Board of Governors of the Federal Reserve System

Eastern Michigan Bank, Croswell, Michigan -- to establish a branch at 355 South Parker Street, Marine City, Michigan.
Approved: November 8, 2023

Frost Bank, San Antonio, Texas -- to establish a branch at 494 Highway 71W, Bastrop, Texas.
Approved: November 10, 2023

Frost Bank, San Antonio, Texas -- to establish a branch at 8915 North Sam Houston Parkway West, Houston, Texas.
Approved: November 8, 2023

FNB Oxford Bank, Oxford, Mississippi -- to establish a branch at 400 Main Street, Water Valley, Mississippi.
Approved: November 10, 2023

Simmons Bank, Pine Bluff, Arkansas -- to establish a branch at 1200 Grand Boulevard, Kansas City, Missouri.
Approved: November 6, 2023

Midwest Regional Bancorp, Inc. (Bancorp), Festus, Missouri, and Bancorp?s President/CEO -- relief from certain commitments.
Granted: November 9, 2023

FirstSun Capital Bancorp, Denver, Colorado -- FirstSun Capital Bancorp, Denver, Colorado?waiver of application to acquire SFB Main Office Relo Interim Bank, National Association (Interim Bank), Dallas, Texas, as a wholly owned subsidiary and to merge Interim Bank with and into Sunflower Bank, National Association, Denver, Colorado, to enable the relocation of Sunflower Bank?s main office from Denver to Dallas. *
Granted: October 30, 2023
*Addition

Westbrand, Inc., Minot, North Dakota -- waiver of application to acquire Lismore Financial Services, Inc., and thereby indirectly acquire State Bank of Lismore (SBL), both of Lismore, Minnesota, in connection with the merger of SBL with and into First Western Bank & Trust, Minot, North Dakota.
Granted: November 6, 2023

Savile Capital Group LLC, Sheridan, Wyoming -- to become a bank holding company by acquiring Farmers State Bankshares, Inc., and thereby indirectly acquiring Wyoming Bank & Trust, both of Cheyenne, Wyoming.
Withdrawn: November 6, 2023

First Western Bank and Trust, Minot, North Dakota -- to merge with State Bank of Lismore, Lismore, Minnesota (SBL), and thereby establish a branch at the main office of SBL.
Approved: November 6, 2023

Ally Bank, Sandy, Utah -- to make two public welfare investments.
Approved: November 8, 2023

East West Bank, Pasadena, California -- to make two public welfare investments.
Approved: November 10, 2023

Legacy BancShares, Inc., Springdale, Arkansas -- Gary C. George LNB Trust, Gary C. George, as trustee, Robin Ann George LNB Trust, Robin Ann George, as trustee, and others, as part of a family control group acting in concert to acquire voting shares of Legacy BancShares, Inc., and thereby indirectly acquire voting shares of Legacy National Bank, Springdale, Arkansas.
Permitted: November 7, 2023

Regulation Z (Truth in Lending) -- final interagency determination of the 2024 threshold for exempting certain loans from special appraisal requirements for higher-priced mortgages.
Approved: November 6, 2023

Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) -- final interagency amendments to establish dollar thresholds that will apply for determining exempt consumer credit and lease transactions in 2024.
Approved: November 6, 2023