Board of Governors of the Federal Reserve System

Frost Bank, San Antonio, Texas -- to establish a branch at 12420 Tillgang Pass, Manor, Texas.
Approved: October 31, 2024

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a branch at 850 Park Shore Drive, Naples, Florida.
Approved: November 1, 2024

Chambers Bank, Danville, Arkansas -- to establish a branch at 3131 Turtle Creek Boulevard, Dallas, Texas.
Approved: October 30, 2024

Thumb Bancorp., Inc. Employee Stock Ownership Plan and Thumb Bancorp, Inc., both of Pigeon, Michigan -- (1) to acquire FSB Interim Bank and Freeland State Bank, both of Freeland, Michigan, and (2) for Thumb Bank & Trust, Pigeon, Michigan, to merge, through its subsidiary, FSB Interim Bank, with Freeland State Bank and thereby establish a branch at 185 East Washington Road, Freeland, Michigan.
Approved: October 28, 2024

NATCOM Bancshares Inc., Superior, Wisconsin -- to merge with Great River Holding Company and thereby indirectly acquire RiverWood Bank, both of Baxter, Minnesota.
Approved: November 1, 2024

The Northern Trust Company, Chicago, Illinois -- to make certain public welfare investments (two requests).
Approved: October 29, 2024

First of Minden Financial Corporation, Minden, Nebraska -- Danielle M. Wheeler, Pine Island, Minnesota; Parker C. Ayres, Olathe, Kansas; and Madisyn L. Matthews, Lincoln, Nebraska, to become members of the Ayres Family Control Group, a group acting in concert, to acquire voting shares of First of Minden Financial Corporation and thereby indirectly acquire voting shares of First Bank and Trust Company, Minden, Nebraska.
Permitted: October 29, 2024

Garnett Bancshares, Inc., Garnett, Kansas -- Cameron J.W. Cooper, Greeley, Kansas; Carston D. Cooper, Lenexa, Kansas; Kelsey L. Cooper, Prairie Village, Kansas; and Katelin M. Shane, Louisburg, Kansas, to join the Cooper Family Group, a group acting in concert, to acquire additional voting shares of Garnett Bancshares, Inc., and thereby indirectly acquire additional voting shares of Patriots Bank, Garnett, Kansas.
Permitted: November 1, 2024

Campbell Hill Bancshares, Inc., Campbell Hill, Illinois -- William A. Richelman, Gregory L. Richelman, Tracy D. Richelman, Shellie R. Astin, Donald L. Richelman, Elaine L. Richelman, and Mark A. Richelman, all of Campbell Hill, Illinois, and Jeffery A. Richelman, Perryville, Missouri, to establish the Richelman Family Control Group, a group acting in concert, to retain voting shares of Campbell Hill Bancshares, Inc., and thereby indirectly retain voting shares of First State Bank of Campbell Hill, Campbell Hill, Illinois.
Permitted: October 28, 2024

Harrell Bancshares, Inc., Camden, Arkansas -- Steven Harrell, trustee of the Steven D. Harrell Revocable Trust, Springdale, Missouri; Jonathan W. Harrell, individually and as trustee of the Carter Dunn Harrell Share Trust, Samantha Ginger Harrell Share Trust, Ryan Elise Harrell Share Trust, Tyler Alan Harrell Share Trust, and JH Revocable Trust, Bennett S. Harrell, as trustee of the Bennett S. Harrell Revocable Trust and custodian of certain minor children, Ginger Fischer, and Julie Harrell, all of Rogers, Arkansas; Shannon Harrell Beard, Paris, Texas; and Maxwell Hunter Harrell, Lowell, Arkansas, to establish the Harrell Family Control Group, a group acting in concert, to retain voting shares of Harrell Bancshares, Inc., Camden, Arkansas, and thereby indirectly retain voting shares of Generations Bank, Rogers, Arkansas.
Permitted: October 31, 2024

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- one-year extension of time to acquire additional shares of The Adirondack Trust Company and of 473 Broadway Holding Corporation, both of Saratoga Springs, New York.
Granted: October 31, 2024

A.N.B. Holding Company, Ltd., Terrell, Texas -- extension to January 25, 2025, to acquire additional shares of The ANB Corporation, Terrell, Texas.
Granted: October 30, 2024

Capital One Financial Corporation, McLean, Virginia -- to make certain capital distributions under the capital plan rule.
Approved: November 1, 2024