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Release Date: November 24, 2023

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2018 2019 2020 2021 2022 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023
Jul
2023
Aug
2023
Sep
2023
Oct
Assets
1 Bank credit 3.5 6.0 8.2 8.0 6.9 9.0 7.0 1.1 1.6 -1.1 -1.1 0.1 -2.6 -0.7 -3.3
2 Securities in bank credit 2 0.7 10.4 20.7 21.8 -2.4 0.2 -4.9 -14.5 -5.6 -10.3 -7.4 -5.3 -12.9 -8.2 -14.1
3 Treasury and agency securities 3 3.6 14.5 23.0 22.8 -2.6 -1.1 -4.9 -14.3 -5.5 -10.0 -5.3 -6.2 -8.1 0.8 -13.2
6 Other securities -7.0 -1.7 12.7 17.9 -1.4 5.4 -5.2 -15.4 -5.9 -11.6 -15.9 -1.9 -31.2 -43.8 -17.6
9 Loans and leases in bank credit 8 4.5 4.4 3.6 2.0 11.7 13.5 13.1 8.7 4.8 3.0 1.7 2.5 1.8 2.4 1.2
10 Commercial and industrial loans 6.7 3.7 11.3 -7.5 14.3 17.8 17.3 9.1 2.1 -1.8 -1.2 -0.6 -0.6 -0.5 2.3
11 Real estate loans 3.5 3.3 1.1 2.0 10.1 11.0 12.0 9.3 7.0 5.0 2.0 2.3 2.6 2.9 0.0
12 Residential real estate loans 2.2 2.0 -1.8 -0.4 8.9 10.6 10.4 8.4 6.6 4.2 0.1 0.1 2.8 5.3 -0.4
13 Revolving home equity loans -8.2 -8.8 -11.7 -12.5 1.4 1.3 5.4 4.3 0.2 -1.9 -3.1 -4.7 -2.4 -1.9 3.8
14 Closed-end residential loans 9 4.5 4.0 -0.2 1.4 9.9 11.7 11.0 8.9 7.3 4.9 0.5 0.7 3.4 6.1 -0.8
15 Commercial real estate loans 4.8 4.7 3.9 4.3 11.2 11.3 13.4 10.2 7.4 5.7 3.7 4.1 2.3 0.9 0.3
20 Consumer loans 4.1 5.2 -4.2 7.6 11.6 13.9 11.0 7.4 5.9 5.9 4.0 2.3 6.3 4.4 0.3
21 Credit cards and other revolving plans 4.2 3.5 -10.9 5.7 17.4 20.6 17.8 12.3 12.0 10.8 8.5 6.5 11.2 10.3 4.5
22 Other consumer loans 3.9 7.2 3.5 9.4 6.0 7.5 4.3 2.3 -0.5 0.7 -0.9 -2.3 0.8 -2.2 -4.6
25 All other loans and leases 5.0 8.5 7.3 12.3 12.7 14.0 12.1 7.5 1.8 1.3 2.5 7.3 -1.0 3.2 4.1
28 LESS: Allowance for loan and lease losses -0.7 1.1 59.8 -23.6 -0.1 -9.1 5.6 17.2 18.9 17.1 10.7 28.2 0.0 5.1 14.7
29 Cash assets 21 -19.3 -12.8 77.9 34.2 -23.2 -41.9 -6.2 -18.6 4.4 13.7 -1.4 -25.5 -1.9 27.4 26.2
30 Total federal funds sold and reverse RPs 22 36.7 25.5 8.0 -25.9 -9.7 -3.5 -12.1 -10.5 25.1 29.3 -19.7 -27.8 -46.5 -4.4 12.6
31 Loans to commercial banks 23 19.4 -52.9 41.2 -44.5 -39.7 48.8 8.7 -102.1 40.0 67.5 8.9 53.9 0.0 -25.8 26.4
32 Other assets including trading assets 24 -1.1 1.5 9.4 6.0 10.0 24.6 1.0 7.3 -5.7 -2.8 5.7 17.3 -3.2 4.4 16.0
33 Total assets 0.7 4.1 14.7 10.7 1.2 1.5 4.1 -1.7 1.8 1.5 -1.2 -3.2 -3.7 3.6 2.9
 
Liabilities
34 Deposits 2.8 6.1 20.8 11.7 -0.8 1.5 -2.1 -6.5 -4.6 -7.0 0.8 1.6 -2.9 1.0 0.1
35 Large time deposits 5.2 8.6 -16.9 -6.4 12.2 12.6 21.3 18.1 42.2 28.0 37.7 39.0 37.4 43.2 43.1
36 Other deposits 2.4 5.7 26.9 13.7 -1.9 0.6 -4.1 -8.8 -9.3 -10.9 -3.7 -3.2 -8.3 -4.8 -6.1
37 Borrowings -5.2 -1.9 -13.2 -1.4 8.2 -3.0 22.6 26.4 50.1 63.9 -16.5 -40.6 -9.5 33.5 19.9
39 Other liabilities including trading liabilities 25 2.7 2.8 12.6 4.2 15.9 28.8 12.8 23.2 -11.0 -6.4 22.9 9.4 -7.7 2.4 20.0
40 Total liabilities 0.6 3.6 16.5 11.2 1.6 3.0 3.6 -2.1 1.3 -1.4 -0.7 -2.8 -3.7 4.3 1.8

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 17,356.7 17,331.3 17,326.8 17,298.7 17,297.3 17,287.8 17,279.8 17,253.2 17,268.6 17,235.4 17,237.0 17,226.0
2 Securities in bank credit 2 5,565.7 5,243.8 5,210.2 5,188.6 5,166.3 5,114.6 5,079.9 5,020.8 5,010.4 5,011.2 5,023.8 5,003.3
3 Treasury and agency securities 3 4,474.9 4,170.9 4,146.3 4,135.2 4,114.4 4,089.3 4,092.0 4,047.2 4,039.5 4,044.6 4,054.9 4,035.0
4 Mortgage-backed securities (MBS) 4 2,804.1 2,613.2 2,607.2 2,603.1 2,594.1 2,578.4 2,568.7 2,526.2 2,525.9 2,513.7 2,523.6 2,532.2
5 Non-MBS 5 1,670.8 1,557.7 1,539.1 1,532.1 1,520.4 1,510.8 1,523.3 1,521.0 1,513.6 1,530.9 1,531.3 1,502.8
6 Other securities 1,090.9 1,072.8 1,063.9 1,053.4 1,051.9 1,025.4 987.9 973.6 971.0 966.6 968.9 968.3
7 Mortgage-backed securities (MBS) 6 113.7 107.3 106.7 106.1 105.7 104.9 104.2 103.3 103.2 103.1 103.2 103.7
8 Non-MBS 7 977.1 965.6 957.2 947.3 946.2 920.5 883.7 870.4 867.8 863.4 865.7 864.7
9 Loans and leases in bank credit 8 11,791.0 12,087.6 12,116.6 12,110.1 12,131.0 12,173.2 12,199.9 12,232.4 12,258.1 12,224.2 12,213.3 12,222.7
10 Commercial and industrial loans 2,777.4 2,774.9 2,769.1 2,764.1 2,762.8 2,762.2 2,762.1 2,777.2 2,773.9 2,772.1 2,756.4 2,753.9
11 Real estate loans 5,209.1 5,421.1 5,448.7 5,442.8 5,456.0 5,482.9 5,496.5 5,498.4 5,503.0 5,502.7 5,502.7 5,511.3
12 Residential real estate loans 2,436.3 2,527.3 2,541.7 2,524.2 2,526.3 2,542.0 2,553.3 2,553.0 2,558.0 2,555.1 2,552.8 2,559.9
13 Revolving home equity loans 253.7 254.6 254.2 253.6 252.7 252.8 252.4 253.2 253.3 253.4 253.4 253.4
14 Closed-end residential loans 9 2,182.6 2,272.7 2,287.5 2,270.6 2,273.6 2,289.2 2,300.9 2,299.9 2,304.7 2,301.7 2,299.4 2,306.4
15 Commercial real estate loans 2,772.7 2,893.8 2,907.0 2,918.6 2,929.7 2,940.9 2,943.2 2,945.4 2,945.1 2,947.5 2,949.8 2,951.4
16 Construction and land development loans 10 435.0 467.1 471.5 475.7 480.2 482.9 486.1 487.9 488.4 488.7 488.9 489.2
17 Secured by farmland 11 109.7 112.0 112.2 112.6 112.6 112.9 113.1 113.3 113.3 113.4 113.4 113.5
18 Secured by multifamily properties 12 518.6 563.6 566.9 569.2 571.9 577.6 577.7 577.5 578.2 577.6 578.6 578.8
19 Secured by nonfarm nonresidential properties 13 1,709.5 1,751.1 1,756.3 1,761.1 1,765.0 1,767.5 1,766.3 1,766.7 1,765.1 1,767.9 1,768.9 1,769.9
20 Consumer loans 1,821.6 1,876.7 1,886.1 1,890.2 1,885.3 1,895.2 1,902.2 1,902.6 1,906.9 1,898.7 1,901.7 1,900.6
21 Credit cards and other revolving plans 925.8 978.7 986.2 992.1 997.5 1,006.8 1,015.4 1,019.2 1,022.0 1,017.6 1,024.1 1,023.7
22 Other consumer loans 895.8 898.0 899.9 898.1 887.8 888.4 886.8 883.4 884.9 881.1 877.6 877.0
23 Automobile loans 14 523.4 515.6 515.5 514.5 509.2 508.1 506.1 503.0 503.2 501.7 501.7 501.0
24 All other consumer loans 15 , 16 372.4 382.4 384.4 383.5 378.6 380.3 380.7 380.4 381.7 379.4 375.8 376.0
25 All other loans and leases 1,983.0 2,014.9 2,012.7 2,013.0 2,026.8 2,032.9 2,039.2 2,054.2 2,074.3 2,050.7 2,052.6 2,056.9
26 Loans to nondepository financial institutions 17 881.1 932.1 942.5 950.1 958.6 962.8 964.4 974.0 977.7 973.7 974.5 978.3
27 All loans not elsewhere classified 18 , 19 1,101.8 1,082.8 1,070.2 1,062.9 1,068.2 1,070.1 1,074.7 1,080.2 1,096.7 1,077.0 1,078.1 1,078.6
28 LESS: Allowance for loan and lease losses 20 166.9 182.5 182.2 182.8 187.1 187.3 188.2 190.5 190.6 190.0 190.3 190.5
29 Cash assets 21 3,168.1 3,281.6 3,294.6 3,346.0 3,275.3 3,272.6 3,346.5 3,410.8 3,402.9 3,438.9 3,445.6 3,519.1
30 Total federal funds sold and reverse RPs 22 557.4 621.1 656.4 639.2 624.4 600.2 598.0 604.3 606.6 614.8 581.0 577.4
31 Loans to commercial banks 23 7.8 9.0 9.2 8.9 9.3 9.3 9.1 9.3 9.7 9.6 9.7 9.5
32 Other assets including trading assets 24 1,842.0 1,834.3 1,830.6 1,833.6 1,860.0 1,855.9 1,862.7 1,888.3 1,875.4 1,901.3 1,870.2 1,876.2
33 Total assets 22,765.1 22,894.8 22,935.4 22,943.6 22,879.1 22,838.5 22,908.1 22,975.5 22,972.5 23,010.0 22,953.2 23,017.7
 
Liabilities
34 Deposits 17,776.3 17,248.9 17,275.7 17,318.1 17,344.7 17,323.1 17,338.3 17,343.9 17,336.9 17,367.8 17,317.8 17,354.5
35 Large time deposits 1,549.9 1,866.0 1,902.6 1,958.3 2,022.6 2,089.3 2,164.6 2,242.4 2,254.8 2,267.0 2,279.6 2,287.8
36 Other deposits 16,226.4 15,382.9 15,373.1 15,359.8 15,322.1 15,233.8 15,173.7 15,101.4 15,082.1 15,100.8 15,038.2 15,066.7
37 Borrowings 1,774.1 2,411.6 2,409.1 2,368.3 2,284.8 2,273.2 2,337.2 2,382.2 2,372.6 2,352.2 2,324.4 2,328.9
38 Net due to related foreign offices 303.5 316.4 282.0 274.3 276.5 278.6 272.2 250.2 242.4 307.9 330.4 332.5
39 Other liabilities including trading liabilities 25 788.6 766.7 724.4 806.2 812.5 807.6 809.3 822.9 822.5 825.7 791.5 826.7
40 Total liabilities 20,642.6 20,743.6 20,691.1 20,766.9 20,718.6 20,682.5 20,756.9 20,799.2 20,774.4 20,853.5 20,764.1 20,842.6
41 Residual (Assets LESS Liabilities) 26 2,122.5 2,151.2 2,244.3 2,176.8 2,160.6 2,155.9 2,151.2 2,176.3 2,198.1 2,156.5 2,189.1 2,175.1

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 17,342.9 17,330.2 17,308.6 17,279.6 17,251.3 17,251.1 17,244.7 17,240.9 17,239.9 17,273.6 17,266.0 17,263.3
2 Securities in bank credit 2 5,562.7 5,253.4 5,202.3 5,165.8 5,133.9 5,100.7 5,057.4 5,012.8 5,003.9 5,028.0 5,040.5 5,034.9
3 Treasury and agency securities 3 4,470.3 4,171.6 4,138.7 4,112.6 4,085.2 4,077.3 4,070.0 4,037.4 4,030.2 4,059.1 4,067.5 4,061.2
4 Mortgage-backed securities (MBS) 4 2,792.4 2,624.2 2,612.7 2,593.5 2,579.0 2,574.3 2,557.6 2,515.6 2,513.2 2,518.1 2,520.4 2,533.5
5 Non-MBS 5 1,677.8 1,547.5 1,526.0 1,519.1 1,506.2 1,503.0 1,512.3 1,521.7 1,517.0 1,540.9 1,547.0 1,527.7
6 Other securities 1,092.5 1,081.7 1,063.6 1,053.2 1,048.7 1,023.4 987.5 975.5 973.6 969.0 973.0 973.7
7 Mortgage-backed securities (MBS) 6 113.2 108.1 107.7 106.8 106.0 104.9 103.8 102.9 102.5 102.2 102.7 103.4
8 Non-MBS 7 979.3 973.7 955.9 946.4 942.6 918.5 883.7 872.6 871.1 866.7 870.3 870.3
9 Loans and leases in bank credit 8 11,780.2 12,076.8 12,106.3 12,113.8 12,117.4 12,150.5 12,187.3 12,228.1 12,236.0 12,245.5 12,225.5 12,228.3
10 Commercial and industrial loans 2,748.5 2,804.6 2,792.6 2,778.9 2,762.1 2,745.5 2,738.2 2,754.2 2,745.9 2,756.6 2,741.6 2,738.1
11 Real estate loans 5,222.4 5,405.8 5,438.4 5,437.1 5,452.1 5,488.3 5,503.1 5,510.8 5,512.3 5,519.2 5,523.4 5,523.4
12 Residential real estate loans 2,448.7 2,514.1 2,532.4 2,519.5 2,529.3 2,550.6 2,561.3 2,565.1 2,566.1 2,569.1 2,571.3 2,569.3
13 Revolving home equity loans 254.1 253.5 254.1 254.0 252.8 252.7 252.7 253.6 254.0 254.2 253.9 254.1
14 Closed-end residential loans 9 2,194.6 2,260.6 2,278.3 2,265.5 2,276.5 2,297.9 2,308.6 2,311.5 2,312.1 2,314.9 2,317.4 2,315.2
15 Commercial real estate loans 2,773.7 2,891.7 2,906.0 2,917.6 2,922.9 2,937.7 2,941.8 2,945.7 2,946.2 2,950.2 2,952.1 2,954.1
16 Construction and land development loans 10 434.1 465.7 472.0 476.2 476.1 481.4 483.9 486.2 487.8 488.5 489.2 491.2
17 Secured by farmland 11 110.0 111.6 112.0 112.6 112.8 113.1 113.3 113.6 113.6 113.6 113.6 113.7
18 Secured by multifamily properties 12 520.3 562.6 565.5 567.7 572.5 578.3 579.0 579.5 579.9 579.8 580.1 579.9
19 Secured by nonfarm nonresidential properties 13 1,709.2 1,751.8 1,756.6 1,761.1 1,761.5 1,764.9 1,765.6 1,766.4 1,764.9 1,768.2 1,769.2 1,769.4
20 Consumer loans 1,824.5 1,859.6 1,872.3 1,887.3 1,883.9 1,895.9 1,905.1 1,905.4 1,911.4 1,907.1 1,902.9 1,902.8
21 Credit cards and other revolving plans 924.5 963.9 975.0 990.0 997.6 1,008.4 1,015.6 1,017.9 1,022.5 1,022.0 1,022.1 1,023.3
22 Other consumer loans 900.0 895.6 897.3 897.4 886.3 887.5 889.5 887.4 888.9 885.1 880.8 879.5
23 Automobile loans 14 525.6 514.1 514.2 514.0 509.3 508.9 507.7 505.0 505.1 503.7 503.2 501.9
24 All other consumer loans 15 , 16 374.4 381.6 383.1 383.4 377.0 378.6 381.8 382.5 383.8 381.5 377.6 377.6
25 All other loans and leases 1,984.8 2,006.9 2,003.1 2,010.4 2,019.2 2,020.8 2,040.9 2,057.7 2,066.3 2,062.6 2,057.7 2,064.0
26 Loans to nondepository financial institutions 17 885.4 926.7 936.8 948.3 957.4 958.7 969.9 979.2 974.3 986.1 982.7 983.9
27 All loans not elsewhere classified 18 , 19 1,099.4 1,080.2 1,066.4 1,062.2 1,061.8 1,062.1 1,070.9 1,078.5 1,092.1 1,076.5 1,075.0 1,080.1
28 LESS: Allowance for loan and lease losses 20 167.2 180.7 181.3 182.6 187.4 188.3 189.0 190.7 190.7 190.8 191.7 191.7
29 Cash assets 21 3,128.8 3,300.0 3,292.0 3,284.8 3,242.7 3,290.9 3,320.9 3,369.1 3,354.1 3,404.8 3,442.3 3,564.3
30 Total federal funds sold and reverse RPs 22 554.6 605.0 645.0 632.6 606.0 596.3 600.2 600.3 587.8 610.3 586.9 591.9
31 Loans to commercial banks 23 7.7 8.8 9.2 9.1 9.5 9.6 9.5 9.2 9.2 9.3 9.4 9.2
32 Other assets including trading assets 24 1,848.0 1,827.1 1,814.2 1,831.6 1,860.0 1,858.0 1,864.3 1,895.5 1,878.5 1,888.4 1,869.7 1,885.6
33 Total assets 22,714.8 22,890.4 22,887.6 22,855.1 22,782.2 22,817.6 22,850.6 22,924.3 22,878.9 22,995.6 22,982.6 23,122.6
 
Liabilities
34 Deposits 17,729.8 17,263.1 17,172.8 17,244.6 17,268.7 17,293.8 17,300.4 17,293.2 17,206.4 17,362.6 17,321.8 17,421.8
35 Large time deposits 1,528.2 1,883.2 1,920.0 1,970.6 2,033.9 2,105.1 2,153.2 2,211.2 2,225.8 2,231.9 2,246.5 2,250.1
36 Other deposits 16,201.6 15,379.9 15,252.8 15,274.0 15,234.8 15,188.7 15,147.2 15,082.1 14,980.6 15,130.7 15,075.3 15,171.7
37 Borrowings 1,755.7 2,414.2 2,465.5 2,385.9 2,271.6 2,249.2 2,293.4 2,354.7 2,352.2 2,329.2 2,328.1 2,332.0
38 Net due to related foreign offices 336.3 270.0 244.9 241.3 269.6 295.4 273.2 282.2 298.6 330.0 362.1 382.3
39 Other liabilities including trading liabilities 25 808.4 751.2 716.2 802.5 802.9 810.5 816.2 844.8 848.2 850.4 818.4 837.2
40 Total liabilities 20,630.1 20,698.5 20,599.4 20,674.3 20,612.8 20,649.0 20,683.1 20,775.0 20,705.4 20,872.2 20,830.5 20,973.2
41 Residual (Assets LESS Liabilities) 26 2,084.7 2,191.9 2,288.2 2,180.8 2,169.3 2,168.6 2,167.5 2,149.3 2,173.5 2,123.4 2,152.1 2,149.4

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 16,119.6 16,059.4 16,062.6 16,040.7 16,047.8 16,038.0 16,016.0 15,982.6 15,999.3 15,970.4 15,964.0 15,959.3
2 Securities in bank credit 2 5,325.3 5,012.3 4,982.3 4,960.0 4,944.0 4,894.5 4,852.5 4,795.7 4,789.0 4,787.0 4,797.8 4,777.0
3 Treasury and agency securities 3 4,327.1 4,034.3 4,009.5 3,996.1 3,981.2 3,959.7 3,954.7 3,910.4 3,905.8 3,907.6 3,917.7 3,897.1
4 Mortgage-backed securities (MBS) 4 2,767.5 2,586.2 2,582.7 2,577.5 2,570.3 2,555.8 2,543.5 2,499.5 2,498.5 2,486.7 2,493.8 2,499.9
5 Non-MBS 5 1,559.6 1,448.0 1,426.8 1,418.6 1,410.9 1,403.9 1,411.2 1,410.9 1,407.4 1,420.9 1,423.9 1,397.2
6 Other securities 998.2 978.0 972.8 963.9 962.8 934.8 897.8 885.3 883.2 879.5 880.1 879.9
7 Mortgage-backed securities (MBS) 6 111.9 105.4 104.8 104.2 103.9 102.9 102.5 101.4 101.3 101.2 101.3 101.8
8 Non-MBS 7 886.3 872.6 868.0 859.7 858.9 831.8 795.3 783.9 781.9 778.2 778.8 778.0
9 Loans and leases in bank credit 8 10,794.3 11,047.2 11,080.3 11,080.7 11,103.9 11,143.6 11,163.5 11,187.0 11,210.3 11,183.4 11,166.2 11,182.3
10 Commercial and industrial loans 2,289.2 2,264.5 2,262.2 2,263.2 2,267.4 2,266.9 2,263.7 2,270.8 2,267.2 2,270.5 2,256.1 2,259.4
11 Real estate loans 5,104.8 5,315.0 5,342.2 5,336.2 5,348.7 5,375.8 5,388.7 5,391.8 5,398.3 5,397.9 5,397.4 5,406.6
12 Residential real estate loans 2,435.6 2,526.6 2,541.0 2,523.5 2,525.8 2,541.5 2,552.7 2,552.3 2,557.3 2,554.4 2,552.1 2,559.2
13 Revolving home equity loans 253.7 254.6 254.3 253.7 252.9 252.9 252.4 253.1 253.2 253.4 253.3 253.4
14 Closed-end residential loans 9 2,181.9 2,272.0 2,286.7 2,269.8 2,272.9 2,288.6 2,300.3 2,299.2 2,304.0 2,301.1 2,298.8 2,305.8
15 Commercial real estate loans 2,669.2 2,788.3 2,801.2 2,812.6 2,822.9 2,834.3 2,836.0 2,839.5 2,841.0 2,843.5 2,845.3 2,847.4
16 Construction and land development loans 10 422.9 454.3 458.7 462.9 467.5 469.8 472.2 474.0 474.5 474.6 474.7 474.8
17 Secured by farmland 11 109.5 111.8 112.1 112.5 112.5 112.8 112.9 113.1 113.2 113.3 113.3 113.4
18 Secured by multifamily properties 12 500.1 544.6 547.6 549.8 552.0 557.8 558.1 558.2 558.7 558.6 559.5 559.7
19 Secured by nonfarm nonresidential properties 13 1,636.7 1,677.6 1,682.9 1,687.4 1,690.9 1,694.0 1,692.7 1,694.1 1,694.7 1,696.9 1,697.8 1,699.5
20 Consumer loans 1,821.6 1,876.4 1,886.1 1,890.1 1,885.3 1,895.2 1,902.1 1,902.6 1,907.0 1,898.8 1,901.7 1,900.7
21 Credit cards and other revolving plans 925.8 978.7 986.2 992.1 997.5 1,006.8 1,015.4 1,019.2 1,022.0 1,017.6 1,024.1 1,023.7
22 Other consumer loans 895.9 897.7 899.8 898.0 887.8 888.4 886.7 883.4 885.0 881.2 877.7 877.1
23 Automobile loans 14 523.4 515.6 515.5 514.5 509.2 508.1 506.1 503.0 503.2 501.7 501.7 501.0
24 All other consumer loans 15 372.4 382.2 384.4 383.5 378.6 380.3 380.6 380.5 381.8 379.4 375.9 376.1
25 All other loans and leases 1,578.7 1,591.3 1,589.8 1,591.1 1,602.4 1,605.6 1,608.9 1,621.8 1,637.8 1,616.1 1,611.0 1,615.6
26 Loans to nondepository financial institutions 17 715.0 750.2 754.5 760.9 768.0 770.3 768.6 773.7 774.4 770.4 768.5 772.3
27 All loans not elsewhere classified 18 863.7 841.1 835.3 830.3 834.5 835.3 840.3 848.0 863.4 845.8 842.5 843.3
28 LESS: Allowance for loan and lease losses 167.1 182.2 181.8 182.4 187.0 187.0 188.2 190.7 190.9 190.3 190.7 190.9
29 Cash assets 21 1,856.9 2,029.3 2,038.5 2,038.1 1,999.7 1,980.5 2,049.5 2,104.5 2,083.6 2,125.7 2,100.2 2,135.6
30 Total federal funds sold and reverse RPs 22 282.6 269.2 299.5 277.7 249.9 249.0 250.9 248.5 257.5 250.5 251.6 243.4
31 Loans to commercial banks 23 6.5 7.6 8.0 8.2 8.6 8.7 8.8 8.6 8.8 8.9 9.2 8.9
32 Other assets including trading assets 24 1,688.9 1,693.8 1,694.3 1,689.6 1,718.4 1,713.2 1,720.7 1,733.4 1,721.9 1,735.9 1,723.1 1,726.7
33 Total assets 19,787.4 19,877.3 19,921.0 19,872.0 19,837.4 19,802.4 19,857.6 19,886.9 19,880.2 19,901.0 19,857.4 19,882.9
 
Liabilities
34 Deposits 16,482.9 15,986.9 16,034.5 16,044.9 16,055.4 16,055.9 16,055.6 16,062.3 16,059.4 16,097.1 16,044.1 16,057.4
35 Large time deposits 737.0 1,071.9 1,118.3 1,158.2 1,202.2 1,280.7 1,358.6 1,430.3 1,444.6 1,452.6 1,461.7 1,466.3
36 Other deposits 15,746.0 14,915.0 14,916.1 14,886.6 14,853.2 14,775.2 14,697.0 14,632.0 14,614.8 14,644.5 14,582.4 14,591.1
37 Borrowings 878.6 1,459.8 1,446.7 1,355.2 1,282.2 1,293.2 1,326.0 1,351.5 1,349.1 1,358.6 1,338.8 1,351.2
38 Net due to related foreign offices -312.6 -347.2 -364.0 -343.6 -332.9 -354.1 -342.7 -359.6 -378.1 -375.0 -343.6 -356.6
39 Other liabilities including trading liabilities 25 630.3 618.3 571.1 646.2 654.5 644.4 649.4 658.5 664.4 652.5 632.1 666.6
40 Total liabilities 17,679.2 17,717.8 17,688.3 17,702.6 17,659.3 17,639.5 17,688.3 17,712.7 17,694.8 17,733.1 17,671.4 17,718.5
41 Residual (Assets LESS Liabilities) 26 2,108.2 2,159.5 2,232.6 2,169.5 2,178.2 2,162.9 2,169.3 2,174.2 2,185.5 2,167.9 2,186.1 2,164.4

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 16,119.2 16,059.2 16,049.4 16,026.6 16,000.3 16,004.5 15,987.5 15,982.1 15,988.2 16,015.2 16,002.4 16,000.2
2 Securities in bank credit 2 5,324.9 5,023.9 4,974.6 4,936.1 4,906.6 4,876.7 4,830.7 4,791.0 4,786.1 4,804.8 4,816.1 4,811.5
3 Treasury and agency securities 3 4,325.3 4,038.1 4,001.2 3,971.7 3,947.3 3,942.9 3,932.8 3,904.2 3,901.1 3,924.2 3,933.5 3,928.1
4 Mortgage-backed securities (MBS) 4 2,755.4 2,597.1 2,587.1 2,566.6 2,553.2 2,549.2 2,530.3 2,489.0 2,486.8 2,491.4 2,493.6 2,505.5
5 Non-MBS 5 1,569.9 1,441.0 1,414.1 1,405.1 1,394.1 1,393.7 1,402.5 1,415.2 1,414.2 1,432.8 1,439.8 1,422.6
6 Other securities 999.6 985.8 973.4 964.4 959.3 933.8 897.9 886.8 885.0 880.6 882.6 883.4
7 Mortgage-backed securities (MBS) 6 111.4 106.2 105.8 104.9 104.1 102.9 101.9 101.0 100.7 100.4 100.8 101.5
8 Non-MBS 7 888.2 879.7 867.7 859.6 855.2 830.9 796.0 785.8 784.3 780.2 781.8 781.9
9 Loans and leases in bank credit 8 10,794.3 11,035.3 11,074.8 11,090.5 11,093.7 11,127.8 11,156.8 11,191.0 11,202.1 11,210.4 11,186.3 11,188.7
10 Commercial and industrial loans 2,269.8 2,292.5 2,287.1 2,280.3 2,265.8 2,253.0 2,244.2 2,255.0 2,250.0 2,260.5 2,245.7 2,244.3
11 Real estate loans 5,119.2 5,299.3 5,331.7 5,329.7 5,345.2 5,381.7 5,396.2 5,405.3 5,408.8 5,415.6 5,419.5 5,420.2
12 Residential real estate loans 2,448.0 2,513.4 2,531.7 2,518.8 2,528.6 2,550.0 2,560.7 2,564.5 2,565.5 2,568.5 2,570.7 2,568.7
13 Revolving home equity loans 254.1 253.5 254.1 254.0 252.8 252.7 252.7 253.6 254.0 254.2 253.9 254.1
14 Closed-end residential loans 9 2,193.9 2,259.9 2,277.6 2,264.8 2,275.8 2,297.3 2,308.0 2,310.9 2,311.5 2,314.3 2,316.8 2,314.7
15 Commercial real estate loans 2,671.2 2,785.9 2,800.1 2,810.9 2,816.6 2,831.7 2,835.5 2,840.8 2,843.2 2,847.1 2,848.7 2,851.4
16 Construction and land development loans 10 422.4 452.6 458.6 463.0 463.0 468.1 470.5 472.8 474.2 475.0 475.6 477.5
17 Secured by farmland 11 109.8 111.4 111.8 112.5 112.7 113.0 113.2 113.4 113.4 113.5 113.5 113.6
18 Secured by multifamily properties 12 501.7 543.8 546.5 548.5 553.0 558.8 559.5 559.8 560.1 560.1 560.4 560.2
19 Secured by nonfarm nonresidential properties 13 1,637.3 1,678.1 1,683.1 1,686.9 1,688.0 1,691.9 1,692.3 1,694.8 1,695.4 1,698.5 1,699.2 1,700.2
20 Consumer loans 1,824.5 1,859.6 1,872.3 1,887.3 1,883.9 1,895.9 1,905.1 1,905.4 1,911.4 1,907.1 1,902.9 1,902.8
21 Credit cards and other revolving plans 924.5 963.9 975.0 990.0 997.6 1,008.4 1,015.6 1,017.9 1,022.5 1,022.0 1,022.1 1,023.3
22 Other consumer loans 900.0 895.6 897.3 897.4 886.3 887.5 889.5 887.4 888.9 885.1 880.8 879.5
23 Automobile loans 14 525.6 514.1 514.2 514.0 509.3 508.9 507.7 505.0 505.1 503.7 503.2 501.9
24 All other consumer loans 15 374.4 381.6 383.1 383.4 377.0 378.6 381.8 382.5 383.8 381.5 377.6 377.6
25 All other loans and leases 1,580.8 1,583.9 1,583.7 1,593.1 1,598.8 1,597.3 1,611.3 1,625.4 1,632.0 1,627.2 1,618.3 1,621.4
26 Loans to nondepository financial institutions 17 717.1 748.3 752.2 761.7 767.8 765.8 771.2 776.7 770.2 779.6 775.0 774.9
27 All loans not elsewhere classified 18 863.7 835.5 831.5 831.4 830.9 831.5 840.1 848.7 861.8 847.5 843.3 846.6
28 LESS: Allowance for loan and lease losses 167.2 180.7 181.3 182.6 187.4 188.3 189.0 190.7 190.7 190.8 191.7 191.7
29 Cash assets 21 1,831.5 2,040.4 2,021.5 1,996.5 1,953.6 1,969.4 2,036.3 2,077.8 2,029.0 2,116.8 2,083.5 2,185.4
30 Total federal funds sold and reverse RPs 22 285.5 260.3 287.8 275.0 243.6 243.9 252.6 251.2 249.4 257.9 250.5 251.0
31 Loans to commercial banks 23 6.6 7.4 8.0 8.4 8.8 8.9 8.9 8.7 8.7 9.0 9.1 8.7
32 Other assets including trading assets 24 1,694.1 1,693.5 1,678.5 1,684.8 1,719.8 1,713.7 1,720.3 1,740.2 1,719.6 1,729.0 1,722.9 1,742.7
33 Total assets 19,769.6 19,880.2 19,863.9 19,808.7 19,738.6 19,752.1 19,816.5 19,869.2 19,804.2 19,937.1 19,876.7 19,996.3
 
Liabilities
34 Deposits 16,451.6 16,007.0 15,924.2 15,980.3 15,989.3 16,011.7 16,023.1 16,025.0 15,934.1 16,104.0 16,046.9 16,129.6
35 Large time deposits 724.9 1,088.5 1,126.9 1,170.9 1,222.6 1,291.4 1,351.3 1,406.9 1,418.8 1,429.4 1,433.7 1,438.9
36 Other deposits 15,726.7 14,918.5 14,797.4 14,809.4 14,766.7 14,720.3 14,671.8 14,618.1 14,515.3 14,674.6 14,613.2 14,690.7
37 Borrowings 881.0 1,471.7 1,479.1 1,363.6 1,271.6 1,266.8 1,310.2 1,353.2 1,353.5 1,365.8 1,337.6 1,349.1
38 Net due to related foreign offices -296.1 -389.3 -384.8 -354.4 -332.0 -337.9 -338.1 -340.4 -340.2 -343.3 -321.3 -318.2
39 Other liabilities including trading liabilities 25 646.0 603.1 560.8 641.8 644.8 647.4 655.3 676.2 677.9 680.0 654.1 679.1
40 Total liabilities 17,682.4 17,692.4 17,579.3 17,631.2 17,573.7 17,588.1 17,650.4 17,714.1 17,625.3 17,806.5 17,717.4 17,839.7
41 Residual (Assets LESS Liabilities) 26 2,087.2 2,187.8 2,284.6 2,177.5 2,164.9 2,164.0 2,166.1 2,155.1 2,178.9 2,130.6 2,159.4 2,156.6

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 10,507.5 10,458.2 10,433.7 10,391.0 10,381.9 10,348.6 10,336.2 10,311.0 10,322.5 10,306.3 10,305.6 10,296.0
2 Securities in bank credit 2 3,829.1 3,701.5 3,670.6 3,654.6 3,644.8 3,605.0 3,582.0 3,548.3 3,542.3 3,548.0 3,562.5 3,545.8
3 Treasury and agency securities 3 3,240.8 3,119.5 3,094.8 3,081.8 3,074.8 3,057.7 3,063.8 3,037.1 3,032.6 3,039.5 3,049.3 3,031.7
4 Mortgage-backed securities (MBS) 4 2,003.7 1,965.8 1,962.0 1,960.6 1,958.1 1,947.5 1,944.9 1,921.2 1,920.7 1,912.5 1,920.6 1,928.9
5 Non-MBS 5 1,237.1 1,153.7 1,132.8 1,121.2 1,116.8 1,110.2 1,118.9 1,115.9 1,111.9 1,126.9 1,128.7 1,102.9
6 Other securities 588.3 582.1 575.8 572.8 569.9 547.3 518.3 511.2 509.8 508.5 513.2 514.1
7 Mortgage-backed securities (MBS) 6 66.8 65.2 64.8 64.4 64.2 64.0 63.7 63.1 63.0 63.3 63.5 63.3
8 Non-MBS 7 521.5 516.8 511.0 508.4 505.7 483.3 454.6 448.1 446.8 445.2 449.8 450.8
9 Loans and leases in bank credit 8 6,678.4 6,756.6 6,763.1 6,736.3 6,737.1 6,743.6 6,754.2 6,762.7 6,780.1 6,758.3 6,743.1 6,750.2
10 Commercial and industrial loans 1,547.4 1,553.2 1,548.4 1,544.1 1,545.9 1,545.9 1,545.4 1,551.4 1,547.7 1,551.9 1,538.1 1,538.6
11 Real estate loans 2,465.8 2,505.1 2,510.6 2,487.1 2,481.8 2,486.8 2,489.0 2,480.4 2,483.2 2,481.7 2,479.6 2,483.8
12 Residential real estate loans 1,579.1 1,613.4 1,618.3 1,595.6 1,591.8 1,598.0 1,606.6 1,602.3 1,604.9 1,602.3 1,600.3 1,604.9
13 Revolving home equity loans 160.4 157.2 156.3 155.2 154.3 153.5 152.9 153.1 153.1 153.1 152.9 152.9
14 Closed-end residential loans 9 1,418.7 1,456.3 1,462.0 1,440.4 1,437.5 1,444.5 1,453.7 1,449.1 1,451.7 1,449.2 1,447.3 1,452.0
15 Commercial real estate loans 886.8 891.6 892.3 891.5 890.0 888.8 882.3 878.1 878.3 879.4 879.3 878.9
16 Construction and land development loans 10 124.9 130.2 130.9 131.6 132.2 133.4 133.1 133.5 133.6 133.8 133.6 133.8
17 Secured by farmland 11 7.6 7.2 7.1 7.1 7.0 7.0 6.9 6.8 6.8 6.7 6.7 6.7
18 Secured by multifamily properties 12 226.4 231.4 232.3 232.3 232.4 232.5 230.9 227.3 227.5 227.2 227.3 226.8
19 Secured by nonfarm nonresidential properties 13 527.9 522.9 522.0 520.5 518.3 515.8 511.4 510.4 510.5 511.7 511.7 511.6
20 Consumer loans 1,395.2 1,430.7 1,436.8 1,438.6 1,432.1 1,438.1 1,442.4 1,442.2 1,446.4 1,439.9 1,441.7 1,441.4
21 Credit cards and other revolving plans 751.4 796.0 800.7 805.3 810.0 817.4 824.6 827.6 830.1 827.0 832.6 832.6
22 Other consumer loans 643.8 634.7 636.1 633.3 622.2 620.7 617.8 614.6 616.3 612.8 609.1 608.8
23 Automobile loans 14 448.0 437.8 437.9 436.7 431.3 430.0 427.9 424.7 424.9 423.4 423.4 422.4
24 All other consumer loans 15 195.8 196.9 198.2 196.6 190.9 190.7 189.9 189.9 191.4 189.4 185.7 186.3
25 All other loans and leases 1,269.9 1,267.6 1,267.3 1,266.6 1,277.3 1,272.8 1,277.4 1,288.8 1,302.8 1,284.9 1,283.7 1,286.4
26 Loans to nondepository financial institutions 17 619.0 646.9 652.6 659.5 667.3 663.9 663.9 669.4 668.8 667.5 667.3 668.7
27 All loans not elsewhere classified 18 650.9 620.7 614.7 607.1 610.0 608.9 613.5 619.3 634.0 617.3 616.3 617.7
28 LESS: Allowance for loan and lease losses 109.8 119.6 119.8 120.8 124.4 123.9 124.5 125.6 125.7 125.3 125.6 125.6
29 Cash assets 21 1,446.7 1,547.1 1,560.7 1,571.4 1,542.2 1,529.9 1,604.1 1,665.7 1,647.7 1,693.2 1,673.2 1,714.5
30 Total federal funds sold and reverse RPs 22 240.6 236.7 265.1 241.0 216.6 209.5 212.3 208.3 215.9 213.3 209.5 203.5
31 Loans to commercial banks 23 4.6 6.9 7.4 7.7 8.1 8.2 8.4 8.2 8.5 8.5 8.7 8.3
32 Other assets including trading assets 24 1,286.4 1,272.0 1,268.9 1,261.5 1,286.0 1,275.7 1,283.6 1,290.7 1,277.4 1,290.2 1,275.5 1,284.0
33 Total assets 13,375.9 13,401.3 13,416.1 13,351.7 13,310.4 13,248.0 13,320.1 13,358.4 13,346.2 13,386.4 13,346.9 13,380.6
 
Liabilities
34 Deposits 11,145.5 10,820.1 10,846.4 10,837.0 10,817.8 10,787.3 10,779.8 10,775.5 10,772.9 10,816.3 10,762.5 10,779.0
35 Large time deposits 363.9 543.7 566.8 586.6 613.2 669.0 724.3 780.1 796.2 803.7 805.8 805.5
36 Other deposits 10,781.6 10,276.4 10,279.7 10,250.4 10,204.5 10,118.3 10,055.5 9,995.5 9,976.8 10,012.5 9,956.6 9,973.5
37 Borrowings 563.5 949.2 931.2 872.5 824.7 844.0 891.9 928.1 923.6 936.4 928.2 939.4
38 Net due to related foreign offices -342.1 -380.3 -395.3 -377.4 -365.3 -383.4 -370.9 -386.3 -404.2 -402.2 -374.9 -389.1
39 Other liabilities including trading liabilities 25 522.4 504.6 456.8 525.4 532.4 520.3 523.6 529.9 534.4 522.7 504.7 536.6
40 Total liabilities 11,889.4 11,893.7 11,839.1 11,857.4 11,809.5 11,768.2 11,824.5 11,847.2 11,826.8 11,873.1 11,820.5 11,865.9
41 Residual (Assets LESS Liabilities) 26 1,486.5 1,507.6 1,577.0 1,494.2 1,500.9 1,479.8 1,495.6 1,511.1 1,519.4 1,513.2 1,526.5 1,514.7

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 10,505.2 10,453.6 10,422.7 10,379.2 10,348.3 10,326.7 10,309.6 10,305.9 10,310.6 10,339.0 10,332.3 10,328.5
2 Securities in bank credit 2 3,831.0 3,706.3 3,663.7 3,636.7 3,617.4 3,594.1 3,565.7 3,544.9 3,540.5 3,567.9 3,581.9 3,578.5
3 Treasury and agency securities 3 3,241.2 3,117.9 3,085.2 3,062.6 3,047.4 3,047.7 3,048.4 3,032.6 3,029.6 3,058.1 3,066.5 3,061.7
4 Mortgage-backed securities (MBS) 4 1,995.0 1,973.1 1,965.6 1,951.0 1,944.6 1,944.5 1,936.5 1,913.3 1,912.6 1,919.8 1,921.6 1,935.0
5 Non-MBS 5 1,246.2 1,144.9 1,119.6 1,111.6 1,102.8 1,103.3 1,111.9 1,119.3 1,117.0 1,138.3 1,144.8 1,126.7
6 Other securities 589.8 588.3 578.4 574.2 570.0 546.3 517.3 512.4 510.9 509.8 515.4 516.9
7 Mortgage-backed securities (MBS) 6 66.2 66.0 65.7 65.1 64.6 63.9 63.2 62.5 62.2 62.4 62.7 62.6
8 Non-MBS 7 523.6 522.4 512.7 509.0 505.5 482.4 454.1 449.9 448.7 447.5 452.7 454.2
9 Loans and leases in bank credit 8 6,674.2 6,747.3 6,759.0 6,742.5 6,730.9 6,732.6 6,743.8 6,761.0 6,770.1 6,771.1 6,750.4 6,750.0
10 Commercial and industrial loans 1,533.3 1,573.2 1,566.3 1,557.3 1,545.6 1,536.9 1,529.8 1,539.3 1,534.1 1,545.5 1,531.8 1,529.5
11 Real estate loans 2,475.5 2,494.8 2,504.3 2,482.9 2,482.8 2,492.9 2,493.9 2,489.3 2,490.3 2,491.5 2,493.0 2,490.1
12 Residential real estate loans 1,587.4 1,603.3 1,611.5 1,590.9 1,593.2 1,603.7 1,610.2 1,609.9 1,610.1 1,610.9 1,612.9 1,610.5
13 Revolving home equity loans 160.5 156.7 156.2 155.3 154.2 153.4 153.0 153.3 153.5 153.5 153.2 153.3
14 Closed-end residential loans 9 1,426.9 1,446.6 1,455.3 1,435.6 1,438.9 1,450.3 1,457.3 1,456.6 1,456.6 1,457.4 1,459.7 1,457.2
15 Commercial real estate loans 888.1 891.5 892.8 892.0 889.6 889.2 883.6 879.4 880.2 880.5 880.1 879.7
16 Construction and land development loans 10 125.1 129.4 131.2 132.6 133.0 134.0 133.5 133.6 133.7 134.0 133.7 134.0
17 Secured by farmland 11 7.6 7.2 7.0 7.0 7.0 7.0 6.9 6.8 6.8 6.8 6.7 6.7
18 Secured by multifamily properties 12 227.6 230.9 231.8 231.7 232.7 233.1 231.9 228.6 228.6 228.0 228.1 227.6
19 Secured by nonfarm nonresidential properties 13 527.8 524.0 522.7 520.7 517.0 515.0 511.4 510.4 511.1 511.8 511.5 511.3
20 Consumer loans 1,397.8 1,415.9 1,427.2 1,438.1 1,433.0 1,440.9 1,446.0 1,444.5 1,449.4 1,445.6 1,442.5 1,442.2
21 Credit cards and other revolving plans 750.8 783.2 792.6 805.4 811.5 820.0 826.1 826.9 830.2 830.0 831.2 831.9
22 Other consumer loans 647.0 632.7 634.6 632.7 621.5 620.8 620.0 617.6 619.2 615.6 611.4 610.4
23 Automobile loans 14 449.9 436.6 436.6 436.1 431.4 430.8 429.3 426.5 426.5 425.1 424.6 423.3
24 All other consumer loans 15 197.1 196.1 197.9 196.6 190.1 190.0 190.7 191.2 192.6 190.5 186.7 187.0
25 All other loans and leases 1,267.5 1,263.4 1,261.3 1,264.3 1,269.5 1,262.0 1,274.2 1,287.9 1,296.4 1,288.5 1,283.1 1,288.1
26 Loans to nondepository financial institutions 17 617.8 645.8 649.8 657.6 664.2 658.3 663.8 669.0 663.2 671.2 668.0 669.3
27 All loans not elsewhere classified 18 649.7 617.5 611.5 606.7 605.3 603.7 610.3 618.9 633.2 617.3 615.1 618.8
28 LESS: Allowance for loan and lease losses 109.9 119.1 119.5 120.6 124.2 124.7 125.2 125.7 125.6 125.6 126.3 126.2
29 Cash assets 21 1,420.2 1,577.6 1,571.0 1,557.5 1,513.6 1,528.7 1,596.8 1,636.1 1,594.8 1,674.6 1,637.7 1,727.7
30 Total federal funds sold and reverse RPs 22 247.8 222.2 250.9 238.2 211.0 206.4 216.4 214.4 212.6 220.3 212.5 213.3
31 Loans to commercial banks 23 4.6 6.9 7.4 7.8 8.2 8.3 8.4 8.2 8.3 8.6 8.5 8.3
32 Other assets including trading assets 24 1,289.5 1,273.0 1,253.5 1,256.1 1,285.7 1,277.3 1,279.1 1,294.9 1,275.4 1,283.0 1,274.6 1,295.4
33 Total assets 13,357.4 13,414.1 13,386.0 13,318.4 13,242.7 13,222.7 13,285.0 13,333.9 13,276.2 13,399.7 13,339.3 13,447.0
 
Liabilities
34 Deposits 11,113.8 10,848.9 10,779.7 10,796.4 10,776.1 10,752.1 10,751.0 10,739.5 10,662.4 10,804.3 10,741.6 10,815.6
35 Large time deposits 356.2 557.6 574.2 595.9 626.5 675.2 719.6 765.1 776.1 783.8 785.4 787.4
36 Other deposits 10,757.6 10,291.3 10,205.5 10,200.5 10,149.7 10,077.0 10,031.5 9,974.4 9,886.3 10,020.5 9,956.2 10,028.3
37 Borrowings 561.9 956.7 949.1 869.5 804.8 817.8 873.6 924.0 921.3 942.0 925.8 938.5
38 Net due to related foreign offices -327.2 -422.5 -416.9 -388.7 -365.1 -367.1 -366.9 -368.1 -368.0 -370.8 -349.9 -349.2
39 Other liabilities including trading liabilities 25 533.9 492.3 448.5 522.6 523.8 522.8 526.9 542.8 544.0 543.6 521.6 544.1
40 Total liabilities 11,882.4 11,875.5 11,760.4 11,799.8 11,739.6 11,725.6 11,784.6 11,838.2 11,759.8 11,919.0 11,839.1 11,949.1
41 Residual (Assets LESS Liabilities) 26 1,475.0 1,538.7 1,625.6 1,518.6 1,503.0 1,497.1 1,500.4 1,495.7 1,516.4 1,480.8 1,500.2 1,497.9

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 5,612.1 5,601.3 5,628.9 5,649.8 5,666.0 5,689.5 5,679.8 5,671.6 5,676.9 5,664.1 5,658.4 5,663.3
2 Securities in bank credit 2 1,496.2 1,310.7 1,311.7 1,305.4 1,299.2 1,289.5 1,270.5 1,247.4 1,246.7 1,239.0 1,235.3 1,231.2
3 Treasury and agency securities 3 1,086.3 914.8 914.7 914.3 906.4 902.0 891.0 873.3 873.2 868.1 868.4 865.4
4 Mortgage-backed securities (MBS) 4 763.8 620.5 620.7 616.9 612.2 608.3 598.6 578.3 577.8 574.1 573.2 571.0
5 Non-MBS 5 322.5 294.3 294.1 297.4 294.1 293.8 292.3 295.0 295.5 294.0 295.2 294.4
6 Other securities 409.9 395.9 397.0 391.1 392.8 387.4 379.5 374.0 373.5 370.9 366.9 365.8
7 Mortgage-backed securities (MBS) 6 45.1 40.2 40.0 39.8 39.7 38.9 38.8 38.3 38.3 37.9 37.8 38.5
8 Non-MBS 7 364.8 355.8 357.0 351.3 353.2 348.5 340.7 335.7 335.1 333.0 329.0 327.2
9 Loans and leases in bank credit 8 4,116.0 4,290.6 4,317.2 4,344.4 4,366.8 4,400.0 4,409.3 4,424.3 4,430.2 4,425.1 4,423.1 4,432.1
10 Commercial and industrial loans 741.8 711.3 713.8 719.2 721.5 721.1 718.3 719.4 719.5 718.6 718.0 720.8
11 Real estate loans 2,638.9 2,809.9 2,831.6 2,849.1 2,866.9 2,889.1 2,899.7 2,911.4 2,915.1 2,916.2 2,917.8 2,922.8
12 Residential real estate loans 856.5 913.2 922.7 927.9 934.0 943.5 946.1 950.1 952.4 952.1 951.9 954.3
13 Revolving home equity loans 93.3 97.5 97.9 98.5 98.6 99.4 99.5 100.0 100.1 100.3 100.4 100.5
14 Closed-end residential loans 9 763.2 815.7 824.7 829.5 835.4 844.1 846.6 850.1 852.3 851.8 851.5 853.8
15 Commercial real estate loans 1,782.4 1,896.7 1,909.0 1,921.2 1,932.9 1,945.6 1,953.6 1,961.4 1,962.7 1,964.1 1,965.9 1,968.5
16 Construction and land development loans 10 298.0 324.1 327.8 331.3 335.2 336.4 339.2 340.5 340.9 340.9 341.1 341.0
17 Secured by farmland 11 101.9 104.6 105.0 105.4 105.5 105.8 106.0 106.3 106.4 106.6 106.5 106.7
18 Secured by multifamily properties 12 273.8 313.2 315.3 317.5 319.6 325.3 327.2 330.9 331.2 331.4 332.2 332.9
19 Secured by nonfarm nonresidential properties 13 1,108.8 1,154.8 1,160.9 1,166.9 1,172.6 1,178.1 1,181.2 1,183.7 1,184.2 1,185.2 1,186.1 1,187.8
20 Consumer loans 426.4 445.6 449.3 451.5 453.2 457.1 459.8 460.4 460.6 459.0 460.0 459.4
21 Credit cards and other revolving plans 174.4 182.7 185.5 186.8 187.6 189.4 190.9 191.6 191.9 190.6 191.5 191.1
22 Other consumer loans 252.0 263.0 263.7 264.8 265.6 267.7 268.9 268.8 268.7 268.3 268.5 268.3
23 Automobile loans 14 75.4 77.7 77.6 77.8 77.9 78.1 78.2 78.2 78.2 78.3 78.3 78.6
24 All other consumer loans 15 176.6 185.3 186.1 186.9 187.7 189.6 190.7 190.6 190.4 190.0 190.2 189.7
25 All other loans and leases 308.8 323.8 322.5 324.5 325.1 332.8 331.5 333.0 335.0 331.3 327.3 329.2
26 Loans to nondepository financial institutions 17 96.0 103.3 101.9 101.4 100.7 106.4 104.7 104.3 105.6 102.9 101.1 103.6
27 All loans not elsewhere classified 18 212.8 220.4 220.6 223.1 224.4 226.4 226.8 228.7 229.4 228.4 226.1 225.6
28 LESS: Allowance for loan and lease losses 57.4 62.6 62.1 61.5 62.6 63.2 63.7 65.1 65.2 65.1 65.0 65.4
29 Cash assets 21 410.3 482.3 477.8 466.8 457.5 450.6 445.4 438.8 435.9 432.4 427.0 421.2
30 Total federal funds sold and reverse RPs 22 42.1 32.4 34.4 36.8 33.3 39.5 38.6 40.1 41.6 37.2 42.1 39.9
31 Loans to commercial banks 23 1.9 0.7 0.5 0.5 0.5 0.5 0.4 0.4 0.4 0.4 0.4 0.6
32 Other assets including trading assets 24 402.5 421.8 425.4 428.1 432.3 437.4 437.0 442.8 444.5 445.7 447.6 442.7
33 Total assets 6,411.5 6,476.0 6,504.9 6,520.3 6,527.0 6,554.4 6,537.5 6,528.5 6,534.0 6,514.7 6,510.5 6,502.3
 
Liabilities
34 Deposits 5,337.4 5,166.8 5,188.0 5,207.9 5,237.6 5,268.6 5,275.8 5,286.7 5,286.5 5,280.8 5,281.7 5,278.4
35 Large time deposits 373.0 528.2 551.6 571.7 588.9 611.6 634.3 650.2 648.4 648.8 655.9 660.8
36 Other deposits 4,964.4 4,638.6 4,636.5 4,636.2 4,648.7 4,657.0 4,641.5 4,636.5 4,638.0 4,632.0 4,625.8 4,617.6
37 Borrowings 315.0 510.6 515.5 482.7 457.5 449.3 434.1 423.4 425.5 422.1 410.6 411.7
38 Net due to related foreign offices 29.5 33.1 31.4 33.8 32.5 29.3 28.2 26.7 26.1 27.2 31.3 32.5
39 Other liabilities including trading liabilities 25 107.9 113.7 114.3 120.8 122.1 124.1 125.8 128.7 129.9 129.8 127.3 130.0
40 Total liabilities 5,789.8 5,824.1 5,849.2 5,845.1 5,849.7 5,871.3 5,863.9 5,865.5 5,868.0 5,860.0 5,850.9 5,852.6
41 Residual (Assets LESS Liabilities) 26 621.7 651.9 655.7 675.2 677.2 683.1 673.6 663.1 666.0 654.7 659.6 649.7

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 5,614.0 5,605.6 5,626.7 5,647.4 5,651.9 5,677.8 5,678.0 5,676.1 5,677.6 5,676.2 5,670.1 5,671.7
2 Securities in bank credit 2 1,493.9 1,317.6 1,310.9 1,299.4 1,289.2 1,282.6 1,265.0 1,246.1 1,245.6 1,236.8 1,234.2 1,233.0
3 Treasury and agency securities 3 1,084.1 920.1 915.9 909.1 899.9 895.2 884.4 871.6 871.5 866.1 867.0 866.4
4 Mortgage-backed securities (MBS) 4 760.4 624.0 621.5 615.6 608.6 604.7 593.8 575.8 574.2 571.7 572.0 570.5
5 Non-MBS 5 323.7 296.1 294.4 293.5 291.3 290.5 290.5 295.9 297.3 294.4 295.0 295.9
6 Other securities 409.8 397.5 395.0 390.3 389.3 387.5 380.6 374.5 374.1 370.7 367.2 366.5
7 Mortgage-backed securities (MBS) 6 45.2 40.2 40.1 39.8 39.6 38.9 38.7 38.5 38.5 38.0 38.2 38.9
8 Non-MBS 7 364.6 357.3 354.9 350.5 349.7 348.5 341.9 336.0 335.6 332.7 329.1 327.6
9 Loans and leases in bank credit 8 4,120.1 4,288.0 4,315.8 4,348.0 4,362.8 4,395.2 4,413.0 4,430.0 4,432.0 4,439.3 4,435.9 4,438.7
10 Commercial and industrial loans 736.4 719.3 720.8 723.1 720.2 716.1 714.4 715.7 715.9 715.0 713.9 714.8
11 Real estate loans 2,643.7 2,804.5 2,827.5 2,846.8 2,862.4 2,888.8 2,902.3 2,916.0 2,918.5 2,924.1 2,926.4 2,930.0
12 Residential real estate loans 860.6 910.1 920.1 927.9 935.4 946.2 950.5 954.6 955.4 957.5 957.8 958.2
13 Revolving home equity loans 93.6 96.8 97.9 98.7 98.5 99.2 99.7 100.3 100.5 100.7 100.7 100.8
14 Closed-end residential loans 9 767.1 813.2 822.3 829.2 836.9 847.0 850.7 854.3 854.9 856.8 857.1 857.4
15 Commercial real estate loans 1,783.1 1,894.4 1,907.3 1,918.9 1,926.9 1,942.6 1,951.8 1,961.4 1,963.1 1,966.6 1,968.7 1,971.8
16 Construction and land development loans 10 297.3 323.2 327.4 330.4 329.9 334.1 337.0 339.2 340.5 341.0 341.9 343.5
17 Secured by farmland 11 102.2 104.2 104.8 105.5 105.7 106.0 106.3 106.6 106.7 106.8 106.7 106.8
18 Secured by multifamily properties 12 274.1 312.9 314.8 316.8 320.3 325.6 327.6 331.2 331.5 332.1 332.4 332.6
19 Secured by nonfarm nonresidential properties 13 1,109.5 1,154.1 1,160.4 1,166.2 1,171.0 1,176.9 1,181.0 1,184.3 1,184.4 1,186.8 1,187.7 1,188.8
20 Consumer loans 426.7 443.7 445.1 449.3 451.0 455.0 459.1 460.8 462.0 461.5 460.4 460.6
21 Credit cards and other revolving plans 173.7 180.7 182.4 184.6 186.1 188.4 189.5 191.0 192.3 192.0 190.9 191.4
22 Other consumer loans 253.0 263.0 262.7 264.7 264.8 266.6 269.6 269.8 269.7 269.5 269.5 269.1
23 Automobile loans 14 75.7 77.5 77.6 77.9 77.9 78.1 78.4 78.5 78.6 78.6 78.6 78.6
24 All other consumer loans 15 177.3 185.5 185.1 186.8 186.9 188.5 191.2 191.3 191.2 190.9 190.9 190.5
25 All other loans and leases 313.3 320.5 322.5 328.8 329.2 335.3 337.2 337.5 335.7 338.6 335.2 333.4
26 Loans to nondepository financial institutions 17 99.3 102.5 102.4 104.1 103.6 107.5 107.3 107.8 107.0 108.4 107.0 105.5
27 All loans not elsewhere classified 18 214.0 218.0 220.0 224.7 225.6 227.8 229.8 229.8 228.7 230.2 228.2 227.8
28 LESS: Allowance for loan and lease losses 57.4 61.6 61.8 62.0 63.2 63.6 63.9 65.0 65.1 65.2 65.3 65.5
29 Cash assets 21 411.2 462.8 450.5 438.9 440.0 440.7 439.5 441.7 434.2 442.2 445.8 457.7
30 Total federal funds sold and reverse RPs 22 37.8 38.2 36.9 36.7 32.5 37.5 36.2 36.8 36.7 37.6 38.0 37.7
31 Loans to commercial banks 23 2.0 0.6 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5 0.4
32 Other assets including trading assets 24 404.5 420.5 425.0 428.7 434.1 436.4 441.2 445.2 444.2 446.1 448.3 447.3
33 Total assets 6,412.2 6,466.0 6,477.9 6,490.4 6,496.0 6,529.4 6,531.5 6,535.4 6,528.1 6,537.4 6,537.4 6,549.3
 
Liabilities
34 Deposits 5,337.7 5,158.1 5,144.5 5,183.9 5,213.2 5,259.6 5,272.0 5,285.5 5,271.7 5,299.8 5,305.4 5,314.0
35 Large time deposits 368.7 531.0 552.7 575.0 596.1 616.2 631.7 641.8 642.7 645.6 648.4 651.5
36 Other deposits 4,969.0 4,627.1 4,591.8 4,608.8 4,617.1 4,643.4 4,640.3 4,643.7 4,628.9 4,654.2 4,657.0 4,662.5
37 Borrowings 319.1 515.0 530.0 494.1 466.8 449.0 436.6 429.3 432.2 423.9 411.8 410.6
38 Net due to related foreign offices 31.1 33.2 32.1 34.3 33.2 29.3 28.8 27.7 27.8 27.5 28.6 31.0
39 Other liabilities including trading liabilities 25 112.1 110.7 112.2 119.2 121.0 124.6 128.3 133.4 133.9 136.3 132.5 135.0
40 Total liabilities 5,800.0 5,817.0 5,818.9 5,831.4 5,834.1 5,862.5 5,865.8 5,875.9 5,865.5 5,887.5 5,878.3 5,890.6
41 Residual (Assets LESS Liabilities) 26 612.2 649.1 659.0 658.9 661.9 667.0 665.7 659.4 662.5 649.9 659.1 658.7

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 1,237.1 1,271.9 1,264.2 1,258.0 1,249.5 1,249.7 1,263.8 1,270.6 1,269.2 1,265.0 1,273.0 1,266.7
2 Securities in bank credit 2 240.5 231.5 227.9 228.5 222.4 220.2 227.4 225.2 221.4 224.1 226.0 226.3
3 Treasury and agency securities 3 147.8 136.7 136.8 139.1 133.2 129.6 137.3 136.8 133.6 137.0 137.2 137.9
4 Mortgage-backed securities (MBS) 4 36.5 27.0 24.5 25.7 23.8 22.7 25.2 26.7 27.4 27.1 29.8 32.3
5 Non-MBS 5 111.2 109.7 112.3 113.4 109.5 106.9 112.1 110.1 106.2 109.9 107.3 105.6
6 Other securities 92.7 94.8 91.1 89.5 89.1 90.6 90.2 88.4 87.8 87.1 88.8 88.5
7 Mortgage-backed securities (MBS) 6 1.8 1.9 1.9 1.9 1.8 2.0 1.7 1.9 1.9 1.9 1.9 1.8
8 Non-MBS 7 90.9 93.0 89.1 87.6 87.3 88.6 88.4 86.5 85.9 85.2 86.9 86.6
9 Loans and leases in bank credit 8 996.6 1,040.4 1,036.3 1,029.5 1,027.1 1,029.6 1,036.4 1,045.4 1,047.8 1,040.8 1,047.1 1,040.4
10 Commercial and industrial loans 488.1 510.4 506.9 500.9 495.4 495.2 498.3 506.5 506.6 501.5 500.3 494.5
11 Real estate loans 104.3 106.1 106.5 106.7 107.3 107.1 107.8 106.6 104.7 104.8 105.2 104.6
12 Residential real estate loans 0.7 0.7 0.7 0.7 0.5 0.5 0.6 0.7 0.7 0.7 0.7 0.7
13 Revolving home equity loans 0.0 -0.0 -0.0 -0.1 -0.2 -0.1 -0.0 0.1 0.1 0.1 0.1 0.1
14 Closed-end residential loans 9 0.7 0.7 0.8 0.8 0.7 0.6 0.6 0.6 0.6 0.6 0.6 0.6
15 Commercial real estate loans 103.6 105.5 105.8 106.0 106.8 106.6 107.2 106.0 104.0 104.1 104.6 104.0
16 Construction and land development loans 10 12.2 12.8 12.9 12.8 12.7 13.1 13.9 13.9 13.9 14.0 14.3 14.4
17 Secured by farmland 11 0.2 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.2 0.1 0.1 0.1
18 Secured by multifamily properties 12 18.4 19.0 19.3 19.4 19.9 19.8 19.6 19.3 19.5 19.0 19.1 19.0
19 Secured by nonfarm nonresidential properties 13 72.8 73.5 73.4 73.7 74.1 73.5 73.6 72.5 70.4 71.0 71.1 70.4
20 Consumer loans -0.1 0.3 0.1 0.0 -0.0 0.0 0.1 -0.1 -0.1 -0.1 -0.1 -0.1
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans -0.1 0.3 0.1 0.0 -0.0 0.0 0.1 -0.1 -0.1 -0.1 -0.1 -0.1
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 -0.1 0.3 0.1 0.0 -0.0 0.0 0.1 -0.1 -0.1 -0.1 -0.1 -0.1
25 All other loans and leases 404.3 423.6 422.9 421.9 424.4 427.3 430.2 432.4 436.5 434.6 441.6 441.3
26 Loans to nondepository financial institutions 17 166.1 181.8 188.0 189.2 190.7 192.4 195.8 200.2 203.3 203.3 206.0 206.0
27 All loans not elsewhere classified 18 , 19 238.1 241.7 234.9 232.6 233.7 234.8 234.4 232.1 233.2 231.2 235.6 235.3
28 LESS: Allowance for loan and lease losses 20 -0.2 0.3 0.3 0.4 0.1 0.3 -0.1 -0.2 -0.3 -0.3 -0.4 -0.4
29 Cash assets 21 1,311.2 1,252.3 1,256.1 1,307.9 1,275.6 1,292.1 1,297.0 1,306.3 1,319.3 1,313.2 1,345.4 1,383.5
30 Total federal funds sold and reverse RPs 22 274.8 351.9 357.0 361.5 374.5 351.2 347.1 355.8 349.1 364.3 329.4 334.0
31 Loans to commercial banks 23 1.3 1.3 1.2 0.7 0.6 0.6 0.4 0.7 0.9 0.7 0.5 0.6
32 Other assets including trading assets 24 153.1 140.4 136.3 144.0 141.6 142.7 142.1 154.9 153.5 165.5 147.1 149.5
33 Total assets 2,977.7 3,017.5 3,014.4 3,071.6 3,041.7 3,036.1 3,050.4 3,088.6 3,092.3 3,109.0 3,095.8 3,134.7
 
Liabilities
34 Deposits 1,293.4 1,262.0 1,241.2 1,273.2 1,289.3 1,267.2 1,282.7 1,281.6 1,277.5 1,270.7 1,273.7 1,297.1
35 Large time deposits 812.9 794.1 784.3 800.0 820.5 808.6 806.0 812.2 810.1 814.4 817.9 821.6
36 Other deposits 480.5 467.9 456.9 473.2 468.8 458.6 476.7 469.5 467.3 456.3 455.8 475.6
37 Borrowings 895.5 951.8 962.4 1,013.1 1,002.6 979.9 1,011.1 1,030.8 1,023.5 993.6 985.6 977.8
38 Net due to related foreign offices 616.1 663.6 646.0 617.9 609.3 632.7 614.8 609.8 620.6 682.9 674.0 689.1
39 Other liabilities including trading liabilities 25 158.3 148.4 153.3 160.1 158.0 163.2 159.9 164.3 158.1 173.2 159.4 160.1
40 Total liabilities 2,963.4 3,025.8 3,002.8 3,064.3 3,059.3 3,043.1 3,068.6 3,086.5 3,079.6 3,120.4 3,092.7 3,124.0
41 Residual (Assets LESS Liabilities) 26 14.3 -8.3 11.6 7.3 -17.6 -6.9 -18.1 2.1 12.7 -11.4 3.1 10.7

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Oct
2023
Apr
2023
May
2023
Jun
2023
Jul
2023
Aug
2023
Sep
2023
Oct
Week ending
Oct 25 Nov 01 Nov 08 Nov 15
Assets
1 Bank credit 1,223.8 1,271.0 1,259.2 1,252.9 1,251.0 1,246.6 1,257.2 1,258.8 1,251.7 1,258.4 1,263.6 1,263.1
2 Securities in bank credit 2 237.8 229.5 227.7 229.7 227.3 224.0 226.7 221.8 217.8 223.3 224.4 223.4
3 Treasury and agency securities 3 144.9 133.6 137.5 140.9 137.9 134.4 137.2 133.2 129.2 134.9 134.0 133.1
4 Mortgage-backed securities (MBS) 4 37.0 27.0 25.6 27.0 25.9 25.1 27.3 26.6 26.4 26.7 26.8 28.0
5 Non-MBS 5 107.9 106.5 111.9 114.0 112.1 109.3 109.9 106.6 102.8 108.2 107.2 105.1
6 Other securities 92.9 95.9 90.1 88.7 89.4 89.6 89.5 88.6 88.6 88.4 90.4 90.3
7 Mortgage-backed securities (MBS) 6 1.8 1.9 1.9 1.9 1.9 2.0 1.9 1.9 1.8 1.8 1.8 1.9
8 Non-MBS 7 91.1 94.0 88.2 86.8 87.5 87.6 87.6 86.8 86.8 86.5 88.5 88.5
9 Loans and leases in bank credit 8 985.9 1,041.5 1,031.5 1,023.3 1,023.7 1,022.7 1,030.5 1,037.0 1,033.9 1,035.1 1,039.2 1,039.6
10 Commercial and industrial loans 478.7 512.1 505.5 498.5 496.4 492.5 494.0 499.2 496.0 496.1 495.9 493.8
11 Real estate loans 103.2 106.4 106.6 107.4 106.9 106.6 106.9 105.5 103.6 103.6 103.9 103.2
12 Residential real estate loans 0.7 0.7 0.7 0.7 0.7 0.6 0.6 0.6 0.6 0.6 0.6 0.6
13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 0.7 0.7 0.7 0.7 0.7 0.6 0.6 0.6 0.6 0.6 0.6 0.6
15 Commercial real estate loans 102.5 105.7 105.9 106.7 106.3 106.0 106.3 104.9 103.0 103.0 103.3 102.7
16 Construction and land development loans 10 11.8 13.1 13.4 13.2 13.1 13.3 13.4 13.4 13.5 13.5 13.6 13.7
17 Secured by farmland 11 0.2 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.1 0.1 0.1
18 Secured by multifamily properties 12 18.7 18.8 19.0 19.1 19.5 19.5 19.5 19.7 19.8 19.7 19.7 19.6
19 Secured by nonfarm nonresidential properties 13 71.9 73.7 73.5 74.2 73.6 73.0 73.2 71.6 69.5 69.7 70.0 69.3
20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 404.0 423.0 419.4 417.3 420.4 423.5 429.6 432.3 434.3 435.4 439.4 442.6
26 Loans to nondepository financial institutions 17 168.3 178.4 184.6 186.5 189.6 192.9 198.8 202.5 204.1 206.4 207.7 209.0
27 All loans not elsewhere classified 18 , 19 235.7 244.7 234.8 230.8 230.8 230.6 230.8 229.8 230.2 229.0 231.7 233.5
28 LESS: Allowance for loan and lease losses 20 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,297.3 1,259.6 1,270.5 1,288.3 1,289.1 1,321.4 1,284.7 1,291.2 1,325.1 1,288.0 1,358.9 1,378.9
30 Total federal funds sold and reverse RPs 22 269.0 344.7 357.2 357.6 362.5 352.4 347.7 349.2 338.4 352.4 336.4 340.9
31 Loans to commercial banks 23 1.2 1.3 1.2 0.7 0.7 0.7 0.6 0.5 0.5 0.3 0.3 0.5
32 Other assets including trading assets 24 153.9 133.5 135.7 146.8 140.3 144.3 144.0 155.4 158.9 159.4 146.7 142.9
33 Total assets 2,945.2 3,010.2 3,023.7 3,046.4 3,043.5 3,065.5 3,034.1 3,055.1 3,074.6 3,058.5 3,105.9 3,126.3
 
Liabilities
34 Deposits 1,278.2 1,256.1 1,248.6 1,264.3 1,279.4 1,282.1 1,277.3 1,268.2 1,272.3 1,258.6 1,274.9 1,292.1
35 Large time deposits 803.3 794.7 793.2 799.6 811.3 813.7 801.9 804.2 807.0 802.5 812.8 811.2
36 Other deposits 474.9 461.4 455.4 464.7 468.1 468.4 475.4 464.0 465.3 456.1 462.1 480.9
37 Borrowings 874.7 942.5 986.4 1,022.3 1,000.0 982.4 983.2 1,001.5 998.8 963.4 990.5 982.9
38 Net due to related foreign offices 632.4 659.3 629.8 595.7 601.6 633.3 611.3 622.6 638.7 673.3 683.4 700.4
39 Other liabilities including trading liabilities 25 162.4 148.1 155.4 160.8 158.1 163.1 160.9 168.6 170.3 170.5 164.3 158.1
40 Total liabilities 2,947.7 3,006.1 3,020.2 3,043.1 3,039.1 3,060.9 3,032.7 3,060.9 3,080.1 3,065.7 3,113.1 3,133.5
41 Residual (Assets LESS Liabilities) 26 -2.5 4.1 3.6 3.3 4.4 4.6 1.4 -5.9 -5.5 -7.2 -7.2 -7.2

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
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Last Update: November 24, 2023
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