Board of Governors of the Federal Reserve System

Gulf Atlantic Bank, Key West, Florida -- to establish a branch at 1120 Southeast 17th Street, Ocala, Florida.
Approved: February 13, 2025

Southern States Bancshares, Inc., Anniston, Alabama -- request by Davis Capital Partners, LLC, et al., for relief from certain commitments.*
Granted: February 6, 2025
*Addition

Winchester Bancorp, MHC, Winchester, Massachusetts -- to become a bank holding company by acquiring voting shares of Winchester Bancorp, Inc., a mid-tier holding company, through a mutual holding company reorganization and minority stock issuance, and thereby indirectly acquire Winchester Savings Bank, Winchester, Massachusetts.
Approved: February 10, 2025

Freedom Bancshares, Inc., Belington, West Virginia -- waiver of application to acquire Appalachian Financial Corporation and thereby indirectly acquire BCBank, Inc. (BCBK), both of Philippi, West Virginia, in connection with the merger of BCBK with and into Freedom Bank, Inc., Belington, West Virginia.
Granted: February 12, 2025

First Sentinel Bank, Richlands, Virginia -- to increase its investment in bank premises.
Approved: February 12, 2025

Goldman Sachs Bank USA, New York, New York -- to make a public welfare investment.
Approved: February 11, 2025

Community Financial Corporation, Edgewood, Iowa -- Steven A. Brady, Edgewood, Iowa, individually to become the largest shareholder; Madonna J. Brady, Edgewood, Iowa; Benjamin A. Brady, Laurel, Maryland; Lucas S. Brady, Edgewood, Iowa; and Jonathan J. Brady, Shawnee, Kansas City, to form the Brady Family Control Group, a group acting in concert, to acquire voting shares of Community Financial Corporation and thereby indirectly acquire voting shares of Community Savings Bank, Edgewood, Iowa.
Permitted: February 11, 2025

United Iowa Bancshares Inc., Newton, Iowa -- Robert M. Kahn and Kristin Kahn, both of Newton, Iowa, Michael S. Albright and Mollie Albright, both of Sioux City, Iowa, and Megan Kahn, Basalt, Colorado, to join the Kahn Family Control Group, a group acting in concert, to retain voting shares of United Iowa Bancshares Inc., and thereby retain voting shares of FNNB Bank.
Permitted: February 14, 2025

Freedom Bancshares, Inc., Belington, West Virginia -- The Craig G. Phillips Revocable Trust, sole trustee Craig G. Phillips, Buckhannon, West Virginia, to acquire voting shares of Freedom Bancshares, Inc., and thereby indirectly acquire voting shares of Freedom Bank, Inc., Belington, West Virginia.
Permitted: February 10, 2025

Country Bancorp, Inc., Hillsboro, Illinois -- The Dan Fleming Living Trust dated October 17, 1994, Daniel D. Fleming, trustee, Carlinville, Illinois; The William Revocable Trust dated December 30, 1993, William D. Fleming, trustee, Litchfield, Illinois; The Andrew W. Fleming Trust U/A dated February 1, 2012, Andrew W. Fleming, trustee, Litchfield, Illinois; Bailey D. Fleming Living Trust dated May 1, 2015, Bailey D. Fleming, trustee, Litchfield, Illinois; The Jacob W. Fleming Trust dated July 4, 2008, Jacob W. Fleming, trustee, Litchfield, Illinois; Andrew W. Fleming, Custodian of Minor Child A UTMA, and Jacob W. Fleming, Custodian of Minor Child B UTMA, Minor Child C UTMA, and Minor Child D UTMA, all of Litchfield, Illinois; The Eaden Fleming Trust dated February 1, 2018, Eaden D. Fleming, trustee, Mt. Olive, Illinois; and Fleming Financial, Inc., Litchfield, Illinois, for which Daniel D. Fleming serves as President and William D. Fleming serves as Secretary, to join the Fleming Family Control Group, a group acting in concert, to retain voting shares of Country Bancorp, Inc., thereby indirectly retaining voting shares of Bank of Hillsboro, National Association, Hillsboro, Illinois.
Permitted: February 12, 2025

KeyCorp, Cleveland, Ohio -- extension of time to resubmit its capital plan.
Granted: February 11, 2025

Eaton Federal Mutual Holding Company and Eaton Federal Stock Holding Company, both of Charlotte, Michigan -- proposed bylaw amendment.
Approved: February 12, 2025