Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending January 31, 2009

Filer

Filing Type

Filing Proposal

End of Comment Period

CABOOL STATE BANK EMPLOYEE STOCK OWNERSHIP PLAN

* 3A3

Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri, to increase its ownership from 30.99 percent up to 32.02 percent of the outstanding voting shares of Cabool Bancshares, Inc., Cabool, Missouri, and thereby increase its indirect control of Cabool State Bank, Cabool, Missouri.

Newspaper:	02/15/2009
Federal Register:	02/27/2009

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FAYETTE COUNTY BK, SAINT ELMO, ILLINOIS	486248	10/20/2008	01/16/2009	S	Small Bank
FIRST ST BK OF DONGOLA, DONGOLA, ILLINOIS	630041	09/08/2008	12/25/2008	S	Small Bank
TWIN CITY BK, NORTH LITTLE ROCK, ARKANSAS	2907484	09/22/2008	12/26/2008	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending January 31, 2009

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis