Board of Governors of the Federal Reserve System

Independent Bank, Grand Rapids, Michigan -- to establish a branch at 21250 Hall Road, Clinton Township, Michigan.
Approved: January 25, 2024

Equity Bancshares, Inc., Wichita, Kansas, and its subsidiary Truman Merger Sub, Inc., a Missouri corporation -- waiver of application to acquire Rockhold Bancorp and its subsidiary, Bank of Kirksville (Bank), both of Kirksville, Missouri, in connection with the merger of Bank with and into Equity Bank, Andover, Kansas.
Granted: January 22, 2024

Equity Bank, Andover, Kansas -- to merge with Bank of Kirksville, Kirksville, Missouri, and thereby establish branches in Downing, Kirksville, LaPlata, Macon, Memphis, and Moberly, all in Missouri.
Approved: January 22, 2024

First Financial Bank, Cincinnati, Ohio -- to make a public welfare investment.
Approved: January 23, 2024

Altrust Financial Services, Inc., Cullman, Alabama -- Wanda Walker Clay, Cecil Alan Walker, Amy Prather Walker, and others, as a group acting in concert, to retain voting shares of Altrust Financial Services, Inc., and thereby indirectly retain voting shares of Peoples Bank of Alabama, Cullman, Alabama.
Permitted: January 26, 2024

Emmetsburg Bank Shares, Inc., Emmetsburg, Iowa -- Karen K. Spies, Graettinger, Iowa, to retain voting shares of Emmetsburg Bank Shares, Inc., and thereby indirectly retain voting shares of Iowa Trust & Savings Bank, Emmetsburg, Iowa.
Permitted: January 25, 2024

First West Texas Bancshares, Inc., Midland, Texas -- Nicholas Andrew Davis, Midland, Texas, to join the Davis/Maddox Family Group, a group acting in concert, to acquire voting shares of First West Texas Bancshares, Inc., and thereby indirectly acquire voting shares of West Texas National Bank, Midland, Texas.
Permitted: January 25, 2024

Denison Bancshares, Inc. of Holton, Holton, Kansas -- the Marital Trust created under Indenture of the James S. Birkbeck Revocable Trust dated April 20, 1995, Holton, Kansas, Paula Birkbeck/Taylor, Holton, Kansas, and others, to become members of the Birkbeck Taylor Family Control Group, a group acting in concert, to retain voting shares of Denison Bancshares, Inc. of Holton, and thereby indirectly retain voting shares of Denison State Bank, Holton, Kansas.
Permitted: January 25, 2024

Debit Card Interchange Fees and Routing (Regulation II) -- extension of the comment period from February 12, 2024, to May 12, 2024, on the notice of proposed rulemaking.
Approved: January 22, 2024