Abbreviations

ACL
allowance for credit losses
AML
anti-money laundering
ASU
Accounting Standards Update
BHC
bank holding company
BSA
Bank Secrecy Act
BTFP
Bank Term Funding Program
CA
Consumer Affairs
CAMELS ratings
Capital, Asset quality, Management, Earnings, Liquidity, and Sensitivity to market risk
CBLR
Community Bank Leverage Ratio
CBO
community banking organization
CDS
credit default swap
CECL
current expected credit loss
CET1
common equity tier 1
CFP
contingency funding plan
CRE
commercial real estate
C&I
commercial and industrial
FASB
Financial Accounting Standards Board
FBO
foreign banking organization
FDIC
Federal Deposit Insurance Corporation
FFIEC
Federal Financial Institutions Examination Council
Fintech
financial technology
GAAP
generally accepted accounting principles
G-SIB
global systemically important banking organization
IHC
intermediate holding company
IT
information technology
LBO
large banking organization
LFBO
large and foreign banking organization
LFI
large financial institutions
LISCC
Large Institution Supervision Coordinating Committee
MRA
Matters Requiring Attention
MRIA
Matters Requiring Immediate Attention
NBA
nonbank assets
RBO
regional banking organization
RRE
residential real estate
SHC
securities holding company
SLHC
savings and loan holding company
SLOOS
Senior Loan Officer Opinion Survey
SMB(s)
state member bank(s)
SR
Supervision and Regulation
U.S. G-SIB
global systemically important banking organization headquartered in the United States
wSTWF
weighted short-term wholesale funding
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Last Update: May 14, 2024