Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

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Overview
States
Counties
Metropolitan Statistical Areas

State Debt-to-Income Ratio, 1999 - 2024 ¹

Quarter

Year	Quarter	State	Debt-to-Income Ratio Low	Debt-to-Income Ratio High

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Source: (1) FRBNY Consumer Credit Panel/Equifax, Bureau of Labor Statistics Return to text

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Last Update: September 20, 2024

EFA: Household Debt

State Debt-to-Income Ratio, 1999 - 2024 1

State Debt-to-Income Ratio, 1999 - 2024 ¹