Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 10: Federal Reserve Bank of Kansas City PDF
Filings received during the week ending May 25, 2024
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| One America Bancorp, Inc. | * 3A1 | One America Bancorp, Inc., Dallas, Texas, to become a bank holding company through the acquisition of The Hopeton State Bank, Hopeton, Oklahoma. | Not available | 06/20/2024 |
| West 4 Bancshares, Inc. | * 3A1 | West 4 Bancshares, Inc., Healy, Kansas, to become a bank holding company through the acquisition of First State Bank, Healy, Kansas. | Not available | 07/01/2024 |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA | 311050 | 04/07/2024 | 08/14/2023 | S | Int Small Bank |
| CITIZENS ST BK, WISNER, NEBRASKA | 482053 | 04/29/2024 | 02/12/2024 | S | Int Small Bank |
| ENTERPRISE BK, OMAHA, NEBRASKA | 1836701 | 10/23/2023 | 08/07/2023 | S | Int Small Bank |
| FIRST OPTION BK, OSAWATOMIE, KANSAS | 285852 | 06/16/2023 | 03/06/2023 | S | Int Small Bank |
| FIVE POINTS BK, GRAND ISLAND, NEBRASKA | 554857 | 06/10/2023 | 03/13/2023 | O | Int Small Bank |
| MIDWEST BK, PIERCE, NEBRASKA | 669555 | 02/26/2024 | 11/27/2023 | S | Int Small Bank |
CRA Examinations scheduled for Third Quarter of 2024 (July 1, 2024 - September 30, 2024) and Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024)
| Institution | Location | Quarter |
|---|---|---|
| ADAMS B&TC | OGALLALA, NEBRASKA | Third Quarter of 2024 |
| ANB BK | DENVER, COLORADO | Third Quarter of 2024 |
| BANCFIRST | OKLAHOMA CITY, OKLAHOMA | Third Quarter of 2024 |
| HALSTEAD BK | HALSTEAD, KANSAS | Third Quarter of 2024 |
| COLORADO B&TC OF LA JUNTA | LA JUNTA, COLORADO | Fourth Quarter of 2024 |
| COUNTRY CLUB BK | KANSAS CITY, MISSOURI | Fourth Quarter of 2024 |
| SMALL BUS BK | LENEXA, KANSAS | Fourth Quarter of 2024 |
| SOVEREIGN BK | SHAWNEE, OKLAHOMA | Fourth Quarter of 2024 |
| SUNDANCE ST BK | SUNDANCE, WYOMING | Fourth Quarter of 2024 |