Errata

The Federal Reserve revised this report on September 22, 2020, as follows: On p. 2, first bullet under "Overall Financial Security," the word "June" was changed to "July."

Preface

This survey and report were prepared by the Consumer and Community Research Section of the Federal Reserve Board's Division of Consumer and Community Affairs (DCCA).

DCCA directs consumer- and community-related functions performed by the Board, including conducting research on financial services policies and practices and their implications for consumer financial stability, community development, and neighborhood stabilization.

DCCA staff members Sara Canilang, Kayla Jones, Jeff Larrimore, Ellen Merry, and Mike Zabek prepared this report. Federal Reserve staff members Eric Belsky, Anna Alvarez Boyd, Andrea Brachtesende, Ken Brevoort, David Buchholz, Cassandra Duchan, Alicia Lloro, Madelyn Marchessault, Kirk Schwarzbach, Susan Stawick, and Erin Troland provided valuable comments on the survey and report. Ana Kent, Raven Molloy, Wilbert van der Klaauw, and Abigail Wozniak provided helpful feedback on new survey questions for the supplemental surveys. The authors would like to thank Bob Torongo, Poom Nukulkij, Mansour Fahimi, Frances Barlas, and Alyssa Marciniak for their assistance fielding the survey.

If you have questions about the survey or this report, please email [email protected].

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Last Update: September 24, 2020