Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted
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| Description | Series code | 2022 | 2023 | 2024 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 164153.7 | 175924.7 | 190151.1 | 171894.5 | 175924.7 | 182028.6 | 185059.6 | 190050.0 | 190151.1 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 55536.8 | 57860.4 | 61281.2 | 58463.7 | 57860.4 | 59843.3 | 61679.4 | 61555.3 | 61281.2 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 47031.9 | 49084.9 | 52138.4 | 49724.7 | 49084.9 | 50961.1 | 52735.0 | 52539.1 | 52138.4 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 42594.8 | 44906.1 | 48061.2 | 45269.8 | 44906.1 | 46892.7 | 48689.4 | 48467.6 | 48061.2 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 4437.0 | 4178.9 | 4077.2 | 4454.9 | 4178.9 | 4068.4 | 4045.6 | 4071.5 | 4077.2 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 624.0 | 657.0 | 690.7 | 651.1 | 657.0 | 667.4 | 674.8 | 684.3 | 690.7 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 245.4 | 258.0 | 278.3 | 255.1 | 258.0 | 261.7 | 266.8 | 272.4 | 278.3 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 7635.5 | 7860.4 | 8173.8 | 7832.8 | 7860.4 | 7953.2 | 8002.8 | 8059.5 | 8173.8 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 108616.9 | 118064.3 | 128869.9 | 113430.8 | 118064.3 | 122185.2 | 123380.2 | 128494.7 | 128869.9 | 9 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 4576.9 | 4325.5 | 4905.6 | 4247.3 | 4325.5 | 4668.4 | 4576.3 | 4687.8 | 4905.6 | 10 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 10286.0 | 9864.1 | 9883.2 | 9828.0 | 9864.1 | 9777.1 | 9716.8 | 9797.8 | 9883.2 | 11 |
| Households and nonprofit organizations; other deposits; asset | LM153030505 | 51.7 | 50.8 | 54.3 | 49.8 | 50.8 | 53.2 | 54.3 | 54.4 | 54.3 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 3095.6 | 4004.1 | 4599.7 | 3820.9 | 4004.1 | 4063.0 | 4134.9 | 4324.9 | 4599.7 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4679.1 | 6025.2 | 6134.9 | 5600.8 | 6025.2 | 5944.6 | 6147.3 | 6415.5 | 6134.9 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1707.0 | 2688.3 | 2681.9 | 2503.8 | 2688.3 | 2653.6 | 2710.3 | 2910.0 | 2681.9 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 1133.1 | 1336.7 | 1384.7 | 1249.7 | 1336.7 | 1281.2 | 1397.8 | 1397.8 | 1384.7 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1616.3 | 1767.6 | 1829.5 | 1620.4 | 1767.6 | 1776.0 | 1804.2 | 1868.3 | 1829.5 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 222.7 | 232.7 | 238.8 | 226.9 | 232.7 | 233.8 | 235.0 | 239.5 | 238.8 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1406.4 | 1339.3 | 1170.6 | 1315.5 | 1339.3 | 1341.3 | 1329.8 | 1398.2 | 1170.6 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1312.6 | 1246.3 | 1083.7 | 1221.5 | 1246.3 | 1249.7 | 1240.0 | 1310.4 | 1083.7 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 75.0 | 74.1 | 69.0 | 74.6 | 74.1 | 73.1 | 72.0 | 70.5 | 69.0 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 18.9 | 18.9 | 17.9 | 19.5 | 18.9 | 18.5 | 17.7 | 17.2 | 17.9 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 26311.6 | 31217.1 | 37661.6 | 28754.3 | 31217.1 | 33654.9 | 34315.2 | 37249.8 | 37661.6 | 23 |
| Households and nonprofit organizations; other equity; asset (IMA) | LM153081115 | 16114.7 | 15593.8 | 15540.0 | 16101.1 | 15593.8 | 15367.4 | 15442.7 | 15532.9 | 15540.0 | 24 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 9839.3 | 11103.6 | 12399.1 | 10281.4 | 11103.6 | 11908.0 | 11964.5 | 12598.9 | 12399.1 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1987.1 | 2060.5 | 2119.6 | 2042.5 | 2060.5 | 2100.1 | 2112.1 | 2126.5 | 2119.6 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 28368.5 | 30455.7 | 32207.8 | 29409.3 | 30455.7 | 31249.3 | 31498.8 | 32182.3 | 32207.8 | 27 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 373.7 | 409.1 | 443.9 | 400.2 | 409.1 | 417.8 | 426.5 | 435.2 | 443.9 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1526.5 | 1615.6 | 1749.5 | 1579.7 | 1615.6 | 1640.0 | 1661.3 | 1690.4 | 1749.5 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 19910.2 | 20463.6 | 20790.3 | 20294.7 | 20463.6 | 20526.8 | 20685.3 | 20852.8 | 20790.3 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 204.2 | 206.3 | 214.5 | 206.6 | 206.3 | 208.7 | 212.3 | 214.1 | 214.5 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 19171.0 | 19690.2 | 19981.0 | 19529.1 | 19690.2 | 19742.0 | 19889.3 | 20049.1 | 19981.0 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (7) | FL153165105 | 12631.4 | 13003.2 | 13343.4 | 12908.5 | 13003.2 | 13036.4 | 13138.1 | 13243.0 | 13343.4 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4894.2 | 5023.7 | 4988.9 | 4963.0 | 5023.7 | 4991.4 | 5016.8 | 5064.3 | 4988.9 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 498.2 | 475.2 | 351.0 | 469.9 | 475.2 | 483.7 | 482.3 | 482.7 | 351.0 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 696.4 | 721.9 | 822.4 | 724.6 | 721.9 | 761.4 | 781.6 | 786.1 | 822.4 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 450.8 | 466.1 | 475.3 | 463.0 | 466.1 | 469.1 | 470.5 | 473.0 | 475.3 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 498.1 | 527.7 | 557.6 | 520.3 | 527.7 | 535.2 | 542.6 | 550.1 | 557.6 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 37.0 | 39.4 | 37.2 | 38.7 | 39.4 | 41.0 | 41.0 | 39.4 | 37.2 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 144243.4 | 155461.1 | 169360.8 | 151599.8 | 155461.1 | 161501.7 | 164374.3 | 169197.2 | 169360.8 | 40 |
| All sectors; IRAs; liability (8) | FL893131573 | 11950.0 | 13556.0 | ND | 12566.0 | 13556.0 | 14307.0 | 14528.0 | 15193.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (8) | FL154023205 | 411.3 | 471.2 | 525.2 | 431.5 | 471.2 | 496.7 | 508.3 | 527.6 | 525.2 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 388.0 | 446.6 | 500.6 | 408.6 | 446.6 | 472.1 | 483.7 | 502.0 | 500.6 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 23.3 | 24.6 | 24.6 | 22.9 | 24.6 | 24.6 | 24.6 | 25.6 | 24.6 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 26984.0 | 27414.5 | 28343.9 | 27084.2 | 27414.5 | 27462.2 | 27795.5 | 28114.4 | 28343.9 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 26575.1 | 26999.1 | 27916.8 | 26673.8 | 26999.1 | 27046.6 | 27375.5 | 27690.1 | 27916.8 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 408.9 | 415.4 | 427.1 | 410.4 | 415.4 | 415.5 | 420.0 | 424.2 | 427.1 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2843.4 | 2887.5 | 2917.9 | 2859.6 | 2887.5 | 2880.8 | 2891.2 | 2912.3 | 2917.9 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18844.0 | 20546.8 | 21634.5 | 20666.4 | 20913.5 | 21378.6 | 21568.6 | 21662.6 | 21928.2 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 765.46 | 756.62 | 782.83 | 733.56 | 743.35 | 755.44 | 762.10 | 781.06 | 772.34 | 50 |
| Households; owners' equity in real estate | FL155035065 | 29963.4 | 31902.8 | 34717.8 | 32361.2 | 31902.8 | 33856.4 | 35551.3 | 35224.6 | 34717.8 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 70.35 | 71.04 | 72.24 | 71.49 | 71.04 | 72.20 | 73.02 | 72.68 | 72.24 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: March 13, 2025