Proposals for Comment
The Dodd-Frank Wall Street Reform and Consumer Protection Act requires the Federal Reserve Board of Governors to create rules in a variety of areas of financial regulation. The Fed, along with other government agencies, provides public notice about rulemaking proposals and accepts comments on the proposals.
Members of the public interested in making their views known on these matters are invited to submit and/or review others' comments via the links below. See Proposals for Comment page for more information
Full Listing of Reform Proposals
January 14, 2014
- Treatment of Certain Collateralized Debt Obligations Backed Primarily by Trust Preferred Securities with Regard to Prohibitions and Restrictions on Certain Interests in, and Relationships with, Hedge Funds and Private Equity Funds [R-1480]
Interagency interim final rule to permit banking entities to retain interests in certain collateralized debt obligations backed primarily by trust preferred securities (TruPS CDOs) from the investment prohibitions of section 619 of the Dodd-Frank Act, known as the Volcker rule.
Comments: Submit | View
January 10, 2014
- Regulation HH: Financial Market Utilities [R-1477]
Proposed revisions to the Regulation HH risk-management standards for certain financial market utilities that have been designated as systemically important by the Financial Stability Oversight Council.
Comments: Submit | View
December 23, 2013
- Proposed amendments to Regulation A regarding emergency lending authority
Request for public comment on proposed amendments to Regulation A (Extensions of Credit by Federal Reserve Banks) that would implement sections 1101 and 1103 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.
Comments: Submit | View
December 19, 2013
- Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies [OP-1465]
The Board, OCC, FDIC, NCUA, CFPB, and SEC are proposing joint standards for assessing the diversity policies and practices of the entities they regulate.
Comments: Submit | View
October 23, 2013
- Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies [OP-1465]
The Board, OCC, FDIC, NCUA, CFPB, and SEC are proposing joint standards for assessing the diversity policies and practices of the entities they regulate.
Comments: Submit | View
September 24, 2013
- Regulations Y and YY - Application of the Revised Capital Framework to the Capital Plan and Stress Test Rules [R-1463]
Proposed interim final rule that amends the capital plan and stress test rules to require a bank holding company with total consolidated assets of $50 billion or more to estimate its tier 1 common ratio using the methodology currently in effect in 2013 under the existing capital guidelines (not the rules as revised on July 2, 2013); and clarifies when a banking organization would estimate its minimum regulatory capital ratios using the advanced approaches for a given capital plan and stress test cycle and makes minor, technical changes to the capital plan rule.
Comments: Submit | View
Annual Company-Run Stress Tests at Banking Organizations With Total Consolidated Assets of More Than $10 Billion But Less Than $50 Billion; One-Year Transition Period to Revised Regulatory Capital Framework for 2013-2014 Stress Test Cycle
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August 28, 2013
- Agencies revise proposed risk retention rule
Interagency proposed rule to revise the proposed rule the agencies published in the Federal Register on April 29, 2011, and to implement the credit risk retention requirements of section 15G of the Securities Exchange Act of 1934, as added by section 941 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Comments: Submit | View
July 30, 2013
- Agencies seek comment on Dodd-Frank Act stress test guidance for medium-sized firms
Proposed interagency supervisory guidance outlining high-level principles for implementation of the Dodd-Frank Act stress tests for all bank and savings-and-loan holding companies, national banks, state-member banks, state non-member banks, Federal savings associations, and state chartered savings associations with more than $10 billion but less than $50 billion in total consolidated assets.
Comments: Submit | View
December 14, 2012
- Federal Reserve Board releases proposed rules to strengthen the oversight of U.S. operations of foreign banks
Comments: Submit | View
September 26, 2012
- Agencies reopen comment period on swap margin and capital proposed rulemaking
Comments: Submit | View
December 20, 2011
- Regulation YY - Enhanced Prudential Standards and Early Remediation Requirement for Covered Companies [R-1438]
Request for comment on proposed rules that would implement the enhanced prudential standards required to be established under section 165 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act) and the early remediation requirements established under section 166 of the Act. The enhanced standards include risk-based capital and leverage requirements, liquidity standards, requirements for overall risk management (including establishing a risk committee), single-counterparty credit limits, stress test requirements, and a debt-to-equity limit for companies that the Financial Stability Oversight Council has determined pose a grave threat to financial stability.
Comments: Submit | View
May 12, 2011
- Regulation E; Electronic Fund Transfers [R-1419]
Request for comment on a proposed rule that would create new protections for consumers who send remittance transfers to recipients located in a foreign country, by providing consumers with disclosures and error resolution rights. The proposed amendments implement statutory requirements set forth in the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Comments: Submit | View
April 21, 2011
- Studies Regarding the Resolution of Financial Companies Under the Bankruptcy Code [OP-1418]
Request for public information and comment to conduct two studies regarding the resolution of financial companies under Chapter 7 or Chapter 11 of the United States Bankruptcy Code, and conduct a study regarding international coordination relating to the resolution of systemic financial companies under the Bankruptcy Code and applicable foreign law.
Comments: Submit | View
April 19, 2011
- Regulation Z; Truth in Lending [R-1417]
Proposal under Regulation Z that would require creditors to determine a consumer's ability to repay a mortgage before making the loan and would establish minimum mortgage underwriting standards. The proposal also implements the Act's limits on prepayment penalties.
Comments: Submit | View
April 12, 2011
- Margin and Capital Requirements for Covered Swap Entities [R-1415]
Agencies are requesting comment on a proposed rule to establish minimum margin and capital requirements for registered swap dealers, major swap participants, security-based swap dealers, and major security-based swap participants as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Comments: Submit | View
March 30, 2011
- Incentive-Based Compensation Arrangements [R-1410]
Proposal to require the reporting of incentive-based compensation arrangements by a covered financial institution. Proposal would also prohibit incentive-based compensation arrangements at a covered financial institution when such compensation is excessive, could expose the institution to inappropriate risks, or potentially lead to material financial loss.
Comments: Submit | View
February 23, 2011
- Regulation Z - (Truth in Lending Act) Dodd-Frank Wall Street Reform and Consumer Protection Act [R-1406]
Proposal to implement statutory changes made by the Dodd-Frank Act that lengthen the time for which a mandatory escrow account established for a higher-priced mortgage loan must be maintained. In addition, the proposal would implement the Act's disclosure requirements regarding escrow accounts. The proposal also would exempt certain loans from the statute's escrow requirement. The primary exemption would apply to mortgage loans extended by creditors that operate predominantly in rural or underserved areas, originate a limited number of mortgage loans, and do not maintain escrow accounts for any mortgage loans they service.
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See Proposals for Comment page for more information