Board of Governors of the Federal Reserve System

BankFirst Financial Services, Macon, Mississippi -- to establish a branch at 403 North Lamar Boulevard, Oxford, Mississippi.
Approved: December 2, 2024

BankFirst Financial Services, Macon, Mississippi -- to establish a branch at 11 Newtowne Loop, Hattiesburg, Mississippi.
Approved: December 2, 2024

Eagle Bancorp, MHC, Everett, Massachusetts -- to become a bank holding company by acquiring Eagle Bank, Everett, Massachusetts.
Approved: December 5, 2024

Farmers National Banc Corp., Canfield, Ohio -- to acquire the assets of Crest Retirement Advisors, LLC, Dublin, Ohio, a going concern that proposes to engage in consulting services specific to corporate and organization retirement plans pursuant to section 225.28(b)(9)(C)(ii) of Regulation Y.
Approved: December 5, 2024

SB Financial Group Inc., Defiance, Ohio -- to acquire Marblehead Bancorp and thereby indirectly acquire The Marblehead Bank, both of Marblehead, Ohio.
Approved: December 6, 2024

Murphy-Wall Bancorp, Inc., Pinckneyville, Illinois -- waiver of the application to acquire Oakdale Interim Bank, Pinckneyville, Illinois, in connection with the merger of Oakdale State Bank, Oakdale, Illinois, with and into Murphy-Wall State Bank and Trust Company, Pinckneyville, Illinois.*
Granted: November 25, 2024
*Addition

Security Bancshares, Inc., Paris, Tennessee -- waiver of application to merge with Bancshares of Ripley, Inc., and thereby acquire Bank of Ripley, both of Ripley, Tennessee, in connection with the merger of Bank of Ripley with and into Security Bank and Trust Company, Paris, Tennessee.
Granted: December 5, 2024

The State Bank and Trust Company, Defiance, Ohio -- to merge with The Marblehead Bank, Marblehead, Ohio, and thereby acquire the branches of The Marblehead Bank.
Approved: December 6, 2024

Western Alliance Bank, Phoenix, Arizona -- to make four public welfare investments.
Approved: December 3, 2024

AJJ Bancorp, Inc., Coralville, Iowa -- the Johnson 2024 Dynasty Trust, Milwaukee, Wisconsin, with Greg Johnson, Solon, Iowa, and Peter J. Wilder, Pewaukee, Wisconsin, as co-trustees, and Abby Johnson, Solon, Iowa, as Grantor, and Abby Johnson, Solon, Iowa, to join the Johnson Family Control Group, a group acting in concert, to acquire voting shares of AJJ Bancorp, Inc., and thereby indirectly acquire voting shares of Central State Bank, Coralville, Iowa.
Permitted: December 5, 2024

First State Bank of Porter, Porter, Indiana -- the James D. Ruge Revocable Trust Dated 3/28/2013, Beverly Shores, Indiana, with James Ruge as trustee, Beverly Shores, Indiana; Thomas Ruge, Monrovia, Indiana; The First State Bank of Porter as Custodian FBO Thomas R. Ruge IRA, Thomas Ruge as beneficiary, both of Monrovia, Indiana; the Kathleen Scott Family Wealth Trust Dated 11/22/2016, Fairport, New York, with Kathleen Scott, Fairport, New York, as trustee; the Ruge Trust Dated 6/01/2016, Burns Harbor, Indiana, with Dawn Ruge, Burns Harbor, Indiana, as trustee; Jacqueline Ruge-Perkins, Chesterton, Indiana; Ana Ruge-Rodela, Elgin, Illinois; Celina Clements, Mooresville, Indiana; Margaret McLaughlin, Andover, Massachusetts; Pamela Strudas, Chesterton, Indiana; Dawn Hernandez, Naples, Florida; the Michael and Suzanne Mahaffey Revocable Trust Dated 1/21/2022, Porter, Indiana, with Michael Mahaffey and Suzanne Mahaffey as trustees, both of Porter, Indiana; and Roy Krizek of Beverly Shores, Indiana, to retain voting shares of the First State Bank of Porter.
Permitted: December 3, 2024

Western Illinois Bancshares, Inc., Monmouth, Illinois -- the Andrew A. Black Living Trust, dated June 21, 2019, Andrew A. Black and Lesa A. Black, as co-trustees, all of Princeville, Illinois; Kay I. German Revocable Trust, Kay I. German, both of Chillicothe, Illinois, and Andrew A. Black, Princeville, Illinois, as co-trustees; William M. German Revocable Trust, dated November 7, 1994, William M. German, both of Chillicothe, Illinois, and Andrew A. Black, Princeville, Illinois, as co-trustees; Charles L. German and Kathryn J. German, both of Marco Island, Florida; Kathleen A. Messersmith Declaration of Trust, dated March 18, 2005, Kathleen A. Messersmith, as trustee, both of Princeville, Illinois; Julie K. Wilson, Sugar Grove, Illinois; and Beth A. Kurtz, Chillicothe, Illinois, each a member of the German Family Control Group, a group acting in concert, to acquire voting shares of Western Illinois Bancshares, Inc., and thereby indirectly acquire voting shares of Midwest Bank, Monmouth, Illinois, and Princeville State Bank, Princeville, Illinois.
Permitted: December 5, 2024

Citizens Bancshares, Inc., Employee Stock Ownership Plan (ESOP), Edmond, Oklahoma -- Cynthia Hendershot, Edmond, Oklahoma, to acquire control of voting shares of Citizens Bancshares, Inc. (Bancshares), Edmond, Oklahoma, by becoming a co-trustee of the Citizens Bancshares, Inc., ESOP, which controls Bancshares and thereby indirectly controls The Citizens Bank of Edmond, Edmond, Oklahoma.*
Permitted: November 25, 2024
*Addition

First Fidelity Bancorp, Inc., Oklahoma City, Oklahoma -- Theodore Elam, Oklahoma City, Oklahoma, to acquire voting shares of First Fidelity Bancorp, Inc., and thereby indirectly acquire voting shares of First Fidelity Bank, Oklahoma City, Oklahoma, in his capacity as co-trustee of the Caroline L. Cameron 2005 GSTE Trust, the Liza A. Cameron 2005 GSTE Trust, the Claire J. Cameron 2005 GSTE Trust, and the Camellia Cameron 2005 GSTE Trust, all of Oklahoma City, Oklahoma (collectively, the Separated Lynda L. Cameron Family Trusts). In addition, the William Cameron Legacy Trust, Oklahoma City, Oklahoma, Brian Raftery, Westfield, New Jersey, as trustee, and the Separated Lynda L. Cameron Family Trusts to join the Cameron Family Group, a group acting in concert, to acquire voting shares of First Fidelity Bancorp, Inc., and thereby indirectly acquire voting shares of First Fidelity Bank. Theodore Elam was previously permitted by the Federal Reserve System to become a member of the Cameron Family Group.
Permitted: December 2, 2024

The Citizens National Bank of Lebanon, Lebanon, Kentucky -- to retain membership in the Federal Reserve System following its conversion to a state-chartered bank.
Approved: December 4, 2024

Bank Term Funding Program -- report to Congress under section 13(3) of the Federal Reserve Act.
Approved: December 6, 2024

Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
Approved: December 6, 2024