Board of Governors of the Federal Reserve System

Recent Developments

• Payments Innovation Roundtable meeting summary (PDF) (December 2, 2022)
• Agencies Issue Joint Statement on Crypto-Asset Policy Initiative and Next Steps (November 23, 2021)
• Governor Lael Brainard, "Private Money and Central Bank Money as Payments Go Digital: an Update on CBDCs" (May 24, 2021)
• Governor Lael Brainard, "Supporting Responsible Use of AI and Equitable Outcomes in Financial Services" (January 12, 2021)
• Governor Lael Brainard, "An Update on Digital Currencies" (August 13, 2020)
• Federal Reserve highlights research and experimentation undertaken to enhance its understanding of the opportunities and risks associated with central bank digital currencies (August 13, 2020)
• Board of Governors of the Federal Reserve, "Coronavirus Disease 2019 (COVID-19)"
• Governor Michelle W. Bowman, "Direction of Supervision: Impact of Payment System Innovation on Community Banks" (February 27, 2020)
• Governor Michelle W. Bowman, "Empowering Community Banks" (February 10, 2020)
• Governor Lael Brainard, "The Digitalization of Payments and Currency: Some Issues for Consideration" (February 5, 2020)
• Carol A. Evans and Westra Miller, "From Catalogs to Clicks: The Fair Lending Implications of Targeted, Internet Marketing," Consumer Compliance Outlook, third issue, 2019
• Governor Lael Brainard, "Update on Digital Currencies, Stablecoins, and the Challenges Ahead” (December 18, 2019)
• Consumer Compliance Supervision Bulletin, December 2019 (PDF) (December 17, 2019)
• Interagency Statement on the Use of Alternative Data in Credit Underwriting (December 3, 2019)
• Governor Lael Brainard, "Digital Currencies, Stablecoins, and the Evolving Payments Landscape" (October 16, 2019)
• Vice Chair for Supervision Randal Quarles, "The Financial Stability Board at 10 Years—Looking Back and Looking Ahead" (October 3, 2019)