Regulatory Reform

August Developments

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August 27, 2012

• Federal Reserve Board considering changes to the implementation timeline for the Dodd-Frank company-run stress test requirements
  

August 20, 2012

• Communications with the public through August 20, 2012
  

August 15, 2012

• Agencies issue proposed rule on appraisals for higher-risk mortgages
  Interagency proposal to establish new appraisal requirements for "higher-risk mortgage loans." For mortgages with an annual percentage rate that exceeds the average prime offer rate by a specified percentage, the proposed rule would require creditors to obtain an appraisal or appraisals meeting certain specified standards, provide applicants with a notification regarding the use of the appraisals, and give applicants a copy of the written appraisals used.
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August 13, 2012

• Communications with the public through August 13, 2012
  

August 8, 2012

• Federal Reserve Board extends comment period on three proposed capital rules rulemakings until October 22, 2012