Board of Governors of the Federal Reserve System

Newtek Business Services Corp., Boca Raton, Florida -- (1) to become a bank holding company by acquiring all of the outstanding shares of National Bank of New York City, Flushing, New York, and (2) concurrently, to form Newtek Interim Bank, National Bank, Miami, Florida, to merge with National Bank of New York City, with National Bank of New York City as the surviving institution, pursuant to sections 3(a)(1) and 3(a)(3) of the BHC Act.
Approved: November 18, 2022

FVSB Mutual Bancorp, MHC, and FVSB Bancorp, Inc., both of Fond du Lac, Wisconsin -- to become a mutual bank holding company and a mid-tier stock bank holding company, respectively, by acquiring Fox Valley Savings Bank, Fond du Lac, Wisconsin, in connection with the conversion of Fox Valley Savings Bank from mutual to stock form.
Approved: November 16, 2022

First Commonwealth Financial Corporation, Indiana, Pennsylvania -- waiver from filing an application to acquire Centric Financial Corporation and simultaneously merge Centric Bank, both of Harrisburg, Pennsylvania, with and into First Commonwealth Bank, Indiana, Pennsylvania, pursuant to 12 CFR 225.12(d)(2).
Granted: November 16, 2022

BMC Bancshares, Inc., Dallas, Texas -- engaged de novo in listed activities permitted by 12 CFR 225.28(b)(3), namely leasing of personal property to third parties, through its wholly owned subsidiary, Silver Diamond, LLC.
Approved: November 16, 2022

Woodforest Financial Group Employee Stock Ownership Plan (with 401(k) provisions) (amended and restated effective 1/1/16), and Woodforest Financial Group Employee Stock Ownership Trust, both of The Woodlands, Texas -- to acquire shares of Woodforest Financial Group, Inc., and thereby indirectly acquire shares of Woodforest National Bank, both of The Woodlands, Texas.
Approved: November 16, 2022

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- to acquire additional shares of 473 Broadway Holding Corporation and of The Adirondack Trust Company, both of Saratoga Springs, New York.
Approved: November 17, 2022

OceanFirst Financial Corp., Toms River, New Jersey -- to acquire Partners Bancorp, Salisbury, Maryland (Bancorp) and thereby indirectly acquire Bancorp's two subsidiary banks, Bank of Delmarva, Seaford, Delaware, and Virginia Partner Bank, Fredericksburg, Virginia, through their merger with and into OceanFirst Bank, Toms River, New Jersey, a wholly owned subsidiary of the Corp.
Withdrawn: November 14, 2022

BankFirst Capital Corporation, Macon, Mississippi -- waiver from filing an application to acquire Mechanics Banc Holding Company and thereby indirectly acquire Mechanics Bank, both of Water Valley, Mississippi.
Granted: November 14, 2022

BankFirst Financial Services, Macon, Mississippi -- to merge with Mechanics Bank, Water Valley, Mississippi, and to retain the acquired facilities as branches.
Approved: November 14, 2022

The Ottoville Bank Company, Ottoville, Ohio -- The Rebecca A. Moorman Revocable Living Trust, Rebecca A. Moorman, Trustee, Ottoville, Ohio; Karen S. Andrew, Brighton, Michigan; Keith W. Moorman, Ottoville, Ohio; Neil R. Moorman, Saline, Michigan; and Pamela L. Suever, Ottoville, Ohio; for permission to join the previously approved Rebecca Moorman Family Control Group and retain shares and thereby control The Ottoville Bank Company, Ottoville, Ohio.
Permitted: November 15, 2022

Big Bend Bancshares Corporation, Marfa, Texas -- Cynthia Slack Shaw, Austin, Texas, to increase ownership and voting control in Big Bend Bancshares Corporation and thereby indirectly acquire additional voting shares of Big Bend Banks, N.A. (dba The Marfa National Bank), Marfa, Texas.
Permitted: November 18, 2022

Central Louisiana Capital Corporation, Vidalia, Louisiana -- Brian D. Campbell, Donna Miramon Campbell, Brian Douglas Campbell, Jr., the Brian D. Campbell Family Trust, Brian D. Campbell, as trustee, BDC 2021 Family Trust No. 1, Brian Douglas Campbell, Jr., and Donna Miramon Campbell, as co-trustees, Anna Kathryne Kronenberger, all of Baton Rouge, Louisiana; Catherine Campbell Niemi, Covington, Louisiana; Judith L. Campbell, St. Francisville, Louisiana; Christen Campbell Siegel, Stephen Siegel, Elizabeth Gentry Brann, all of Houston, Texas; Sarah Lauren Campbell Hughey, Judith Campbell Jones, both of Vestavia, Alabama; Richard A. Campbell III, Pelham, Alabama; Dale C. Fairbanks, Dale C. Fairbanks Family Trust, Dale C. Fairbanks, as trustee, both of Anacortes, Washington; Alma Dale Campbell Brown, New York, New York; Helene Meredith St. Clair, Hood River, Oregon; William Gilmore Fairbanks, Pensacola, Florida; and Brian D. Campbell, as co-trustee of the Central Louisiana Capital Corporation ESOP, Vidalia, Louisiana; collectively (the Notificants or Campbell/Campbell Jr./Fairbanks Control Group), to retain shares of Central Louisiana Capital Corporation and thereby indirectly retain voting shares of Delta Bank, Vidalia, Louisiana.
Permitted: November 15, 2022

NewFirst Financial Group, Inc., El Campo, Texas -- Lynn Ann Stovall, Louise, Texas; Eric Martin Stovall, Marathon, Texas; Megan Lynn Stovall, El Campo, Texas; and Guy F. Stovall, IV, Louise, Texas; along with trusts: The Lynn Ann Stovall and Guy F. Stovall, III Family Trust, Louise, Texas (trustees Lynn Ann Stovall, Megan Lynn Stovall, and Guy F. Stovall, IV); The Linda Joy Stovall Family Trust, Louise, Texas (trustees Guy F. Stovall, III, El Campo, Texas, Guy F. Stovall, IV, and Eric Martin Stovall); The Guy F. Stovall, Jr. and Kay Stovall Trust, Louise, Texas (trustees Guy F. Stovall, III, Guy F. Stovall, IV, and Eric Martin Stovall); The Mark Stovall Reifslager Irrevocable Trust, Louise, Texas (trustees Megan Lynn Stovall, and Guy F. Stovall, IV); The David Wesley Stovall Irrevocable Trust, Louise, Texas (trustees Guy F. Stovall, III and Guy F. Stovall, IV); The Eric Martin Stovall Irrevocable Trust, Louise, Texas (trustees Guy F. Stovall, III, and Guy F. Stovall, IV); The Megan Lynn Stovall Trust No. 1, El Campo, Texas (trustee Megan Lynn Stovall); The Guy F. Stovall, IV Trust No. 1, El Campo, Texas (trustee Megan Lynn Stovall); and The Guy F. Stovall, III and Lynn Ann Stovall Family Trust, Louise, Texas (trustee Guy F. Stovall, III); to join the Stovall Control Group, a group acting in concert, to retain shares of NewFirst Financial Group, Inc., and thereby indirectly retain voting shares of NewFirst National Bank, El Campo, Texas.
Permitted: November 14, 2022

Carroll County Bancshares, Inc., Carrollton, Missouri -- Ben Polen, a member of the Polen Cowherd Family Group, a group acting in concert, as trustee of the Emmalie Gessner Cowherd Revocable Living Trust Dated 06-29-00; the Clifton R. Cowherd Testamentary Trust; and the Carroll County Trust Company Employees Profit Sharing Plan and Trust, all of Carrollton, Missouri, to retain voting shares of Carroll County Bancshares, Inc. (Bancshares), and indirectly retain voting shares of Carroll County Trust Company of Carrollton, Missouri, Carrollton, Missouri. In addition, Dallas Polen, III, Overland Park, Kansas, to join the Polen/Cowherd Family Group and to retain voting shares of Bancshares.
Permitted: November 18, 2022

Cattle Crossing, Inc., Seward, Nebraska -- The Heather A. Dews Children?s Trust, Randy Dews, trustee, and Kylie Dews, voting proxy, all of Lincoln, Nebraska; and certain minor children of Roger Cattle, Lincoln, Nebraska; to join the Cattle Family Group, a group acting in concert, to retain voting shares of Cattle Crossing, Inc., and thereby indirectly retain voting shares of Cattle Bank and Trust, Seward, Nebraska. Kylie Dews and Roger Cattle were previously approved as members of the Cattle Family Group.
Permitted: November 18, 2022

Orchard Bancorp, Orchard, Nebraska -- The Stanley L. Clifton Family Trust, Benjamin Clifton, Andrew Clifton, all of Orchard, Nebraska; and Jennifer Frey, Norfolk, Nebraska; as co-trustees and individually, to join the Clifton Family Group, a group acting in concert, to retain voting shares of Orchard Bancorp and indirectly retain voting shares of Orchard Bank, Orchard, Nebraska.
Permitted: November 17, 2022

Baldwin Bancshares, Inc., Baldwin, Wisconsin -- Dane L. Rasmussen, as trustee of The Debra L. Rasmussen Irrevocable Trust and the Dane L. Rasmussen Survivor's Trust, a member of the Rasmussen Family Shareholder Group, a group acting in concert, to retain voting shares of Baldwin Bancshares, Inc. (Company), and thereby indirectly retain voting shares of The First Bank of Baldwin (Bank). Additionally, the Dane L. Rasmussen Survivor's Trust to retain voting shares of Company and to join the Rasmussen Family Shareholder Group that controls Company and thereby indirectly controls Bank, all of Baldwin, Wisconsin.
Permitted: November 17, 2022

Beresford Bancorporation, Inc., Britton, South Dakota -- The Frank L. Farrar Dynasty Trust II, the Frank L. Farrar and Patricia J. Farrar 2022 Irrevocable Trust, Robert Farrar, as trustee of the trusts and individually, all of Britton, South Dakota; Anne M. Farrar, St. Paul, Minnesota; and Samuel Farrar Orfield, Minneapolis, Minnesota, to acquire voting shares of Beresford Bancorporation, Inc., and thereby indirectly acquire First Savings Bank, Beresford, South Dakota, as part of a group acting in concert that includes Sally A. Farrar, Arkansaw, Wisconsin; Jeanne Farrar Orfield, Minneapolis, Minnesota; Mary S. Farrar Turner, Pierre, South Dakota; Arthur Turner, Lauderdale, Minnesota; Frank Turner, Hettinger, North Dakota; and Reid Turner, Iowa City, Iowa.
Permitted: November 15, 2022

Capitol Bancorporation, Inc., Britton, South Dakota -- The Frank L. Farrar Dynasty Trust II, the Frank L. Farrar and Patricia J. Farrar 2022 Irrevocable Trust, Robert Farrar, as trustee of the trusts and individually, all of Britton, South Dakota; Anne M. Farrar, St. Paul, Minnesota; and Samuel Farrar Orfield, Minneapolis, Minnesota, to acquire voting shares of Capitol Bancorporation, Inc., and thereby indirectly acquire First National Bank, Ft. Pierre, South Dakota, as part of a group acting in concert that includes Sally A. Farrar, Arkansaw, Wisconsin; Jeanne Farrar Orfield, Minneapolis, Minnesota; Mary S. Farrar Turner, Pierre, South Dakota; Arthur Turner, Lauderdale, Minnesota; Frank Turner, Hettinger, North Dakota; and Reid Turner, Iowa City, Iowa.
Permitted: November 15, 2022

Fulda Bancorporation Inc., Britton, South Dakota -- The Frank L. Farrar Dynasty Trust II, the Frank L. Farrar and Patricia J. Farrar 2022 Irrevocable Trust, and Robert Farrar, as trustee of the trusts and individually, all of Britton, South Dakota, to acquire voting shares of Fulda Bancorporation, Inc., and thereby indirectly acquire First National Bank, Oldham, South Dakota.
Permitted: November 15, 2022

Riverbank Holding Company, Spokane, Washington -- Carol K. Lawson and William J. Lawson, Spokane, Washington, to retain and acquire additional voting shares of RiverBank Holding Company and thereby indirectly acquire shares of RiverBank, Spokane, Washington.
Permitted: November 18, 2022

First Seacoast Bancorp, MHC, Dover, New Hampshire -- to convert from mutual to stock form. As part of the conversion, First Seacoast Bancorp, MHC, and First Seacoast Bancorp, Dover, New Hampshire, an existing mid-tier savings and loan holding company, will cease to exist and First Seacoast Bank, Dover, New Hampshire, will become a wholly owned subsidiary of a newly formed Maryland corporation to be known as First Seacoast Bancorp, Inc., Dover, New Hampshire, which has applied to become a savings and loan holding company by acquiring First Seacoast Bank.
Approved: November 14, 2022