | Borrowings from banks in the U.S. | 199.6 | 247.7 | 213.6 | 169.9 | 168.9 | 155.9 | 143.5 | 131.6 | 127.7 | 136.3 | 138.8 | 123.2 |
| 36 | Borrowings from others | 1,106.6 | 990.6 | 911.0 | 856.8 | 785.1 | 796.1 | 809.6 | 836.4 | 849.4 | 846.4 | 849.7 | 832.8 |
| 37 | Trading liabilities 20 | 378.9 | 191.6 | 182.6 | 184.1 | 179.7 | 172.1 | 157.8 | 144.9 | 142.3 | 132.8 | 127.0 | 120.8 |
| 38 | Derivatives with a negative fair value 17 | 320.3 | 152.7 | 142.0 | 144.2 | 138.3 | 123.6 | 113.3 | 103.3 | 105.6 | 95.6 | 90.0 | 86.8 |
| 39 | Other trading liabilities | 58.6 | 38.9 | 40.7 | 40.0 | 41.3 | 48.5 | 44.5 | 41.6 | 36.7 | 37.2 | 37.0 | 34.0 |
| 40 | Net due to related foreign offices | 539.6 | 452.3 | 452.5 | 449.8 | 485.9 | 497.4 | 489.6 | 457.1 | 454.9 | 409.2 | 411.6 | 425.1 |
| 41 | Other liabilities 21 | 340.0 | 348.2 | 343.4 | 313.5 | 312.5 | 294.5 | 303.6 | 317.2 | 323.3 | 330.8 | 307.7 | 305.6 |
| 42 | Total liabilities 19 | 6,440.4 | 6,199.7 | 6,043.0 | 5,929.3 | 5,896.2 | 5,886.0 | 5,897.3 | 5,870.2 | 5,841.1 | 5,816.6 | 5,802.4 | 5,756.0 |
| 43 | Residual (assets less liabilities) 22 | 782.2 | 879.9 | 892.1 | 932.3 | 926.2 | 942.8 | 927.2 | 905.5 | 867.2 | 875.6 | 893.3 | 871.2 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -69.7 | -41.8 | -35.2 | -28.3 | -19.4 | -9.4 | -5.4 | -5.0 | -5.4 | -12.7 | -10.1 | -8.5 |
| 45 | Securitized consumer loans 24 | 322.4 | 316.3 | 314.6 | 311.9 | 308.9 | 306.8 | 302.2 | 304.6 | 304.0 | 306.6 | 307.2 | 309.6 |
| 46 | Securitized credit cards and other revolving plans | 283.8 | 280.1 | 279.6 | 277.6 | 275.3 | 273.9 | 270.4 | 273.9 | 273.6 | 275.7 | 276.6 | 279.1 |
| 47 | Other securitized consumer loans | 38.6 | 36.2 | 35.0 | 34.3 | 33.5 | 32.9 | 31.8 | 30.7 | 30.4 | 30.9 | 30.6 | 30.5 |
| 48 | Securitized real estate loans 24 | 1,400.4 | 1,412.4 | 1,412.3 | 1,407.3 | 1,399.9 | 1,391.5 | 1,383.4 | 1,362.6 | 1,354.5 | 1,351.5 | 1,358.8 | 1,349.9 |
H.8; Page 11
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 5,372.9 | 5,306.1 | 5,234.2 | 5,220.4 | 5,185.9 | 5,144.2 | 5,246.8 | 5,256.0 | 5,263.0 | 5,230.6 | 5,218.8 | 5,219.2 |
| 2 | Securities in bank credit 2 | 1,183.3 | 1,308.4 | 1,306.8 | 1,336.5 | 1,349.3 | 1,343.5 | 1,368.2 | 1,397.2 | 1,416.5 | 1,410.0 | 1,402.0 | 1,409.6 |
| 3 | Treasury and agency securities 3 | 750.6 | 794.3 | 804.3 | 829.7 | 841.2 | 830.6 | 852.7 | 875.5 | 890.6 | 879.5 | 870.2 | 879.0 |
| 4 | Mortgage-backed securities (MBS) 4 | 671.2 | 673.6 | 673.7 | 675.4 | 677.1 | 669.1 | 687.0 | 697.2 | 706.9 | 700.9 | 687.4 | 692.0 |
| 5 | Non-MBS 5 | 79.4 | 120.7 | 130.5 | 154.4 | 164.1 | 161.5 | 165.7 | 178.3 | 183.7 | 178.6 | 182.8 | 187.0 |
| 6 | Other securities | 432.7 | 514.1 | 502.5 | 506.8 | 508.1 | 512.9 | 515.5 | 521.7 | 525.9 | 530.5 | 531.8 | 530.6 |
| 7 | Mortgage-backed securities 6 | 154.6 | 169.2 | 167.5 | 168.6 | 170.7 | 167.8 | 168.5 | 166.0 | 164.6 | 164.7 | 165.2 | 173.5 |
| 8 | Non-MBS 7 | 278.1 | 344.9 | 335.0 | 338.2 | 337.4 | 345.0 | 347.0 | 355.7 | 361.2 | 365.8 | 366.5 | 357.2 |
| 9 | Loans and leases in bank credit 8 | 4,189.6 | 3,997.7 | 3,927.4 | 3,883.9 | 3,836.7 | 3,800.7 | 3,878.6 | 3,858.8 | 3,846.5 | 3,820.7 | 3,816.8 | 3,809.5 |
| 10 | Commercial and industrial loans | 806.7 | 744.9 | 734.7 | 715.6 | 700.3 | 685.3 | 677.0 | 663.5 | 661.3 | 656.1 | 648.6 | 650.3 |
| 11 | Real estate loans | 2,156.8 | 2,182.9 | 2,176.6 | 2,164.4 | 2,125.9 | 2,114.3 | 2,185.0 | 2,173.4 | 2,154.4 | 2,168.1 | 2,163.0 | 2,153.8 |
| 12 | Revolving home equity loans | 475.6 | 493.7 | 492.6 | 491.0 | 488.4 | 487.4 | 490.5 | 487.9 | 486.9 | 485.9 | 485.8 | 485.4 |
| 13 | Closed-end residential loans 9 | 1,000.9 | 1,025.0 | 1,021.9 | 1,016.2 | 986.8 | 981.0 | 1,047.6 | 1,043.5 | 1,035.3 | 1,050.4 | 1,046.2 | 1,037.5 |
| 14 | Commercial real estate loans 10 | 680.2 | 664.1 | 662.1 | 657.2 | 650.7 | 645.9 | 646.9 | 642.0 | 632.2 | 631.7 | 631.0 | 631.0 |
| 15 | Consumer loans | 635.9 | 615.8 | 610.5 | 610.6 | 611.9 | 605.6 | 603.0 | 601.2 | 604.0 | 592.8 | 599.5 | 601.0 |
| 16 | Credit cards and other revolving plans | 291.7 | 263.1 | 265.7 | 263.8 | 262.5 | 258.3 | 257.7 | 257.5 | 259.2 | 244.1 | 248.0 | 246.9 |
| 17 | Other consumer loans 11 | 344.1 | 352.8 | 344.7 | 346.7 | 349.4 | 347.3 | 345.3 | 343.8 | 344.8 | 348.6 | 351.5 | 354.0 |
| 18 | Other loans and leases | 590.3 | 454.1 | 405.6 | 393.4 | 398.6 | 395.5 | 413.7 | 420.6 | 426.8 | 403.7 | 405.7 | 404.4 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 270.9 | 174.9 | 136.6 | 135.3 | 137.2 | 136.2 | 144.2 | 148.6 | 153.6 | 131.2 | 131.6 | 137.3 |
| 20 | All other loans and leases 13 | 319.4 | 279.2 | 269.0 | 258.2 | 261.4 | 259.3 | 269.4 | 272.0 | 273.2 | 272.5 | 274.2 | 267.1 |
| 21 | LESS: Allowance for loan and lease losses | 94.6 | 124.7 | 129.7 | 133.3 | 135.6 | 141.2 | 146.2 | 145.9 | 141.7 | 149.9 | 149.6 | 149.1 |
| 22 | Interbank loans 12 | 239.6 | 278.1 | 223.5 | 208.0 | 214.1 | 189.5 | 123.6 | 118.9 | 129.5 | 126.4 | 122.6 | 131.4 |
| 23 | Fed funds and reverse RPs with banks 12 | 187.7 | 216.0 | 156.6 | 130.5 | 134.8 | 114.3 | 68.6 | 63.4 | 72.0 | 60.9 | 61.4 | 70.3 |
| 24 | Loans to commercial banks 14 | 51.9 | 62.0 | 66.9 | 77.5 | 79.2 | 75.3 | 55.0 | 55.5 | 57.5 | 65.6 | 61.2 | 61.0 |
| 25 | Cash assets 15 | 483.2 | 497.4 | 469.2 | 464.5 | 502.5 | 572.8 | 609.2 | 574.7 | 532.8 | 500.9 | 508.5 | 467.7 |
| 26 | Trading assets 16 | -- | -- | 222.4 | 213.1 | 214.1 | 203.4 | 197.0 | 176.9 | 169.0 | 162.3 | 155.8 | 161.1 |
| 27 | Derivatives with a positive fair value 17 | 421.8 | 214.7 | 211.4 | 201.5 | 202.2 | 193.5 | 190.6 | 170.1 | 164.0 | 154.1 | 149.3 | 153.9 |
| 28 | Other trading assets | -- | -- | 11.0 | 11.6 | 11.9 | 9.9 | 6.4 | 6.8 | 5.0 | 8.2 | 6.5 | 7.2 |
| 29 | Other assets 18 | 873.3 | 867.0 | 849.1 | 820.5 | 827.7 | 841.7 | 832.5 | 867.5 | 894.6 | 885.3 | 877.8 | 884.7 |
| 30 | Total assets 19 | 7,316.9 | 7,043.8 | 6,868.7 | 6,793.3 | 6,808.7 | 6,810.4 | 6,862.9 | 6,848.1 | 6,847.1 | 6,755.6 | 6,733.8 | 6,714.9 |
H.8; Page 12
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 3,915.8 | 3,955.8 | 3,917.1 | 3,924.4 | 3,938.1 | 3,957.3 | 4,001.7 | 4,026.3 | 4,028.3 | 4,012.5 | 3,999.3 | 3,969.2 |
| 32 | Large time deposits | 635.7 | 530.0 | 523.7 | 513.5 | 493.0 | 466.1 | 452.9 | 433.6 | 435.4 | 429.1 | 424.3 | 414.8 |
| 33 | Other deposits | 3,280.1 | 3,425.8 | 3,393.3 | 3,410.8 | 3,445.2 | 3,491.2 | 3,548.8 | 3,592.7 | 3,592.8 | 3,583.4 | 3,575.0 | 3,554.4 |
| 34 | Borrowings | 1,301.0 | 1,231.6 | 1,092.5 | 1,032.7 | 983.0 | 973.2 | 969.3 | 965.3 | 967.8 | 956.9 | 951.7 | 952.9 |
| 35 | Borrowings from banks in the U.S. | 200.4 | 245.4 | 209.2 | 169.6 | 169.0 | 155.1 | 144.0 | 131.7 | 132.6 | 136.6 | 133.3 | 125.7 |
| 36 | Borrowings from others | 1,100.6 | 986.1 | 883.3 | 863.1 | 814.0 | 818.0 | 825.3 | 833.6 | 835.3 | 820.4 | 818.4 | 827.2 |
| 37 | Trading liabilities 20 | 391.1 | 186.0 | 171.6 | 174.4 | 178.8 | 171.4 | 167.8 | 150.2 | 142.5 | 136.0 | 132.8 | 132.1 |
| 38 | Derivatives with a negative fair value 17 | 331.9 | 148.3 | 130.6 | 132.2 | 133.3 | 122.9 | 120.2 | 108.1 | 106.9 | 99.4 | 97.1 | 99.5 |
| 39 | Other trading liabilities | 59.1 | 37.7 | 41.1 | 42.2 | 45.5 | 48.5 | 47.6 | 42.1 | 35.6 | 36.7 | 35.7 | 32.7 |
| 40 | Net due to related foreign offices | 539.6 | 452.3 | 452.5 | 449.8 | 485.9 | 497.4 | 489.6 | 457.1 | 454.9 | 409.2 | 411.6 | 425.1 |
| 41 | Other liabilities 21 | 345.0 | 344.5 | 338.2 | 311.7 | 311.8 | 296.3 | 308.4 | 321.5 | 325.3 | 325.2 | 307.9 | 303.7 |
| 42 | Total liabilities 19 | 6,492.5 | 6,170.2 | 5,971.9 | 5,893.0 | 5,897.6 | 5,895.6 | 5,936.8 | 5,920.2 | 5,918.7 | 5,839.8 | 5,803.2 | 5,783.1 |
| 43 | Residual (assets less liabilities) 22 | 824.4 | 873.6 | 896.7 | 900.3 | 911.1 | 914.7 | 926.1 | 927.9 | 928.4 | 915.8 | 930.6 | 931.8 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -69.7 | -41.8 | -35.2 | -28.3 | -19.4 | -9.4 | -5.4 | -5.0 | -5.4 | -12.7 | -10.1 | -8.5 |
| 45 | Securitized consumer loans 24 | 321.3 | 317.5 | 316.3 | 313.4 | 309.4 | 306.4 | 299.1 | 302.9 | 305.3 | 307.0 | 307.1 | 307.0 |
| 46 | Securitized credit cards and other revolving plans | 281.4 | 282.1 | 281.6 | 279.2 | 275.7 | 273.5 | 267.0 | 271.3 | 273.8 | 275.6 | 275.7 | 275.7 |
| 47 | Other securitized consumer loans | 39.9 | 35.5 | 34.7 | 34.1 | 33.7 | 33.0 | 32.1 | 31.6 | 31.5 | 31.5 | 31.4 | 31.3 |
| 48 | Securitized real estate loans 24 | 1,421.2 | 1,400.9 | 1,392.4 | 1,387.2 | 1,381.4 | 1,383.9 | 1,389.3 | 1,385.6 | 1,383.1 | 1,382.1 | 1,386.6 | 1,376.5 |
H.8; Page 13
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,046.5 | 3,084.3 | 3,084.8 | 3,085.7 | 3,074.8 | 3,065.5 | 3,071.4 | 3,064.9 | 3,056.9 | 3,039.1 | 3,026.0 | 3,017.9 |
| 2 | Securities in bank credit 2 | 616.8 | 667.8 | 676.7 | 688.7 | 694.8 | 696.9 | 706.8 | 713.1 | 704.7 | 693.6 | 685.9 | 679.2 |
| 3 | Treasury and agency securities 3 | 401.6 | 415.6 | 424.0 | 434.5 | 440.3 | 441.1 | 449.0 | 459.8 | 463.3 | 455.3 | 453.8 | 450.6 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 265.7 | 270.9 | 275.5 | 279.2 | 283.2 | 285.5 | 285.2 | 279.7 | 278.1 | 275.3 |
| 5 | Non-MBS 5 | -- | -- | 158.3 | 163.6 | 164.8 | 161.9 | 165.9 | 174.3 | 178.0 | 175.6 | 175.8 | 175.3 |
| 6 | Other securities | 215.2 | 252.1 | 252.7 | 254.2 | 254.4 | 255.8 | 257.8 | 253.3 | 241.4 | 238.3 | 232.1 | 228.6 |
| 7 | Mortgage-backed securities 6 | -- | -- | 29.2 | 29.9 | 29.2 | 31.0 | 29.7 | 28.2 | 28.6 | 29.7 | 29.4 | 28.7 |
| 8 | Non-MBS 7 | -- | -- | 223.5 | 224.3 | 225.3 | 224.8 | 228.1 | 225.0 | 212.8 | 208.6 | 202.7 | 199.9 |
| 9 | Loans and leases in bank credit 8 | 2,429.7 | 2,416.6 | 2,408.1 | 2,397.0 | 2,380.0 | 2,368.6 | 2,364.6 | 2,351.8 | 2,352.2 | 2,345.5 | 2,340.1 | 2,338.7 |
| 10 | Commercial and industrial loans | 446.5 | 417.3 | 413.1 | 409.8 | 406.7 | 404.9 | 403.6 | 402.4 | 402.0 | 400.9 | 399.7 | 400.3 |
| 11 | Real estate loans | 1,618.9 | 1,632.9 | 1,630.6 | 1,623.4 | 1,612.6 | 1,602.7 | 1,601.3 | 1,593.3 | 1,596.4 | 1,589.3 | 1,586.0 | 1,587.7 |
| 12 | Revolving home equity loans | 111.6 | 115.6 | 115.8 | 115.6 | 115.8 | 115.9 | 114.9 | 114.1 | 114.7 | 114.9 | 114.6 | 114.8 |
| 13 | Closed-end residential loans 9 | 499.3 | 518.1 | 519.1 | 514.5 | 508.0 | 503.7 | 509.0 | 507.1 | 512.9 | 508.6 | 507.1 | 508.0 |
| 14 | Commercial real estate loans 10 | 1,007.9 | 999.2 | 995.7 | 993.2 | 988.8 | 983.1 | 977.4 | 972.1 | 968.8 | 965.8 | 964.3 | 964.9 |
| 15 | Consumer loans | 231.3 | 235.6 | 234.6 | 236.4 | 234.1 | 235.8 | 235.7 | 234.5 | 232.0 | 229.9 | 230.7 | 229.7 |
| 16 | Credit cards and other revolving plans | 89.9 | 92.7 | 90.9 | 91.8 | 88.4 | 88.7 | 87.4 | 84.8 | 82.1 | 80.7 | 82.0 | 81.5 |
| 17 | Other consumer loans 11 | 141.4 | 142.9 | 143.6 | 144.7 | 145.7 | 147.1 | 148.3 | 149.7 | 149.9 | 149.2 | 148.7 | 148.2 |
| 18 | Other loans and leases | 133.0 | 130.8 | 129.7 | 127.3 | 126.6 | 125.2 | 123.9 | 121.6 | 121.8 | 125.4 | 123.7 | 121.0 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 6.7 | 8.8 | 6.4 | 4.6 | 3.7 | 3.3 | 3.8 | 3.4 | 3.2 | 4.4 | 3.7 | 2.8 |
| 20 | All other loans and leases 13 | 126.2 | 122.0 | 123.3 | 122.8 | 122.9 | 121.9 | 120.1 | 118.2 | 118.6 | 121.1 | 120.0 | 118.2 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 55.9 | 56.4 | 54.2 | 54.6 | 54.4 | 52.0 | 50.6 | 52.7 | 54.3 | 54.8 |
| 22 | Interbank loans 12 | 53.1 | 60.6 | 65.8 | 65.2 | 59.5 | 63.4 | 68.6 | 69.0 | 56.1 | 70.6 | 70.8 | 58.1 |
| 23 | Fed funds and reverse RPs with banks 12 | 46.3 | 50.3 | 54.3 | 56.9 | 53.4 | 56.2 | 61.8 | 64.7 | 51.9 | 66.8 | 67.1 | 54.4 |
| 24 | Loans to commercial banks 14 | 6.9 | 10.3 | 11.4 | 8.4 | 6.2 | 7.2 | 6.8 | 4.3 | 4.2 | 3.8 | 3.7 | 3.7 |
| 25 | Cash assets 15 | 211.3 | 223.7 | 225.1 | 233.4 | 247.5 | 257.7 | 268.3 | 269.7 | 247.4 | 266.6 | 282.9 | 269.3 |
| 26 | Trading assets 16 | -- | -- | 8.2 | 8.4 | 8.7 | 8.3 | 8.8 | 7.6 | 7.0 | 6.7 | 6.4 | 6.3 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 6.3 | 6.3 | 5.8 | 5.7 | 5.4 | 5.2 | 5.4 | 5.1 | 4.7 | 4.5 |
| 28 | Other trading assets | -- | -- | 1.9 | 2.2 | 2.9 | 2.6 | 3.4 | 2.5 | 1.7 | 1.6 | 1.7 | 1.8 |
| 29 | Other assets 18 | 252.5 | 251.0 | 251.7 | 252.9 | 251.7 | 247.4 | 247.0 | 255.9 | 264.9 | 263.9 | 268.2 | 266.0 |
| 30 | Total assets 19 | 3,530.5 | 3,574.2 | 3,579.7 | 3,589.3 | 3,588.0 | 3,587.7 | 3,609.7 | 3,615.1 | 3,581.7 | 3,594.2 | 3,600.0 | 3,562.8 |
H.8; Page 14
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,471.0 | 2,615.8 | 2,620.5 | 2,636.8 | 2,661.0 | 2,663.8 | 2,681.3 | 2,658.3 | 2,626.7 | 2,645.6 | 2,654.6 | 2,653.7 |
| 32 | Large time deposits | 424.7 | 451.4 | 463.5 | 464.2 | 463.6 | 460.0 | 458.5 | 453.1 | 451.4 | 447.3 | 449.9 | 450.5 |
| 33 | Other deposits | 2,046.3 | 2,164.4 | 2,157.0 | 2,172.6 | 2,197.5 | 2,203.8 | 2,222.8 | 2,205.2 | 2,175.3 | 2,198.3 | 2,204.7 | 2,203.2 |
| 34 | Borrowings | 551.8 | 451.3 | 449.0 | 473.3 | 461.1 | 463.1 | 451.2 | 428.3 | 421.5 | 423.6 | 418.2 | 391.6 |
| 35 | Borrowings from banks in the U.S. | 140.8 | 122.8 | 132.8 | 140.8 | 140.0 | 130.3 | 106.1 | 99.7 | 95.0 | 97.5 | 97.4 | 91.5 |
| 36 | Borrowings from others | 411.0 | 328.5 | 316.1 | 332.5 | 321.1 | 332.8 | 345.1 | 328.5 | 326.5 | 326.0 | 320.8 | 300.1 |
| 37 | Trading liabilities 20 | -- | -- | 3.6 | 4.0 | 4.3 | 3.8 | 3.8 | 4.1 | 4.0 | 3.8 | 3.6 | 3.4 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 2.9 | 3.3 | 3.6 | 3.1 | 3.0 | 2.9 | 3.0 | 2.9 | 2.5 | 2.5 |
| 39 | Other trading liabilities | -- | -- | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 1.2 | 1.0 | 0.9 | 1.1 | 1.0 |
| 40 | Net due to related foreign offices | 64.9 | 45.9 | 42.3 | 38.3 | 40.0 | 35.2 | 37.7 | 42.2 | 45.7 | 42.4 | 41.8 | 43.3 |
| 41 | Other liabilities 21 | 72.5 | 74.4 | 76.2 | 75.2 | 72.9 | 70.3 | 71.3 | 73.6 | 72.3 | 69.7 | 70.1 | 68.8 |
| 42 | Total liabilities 19 | 3,169.1 | 3,192.4 | 3,191.6 | 3,227.6 | 3,239.2 | 3,236.2 | 3,245.2 | 3,206.4 | 3,170.2 | 3,185.2 | 3,188.3 | 3,160.8 |
| 43 | Residual (assets less liabilities) 22 | 361.4 | 381.7 | 388.1 | 361.7 | 348.8 | 351.4 | 364.5 | 408.6 | 411.5 | 409.0 | 411.6 | 402.0 |
| Memoranda | |||||||||||||
| 44 | Net unrealized gains (losses) on available-for-sale securities 23 | -- | -- | -2.1 | -1.1 | 0.3 | 2.1 | 2.2 | 2.8 | 2.4 | 1.0 | 0.9 | 0.9 |
| 45 | Securitized consumer loans 24 | 91.5 | 87.2 | 89.8 | 86.8 | 87.1 | 86.6 | 86.3 | 88.2 | 90.2 | 90.4 | 89.0 | 89.9 |
| 46 | Securitized credit cards and other revolving plans | 90.8 | 86.2 | 88.7 | 85.5 | 86.0 | 85.6 | 85.3 | 87.3 | 89.3 | 89.5 | 88.1 | 89.0 |
| 47 | Other securitized consumer loans | 0.7 | 1.0 | 1.1 | 1.3 | 1.1 | 1.0 | 1.0 | 0.9 | 0.9 | 0.9 | 0.9 | 0.9 |
| 48 | Securitized real estate loans 24 | 37.8 | 13.1 | 25.8 | 42.4 | 47.0 | 50.4 | 53.3 | 37.9 | 31.9 | 28.4 | 25.1 | 21.5 |
H.8; Page 15
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Assets | |||||||||||||
| 1 | Bank credit | 3,034.0 | 3,091.9 | 3,085.3 | 3,082.0 | 3,082.9 | 3,066.7 | 3,068.1 | 3,047.6 | 3,037.3 | 3,018.7 | 3,008.1 | 3,007.5 |
| 2 | Securities in bank credit 2 | 598.6 | 675.1 | 681.2 | 688.9 | 696.7 | 698.3 | 700.6 | 691.2 | 680.8 | 676.1 | 672.8 | 670.1 |
| 3 | Treasury and agency securities 3 | 395.7 | 416.0 | 423.7 | 433.0 | 437.8 | 440.5 | 445.4 | 453.1 | 455.5 | 451.1 | 450.8 | 450.2 |
| 4 | Mortgage-backed securities (MBS) 4 | -- | -- | 262.8 | 267.9 | 272.2 | 275.9 | 278.5 | 279.9 | 280.6 | 276.8 | 276.8 | 276.2 |
| 5 | Non-MBS 5 | -- | -- | 160.9 | 165.0 | 165.6 | 164.5 | 167.0 | 173.1 | 174.9 | 174.3 | 174.0 | 174.0 |
| 6 | Other securities | 202.9 | 259.1 | 257.5 | 256.0 | 259.0 | 257.8 | 255.1 | 238.1 | 225.3 | 224.9 | 222.0 | 219.9 |
| 7 | Mortgage-backed securities 6 | -- | -- | 28.9 | 29.3 | 30.0 | 30.0 | 29.7 | 29.1 | 28.9 | 28.9 | 29.0 | 28.3 |
| 8 | Non-MBS 7 | -- | -- | 228.6 | 226.7 | 229.0 | 227.9 | 225.5 | 209.0 | 196.4 | 196.1 | 193.0 | 191.6 |
| 9 | Loans and leases in bank credit 8 | 2,435.4 | 2,416.9 | 2,404.1 | 2,393.1 | 2,386.1 | 2,368.4 | 2,367.5 | 2,356.4 | 2,356.5 | 2,342.7 | 2,335.3 | 2,337.4 |
| 10 | Commercial and industrial loans | 445.0 | 418.4 | 412.6 | 408.6 | 408.1 | 404.3 | 402.3 | 400.9 | 401.3 | 397.7 | 395.9 | 398.0 |
| 11 | Real estate loans | 1,621.3 | 1,631.5 | 1,630.7 | 1,622.9 | 1,615.7 | 1,605.4 | 1,606.2 | 1,596.0 | 1,594.2 | 1,587.0 | 1,583.6 | 1,584.9 |
| 12 | Revolving home equity loans | 113.2 | 114.3 | 114.2 | 114.7 | 115.3 | 115.7 | 115.7 | 116.0 | 116.3 | 115.9 | 115.8 | 116.0 |
| 13 | Closed-end residential loans 9 | 500.0 | 517.9 | 519.5 | 514.7 | 509.7 | 505.4 | 511.9 | 508.0 | 510.0 | 506.3 | 504.4 | 504.8 |
| 14 | Commercial real estate loans 10 | 1,008.1 | 999.3 | 997.0 | 993.5 | 990.7 | 984.4 | 978.6 | 972.1 | 967.9 | 964.8 | 963.3 | 964.1 |
| 15 | Consumer loans | 233.8 | 235.6 | 231.5 | 234.3 | 234.3 | 232.6 | 233.9 | 235.9 | 236.1 | 234.3 | 234.8 | 234.8 |
| 16 | Credit cards and other revolving plans | 93.7 | 92.3 | 88.6 | 91.0 | 88.8 | 86.2 | 86.4 | 87.7 | 87.4 | 85.3 | 85.3 | 84.4 |
| 17 | Other consumer loans 11 | 140.1 | 143.3 | 142.9 | 143.3 | 145.6 | 146.4 | 147.5 | 148.2 | 148.7 | 149.0 | 149.5 | 150.4 |
| 18 | Other loans and leases | 135.3 | 131.3 | 129.2 | 127.2 | 128.0 | 126.1 | 125.0 | 123.6 | 124.9 | 123.7 | 121.1 | 119.7 |
| 19 | Fed funds and reverse RPs with nonbanks 12 | 6.6 | 8.2 | 6.2 | 4.4 | 3.7 | 3.2 | 3.9 | 3.2 | 2.9 | 3.3 | 2.5 | 2.0 |
| 20 | All other loans and leases 13 | 128.8 | 123.2 | 123.1 | 122.8 | 124.3 | 122.9 | 121.2 | 120.4 | 122.0 | 120.4 | 118.5 | 117.7 |
| 21 | LESS: Allowance for loan and lease losses | -- | -- | 55.9 | 56.5 | 55.8 | 54.6 | 54.7 | 53.7 | 51.9 | 53.2 | 54.1 | 54.5 |
| 22 | Interbank loans 12 | 51.8 | 63.9 | 65.9 | 61.7 | 58.5 | 61.1 | 68.9 | 69.8 | 57.8 | 71.6 | 70.3 | 58.4 |
| 23 | Fed funds and reverse RPs with banks 12 | 44.6 | 54.0 | 54.7 | 53.9 | 52.5 | 54.4 | 62.3 | 65.3 | 53.6 | 67.6 | 66.4 | 54.4 |
| 24 | Loans to commercial banks 14 | 7.2 | 9.9 | 11.2 | 7.7 | 6.1 | 6.6 | 6.6 | 4.5 | 4.2 | 4.0 | 3.9 | 4.0 |
| 25 | Cash assets 15 | 226.7 | 214.9 | 219.8 | 226.7 | 252.1 | 263.3 | 285.1 | 291.0 | 282.0 | 288.1 | 293.8 | 288.6 |
| 26 | Trading assets 16 | -- | -- | 8.2 | 7.9 | 8.2 | 8.7 | 9.1 | 8.3 | 7.1 | 6.9 | 6.6 | 6.7 |
| 27 | Derivatives with a positive fair value 17 | -- | -- | 5.9 | 5.6 | 5.7 | 5.8 | 5.6 | 5.5 | 5.4 | 5.2 | 4.8 | 4.9 |
| 28 | Other trading assets | -- | -- | 2.3 | 2.4 | 2.4 | 2.9 | 3.5 | 2.7 | 1.7 | 1.7 | 1.7 | 1.8 |
| 29 | Other assets 18 | 254.2 | 249.5 | 249.1 | 249.9 | 252.4 | 249.9 | 249.8 | 257.7 | 268.2 | 264.8 | 267.8 | 265.7 |
| 30 | Total assets 19 | 3,534.4 | 3,576.3 | 3,572.4 | 3,571.8 | 3,598.3 | 3,595.0 | 3,626.3 | 3,620.7 | 3,600.6 | 3,597.0 | 3,592.5 | 3,572.4 |
H.8; Page 16
For use at 4:15 p.m. Eastern Time; January 29, 2010
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
| Account | 2008 Dec | 2009 Jun | 2009 Jul | 2009 Aug | 2009 Sep | 2009 Oct | 2009 Nov | 2009 Dec | Week ending | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dec 30 | Jan 6 | Jan 13 | Jan 20 | ||||||||||
| Liabilities | |||||||||||||
| 31 | Deposits | 2,493.4 | 2,612.0 | 2,606.3 | 2,619.5 | 2,642.4 | 2,645.9 | 2,680.6 | 2,681.1 | 2,658.4 | 2,669.1 | 2,666.3 | 2,654.2 |
| 32 | Large time deposits | 429.4 | 444.7 | 464.4 | 464.9 | 463.5 | 462.6 | 461.3 | 455.9 | 453.6 | 450.6 | 452.0 | 450.5 |
| 33 | Other deposits | 2,063.9 | 2,167.3 | 2,141.9 | 2,154.6 | 2,179.0 | 2,183.3 | 2,219.3 | 2,225.1 | 2,204.8 | 2,218.6 | 2,214.3 | 2,203.8 |
| 34 | Borrowings | 539.9 | 471.6 | 462.3 | 453.6 | 448.8 | 438.8 | 427.4 | 418.6 | 419.5 | 417.8 | 414.6 | 403.4 |
| 35 | Borrowings from banks in the U.S. | 139.3 | 127.7 | 134.0 | 136.2 | 134.8 | 127.8 | 100.6 | 97.8 | 96.4 | 97.2 | 96.1 | 95.0 |
| 36 | Borrowings from others | 400.6 | 343.9 | 328.2 | 317.4 | 314.0 | 311.0 | 326.7 | 320.8 | 323.1 | 320.6 | 318.4 | 308.4 |
| 37 | Trading liabilities 20 | -- | -- | 3.8 | 3.7 | 3.9 | 4.1 | 4.2 | 4.2 | 3.9 | 3.7 | 3.5 | 3.5 |
| 38 | Derivatives with a negative fair value 17 | -- | -- | 3.0 | 2.9 | 3.1 | 3.2 | 3.2 | 3.2 | 3.1 | 2.9 | 2.6 | 2.7 |
| 39 | Other trading liabilities | -- | -- | 0.8 | 0.8 | 0.8 | 0.9 | 0.9 | 0.9 | 0.8 | 0.7 | 0.9 | 0.8 |
| 40 | Net due to related foreign offices | 64.9 | 45.9 | 42.3 | 38.3 | 40.0 | 35.2 | 37.7 | 42.2 | 45.7 | 42.4 | 41.8 | 43.3 |
| 41 | Other liabilities 21 | 73.0 | 72.7 | 72.7 | 71.9 | 72.4 | 71.4 | 73.5 | 74.1 | 72.2 | 68.2 | 70.1 | 69.1 |
| 42 | Total liabilities 19 | ||||||||||||