Actions taken by the Federal Reserve Bank of Kansas City under delegated authority

Bank Branches, Domestic
First United Bank and Trust Company, Durant, Oklahoma -- to establish a branch at 601 Northwest Loop 410 Boulevard, San Antonio, Texas.
- Approved, March 19, 2025
Bank Holding Companies
Heritage Bancshares, Inc., Topeka, Kansas -- to merge with Fidelity State Bank and Trust Company, Topeka, Kansas, and thereby establish branches.
- Approved, March 17, 2025
First Missouri Bancshares, Inc., Brookfield, Missouri -- to merge with CCSB Financial Corp. and thereby indirectly acquire Clay County Savings Bank, both of Liberty, Missouri.
- Approved, March 3, 2025
Emprise Financial Corporation, Wichita, Kansas -- to engage in lending activities pursuant to section 225.28(b)(1) of Regulation Y.
- Approved, February 25, 2025
Change In Bank Control
Whitcorp Financial Company, Leoti, Kansas -- the Clay G. Whitham Trust No. 4, Elizabeth Whitham and Brian G. Wurst, as trustees, all of Lamar, Colorado, and Travis Whitham, Denver, Colorado, as trust director; the Stewart Whitham Trust No. 4, Leoti, Kansas, Jane Whitham, Leoti, Kansas, and Brian G. Wurst as trustees, and Clay Whitham, Lamar, Colorado, as trust director; and the Whitham 2024 Descendants Trust, Barth Whitham as trustee, all of Morrison, Colorado; to become members of the Whitham Family Control Group, a group acting in concert, to acquire voting shares of Whitcorp Financial Company and thereby indirectly acquire voting shares of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado. Brian G. Wurst, Clay Whitham, and Barth Whitham are members of the Witham Family Control Group and were each previously permitted by the Federal Reserve System to acquire control of voting shares of Whitcorp Financial Company.
- Permitted, January 30, 2025
Sturm Financial Group, Inc., Denver, Colorado -- the DLS SFG Marital Trust UTA The Donald L. Sturm Trust dated 4-22-1994, as amended, and The Donald L. Sturm SFG Trust UTA The Donald L. Sturm Trust dated 4-22-1994, as amended, Susan M. Sturm, Stephen F. Sturm, and Emily S. Ehrens as co-trustees of both trusts, all of Denver, Colorado; to join the Sturm Family Control Group, a group acting in concert, to retain voting shares of Sturm Financial Group, Inc., and thereby indirectly retain voting shares of ANB Bank, Denver, Colorado. Susan M. Sturm, Stephen F. Sturm, and Emily S. Ehrens, all individually, were previously permitted by the Reserve Bank to become members of the Sturm Family Control Group.
- Permitted, January 24, 2025
Country Agencies & Investments, Inc., Odessa, Missouri -- Michael Scott Crowe, Sr., as co-trustee of the Robert E. Oliphant Trust, both of Kansas City, Missouri, to retain voting shares of Country Agencies & Investments, Inc., and thereby indirectly retain voting shares of Bank of Odessa, Odessa, Missouri. The Robert E. Oliphant Trust has previously been permitted to control voting shares of Country Agencies & Investments, Inc.
- Permitted, January 17, 2025
FBHC Holding Company, Boulder, Colorado -- William F. Dugan, Waterloo, Nebraska, individually and as trustee of the Flatirons Bank Employee Stock Ownership Plan and Trust, both of Boulder, Colorado, to acquire voting shares of FBHC Holding Company and thereby indirectly acquire voting shares of Flatirons Bank, Boulder, Colorado.
- Permitted, January 13, 2025
Rawlins Bankshares, Inc., Rawlins, Wyoming -- the Dwight H. France Revocable Trust and Candace France, in her capacity as successor trustee, both of Encampment, Wyoming, to retain voting shares of Rawlins Bankshares, Inc. (the company), and thereby indirectly retain voting shares of Bank of Commerce, Rawlins, Wyoming (the bank). In addition, the Candace C. France Revocable Trust and Candace France as trustee, both of Encampment, Wyoming, to acquire voting shares of the company and thereby indirectly acquire voting shares of the bank; and to become members of the France Family Group. Additionally, Natalie France, Nampa, Idaho, Tara France, Katelyn France, and Karsyn France, all of Rawlins, Wyoming; to become members of the France Family Group, a group acting in concert, to retain shares of the company and thereby indirectly retain voting shares of the bank.
- Permitted, January 2, 2025

Last Update: March 27, 2025