Level is the sum of America's Credit Unions Monthly Credit Union Estimates, table National Credit Union Aggregates, Loans, multiplied by ratio from table National Credit Union Loan Data, Distribution of Loans, sum of 1st Mort Fixed, 1st Mort Adj, Sec Mort, and Home Equity, plus one-to-four family residential construction loans from Natural Persons Credit Union Call Report (NCUA 5300), Schedule A Loans, Supplemental Information. Beginning in 2017:Q3, one-to-four family residential construction loans are the item CUSAJB92. From the period 2011:Q1 to 2017:Q2, one-to-four family residential construction loans are the item CUSAF314. Unadjusted transactions are the change in the level, less other volume changes. Other volume changes include charge-offs beginning 2007:Q1. Gross charge-offs data are available from the NCUA Call Report. Seasonally adjusted transactions are obtained using X-13-ARIMA procedure.
Last edited on: 12/02/2024