Actions under delegated authority

Gateway Bank & Trust Co., Elizabeth City, North Carolina  -- to establish a branch at 4725 Southwest Cary Parkway, Cary.
-Approved, January 30, 2009 

Manufacturers and Traders Trust Company, Buffalo, New York  -- to establish a branch at 10245 Old Georgetown Road, Bethesda, Maryland.
-Approved, January 28, 2009 

SunTrust Bank, Atlanta, Georgia  -- to establish a branch at 6653 Jog Road, Boca Raton, Florida.
-Approved, January 29, 2009 

Big Country Bancshares, Inc., Abilene, Texas  -- to become a bank holding company and to acquire Citizens Bank, N.A., Abilene.
-Approved, January 27, 2009 

Castle Creek Capital Partners III LP, Rancho Santa Fe, California; Castle Creek Capital III LLC; Eggemeyer Capital LLC; Ruh Capital LLC; and Legions IV Advisory Corp.  -- to acquire shares of Guaranty Bancorp, Denver, Colorado, and thereby acquire Guaranty Bank and Trust Company.
-Approved, January 26, 2009 

Flint Community Bancshares, Inc., Albany, Georgia  -- relief from a commitment.
-Withdrawn, January 26, 2009 

Franklin Resources, Inc., San Mateo, California  -- to acquire shares of AB&T Financial Corporation, Gastonia, North Carolina, and thereby acquire Alliance Bank & Trust Company.
-Approved, January 30, 2009 

Hebbronville Regional Bancshares, Inc., Hebbronville, Texas  -- to become a bank holding company and to acquire The First National Bank of Hebbronville, Hebbronville.
-Approved, January 30, 2009 

Heritage Bancorp, Inc., Mason, Tennessee  -- to acquire shares of Mason Bancorp, Inc., Mason, and thereby acquire The Bank of Mason.
-Approved, January 28, 2009 

High Country Bancorp, Inc., Salida, Colorado  -- to become a bank holding company and to acquire High Country Bank, Salida.
-Approved, January 26, 2009 

Security Bancorp, Inc., McMinnville, Tennessee  -- to become a bank holding company and to acquire Security Federal Savings Bank of McMinnville, McMinnville, on its conversion to a state-chartered bank.
-Approved, January 26, 2009 

Bank of Essex, Tappahannock, Virginia  -- to acquire certain assets and assume certain liabilities of Suburban Federal Savings Bank, Crofton, Maryland.
-Approved, January 30, 2009 

Sandquist Corp., Deer Lodge, Montana  -- change in bank control of Sandquist and its subsidiary bank, Peoples Bank of Deer Lodge, Deer Lodge.
-Permitted, January 30, 2009 

Alamerica BancCorp, Inc., Birmingham, Alabama  -- extension to April 28, 2009, of change in bank control of Alamerica and its subsidiary bank, Alamerica Bank, Birmingham.
-Granted, January 28, 2009 

Campello Bancorp, Brockton, Massachusetts  -- extension to April 30, 2009, to acquire The Community Bank, A Massachusetts Co-operative Bank, Brockton, in connection with Campello's conversion from mutual to stock form.
-Granted, January 26, 2009 

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, Brandon, Mississippi  -- extension to May 13, 2009, to acquire additional shares of Community Bancshares of Mississippi, Inc., Brandon, and thereby acquire Community Bank of North Mississippi, Amory; Community Bank of Mississippi, Forest; Community Bank, Ellisville, Ellisville; Community Bank Coast, Biloxi; Community Bank, N.A., Memphis, Tennessee; Community Holding Company of Alabama, Brandon, Mississippi; and Community Bank, N.A., Mobile, Alabama.
-Granted, January 26, 2009 

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, Illinois  -- extension to April 28, 2009, to increase its ownership of Minier Financial, Inc., Minier, and thereby increase its indirect ownership of First Farmers State Bank.
-Granted, January 26, 2009 

Regent Bancorp, Inc., Davie, Florida  -- extension to May 19, 2009, to acquire Regent Bank (in organization), Greenville, South Carolina, and thereby engage in operating a savings association.
-Granted, January 28, 2009 

HSH Nordbank AG, Hamburg/Kiel, Germany  -- election to be treated as a financial holding company.
-Effective, January 27, 2009