skip to main navigation skip to secondary navigation skip to content
Board of Governors of the Federal Reserve System
skip to content

Insured Commercial Bank Assets and Liabilities, Domestic and Foreign Offices

Current Release About Release Dates

Release Date: March 2015

Page 1 Page 2
Insured Commercial Bank Assets and Liabilities, Domestic and Foreign Offices (4.20) 
Consolidated Report of Condition, December 31, 2014
Millions of dollars except as noted
Item Total Domestic
Total 		Banks with Foreign Branches 1 Banks with Domestic Branches Only
Total Domestic Total
1 Total assets 14,399,218 12,921,012 11,015,328 9,537,122 3,383,890
 
2 Cash and balances due from depository institutions 1,848,506 1,589,371 1,601,266 1,342,131 247,240
3 Cash items in process of collection, unposted debits, and currency and coin N/A N/A 101,288 96,666 N/A
4 Cash items in process of collection and unposted debits N/A N/A N/A 42,637 N/A
5 Currency and coin N/A N/A N/A 54,029 N/A
6 Balances due from depository institutions in the U.S. N/A N/A 54,522 52,792 N/A
7 Balances due from banks in foreign countries and foreign central banks N/A N/A 262,123 10,395 N/A
8 Balances due from Federal Reserve Banks N/A N/A 1,183,334 1,182,278 N/A
 
9 Total securities, held-to-maturity (amortized cost) and available-for-sale (fair value) 2,924,431 N/A 2,210,826 N/A 713,605
10 U.S. Treasury securities 389,769 N/A 333,935 N/A 55,834
11 U.S. government agency and corporation obligations (exclude mortgage-backed securities): 175,780 N/A 58,087 N/A 117,693
12 Issued by U.S. government agencies 23,124 N/A 8,140 N/A 14,984
13 Issued by U.S. government-sponsored agencies 152,656 N/A 49,947 N/A 102,709
14 Securities issued by states and political subdivisions in the U.S. 301,913 N/A 150,446 N/A 151,467
15 Mortgage-backed securities (MBS) 1,549,533 N/A 1,213,313 N/A 336,221
16 Residential Mortgage Pass-through securities 890,607 N/A 704,422 N/A 186,185
17 Guaranteed by GNMA 214,992 N/A 180,381 N/A 34,611
18 Issued by FNMA and FHLMC 656,786 N/A 511,404 N/A 145,382
19 Other pass-through securities 18,828 N/A 12,637 N/A 6,191
20 Other residential mortgage-backed securities (include CMOS, REMICS, and stripped MBS): 506,982 N/A 379,382 N/A 127,600
21 Issued or guaranteed by FNMA, FHLMC, or GNMA 402,859 N/A 285,041 N/A 117,819
22 Collateralized by MBS issued or guaranteed BY FNMA, FHLMC, or GNMA 1,305 N/A 252 N/A 1,053
23 All other mortgage-backed securities 102,817 N/A 94,089 N/A 8,728
24 Commercial MBS 151,945 N/A 129,508 N/A 22,436
25 Commercial mortgage pass-through securities 34,326 N/A 27,811 N/A 6,514
26 Other commercial MBS 117,619 N/A 101,697 N/A 15,922
27 Asset-backed securities and structured financial products 212,487 N/A 190,006 N/A 22,481
28 Asset-backed securities (ABS) 131,526 N/A 113,897 N/A 17,628
29 Structured financial products 80,961 N/A 76,109 N/A 4,852
30 Cash 80,777 N/A 76,020 N/A 4,757
31 Synthetic 17 N/A 14 N/A 3
32 Hybrid 168 N/A 75 N/A 93
33 Other debt securities 284,376 N/A 257,434 N/A 26,942
34 Other domestic debt securities 52,012 N/A 27,532 N/A 24,480
35 Foreign debt securities 232,364 N/A 229,903 N/A 2,462
36 Investment in mutual funds and other equity securities with readily determinable fair value 10,572 N/A 7,604 N/A 2,968
 
37 Federal funds sold and securities purchased under agreements to resell 355,978 183,186 328,019 155,227 27,958
38 Federal funds sold in domestic offices 29,381 29,381 9,642 9,642 19,739
39 Securities purchased under agreements to resell 326,596 153,804 318,377 145,585 8,219
 
40 Total loans and leases (gross) financing receivables (net) 7,578,566 7,077,396 5,372,145 4,870,975 2,206,421
41 Less: unearned income on loans 1,532 1,403 746 616 786
42 Less: loans and leases held for sale 97,486 N/A 63,270 N/A 34,215
43 Loans and leases, net of unearned income 7,479,548 N/A 5,308,129 N/A 2,171,419
44 Less: allowance for loan and lease losses 111,644 N/A 82,340 N/A 29,304
45 Loans and leases, net of unearned income and allowance 7,367,904 N/A 5,225,789 N/A 2,142,115
 
46 Loans secured by real estate 3,665,243 3,598,917 2,265,397 2,199,071 1,399,846
47 Construction, land development, and other land loans N/A 220,421 N/A 101,840 118,582
48 Secured by farmland N/A 81,569 N/A 10,243 71,326
49 Secured by 1-4 family residential properties N/A 2,023,972 N/A 1,490,921 533,052
50 Revolving, open-end loans extended under lines of credit N/A 456,061 N/A 374,648 81,413
51 Closed-end loans secured by first liens N/A 1,501,187 N/A 1,068,892 432,295
52 Closed-end loans secured by junior liens N/A 66,725 N/A 47,381 19,344
53 Secured by multifamily (5 or more) residential properties N/A 231,263 N/A 132,394 98,869
54 Secured by nonfarm nonresidential properties N/A 1,041,691 N/A 463,673 578,017
 
55 Loans to depository institutions and acceptances of other banks 99,211 44,327 98,384 43,499 828
56 To commercial banks in the U.S. N/A N/A 9,982 9,262 N/A
57 To other depository institutions in the U.S. N/A N/A 109 109 N/A
58 To banks in foreign countries N/A N/A 88,292 34,128 N/A
 
59 Loans to finance agricultural production and other loans to farmers 74,954 73,966 15,895 14,907 59,058
 
60 Commercial and industrial loans 1,644,119 1,455,350 1,270,426 1,081,657 373,693
61 To U.S. addresses (domicile) N/A N/A 1,034,484 1,023,535 N/A
62 To non-U.S. Addresses (domicile) N/A N/A 235,943 58,122 N/A
 
63 Loans to individuals for household, family, and other personal expenditures (includes purchased paper) 1,290,231 1,222,754 1,001,507 934,030 288,724
64 Credit cards 636,454 590,936 519,954 474,437 116,500
65 Other revolving credit plans 61,859 57,678 55,196 51,015 6,663
66 Other consumer loans (including single payment, installment, and all student loans) 591,918 574,139 426,357 408,578 165,561
 
67 Loans to foreign governments and official institutions 5,384 1,335 5,384 1,334 0
 
68 Obligations (other than securities and leases) of states and political subdivisions in the U.S. (includes nonrated industrial development obligations) 127,459 127,377 101,863 101,781 25,596
 
69 All other loans 565,585 449,808 520,358 404,580 45,228
70 Loans to nondepository financial institutions and other loans 560,202 447,559 514,974 403,246 45,228
71 Loans to nondepository financial institutions N/A N/A N/A 196,865 19,784
72 Other loans N/A N/A N/A 206,381 25,444
73 Loans for purchasing and carrying securities N/A N/A N/A 48,831 N/A
74 All other loans (exclude consumer loans) N/A N/A N/A 157,550 N/A
 
75 Lease financing receivables (net of unearned income) 111,763 104,898 98,315 91,450 13,448
 
76 Trading assets 654,449 N/A 652,711 N/A 1,738
 
77 Premises and fixed assets (including capitalized leases) 111,152 N/A 66,001 N/A 45,151
 
78 Other real estate owned 19,047 N/A 8,261 N/A 10,786
 
79 Investments in unconsolidated subsidiaries and associated companies 20,062 N/A 19,347 N/A 715
 
80 Direct and indirect investments in real estate ventures 17,964 N/A 16,681 N/A 1,283
 
81 Net due from own foreign offices, edge and agreement subsidiaries, and IBFS N/A N/A N/A 207,418 N/A
 
82 Intangible assets 345,195 N/A 301,226 N/A 43,969
83 Goodwill 283,188 N/A 245,614 N/A 37,574
84 Other intangible assets 62,007 N/A 55,612 N/A 6,395
 
85 All other assets 637,047 N/A 521,931 N/A 115,116
The notation "N/A" indicates the lesser detail available from banks that do not have foreign offices, the inapplicability of certain items to banks that have only domestic offices, or the absence of detail on a fully consolidated basis for banks with foreign offices.
  1. All transactions between domestic and foreign offices of a bank are reported in "net due from" and "net due to" lines. All other lines represent transactions with parties other than the domestic and foreign offices of each bank. Because these intra-office transactions are nullified by consolidation, total assets and total liabilities for the entire bank may not equal the sum of assets and liabilities, respectively, of the domestic and foreign offices. Foreign offices include branches in foreign countries, Puerto Rico, and U.S.-affiliated insular areas; subsidiaries in foreign countries; all offices of Edge Act and Agreement Corporations wherever located; and international banking facilities (IBFS).  Return to table
Page 1 Page 2
 
Last update: March 27, 2015