Board of Governors of the Federal Reserve System

Mascoma Bank, Lebanon, New Hampshire -- to establish a branch at 48 Free Street, Portland, Maine.
Approved: August 29, 2023

The Bank of Charlotte County, Phenix, Virginia -- to establish a branch at 514 East Atlantic Street, South Hill, Virginia.
Approved: August 28, 2023

Clark Bancshares, Inc., Clarks, Nebraska -- to acquire substantially all of the assets of M & L Cave, Inc., dba Silver Creek Insurance Agency, Silver Creek, Nebraska, and thereby engage in insurance agency activity pursuant to section 225.28(b)(11)(iii) of the Board's Regulation Y.
Approved: September 1, 2023

Independent Bancshares, Inc., Excelsior, Minnesota, through its subsidiary, Quoin Bancshares, Inc., Clarkfield, Minnesota -- to acquire Quoin Financial Bank, Miller, South Dakota.
Approved: August 29, 2023

SNBNY Holdings Limited, Gibraltar, and Safra New York Corporation (Safra), New York, New York -- to acquire Delta North Bankcorp, Inc., and thereby indirectly acquire Delta National Bank and Trust Company, both of New York, New York.
Approved: August 31, 2023

East West Bank, Pasadena, California -- to make two public welfare investments.
Approved: August 31, 2023

Johnson Financial Group, Inc., Racine, Wisconsin -- JFG Control, LP, a proposed qualified family partnership, the general partner of which is IPJ 2012 JFG Trust, Helen P. Johnson-Leipold, trustee, all of Racine, Wisconsin; to join the Johnson Family Control Group and acquire voting shares of Johnson Financial Group, Inc., thereby indirectly acquiring voting shares of Johnson Bank, Racine, Wisconsin.
Returned: August 28, 2023

Farmers Bancshares, Inc., Maysville, Missouri -- Sharon Meek, Rogers, Arkansas, to retain voting shares of Farmers Bancshares, Inc., and thereby indirectly retain voting shares of Independent Farmers Bank, Maysville, Missouri.
Permitted: September 1, 2023

SNBNY Holdings Limited, Gibraltar, Gibraltar -- Alberto Joseph Safra, David Joseph Safra, and Esther Safra Dayan, Sao Paulo, Brazil; Jacob Joseph Safra, Geneva, Switzerland; and Vicky Safra, Valais, Switzerland; to retain voting shares of SNBNY Holdings Limited, Gibraltar, Gibraltar, and thereby indirectly retain voting shares of Safra National Bank of New York, New York.
Permitted: August 30, 2023

Worthington Bank, Arlington, Texas -- to become a member of the Federal Reserve System.
Approved: September 1, 2023

Merchants & Farmers Bank, Dumas, Arkansas -- to become a member of the Federal Reserve System.
Approved: August 29, 2023