Board of Governors of the Federal Reserve System

The Bank of Brodhead, Brodhead, Wisconsin -- to establish a branch at 144 Merchant Row, Milton, Wisconsin.
Approved: October 21, 2024

United Bank, Fairfax, Virginia -- to establish a branch at 4307 Williamsburg Road, Richmond, Virginia.
Approved: October 21, 2024

Decatur County Bank, Decaturville, Tennessee -- to establish a branch at 7505 Capital Drive, Germantown, Tennessee.
Approved: October 23, 2024

CBC Bancorp, Irvine, California -- waiver of application to merge with Bay Community Bancorp, Oakland, California, and simultaneously merge Community Bank of the Bay, Oakland, California, with and into Commercial Bank of California, Irvine, California.
Granted: October 21, 2024

German American Bancorp, Inc., Jasper, Indiana -- waiver of application to acquire Heartland BancCorp, Whitehall, Ohio, and simultaneously merge Heartland Bank, Whitehall, Ohio, with and into German American Bank, Jasper, Indiana.
Granted: October 22, 2024

Manufacturers and Traders Trust Company, Buffalo, New York -- to make certain public welfare investments (two requests).
Approved: October 25, 2024

Robertson Holding Company, L.P., Harrogate, Tennessee -- John Adam Robertson; Aaron Andrew Robertson; the Edwin G. Robertson Children?s Irrevocable Trust, John Adam Robertson, trustee; and the Craig E. Robertson Children?s Irrevocable Trust, Aaron Andrew Robertson, trustee, all of Speedwell, Tennessee; Emily Alayne King, Powell, Tennessee; Erica Leigh Corum, Harrogate, Tennessee; Matthew Craig Robertson, Tazewell, Tennessee; and Dakota John Robertson Bristol, Tennessee; as a group acting in concert, to retain voting shares of Robertson Holding Company, L.P. Robertson Holding Company, L.P., controls Commercial Bancgroup, Inc., which controls Commercial Bank, both of Harrogate, Tennessee. In addition, Aaron Andrew Robertson, Cynthia Diane Robertson, James Oscar Robertson, John Adam Robertson, all of Speedwell, Tennessee; Sherri Jo Robertson and Noah Bradley Robertson, both of Harrogate, Tennessee; Dakota John Robertson, Bristol, Tennessee; Judith Yvonne Robertson, Cumberland Gap, Tennessee; Matthew Craig Robertson and Matthew Craig Robertson II, both of Tazewell, Tennessee; Olivia Grace Robertson, Hanahan, South Carolina; Emily Alayne King; Halle McLayne King; John McKinley King; and Riley Parker King, all of Powell, Tennessee; as a group acting in concert with Robertson Holding Company, L.P., to retain voting shares of Commercial Bancgroup, Inc.
Permitted: October 22, 2024

Herky Hawk Financial Corp., Monticello, Iowa -- Daniel R. Kumley Revocable Trust with Daniel R. Kumley as trustee, both of Mount Vernon, Iowa, and Matthew Kumley Revocable Trust with Matthew Kumley as trustee, both of Monticello, Iowa, to join the Audrey Savage Control Group, a group acting in concert, to retain voting shares of Herky Hawk Financial Corp. and thereby indirectly retain voting shares of Citizens State Bank, Monticello, Iowa.
Permitted: October 21, 2024

Lake Central Financial, Inc., Annandale, Minnesota -- Bruns Family Trust, Shirley Bruns, as trustee, both of Annandale, Minnesota, to join the Bruns Family Control Group, a group acting in concert, to retain voting shares of Lake Central Financial, Inc., and thereby indirectly retain voting shares of Lake Central Bank, Annandale, Minnesota.
Permitted: October 23, 2024

Murphy-Wall Bancorp, Inc., Pinckneyville, Illinois -- J. Joseph Crawford Declaration of Trust, dated January 3, 2020, Connie N. Crawford as trustee, both of Pinckneyville, Illinois, and Brian Crawford, Missouri City, Texas, to establish the W.K. Crawford Family Group, a group acting in concert, to retain voting shares of Murphy-Wall Bancorp, Inc., and thereby indirectly retain voting shares of Murphy-Wall State Bank and Trust Company, Pinckneyville, Illinois.
Permitted: October 23, 2024

Murphy-Wall Bancorp, Inc., Pinckneyville, Illinois -- Matthew D. Bigham, individually and as Family Advisor of The Phyllis E. Crawford Testamentary Trust created under the last will and testament of Robert J. Crawford, dated August 12, 1990, both of Waterloo, Illinois, Regions Bank as Corporate Trustee, Birmingham, Alabama; Nancy Bigham, Pinckneyville, Illinois, and Janet L. Evans, Lexington, Kentucky, to establish the Robert J. Crawford Family Group, a group acting in concert, to retain voting shares of Murphy-Wall Bancorp, Inc., and thereby indirectly retain voting shares of Murphy-Wall State Bank and Trust Company, Pinckneyville, Illinois.
Permitted: October 23, 2024

Berco, Inc., Salina, Kansas -- election to become a financial holding company.
Effective: October 23, 2024

Busey Bank, Champaign, Illinois -- to become a member of the Federal Reserve System.
Approved: October 23, 2024

Citigroup Inc., New York, New York -- request to treat a credit-linked-note transaction and certain substantially identical credit-linked-note transactions as synthetic securitizations under Regulation Q.
Approved: October 22, 2024

HSBC North America Holdings Inc., New York, New York -- request to treat a credit-linked note transaction as a synthetic securitization under Regulation Q.
Approved: October 22, 2024