Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received

District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending November 16, 2024

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
COUNTRY BANCORP, INC.Change in Bank Control Notice by The Dan Fleming Living Trust dated October 17, 1994, Daniel D. Fleming, Trustee, Carlinville, Illinois; The William Revocable Trust dated December 30, 1993, William D. Fleming, Trustee, The Andrew W. Fleming Trust U/A dated February 1, 2012, Andrew W. Fleming, Trustee, Bailey D. Fleming Living Trust dated May 1, 2015, Bailey D. Fleming, Trustee, The Jacob W. Fleming Trust dated July 4, 2008, Jacob W. Fleming, Trustee, Andrew W. Fleming, Custodian of Minor Child A, UTMA, and Jacob W. Fleming, Custodian of Minor Child B UTMA, Minor Child C UTMA and Minor Child D UTMA, all of Litchfield, Illinois; The Eaden Fleming Trust dated February 1, 2018, Eaden Danae Nellyn Fleming, Trustee, Mt. Olive, Illinois; and Fleming Financial, Inc., a corporation organized and existing pursuant to the laws of the State of Illinois, Daniel D. Fleming as President and William D. Fleming as Secretary, as the Fleming Family Control Group, a group acting in concert, to retain voting shares of Country Bancorp, Inc., and thereby indirectly retain voting shares of Bank of Hillsboro, NA, both of Hillsboro, Illinois12/21/202412/09/2024
WYATT BANCSHARES, INC.Change in Bank Control Notice by the Bonnie Copp Wyatt Revocable Trust, Bonnie Copp Wyatt as trustee; the Hayden Noel Wyatt 2019 Trust, Hayden Noel Wyatt, individually and as trustee; the Sanders Lee Wyatt 2019 Trust, Sanders Lee Wyatt individually and as trustee, all of Melbourne, Arkansas, to join the Wyatt family control group, a group acting in concert, to retain 25 percent or more of the voting shares of Wyatt Bancshares, Inc., and thereby indirectly retain voting shares of First National Bank of Izard County, both of Calico Rock, Arkansas. 11/30/202412/04/2024

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
BANK OF ADVANCE, ADVANCE, MISSOURI87964411/03/202307/24/2023SInt Small Bank
CARROLL B&T, HUNTINGDON, TENNESSEE54185709/27/202406/03/2024SInt Small Bank
CITIZENS BK, BATESVILLE, ARKANSAS85674803/30/202405/15/2023SInt Small Bank
FNB CMNTY BK, VANDALIA, ILLINOIS13744711/03/202307/24/2023SInt Small Bank
GUARANTY BK, SPRINGFIELD, MISSOURI380453503/31/202405/01/2023SInt Small Bank
LINDELL B&TC, SAINT LOUIS, MISSOURI18585912/18/202309/05/2023SInt Small Bank
MONTICELLO BKG CO, MONTICELLO, KENTUCKY26694501/27/202409/05/2023SInt Small Bank
OAKSTAR BK, SPRINGFIELD, MISSOURI337441212/19/202206/13/2022SInt Small Bank
PATRIOT BK, MILLINGTON, TENNESSEE312064607/23/202202/07/2022SInt Small Bank
CRA Examinations scheduled for    Quarter of
InstitutionLocationQuarter
NONE
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Last Update: November 21, 2024