Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2022 | 2023 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 164221.4 | 175841.3 | 167538.1 | 173087.4 | 171841.6 | 175841.3 | 181788.4 | 184760.7 | 189700.2 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 55576.9 | 57861.9 | 55599.4 | 58019.3 | 58473.6 | 57861.9 | 59669.7 | 61468.7 | 61345.2 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 47072 | 49086.5 | 46980.3 | 49299.8 | 49734.6 | 49086.5 | 50787.5 | 52524.3 | 52329.2 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 42594.8 | 44905.8 | 42541.5 | 44760.2 | 45269.5 | 44905.8 | 46703.4 | 48472.8 | 48235.5 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 4477.2 | 4180.7 | 4438.8 | 4539.5 | 4465.2 | 4180.7 | 4084.1 | 4051.5 | 4093.7 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 624 | 657 | 638.4 | 643 | 651.1 | 657 | 667.4 | 674.8 | 684.2 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 245.4 | 258 | 248.9 | 251.9 | 255.1 | 258 | 261.7 | 266.8 | 272.4 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 7635.5 | 7860.4 | 7731.8 | 7824.6 | 7832.8 | 7860.4 | 7953.2 | 8002.8 | 8059.5 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 108644.5 | 117979.3 | 111938.7 | 115068.1 | 113368 | 117979.3 | 122118.7 | 123292 | 128354.9 | 9 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 4579.2 | 4327.9 | 4592.8 | 4509.1 | 4248.7 | 4327.9 | 4666.4 | 4575.1 | 4689.9 | 10 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 10293.8 | 9871.3 | 9887.6 | 9776.8 | 9836.4 | 9871.3 | 9784.6 | 9722.9 | 9810.3 | 11 |
| Households and nonprofit organizations; other deposits; asset | LM153030505 | 51.7 | 50.8 | 51 | 47.8 | 49.8 | 50.8 | 53.2 | 52.9 | 53.7 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 3095.8 | 4004.2 | 3438.4 | 3627.9 | 3821.1 | 4004.2 | 4062.9 | 4134.8 | 4311.4 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4632.2 | 5930.3 | 5355.7 | 5462.8 | 5521.3 | 5930.3 | 5825.9 | 6030.8 | 6308.9 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1674.9 | 2621.3 | 2190.3 | 2357.5 | 2447.5 | 2621.3 | 2566.1 | 2616.5 | 2825.8 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 1122 | 1314 | 1261.7 | 1190 | 1231.2 | 1314 | 1255.7 | 1381 | 1383.3 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1612.6 | 1762.2 | 1677.7 | 1688.2 | 1615.8 | 1762.2 | 1770.2 | 1798.3 | 1860.3 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 222.7 | 232.7 | 226 | 227.2 | 226.9 | 232.7 | 233.8 | 235 | 239.5 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1406.4 | 1339.2 | 1382.1 | 1382.6 | 1315.5 | 1339.2 | 1341.3 | 1329.7 | 1398.1 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1312.6 | 1246.3 | 1288 | 1289 | 1221.5 | 1246.3 | 1249.7 | 1240.1 | 1310.5 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 75 | 74 | 75.2 | 74.4 | 74.5 | 74 | 73.1 | 71.9 | 70.4 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 18.9 | 18.9 | 18.9 | 19.2 | 19.5 | 18.9 | 18.5 | 17.7 | 17.2 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 26321.3 | 31202.9 | 28100 | 29738.7 | 28740.2 | 31202.9 | 33648.2 | 34251.9 | 37136.4 | 23 |
| Households and nonprofit organizations; other equity; asset (IMA) | LM153081115 | 16171.2 | 15598.3 | 15849.2 | 16122.7 | 16114.8 | 15598.3 | 15400.3 | 15477.5 | 15560.5 | 24 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 9837.4 | 11115.7 | 10287.1 | 10736.5 | 10290.6 | 11115.7 | 11930.3 | 12018.5 | 12652.5 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1987.1 | 2060.5 | 2028.3 | 2055.2 | 2042.5 | 2060.5 | 2100.1 | 2112.1 | 2126.5 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 28368.5 | 30453.6 | 29036.3 | 29651.8 | 29407.2 | 30453.6 | 31247.2 | 31496.8 | 32179.3 | 27 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 373.7 | 409.1 | 382.5 | 391.4 | 400.2 | 409.1 | 417.8 | 426.5 | 435.2 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1526.5 | 1615.6 | 1547.7 | 1564.9 | 1579.7 | 1615.6 | 1640.6 | 1662.4 | 1692.2 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 19917.6 | 20495.5 | 19958.6 | 20133.1 | 20318.7 | 20495.5 | 20563.7 | 20726.7 | 20900.3 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 204 | 206.1 | 204.2 | 206.4 | 206.4 | 206.1 | 208.6 | 212.1 | 213.8 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 19178.5 | 19722.2 | 19210.9 | 19375.8 | 19553.3 | 19722.2 | 19779 | 19930.9 | 20096.9 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (7) | FL153165105 | 12642.7 | 13019.1 | 12704.7 | 12800.7 | 12922.2 | 13019.1 | 13052.3 | 13151.9 | 13256.8 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4894.2 | 5023.7 | 4886.7 | 4941.7 | 4963 | 5023.7 | 4991.4 | 5016.8 | 5065 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 498.2 | 475.2 | 475.6 | 469.7 | 469.9 | 475.2 | 483.7 | 482.3 | 482.7 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 696.4 | 721.9 | 688.1 | 699 | 724.6 | 721.9 | 761.4 | 781.6 | 786.2 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 447 | 482.3 | 455.8 | 464.6 | 473.5 | 482.3 | 490.2 | 498.2 | 506.1 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 498.1 | 527.7 | 505.5 | 512.9 | 520.3 | 527.7 | 535.2 | 542.6 | 550.1 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 37 | 39.4 | 38 | 38 | 38.7 | 39.4 | 41 | 41 | 39.4 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 144303.9 | 155345.8 | 147579.6 | 152954.3 | 151522.9 | 155345.8 | 161224.7 | 164034 | 168799.9 | 40 |
| All sectors; IRAs; liability (8) | FL893131573 | 11950 | 13556 | 12465 | 12955 | 12566 | 13556 | 14307 | 14528 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (8) | FL154023205 | 411.3 | 471 | 432.5 | 450.8 | 431.5 | 471 | 496.7 | 508.3 | 527.6 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 388 | 446.6 | 408.5 | 426.9 | 408.6 | 446.6 | 472.1 | 483.7 | 502 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 23.3 | 24.4 | 24.1 | 23.9 | 22.9 | 24.4 | 24.6 | 24.6 | 25.6 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 26984 | 27414.5 | 26796.6 | 26735.3 | 27084.2 | 27414.5 | 27462.2 | 27795.5 | 28164.9 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 26575.1 | 26999.1 | 26390.5 | 26330.2 | 26673.8 | 26999.1 | 27046.6 | 27375.5 | 27739.9 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 408.9 | 415.4 | 406.1 | 405.2 | 410.4 | 415.4 | 415.5 | 420 | 425 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2843.4 | 2887.5 | 2888 | 2884.1 | 2859.6 | 2887.5 | 2880.8 | 2891.2 | 2902.6 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18844 | 20546.8 | 20147 | 20460.4 | 20666.4 | 20913.5 | 21378.6 | 21568.6 | 21691.5 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 765.8 | 756.1 | 732.5 | 747.6 | 733.2 | 742.8 | 754.1 | 760.5 | 778.2 | 50 |
| Households; owners' equity in real estate | FL155035065 | 29952.1 | 31886.6 | 29836.8 | 31959.5 | 32347.2 | 31886.6 | 33651.2 | 35320.8 | 34978.7 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 70.3 | 71 | 70.1 | 71.4 | 71.5 | 71 | 72.1 | 72.9 | 72.5 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: December 12, 2024