Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2015 | 2016 | 2017 | 2018 | 2018 Q1 | 2018 Q2 | 2018 Q3 | 2018 Q4 | 2019 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 104143.5 | 110063.0 | 118904.9 | 119997.4 | 119935.1 | 121787.1 | 123825.1 | 119997.4 | 124693.9 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 30011.1 | 31769.5 | 33769.4 | 35340.8 | 34259.0 | 34798.9 | 35013.4 | 35340.8 | 35799.4 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 24454.4 | 26042.4 | 27866.2 | 29163.9 | 28287.2 | 28760.9 | 28900.7 | 29163.9 | 29550.6 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 21618.9 | 23015.2 | 24577.6 | 25831.3 | 25041.3 | 25350.9 | 25581.1 | 25831.3 | 26119.8 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 2835.5 | 3027.2 | 3288.6 | 3332.6 | 3245.9 | 3410.0 | 3319.6 | 3332.6 | 3430.8 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 383.6 | 402.2 | 424.1 | 451.5 | 430.3 | 437.7 | 445.6 | 451.5 | 459.0 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 167.3 | 175.6 | 185.0 | 195.8 | 187.1 | 189.9 | 192.7 | 195.8 | 199.4 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5005.8 | 5149.3 | 5294.1 | 5529.6 | 5354.4 | 5410.5 | 5474.4 | 5529.6 | 5590.4 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 74132.4 | 78293.5 | 85135.5 | 84656.6 | 85676.2 | 86988.2 | 88811.8 | 84656.6 | 88894.5 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 31.9 | 26.3 | 39.1 | 44.7 | 42.2 | 42.6 | 40.0 | 44.7 | 45.2 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1219.7 | 1142.4 | 1343.8 | 1557.9 | 1462.3 | 1443.3 | 1316.2 | 1557.9 | 1522.7 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 8432.5 | 9107.3 | 9285.4 | 9701.0 | 9486.8 | 9542.1 | 9585.8 | 9701.0 | 9858.2 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1550.9 | 1556.7 | 1615.4 | 1798.1 | 1593.8 | 1625.2 | 1670.9 | 1798.1 | 1823.9 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4705.0 | 4608.0 | 4620.4 | 5586.9 | 4864.6 | 5051.1 | 5262.5 | 5586.9 | 5775.7 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1073.8 | 1196.2 | 1212.5 | 1939.7 | 1534.6 | 1615.2 | 1841.8 | 1939.7 | 2092.6 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 463.4 | 402.1 | 480.5 | 646.5 | 465.7 | 537.7 | 601.6 | 646.5 | 606.9 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1885.0 | 1861.4 | 1869.6 | 1842.4 | 1808.8 | 1847.0 | 1818.7 | 1842.4 | 1874.9 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 1282.9 | 1148.3 | 1057.8 | 1158.4 | 1055.5 | 1051.3 | 1000.5 | 1158.4 | 1201.3 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 984.9 | 972.8 | 899.7 | 876.2 | 894.6 | 882.5 | 882.0 | 876.2 | 862.0 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 841.3 | 839.9 | 782.1 | 772.7 | 780.8 | 772.3 | 775.3 | 772.7 | 762.3 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 98.7 | 91.6 | 82.8 | 73.1 | 80.5 | 77.9 | 75.5 | 73.1 | 70.3 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 44.9 | 41.3 | 34.8 | 30.4 | 33.2 | 32.2 | 31.2 | 30.4 | 29.5 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 13128.2 | 14852.9 | 17544.2 | 15564.6 | 17381.5 | 17772.1 | 18707.5 | 15564.6 | 17494.3 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 6944.1 | 7295.2 | 8656.9 | 7920.0 | 8699.0 | 8791.1 | 9105.9 | 7920.0 | 8813.6 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 241.0 | 251.2 | 261.0 | 269.3 | 263.1 | 265.1 | 267.2 | 269.3 | 271.6 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1510.9 | 1568.1 | 1626.6 | 1659.1 | 1637.5 | 1655.5 | 1675.9 | 1659.1 | 1692.1 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 23482.8 | 24360.5 | 25800.5 | 25668.9 | 25830.1 | 26066.1 | 26418.4 | 25668.9 | 26492.7 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 10818.6 | 11413.3 | 12250.6 | 12766.3 | 12316.7 | 12641.3 | 12655.2 | 12766.3 | 12995.9 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1082.1 | 1138.8 | 1191.9 | 1243.5 | 1204.0 | 1210.4 | 1224.1 | 1243.5 | 1246.6 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 14526.8 | 14976.7 | 15555.3 | 16045.0 | 15596.5 | 15728.1 | 15913.1 | 16045.0 | 16050.9 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 219.6 | 216.4 | 218.2 | 216.1 | 220.0 | 219.7 | 216.6 | 216.1 | 215.2 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 13934.3 | 14370.1 | 14925.6 | 15396.5 | 14957.8 | 15085.2 | 15267.6 | 15396.5 | 15397.2 | 32 |
| Households and nonprofit organizations; home mortgages; liability (8) | FL153165105 | 9566.5 | 9759.8 | 10053.7 | 10331.2 | 10094.0 | 10177.2 | 10271.6 | 10331.2 | 10355.7 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3411.0 | 3644.1 | 3827.9 | 4008.9 | 3808.5 | 3851.1 | 3938.2 | 4008.9 | 3999.7 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 280.6 | 291.3 | 299.1 | 327.2 | 301.6 | 304.7 | 299.9 | 327.2 | 318.6 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 437.4 | 427.2 | 488.2 | 463.3 | 494.6 | 490.8 | 494.3 | 463.3 | 454.9 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 238.8 | 247.7 | 256.7 | 266.0 | 259.0 | 261.3 | 263.6 | 266.0 | 268.2 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 341.3 | 358.9 | 378.5 | 397.4 | 383.2 | 387.9 | 392.6 | 397.4 | 402.1 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 31.6 | 31.3 | 33.1 | 35.0 | 35.5 | 35.4 | 36.2 | 35.0 | 36.4 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 89616.7 | 95086.3 | 103349.6 | 103952.4 | 104338.6 | 106059.0 | 107912.1 | 103952.4 | 108643.1 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 7477.0 | 8080.0 | 9200.0 | 8806.0 | 9173.0 | 9303.0 | 9583.0 | 8806.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 253.5 | 275.1 | 319.0 | 311.3 | 321.6 | 329.0 | 333.8 | 311.3 | 339.4 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 230.5 | 251.9 | 294.4 | 288.8 | 297.4 | 304.7 | 310.4 | 288.8 | 315.8 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 23.0 | 23.2 | 24.6 | 22.5 | 24.2 | 24.3 | 23.4 | 22.5 | 23.6 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 15424.5 | 16441.6 | 17190.4 | 18351.2 | 17627.7 | 17997.9 | 18183.1 | 18351.2 | 18522.9 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 15174.9 | 16175.5 | 16909.7 | 18051.9 | 17340.1 | 17704.6 | 17886.5 | 18051.9 | 18221.2 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 249.6 | 266.1 | 280.6 | 299.2 | 287.5 | 293.3 | 296.6 | 299.2 | 301.8 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1673.2 | 1721.5 | 1789.3 | 1888.9 | 1808.6 | 1837.1 | 1856.8 | 1888.9 | 1907.8 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 13784.3 | 14170.9 | 14796.3 | 15521.8 | 15289.2 | 15431.4 | 15592.4 | 15774.1 | 15875.8 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 650.13 | 671.00 | 698.48 | 669.72 | 682.44 | 687.29 | 692.08 | 659.01 | 684.33 | 50 |
| Households; owners' equity in real estate | FL155035065 | 12052.4 | 13255.4 | 14523.9 | 15500.1 | 14947.3 | 15173.7 | 15309.5 | 15500.1 | 15764.1 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 55.75 | 57.59 | 59.09 | 60.01 | 59.69 | 59.85 | 59.85 | 60.01 | 60.35 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: June 6, 2019