Federal Reserve Board - Reporting Forms

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FR 2225
Annual Daylight Overdraft Capital Report for U.S. Branches and Agencies of Foreign Banks

Form:

Current (93.8 KB .PDF)

Instructions:

Current (85.6 KB .PDF)

Description:

The FR 2225 report requests information needed to identify the foreign bank respondent and its fiscal year-end and to determine its capital and assets for purposes of daylight overdraft monitoring. The capital and assets items include the following: capital for the foreign bank parent, capital used by any direct or indirect subsidiary of the respondent that has its own net debit cap, the foreign bank's worldwide capital base calculation, the bank's worldwide assets, and the exchange rate used in the calculation.

OMB Control Number:

7100-0216

Purpose:

The FR 2225 report provides the Federal Reserve with the foreign bank's worldwide capital figure, which, in connection with a net debit cap multiple, is used to calculate the bank's daylight overdraft limit.

Background:

This report was implemented in March 1986 as part of the procedures used to administer the Board's Payment System Risk (PSR) Policy. Under the policy, all institutions that maintain a Federal Reserve account are assigned or may establish a net debit cap. The net debit cap represents a maximum limit on daylight overdrafts incurred in that account on a single day or on average during a two-week maintenance period. The net debit cap is calculated by applying a net debit cap multiple to a capital measure. For a U.S.-chartered institution, the net debit cap multiple is applied to risk-based capital. For U.S. branches or agencies of a foreign bank, the net debit cap multiple is applied to a consolidated U.S. capital equivalency measure.

Respondent Panel:

The FR 2225 reporting panel comprises foreign banking organizations with U.S. branches or agencies that wish to and are eligible to establish a non-zero net debit cap for their U.S. branches and agencies under the PSR policy.