Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

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Actions taken by the Federal Reserve Bank of Philadelphia under delegated authority

Bank Holding Companies

ENB Financial Corp, Ephrata, Pennsylvania -- waiver of filing requirement under section 3 of the Bank Holding Company Act to acquire Cecil Bancorp, Inc., and thereby indirectly acquire Cecil Bank, both of Elkton, Maryland, in connection with the merger of Cecil Bank with and into Ephrata National Bank, Ephrata, Pennsylvania.
- Granted, January 8, 2026

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Last Update: February 5, 2026

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