Board of Governors of the Federal Reserve System

First Farmers Bank & Trust Company, Converse, Indiana -- to establish a branch at 11711 North Pennsylvania Street, Carmel, Indiana.
Approved: September 20, 2023

Frost Bank, San Antonio, Texas -- to establish a branch at 10739 North Freeway, Houston, Texas.
Approved: September 19, 2023

Blue Sky Bank, Pawhuska, Oklahoma -- to establish a branch at 3000 Montgomery Street, Fort Worth, Texas.
Approved: September 22, 2023

New Frontier Bank, St. Charles, Missouri -- to establish a branch at 100 Ridgeway Cove Lane, Lake Saint Louis, Missouri.
Approved: September 18, 2023

Brookline Bancorp, Inc., Boston, Massachusetts -- relief from certain commitments.
Granted: September 21, 2023

Commerce Financial Company, Duncan, Oklahoma -- to become a bank holding company by merging with Commerce Bancorp, Inc., and thereby indirectly acquiring Bank of Commerce, both of Duncan, Oklahoma.
Approved: September 20, 2023

New York Private Bank & Trust Corporation and Emigrant Bancorp, Inc., both of New York, New York -- waiver of application to acquire Plus International Bank, Miami, Florida, in connection with the merger of Emigrant Bank, New York, New York, with and into Plus International Bank.
Granted: September 22, 2023

Guaranty Capital Corporation, Belzoni, Mississippi -- waiver of application to merge with First American Bancshares, Inc., Iuka, Mississippi, in connection with the merger of First American National Bank, Iuka, Mississippi, with and into Guaranty Bank and Trust Company, Belzoni, Mississippi.
Granted: September 20, 2023

Bank of Hawaii, Honolulu, Hawaii -- to make a public welfare investment.
Approved: September 22, 2023

Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
Approved: September 18, 2023

Hutsonville Banc Corp., Hutsonville, Illinois -- William B. Gray, West York, Illinois; Carol R. Gray, Kimberly A. Gray, Andrew B. Gray, Christina L. Callaway, Bruce W. Callaway, and Brooke N. Callaway, all of Hutsonville, Illinois; George J. Abel, Bridgeport, Illinois; and Blake A. Callaway, Robinson, Illinois, as the Gray Family group, a group acting concert, to retain voting shares of Hutsonville Banc Corp. and thereby indirectly retain voting shares of Farmers & Merchants Bank of Hutsonville, Hutsonville, Illinois.
Permitted: September 20, 2023

Big Poppy Holdings, Inc., Santa Rosa, California -- commenters' requests to extend the comment period on the application to acquire outstanding common stock of Summit State Bank, Santa Rosa, California.
Denied: September 22, 2023

Forcht Bank, N.A., Lexington, Kentucky -- determination that a proposed transaction by Forcht Bank to purchase the membership interests of its affiliate, Old Rosebud, LLC, Corbin, Kentucky, would be in the public interest and consistent with the purposes of section 23A of the Federal Reserve Act. *
Approved: July 14, 2023
*Addition