The Federal Reserve publishes reports, papers, and briefs directed to Congress and other entities, as required by law or in the spirit of transparency.

Federal Reserve Supervision and Regulation Report

November 2024

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The Impact of the International Insurance Capital Standard on Consumers and Markets in the United States

November 2024

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Reports to Congress Pursuant to Section 13(3) of the Federal Reserve Act in response to COVID-19

November 2024

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Government-Administered, General-Use Prepaid Cards

November 2024

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Report to Congress Pursuant to Section 13(3) of the Federal Reserve Act: Bank Term Funding Program

November 2024

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Semiannual Reports on Banking Applications Activity

October 2024

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Annual Report of the Board of Governors of the Federal Reserve System

September 2024

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Federal Reserve Banks Combined Quarterly Financial Reports (Unaudited)

August 2024

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Cybersecurity and Financial System Resilience Report

August 2024

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Monetary Policy Report

July 2024

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Profitability of Credit Card Operations of Depository Institutions

June 2024

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Federal Reserve Balance Sheet Developments

May 2024

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Government Performance and Results Act (GPRA)

May 2024

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Financial Stability Report

April 2024

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No FEAR Act Annual Report

April 2024

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Office of Minority and Women Inclusion (OMWI) Annual Report

March 2024

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FOIA Reports

February 2024

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Annual Report on Promoting Minority Depository Institutions

December 2023

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Presidential $1 Coin Program

December 2023

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Diversity, Equity, and Inclusion Strategic Plan

November 2022

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Availability of Credit to Small Businesses

October 2022

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Quarterly Report on Federal Reserve Balance Sheet Developments

October 2021

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Independent Foreclosure Review

August 2019

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Use of the ACH System and Other Payment Mechanisms for Remittance Transfers to Foreign Countries

May 2019

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Fed financial reports

April 2018

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Implementation of Enhanced Prudential Standards

March 2018

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Effect of Capital Rules on Mortgage Servicing Assets

May 2017

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Federal Reserve Act

March 2017

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Annual Report Budget Review

December 2016

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Monthly Report on Credit and Liquidity Programs and the Balance Sheet

November 2012

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Buy American Act

March 2012

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Incentive Compensation Practices: A Report on the Horizontal Review of Practices at Large Banking Organizations

October 2011

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College Credit Card Agreements

August 2011

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Study on the Resolution of Financial Companies under the Bankruptcy Code

July 2011

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Study on International Coordination Relating to Bankruptcy Process for Nonbank Financial Institutions

July 2011

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Credit Ratings

July 2011

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Risk Retention

October 2010

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Reductions of Consumer Credit Limits Based on Certain Information as to Experience or Transactions of the Consumer

September 2010

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Use of Credit Cards by Small Businesses and the Credit Card Market for Small Businesses

May 2010

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Credit Scoring and Its Effects on the Availability and Affordability of Credit

August 2007

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Check Clearing for the 21st Century Act of 2003

April 2007

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Practices of the Consumer Credit Industry in Soliciting and Extending Credit and their Effects on Consumer Debt and Insolvency

June 2006

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Further Restrictions on Unsolicited Written Offers (PDF)

December 2004

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Disclosure of Point-of-Sale Debit Fees (PDF)

November 2004

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Fees and Services of Depository Institutions

June 2003

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Compliance with the National Flood Insurance Program

September 1999

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Electronic Stored-Value Products (PDF)

March 1997

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Consumer Identifying Information and Financial Fraud (PDF)

March 1997

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Home-Equity Credit (PDF)

November 1996

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Funds Availability and Check Fraud (PDF)

October 1996

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Finance Charges for Consumer Credit (PDF)

April 1996

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Last Update: October 13, 2022