Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 11: Federal Reserve Bank of Dallas PDF
Filings received during the week ending March 18, 2023
| Filer | Filing Type | Filing Proposal | End of Comment Period | |
|---|---|---|---|---|
| Newspaper | Federal Register | |||
| A.N.B. HOLDING COMPANY, LTD. | * 3A3 | A.N.B. Holding Company, Ltd., Terrell, Texas to acquire The ANB Corporation, and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas. | Not available | 04/10/2023 |
| FIRST STATE BANK | * Branch (Domestic) | First State Bank, Gainesville, Texas, to establish a branch located at 719 North New Road, Waco, Texas 76710 | 03/26/2023 | Not applicable |
| FIRST STATE BANK OF LIVINGSTON | * 18C | First State Bank of Livingston, Livingston, Texas, to merge with First National Bank, Jasper, Texas, and thereby establish a branch at the locations of First National Bank. | Not available | Not applicable |
| FROST BANK | * Branch (Domestic) | Frost Bank, San Antonio, Texas to establish a branch at 3970 FM 2181, Hickory Creek, Texas 75065. | 03/30/2023 | Not applicable |
| FROST BANK | * Branch (Domestic) | Frost Bank, San Antonio, Texas to establish a branch at 1155 NE Loop 410, San Antonio, Texas 78209. | 03/30/2023 | Not applicable |
| JEFFERSON BANCSHARES, INC. | Change in Bank Control | A. J. Lewis, Jr. Article 4 Portion A GST Exempt Trust FBO A. J. Lewis III; A. J. Lewis III, trustee; A. J. Lewis, Jr. Article 4 Portion A GST Exempt Trust FBO Steve C. Lewis; Steve C. Lewis, trustee; A. J. Lewis, Jr. Article 4 Portion A GST Exempt Trust FBO Laurie L. Saunders; Laurie L. Saunders, trustee; all of San Antonio, Texas; to join the Lewis Family Control Group, a group acting in concert, to retain voting shares of Jefferson Bancshares, Inc., and thereby indirectly retain voting shares of Jefferson Bank, both of San Antonio, Texas. | 04/02/2023 | Not available |
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
| Institution / Location | RSSD ID | Exam Date | CRA Public Date | CRA Rating | Exam Method |
|---|---|---|---|---|---|
| AMERICAN ST BK, ARP, TEXAS | 262358 | 01/13/2023 | 09/26/2022 | S | Int Small Bank |
| CIERA BK, GRAHAM, TEXAS | 327855 | 05/13/2022 | 01/10/2022 | S | Int Small Bank |
| FIRST ST BK OF LIVINGSTON, LIVINGSTON, TEXAS | 884358 | 05/22/2022 | 02/07/2022 | O | Int Small Bank |
| SUSSER BK, DALLAS, TEXAS | 965789 | 08/27/2022 | 02/28/2022 | S | Int Small Bank |
| TEXAS FIRST BK, TEXAS CITY, TEXAS | 473266 | 08/07/2022 | 03/14/2022 | S | Int Small Bank |
| TEXAS RGNL BK, HARLINGEN, TEXAS | 380458 | 01/08/2023 | 08/15/2022 | S | Int Small Bank |
| THIRD COAST BK SSB, HUMBLE, TEXAS | 3630323 | 08/14/2022 | 04/25/2022 | S | Int Small Bank |
CRA Examinations scheduled for Quarter of
| Institution | Location | Quarter |
|---|---|---|
| NONE | ||