Board of Governors of the Federal Reserve System
Federal Reserve Board of Governors

Federal Reserve
BULLETIN

Current Bulletin

Accesible versions of figures

Figure 1. Change in median and mean family incomes, 2007-13 surveys
Changes are based on inflation-adjusted dollars.
Survey Years Percent change (mean) Percent change (median)
2007-2010 -11.0859 -7.67228
2010-2013 3.6044 -4.8336

 

Figure 2. Change in median and mean family net worth, 2007-13 surveys
Changes are based on inflation-adjusted dollars.
Survey Years Percent change (mean) Percent change (median)
2007-2010 -14.6754 -38.8494
2010-2013 0.0167 -1.9568

 

Box 2 - Figure A. Families with positive and negative income shocks, 2007-13 surveys
Families with… 2007 2010 2013
Income Below Usual (Negative Shock) 14.4 25.2 18.4
Income Equal to Usual (No Shock) 76.5 68.8 74.2
Income Above Usual (Positive Shock) 9.1 6.0 7.4

 

Box 3 - Figure A. Income shares by income percentile, 1989-2013 surveys
1989 1992 1995 1998 2001 2004 2007 2010 2013
Top 3 Percent 25.2 20.4 22.7 25.5 28.3 26.1 31.4 27.7 30.5
Next 7 Percent 16.7 17.2 16.6 15.8 16.2 16.6 15.8 16.7 16.8
Bottom 90 Percent 58.2 62.4 60.7 58.7 55.5 57.3 52.8 55.7 52.7

 

Box 3 - Figure B. Wealth shares by wealth percentile, 1989-2013 surveys
1989 1992 1995 1998 2001 2004 2007 2010 2013
Top 3 Percent 44.8 45.6 48.2 49.5 49.4 49.5 51.8 52.1 54.4
Next 7 Percent 22.0 21.4 19.5 19.1 20.2 19.9 19.7 22.5 20.9
Bottom 90 Percent 33.2 33.1 32.2 31.5 30.4 30.5 28.5 25.5 24.7

 

Box 4 - Figure A. Families that saved by usual income, 2007-13 surveys
Percentile of usual income
2007 2010 2013
All 56.4 52.0 53.0
0-49.9 44.1 41.4 40.2
50-89.9 65.5 58.9 61.7
90-100 82.0 77.1 82.4

 

Box 5 - Figure A. Intensity of shopping for borrowing or investing, 2007-13 surveys
2007 2010 2013
Almost none (Borrowing) 20.6 20.8 20.2
Moderate amount (Borrowing) 54.9 53 50.9
A great deal (Borrowing) 24.6 26.2 28.8
Almost none (Investing) 25.4 21.9 22.7
Moderate amount (Investing) 54.6 54.7 53.1
A great deal (Investing) 20.1 23.3 24.2

 

Box 6 - Figure A. Families with direct and indirect holdings of stock, 2007-13 surveys
Percentile of usual income
2007 2010 2013
All 53.2 49.9 48.8
0-49.9 30.5 27.9 25.3
50-89.9 71.8 67.8 67.5
90-100 91.7 88.3 92.1

 

Box 7 - Figure A. Participation in any retirement plan for families ages 35-64, 2007-13 surveys
Percentile of usual income
2007 2010 2013
All 71.6 67.7 67.3
0-49.9 48.2 43.4 40.2
50-89.9 84.2 80.9 81.9
90-100 94.1 92.5 94.6

 

Box 8 - Figure A. Home Ownership Rate, 2007-13 surveys
Percentile of usual income
2007 2010 2013
All 68.6 67.3 65.2
0-49.9 52.9 51.5 49.2
50-89.9 82.4 80.8 78.1
90-100 92.3 92.0 93.5

 

Box 9 - Figure A. Families with holdings of business equity, 2007-13 surveys
Percentile of usual income
2007 2010 2013
All 68.6 67.3 65.2
0-49.9 52.9 51.5 49.2
50-89.9 82.4 80.8 78.1
90-100 92.3 92.0 93.5

 

Box 10 - Figure B. Distribution of education loan balances of young families, 2001 and 2013 surveys
2001 2013
Less than 25 thousand 78.2 64.2
between 25 and 50 thousand 15.6 17.1
beetween 50 and 100 thousand 5.6 13.2
more than 100 thousand 0.6 5.6

 

Box 10 - Figure C. Share of young families' education loan debt, by income group, 2001 and 2013 surveys
Level of usual income
2001 2013
Less than 30 thousand 13.2 24.3
30 to 60 thousand 40.1 26.9
More than 60 thousand 46.6 48.7

 

Box 10 - Figure D. Share of young families' education loan debt, by highest degree attained, 2001 and 2013 surveys
Highest degree attained
2001 2013
Bachelor's Degree or Higher 72.3 74.2
Associate's Degree 7.5 8.8
No Degree 20.2 17.0

 

Box 10 - Figure E. Average debt payment-to-average income, by highest degree attained, 2013 survey
Highest degree attained
Bachelor's Degree or Higher Associate's Degree No Degree
Excluding student loan payments 15.6 14.5 10.3
Including student loan payments 3.8 3.7 2.3
Including deferred student loan payments 2.7 1.5 3.5

 

Last update: October 24, 2014