Board of Governors of the Federal Reserve System

Third Coast Bank, SSB, Humble, Texas -- to establish a branch at 9709 Lakeside Boulevard, The Woodlands, Texas.
Approved: December 12, 2022

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish branches at 124 Boston Post Road, Waterford, and 1905 Main Street, Newington, both in Connecticut.
Approved: December 14, 2022

Stifel Bank, Clayton, Missouri -- to establish a branch at 501 North Broadway, St. Louis, Missouri.
Approved: December 14, 2022

Central Texas Bankshare Holdings, Inc., Columbus, Texas, and Colorado County Investment Holdings, Inc., Wilmington, Delaware -- to acquire control of Hill Bancshare Holdings, Inc., Weimar, Texas; Hill Bancshares of Delaware, Inc., Wilmington, Delaware; and Hill Bank and Trust Company, Weimar, Texas.
Approved: December 15, 2022

Global One Bancshares, Inc., Carrollton, Texas -- to become a bank holding company by acquiring Chappell Hill Bank, Chappell Hill, Texas.
Approved: December 15, 2022

Victory Financial Corporation, Lubbock, Texas -- to become a bank holding company by acquiring The Security State Bank, Winters, Texas.
Approved: December 15, 2022

Southern Missouri Bancorp, Inc., Poplar Bluff, Missouri -- to merge with Citizens Bancshares Co. and thereby indirectly acquire Citizens Bank and Trust Company, both of Kansas City, and for Southern Bank, Poplar Bluff, all in Missouri, to merge with Citizens Bank and Trust Company and retain the acquired facilities as branches.
Approved: December 15, 2022

ING Bank, N.V., Amsterdam, The Netherlands -- to establish a representative office in Los Angeles, California, pursuant to section 211.24(a)(2)(i)(B)(3) of Regulation K.
Approved: December 14, 2022

River Falls Bancshares, Inc., River Falls, Wisconsin -- Eunice M. Moody Trust, Robert H. Moody and Michael Moody as co-trustees, and individually; Kathleen Moody; Elizabeth Moody; and Patricia Moody; to become the Moody Family Shareholder Group, a group acting in concert, to retain voting shares of River Falls Bancshares, Inc., and thereby indirectly retain voting shares of River Falls State Bank, River Falls, Wisconsin.
Permitted: December 16, 2022

A.N.B. Holding Company, Ltd., Terrell, Texas -- extension to February 24, 2023, to acquire additional shares of The ANB Corporation and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas.
Granted: December 15, 2022

Large Bank Resolvability -- interagency notice of extension of the comment period to January 23, 2023, for the advance notice of proposed rulemaking.
Granted: December 14, 2022

Nordea Bank Abp, Helsinki, Finland -- election to be treated as a financial holding company.
Effective: December 13, 2022

PCSB Bank, Yorktown Heights, New York -- to become a member of the Federal Reserve System.
Approved: December 16, 2022

Regulatory Capital Rules -- notice of the 2022 aggregate global indicator amounts, as required under the Board's rule regarding risk-based capital surcharges for global systemically important bank holding companies.
Approved: December 12, 2022

Regulation BB (Community Reinvestment) -- interagency annual adjustment to the asset-size thresholds used to define "small bank" and "intermediate small bank" under the Community Reinvestment Act regulations.
Approved: December 15, 2022

MUFG Americas Holdings Corporation (MUAH), New York, New York -- application for approval of a proposed internal debt "conversion trigger" that would allow the Board to order the conversion of MUAH's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's TLAC (total loss-absorbing capacity) rule.
Granted: December 12, 2022