Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending January 31, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

GMAC LLC

4c8
* 3A3

GMAC LLC, Detroit, Michigan, to retain 21.5 percent of the voting shares of Capmark Financial Group, Inc., Horsham, Pennsylvania, and thereby indirectly retain control of Capmark Bank, Midvale, Utah and Escrow Bank USA, Midvale, Utah, and thereby to operate an industrial bank.

Newspaper:	Not available
Federal Register:	Not available

JOHNSON BANK

* Branch

Johnson Bank, Racine, Wisconsin, to establish a branch facility to be located at 580 Broad Street, Lake Geneva, Wisconsin.

Newspaper:	01/23/2009
Federal Register:	Not applicable

ROLLING HILLS BANK & TRUST

* 18C
* Branch

Rolling Hills Bank & Trust, Atlantic, Iowa, to merge with The First National Bank of Brewster, Brewster, Minnesota, and thereby to establish branches at 224 Tenth Street, Brewster, Minnesota and 229 Tenth Street, Worthington, Minnesota.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CHOICEONE BK, SPARTA, MICHIGAN	324340	09/29/2008	01/19/2009	S	Int Sm Bank
LIBERTYVILLE B&TC, LIBERTYVILLE, ILLINOIS	2339795	09/22/2009	01/26/2009	S	Large Bank
NORTHSIDE CMNTY BK, GURNEE, ILLINOIS	2533119	09/22/2008	01/15/2009	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending January 31, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago